1. Gregory Colgan
Head of Corporate Debt & Welfare Reform

2. 6,444 Sanctions Applied from October 2012 to June 2014
36.9% of children living in areas within the 15% Most Deprived in Scotland
5.8% of working population claiming jobseekers allowance – Scottish Average 4%
29.2% of our people – around 40,000 live in the 15% most deprived areas
44.5% of Households in lower income category £0-20k – Scottish Average 39.2%
4.3% of population aged 16 yrs. + claim Incapacity Benefit or Severe Disablement
Allowance – Scottish Average 3.2%

3. Welfare Reform Challenges
• Universal Credit
• Universal Support Delivered Locally
• Claimant Commitment – Day 1 Conditionality
• Universal Job Match
• Job Searches/Activities
• Digital Access/Skills
• Literacy/Numeracy
• Local Access to Services
• Budgeting
• Banking
• In work Benefits

4. Welfare
Reform
Universal Credit
DLA to PIP
Housing
Services
Scottish
Welfare Fund
Supporting
Initiatives
Employability
& Learning

5. “Helped me with my
confident and self
esteem while looking
for work”
“Thanks to your friendly
advice and
encouragement I have
gained three interviews
and now gained
employment”

6. “I go regularly now to
Douglas Library, I didn’t
have the confidence
before”
“I have learnt more today
than in weeks with my
son trying to teach me
how he does things”
“Browsing from home, I
saw a job and applied for
it as I now know how to
do it”