1. Page 1 of 3
SABU MATHEW
Al Barsha, Dubai, UAE 31910 | H: 050 - 2716870 | C: 055 - 5872119 | sab_panacea@hotmail.com
Summary
Chartered Accountant with 9 years' experience in UAE with extensive exposure in contracting companiesand with proven
skills in trade finance management for projects.
Efficient finance professionaladept at increasing profitability through various costreduction techniques.
Highly motivated finance professional who thrivesin high-pressure environments. Excellent financial reporting, budget
forecasting, management and team-building skills.
Highlights
Process implementation Ability to work under pressure
Customer relations Dependability
Strategic and financial planning expert Attention to detail
Accomplishments
Implemented a system of certification for sub-contractor paymentswhere by chances ofduplicate sub-contract payments
were eliminated.
Created a system of cumulative invoicing and tracking through the drawings where byrevenue leakage on contracts was
prevented.
Experience
Finance Manager 09/2016 to till date
Meraas Contracting Co., LLC, Sharjah
 Setting up of policies and procedures.
 Preparation of project feasibility studies.
 Introduction of cost control mechanism.
 Review of payroll.
Finance Manager 05/2015 to 09/2016
Ideas91 FZCO, Jebel Ali, Dubai
(distributors of consumer electronics and home appliances, procurement consultant etc)
 Cash flow management.
 Management reporting.
 Sales margin analysis.
 Supervision of logistics operations.
 Receivables management.
 Supervision of payrolls.
 Supervision of export documentation.
 Liaisoning with banks.
Finance Manager 09/2009 to 04/2015
ASP Access Floors LLC – subsidiary of Zabeel Investments & ASP Pty Ltd Tecom, Dubai
(delivering high end interior fit out solutions like supply and installation of raised access floors, carpet, vinyl,
rubber, ceilings, partitions etc in UAE and other Middle East countries.)
 Liaisoned with banks for fund management. Arranged AED 20 million newbank facilities.
 Created executive analysis reports highlighting business issues, potentialrisks and profit opportunities.

2. Page 2 of 3
 Created comprehensive tracker to monitor LCs - both import & export.
 Created extensive tracker to monitor bank guarantees.
 Managed to insert controlling clauses to bank guarantees.
 Organized inter-departmental co-ordination meetings for cost control.
 Prevented leakage of contract revenues.
 Prevented duplicate paymentsto sub-contractors.
 Created executive profitabilityreportshighlighting project-wise profitability in comparison with budgets.
 Created comprehensive budgets.
 Communicated regularly with managementregarding financialperformance and financial position.
 Communicated regularly with managementregarding variances between budgetsand actuals.
 Negotiated and reviewed businesscontracts and projects with profitability and financial successin mind.
 Liaisoned with auditors (Big 4) so as to getthe audited financialstatements ready in the firstquarter.
 Managed inventoryby introducing regular stock verification, revisiting re-order levels,clearing low/non-
moving items etc.
 Managed receivablesso as to reduce the average collection period from 120 days to 100 days.
 Managed payables so that dues were settled within due dates.
 Managed payrollsin compliance with WPS.
Asst. Manager – Finance 04/2007 to 08/2009
Al Swiss Group of Companies – consisting of three companies Al Jarf, Ajman
Engaged in Onshore & Offshore Insulation (Thermal, Cryogenic, Acoustic), Hydrocarbon Passive Fire
Protection, Structural Steel Fire Proofing (Cementatious/Intumescent), Firestops, Refractory (Bricks and
Castables), Shotcrete/Sprayed Concrete /Gunite, EPC’ Electromechanical contracts including Supply
and Installation of District Cooling and central Air-conditioning Systems, Marine Engineering including Design,
Construction and Commissioning of Yachts, Boats, Barges, Vessels, Accommodation modules and Ship
Repairs.
 Negotiated with banks for project specific and general bank facilities.
 Monitored correspondence with banks regarding project progress.
 Monitored Letter of Credits, its negotiations, discounting etc.
 Controlled and monitored various guarantees like APG/PG/RG/TBG.
 Evaluated projects giving emphasis on the costand revenue factors.
 Finalized accounts & preparation of financial statements.
 Liaisoned with internaland external auditors.
 Communicated to management on key indicators like revenues, operational expenditure & EBITDA.
 Taken care of receivables and payables management.
Senior Executive – Financeand Accounts 12/2004 to 01/2007
Duckworth Flavors India (PVT) LTD (JV of Duckworth UK and Khodays India Ltd) Bangalore, India
(manufacturers of food flavors)
 Supervised allroutine accounting works.
 Assistance for statutory audit.
 Finalization of accounts.
 Liaisoned with banks and other financialinstitutions.
 Bank reconciliation.
 Debtors' and creditors' reconciliation.
 Assisted for preparation of budgets and other financial reports.
 Supervised inventory checks and verified its valuation.

3. Page 3 of 3
Articled clerk/Senior Audit Assistant 10/1998 to 11/2004
Ishwar and Gopal, Chartered Accountants Bangalore, India
 Audited various types of businesseslike companies,partnerships, sole proprietorshipsetc. applying accounting
standards.
 Handled various statutory, internal and bank audits.
 Carried out Tax Audits as per Indian Income Tax Act.
 Reviewed internal controls and managed installation of accounting system.
 Verified inventories.
Education
Chartered Accountant 2006
Institute of Chartered Accountants of India New Delhi, India
Master of Philosophy, Commerce 2004
Alagappa University Tamilnadu, India
Master of Commerce, Finance 1998
Mahatma Gandhi University Kerala, India
Bachelor of Commerce, Cost Accounting 1996
Mahatma Gandhi University Kerala, India
Personal Information
Date of birth: 30.05.1975
Sex: Male
Marital status: Married
UAE driving License: Yes
Visa status: Resident visa transferrable
Languages
English – read, write and speak
Malayalam – read, write and speak
Hindi – read, write and speak
Tamil - speak
Skills
Proficient in MS office suits.
Well versed in accounting principles and practices.
Good in people management.
Proficient in application of IFRS.
Proficient in Tally ERP.
Additional Information
 Hands on experience in administration.
 Managed all types of insurances.
 Managed lease renewals
 Managed company fleets.