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Compensation Plan Explanation as of March 2019
Compensation Plan
Explanation
1 of 27Compensation Plan Explanation as of March 2019
Register your account and receive
▪ Your own shop
▪ Your own landing page
▪ Digital Brochures
▪ Presentation
▪ Unilevel Income
FREE Starter Set
Start today!
These online tools are provided by Karatbars for free.
COMPENSATION PLAN
2 of 27Compensation Plan Explanation as of March 2019
1. Unilevel Bonus
2. Generation Bonus
3. Double Income
4. Direct Commission
5. Dual Team Bonus
6. Matching Bonus
7. Auto Save
COMPENSATION PLAN
Karatbars Affiliate Program
7 Primary Income Options
3 of 27Compensation Plan Explanation as of March 2019
DIRECT
FOR THE MAXIMUM EFFECT
TEAMSBUILD
COMPENSATION PLAN
4 of 27Compensation Plan Explanation as of March 2019
= 50 points
= 1 point
DISTRIBUTION OF POINTS FOR ALL SALES Title Points Qualification Commission
GOLD MANAGER 9000 per month 3.5 %
SILVER MANAGER 6000 per month 3.0 %
BRONZE MANAGER 4000 per month 2.5 %
GOLD SUPERVISOR 2500 per month 2.0 %
SILVER SUPERVISOR 1250 per month 1.5 %
BRONZE SUPERVISOR 500 accumulated 1.0 %
SUPERVISOR 200 accumulated 0.5 %
DISTRIBUTOR - -
1. Unilevel Bonus
COMPENSATION PLAN
5 of 27Compensation Plan Explanation as of March 2019
Gold Director Elite
Qualified as Gold
Director
1 Gold Director in one line 300 5.5 %
Gold Director
9000
4000
3000
3 per month 200 5.0 %
Silver Director
6000
3000
2000
3 per month 100 4.5 %
Bronze Director
4000
2000
2 per month 50 4.0 %
Title Points Lines Qualification Contracts Commission
COMPENSATION PLAN
Unilevel Bonus
6 of 27Compensation Plan Explanation as of March 2019
With the Unilevel Bonus you start as a Distributor
and receive points for each sale, from your own
sales or from your whole organization’s sales.
For every €2 in sales you get 1 point.
For example, for €100 in sales you get 50 points.
You qualify for a rank in the Unilevel plan on the
achieved points in a certain period. The total points
that you and your organization produce determines
your rank.
You achieve the rank of Bronze Supervisor
(1% in direct commission) by earning 500
points. That is €1,000 in total group sales,
means, your personal sales volume and also
the one of your organisation. For this rank
there is no time limit.
For the rank of Silver Supervisor you need
1,250 points in a one-month period.
This can be achieved by personal sales
volume or by organizational volume.
All the points from your entire organization
count.
EXAMPLE
COMPENSATION PLAN
Unilevel Bonus
7 of 27Compensation Plan Explanation as of March 2019
From the rank of Gold Supervisor to Gold Manager, the ranks must be achieved 3 times within 12 months to
retain the Unilevel Bonus for life.
Each time the affiliate achieves the respective ranks, the qualifying rank income counts for that period.
From Bronze Director rank, points and sales are achieved monthly to get the commission. Once you reached
Bronze Director, the lifetime rank of Gold Manager is guaranteed, even if this has not been confirmed 3 times.
In addition to the direct commissions on your affiliates, you receive the differential commission from the sales of
your partners, but only if your rank is higher than any of your direct affiliate referrals.
For points, a month is measured from the 11th through the 10th of the following month and then reset.
Unilevel commissions are paid on or about the 1st of the next month. E.g. January 11th to February 10th is paid on March 2nd (the first business day following the 1st of month).
COMPENSATION PLAN
Unilevel Bonus
8 of 27Compensation Plan Explanation as of March 2019
COMPENSATION PLAN
To qualify for the director positions you need at least 2 or 3 direct
lines (direct affiliates) and a certain number of sales per month.
As a Bronze Director you need at least 2 lines where one line generates 4,000 points (€8,000 turnover)
and the other line(s) or rather the rest of your organization generate 2,000 points (€4,000 turnover).
To qualify for the Gold Director Elite you need at least 3 lines, where one line generates at least 9,000
points, another line at least 4,000 points, and the third or rather the rest at least 3,000 points in a month.
Also required is at least 300 additional sales and a qualified Gold Director in your organization.
A sale is any single purchase (of any amount) by someone in your organization other than purchases within your own account.
EXAMPLE
Unilevel Bonus
9 of 27Compensation Plan Explanation as of March 2019
2. Unilevel Generation Bonus
COMPENSATION PLAN
1 Gold Director Elite
in one line
GOLD DIRECTOR ELITE 5.75 %
5.90 %2 Gold Director Elites
in one line
GOLD DIRECTOR ELITE
6.00 %
3 Gold Director Elites
in one line
GOLD DIRECTOR ELITE
10 of 27Compensation Plan Explanation as of March 2019
Bronze 0.1 gram gold
Silver 1.1 gram gold
Gold 2.1 gram gold
VIP 3.1 gram gold
Available Packages
Dual System: Optional Purchase
The Karatbars Business Packages
COMPENSATION PLAN
11 of 27Compensation Plan Explanation as of March 2019
During the first six weeks as a new registered affiliate,
you have the opportunity to earn double commissions
(€30) from the direct sale of all products within our 3D
Metal Card product line.
Alternatively, you can also exchange your earned Double
Income commission for a free business package.
Valid for 6 weeks after registration
3. Dual System: Double Income
For Bronze
3 “3D Metal Karatbar”
Sales
For Silver
9 “3D Metal Karatbar”
Sales
For Gold
20 “3D Metal Karatbar”
Sales
For VIP
50 “3D Metal Karatbar”
Sales
COMPENSATION PLAN
12 of 27Compensation Plan Explanation as of March 2019
Promote Karatbars Business Packages and
earn up to 10% for each new package sale
in your first Unilevel Lines.
Weekly Payouts!
Gold
VIP
Earn up to 10% Direct Commission
COMPENSATION PLAN
4. Direct Commission
DIRECT LEVEL BRONZE, SILVER, GOLD, VIP
1st 10%
2nd 3%
3rd 2% Bronze
Silver
Each package contains a various number of “Profit Cards”.
With this bonus card you will receive a €100 discount for our VIP packages and
Multi Gram 100 x 1g and a discount of 3% on each gold purchase within 1 year.
13 of 27Compensation Plan Explanation as of March 2019
Available on Karatbars.com and Karatgold.sg - BUSINESS PACKAGES
* Price depends on the daily value of gold **Not available in all countries *** For some countries, only digital version is available
Bronze Package
( approx. € 150 )
WELCOME
to our new
Bronze Package
Dimension!
CONTENT:
1 x 0.1g CashGold
1 x Image Brochure
1 x Pin
1 x Gold Brochure
2 x Profit Card
1 x K-Exchange Brochure
1 x Sticker K-Exchange
1 x Branding Card Brochure
1 x Presentation
1 x Compensation Plan
€ 150 KCB + BONUS see p. 17
Silver Package
(approx. € 699 )
WELCOME
to our new
Silver Package
Dimension!
CONTENT:
1 x 0.1g CashGold
1 x Image Brochure
1 x Pin
1 x Gold Brochure
6 x Profit Card
2 x K-Exchange Brochure
1 x 1g Classic Card
2 x Branding Card Brochure
2 x Sticker K-Exchange
1 x Presentation
1 x Compensation Plan
€ 700 KCB + BONUS see p. 17
Gold Package
(approx. € 1,493 )
WELCOME
to our new
Gold Package
Dimension!
CONTENT:
1 x 0.1g CashGold
1 x Image Brochure
1 x Pin
1 x Gold Brochure
14 x Profit Card
3 x K-Exchange Brochure
2 x 1g Classic Card
3 x Branding Card Brochure
3 x Sticker K-Exchange
1 x Presentation
1 x Compensation Plan
€ 1,500 KCB + BONUS see p. 17
VIP Package
(approx. € 3,017 )
WELCOME
to our new
VIP Package
Dimension!
CONTENT:
1 x 0.1g CashGold
1 x Image Brochure
1 x Pin
1 x Gold Brochure
40 x Profit Card
4 x K-Exchange Brochure
3 x 1g Classic Card
4 x Branding Card Brochure
4 x Sticker K-Exchange
1 x Presentation
1 x Compensation Plan
1 x Study
€ 3,000 KCB + BONUS see p. 17
Tokens will be credited to your account/wallet automatically.
14 of 27Compensation Plan Explanation as of March 2019
Available on Karatgold.sg - PROFIT PACKAGES
PACKAGE 1
PRICE: €150
Content:
0.2g CashGold
KCB worth of €150
+ KCB Bonus see p. 17
Promotion Code:
1 Code (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: BRONZE
PACKAGE 2:
PRICE: €350
Content:
0.8g CashGold
KCB worth of €350
+ KCB Bonus see p. 17
Promotion Codes:
3 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: BRONZE
PACKAGE 3:
PRICE: €750
Content:
2.1g CashGold
KCB worth of €750
+ KCB Bonus see p. 17
Promotion Codes:
8 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: SILVER
PACKAGE 4:
PRICE: €1,250
Content:
2.6g CashGold
KCB worth of €1,250
+ KCB Bonus see p. 17
Promotion Codes:
8 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: SILVER
PACKAGE 5:
PRICE: €1,700
Content:
4.3g CashGold
KCB worth of €1,700
+ KCB Bonus see p. 17
Promotion Codes:
20 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: GOLD
PROFIT
PACKAGES
15 of 27Compensation Plan Explanation as of March 2019
Available on Karatgold.sg - PROFIT PACKAGES
PACKAGE 6:
PRICE: €2,300
Content:
5.4g CashGold
KCB worth of €2,300
+ KCB Bonus see p. 17
Promotion Codes:
20 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: GOLD
PACKAGE 7:
PRICE: €3,000
Content:
8.7g CashGold
KCB worth of €3,000
+ KCB Bonus see p. 17
Promotion Codes:
20 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: VIP
PACKAGE 8:
PRICE: €4,000
Content:
13g CashGold
KCB worth of €4,000
+ KCB Bonus see p. 17
Promotion Codes:
50 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: VIP
PACKAGE 9:
PRICE: €10,000
Content:
43.5g CashGold
KCB worth of €10,000
+ KCB Bonus see p. 17
Promotion Codes:
120 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: VIP
PACKAGE 10:
PRICE: €15,000
Content:
65.2g CashGold
KCB worth of €15,000
+ KCB Bonus see p. 17
Promotion Codes:
120 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: VIP
PROFIT
PACKAGES
16 of 27Compensation Plan Explanation as of March 2019
Available on Karatgold.sg - PROFIT PACKAGES
PACKAGE 11:
PRICE: €25,000
Content:
160g CashGold
KCB worth of €25,000
+ KCB Bonus see p. 17
15g Annual Profit
Promotion Codes:
300 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: VIP
PACKAGE 12:
PRICE: €50,000
Content:
350g CashGold
KCB worth of €50,000
+ KCB Bonus see p. 17
35g Annual Profit
Promotion Codes:
650 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: VIP
PACKAGE 13 :
PRICE: €150,000
Content:
1,140g CashGold
KCB worth of €150,000
+ KCB Bonus see p. 17
114g Annual Profit
Promotion Codes:
2,000 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: VIP
PACKAGE 14 :
PRICE: €500,000
Content:
4,000g CashGold
KCB worth of €500,000
+ KCB Bonus see p. 17
440g Annual Profit
Promotion Codes:
5,500 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: VIP
PACKAGE 15 :
PRICE: €1,000,000
Content:
8,700g CashGold
KCB worth of €1,000,000
+ KCB Bonus see p. 17
1,000g Annual Profit
Promotion Codes:
12,000 Codes (for 3% Gold Discount
& €100 Discount for VIP Packages)
STATUS: VIP
PROFIT
PACKAGES
17 of 27Compensation Plan Explanation as of March 2019
Profit Package €150
Bronze
€350 €750
Silver
€1,250 €1,700
Gold
€2,300 €3,000
VIP
€4,000 €10,000 €15,000 €25,000 €50,000 €150.000 €500,000 €1,000,000
Current KCB Bonus 8% 20% 32% 36% 40% 40% 44% 48% 56% 60% 64% 80% 120% 140% 160%
Reduction of Bonus
February 15, 2019 6% 15% 24% 27% 30% 30% 33% 36% 42% 45% 48% 60% 90% 105% 120%
March 15, 2019 4% 10% 16% 18% 20% 20% 22% 24% 28% 30% 32% 40% 60% 70% 80%
April 15, 2019 3% 7,5% 12% 13,5% 15% 15% 16,5% 18% 21% 22, 5% 24% 30% 45% 52,5% 60%
May 15, 2019 2% 5% 8% 9% 10% 10% 11% 12% 14% 15% 16% 20% 30% 35% 40%
June 15, 2019 1% 2,5% 4% 4,5% 5% 5% 5,5% 6% 7% 7,5% 8% 10% 15% 17,5% 20%
July 15, 2019 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
KCB BONUS REDUCTION ON PROFIT PACKAGES
Bonus will be adjustedat 12 Noon CET
PROFIT PACKAGES
18 of 27Compensation Plan Explanation as of March 2019
Your entire organization is divided into 2 teams.
In addition to the Direct Commission package bonus you get the Dual Team Bonus, depending on your package
status.
Here the calculations are based on UNITS, not on points like in the Unilevel System.
In order to find the overview of how many units are being credited for each product,
please check the product details and pricing pdf on the dashboard of your account.
Each sale within your organization creates units that vary in quantity depending on the product.
5. Dual Team Bonus
COMPENSATION PLAN
EXAMPLE
1g Gold generates 1 unit
Bronze Package generates 5 units
Multigram Karatbar generates 50 units
VIP Package generates 100 units
If you achieve 50 units with one team and 25 units with the other team you
qualify for a Dual Team Payout, which means you get €40, €50, €60 or €80,
depending on your package status. It does not matter which team is in the
ratio of 50:25. The system maximizes the Dual Team Payout in your favor.
19 of 27Compensation Plan Explanation as of March 2019
Whether you are selling Karatbars products to companies or new
customers and affiliates, once you earn 25 units on one side and
50 units on the other side, you will obtain a possible payout up to
180,000 Dual Team Payouts (short: DTP)weekly.
Up to a maximum of a 180,000 Dual Team Payouts
per week possible.
TEAMB 50 UNITS
PACKAGES BRONZE SILVER GOLD VIP
DUAL TEAM PAYOUT PER DTP*
(UP TO)
€40 €50 €60 €80
UNITS EARNED FOR SPONSOR
PER SALE
5 20 50 100
Dual Team Bonus
50 UNITSTEAM B
25 UNITSTEAM A
COMPENSATION PLAN
20 of 27Compensation Plan Explanation as of March 2019
GENERATION BRONZE SILVER GOLD VIP
1st 5% 5% 5% 5%
2nd 5% 5% 5% 5%
3rd 5% 5% 5%
4th 5% 5%
5th 5% 5%
6th 5%
7th 5%
6. Matching Bonus
*for more info please check Matching Bonus presentation
Weekly pay out of
commissions
earned from the
cycles of your
downline
(see chart)
COMPENSATION PLAN
21 of 27Compensation Plan Explanation as of March 2019
The amount of converted gold will depend on all of your pending commission– Unilevel and dual
▪ Pending Payout of more than €200 will result in the automatic purchase of 1 gram of Gold.
▪ Pending Payout of more than €1,000 will result in the automatic purchase of 2 grams of Gold.
▪ Pending Payout of more than €2,500 will result in the automatic purchase of 3 grams of Gold.
▪ Pending Payout of more than €4,000 will result in the automatic purchase of 4 grams of Gold.
PLEASE NOTE:
Your personal monthly purchases will be taken into consideration. Meaning that if Autosave or you
have already made a gold purchase of 1, 2, 3 or 4 grams in a month, there will be no additional
automatic purchase, depending, of course, on how much you have earned. The Auto Save is
calculated for 1 full calendar month.
If you have set your automatic monthly purchase to 1g of gold and the commission on your "pending payout" account is €2.500,
then Auto Save will buy additional 2 grams of gold only.
The Auto Save System checks
whether or not an automatic
purchase is established and/or
Autosave or you already have
bought gold. Next, the system
verifies your pending
commissions.
The summary page shows your
current status like this:
COMPENSATION PLAN
7. Auto Save – Getting paid in Gold and Cash
22 of 27Compensation Plan Explanation as of March 2019
1. The Idea
Exchanging paper money into gold simply makes good financial sense
▪ Gold's value has remained constant for thousands of years.
▪ Gold is an excellent medium of exchange, especially in times of economic need.
▪ Gold gives people freedom and independence.
Karatbars International has decided to reward savings in gold with our Loyalty Bonus.
2. How to qualify for the Loyalty Bonus
▪ Acquire at least 1 gram of gold from your account monthly.
▪ Your affiliates in your organization must also acquire at least 1 gram of gold from their accounts monthly.
▪ This must be done regularly and reliably over a specific period of time.
▪ Purchases made since June 18th, 2017 are taken into account.
* Detailed information can be found under download/presentation/Loyalty Bonus Explanation
COMPENSATION PLAN
Karatbars Loyalty Bonus
23 of 27Compensation Plan Explanation as of March 2019
2. Lines
5. Lines
3. Lines
2. Lines
5. Lines
3. Lines
3 Lines
Images serve as example only.
Prizes can be exchanged into Karatbars Gold.
COMPENSATION PLAN
Bicolor RolexKaratbars Leather Bag Karatbars Ball Pen Karatbars Bracelet
2 Lines 2 Lines 2 Lines
5 Lines4 Lines 4 Lines 4 Lines
Prime property (€750,000)C Class (€40,000) E Class or CLS (€70,000) S Class or SL (€120,000)
Karatbars Automatic Longterm Incentive Programme
24 of 27Compensation Plan Explanation as of March 2019
3. Lines
1st Line 2nd Line 3rd Line 4th Line 5th Line Description Volume
0,002,000 0,001,000 - - - Karatbars Leather Bag 000,€500
0,005,000 0,003,000 - - - Karatbars Pen 00€€1,000
0,015,000 0,010,000 - - - Karatbars Bracelet 00€€3,500
0,030,000 0,020,000 005,000 - - Bicolor Rolex 00€€9,000
0,100,000 0,060,000 045,000 020,000 - Mercedes C Class 0€40,000
0,200,000 0,140,000 080,000 040,000 - Mercedes E / CLS Class 0€70,000
0,500,000 0,300,000 150,000 070,000 - Mercedes S / SL Class €120,000
1,500,000 1,000,000 500,000 250,000 100,000 Prime property €750,000
Karatbars Automatic Longterm Incentive Programme
COMPENSATION PLAN
25 of 27Compensation Plan Explanation as of March 2019
Dual Team Payout VIP Gold Silver Bronze
1-10: €80 €60 €50 €40
11-25: €70 €50 €40 €30
26-50: €60 €40 €30 €25
51-100: €50 €30 €25 €20
101-150: €40 €25 €20 €18
151-200: €30 €20 €18 €15
201-700: €25 €18 €15 €13
701-2,100: €20 €15 €13 €11
2,101-4,500: €18 €13 €11 €10
4,501-10,000: €15 €11 €10 €10
10,001-30,000: €13 €10 €10 €10
30,001-80,000: €11 €10 €10 €10
80,001-180,000: €10 €10 €10 €10
COMPENSATION PLAN
Stage 1
Compensation Plan Optimization
Dual Team Payout Maximization.
This system operates in REAL TIME calculating the number of DTPs previously generated and then optimizing the maximum payout.
26 of 27Compensation Plan Explanation as of March 2019
Total weekly commissions earned: €120,000.
The system will calculate the maximum payout of:
€117,600 (as set by MPP limits).
The system reduces the gross commissions by 2%
for the maximum payout limit in this example.
COMPENSATION PLAN
Stage 2
Compensation Plan Optimization
Maximum Payout
A system for a secure and long-term future with unlimited depth (levels) to any individual affiliates down line.
Every Friday the system will calculate the maximum possible payout and then close the commissions for the week.
As the final stage the system will ONLY apply this adjustment if the commissions exceed the Maximum Product
Payout (short: MPP) (previously described).
EXAMPLE
Maximum Product Payout (MPP):
Packages: approx. 60% of the amount paid
Merchandising products: approx. 30% of the amount paid
1 g Gold Karatbar: approx. 17% of the amount paid
2.5 g Gold Karatbar: approx. 16% of the amount paid
5 g Gold Karatbar: approx. 15% of the amount paid
Branding Karatbar: approx. 20% of the amount paid
Special Karatbar: approx. 19% of the amount paid
The Maximum Product Payout for all purchases will be calculated as followed:
27 of 27Compensation Plan Explanation as of March 2019
START TODAY!
▪ Contact your sponsor immediately.
▪ Register your free account now.
▪ Take advantage of our systems and use
your own landing page immediately.
▪ Visit our webinars, live meetings, conferences
and team pages to use our affiliate tools.
▪ Contact our support team – you are
independent but not alone.
https://karatbars.com
https://karatgold.io
https://karatcoinbank.io
https://karatbit.com
https://goldstandardbank.group
© 2011-2019 Karatbars International GmbH, all rights reserved.
Karatbars is an international trademark.
No liability will be incurred for misprints or incomplete specifications - subject to alterations, errors excepted.
The decision of Karatbars International GmbH and Karat Gold Cooperation PTE. LTD. management is final,
with no recourse; participation in the Affiliate Program is your acknowledgement and acceptance of these terms.
Karatbars may at its sole discretion substitute or replace features of the compensation plan.
Affiliates are responsible for any taxes due to the commissions earned.

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Karatbars Gold & Crytpo Business

  • 1. Compensation Plan Explanation as of March 2019 Compensation Plan Explanation
  • 2. 1 of 27Compensation Plan Explanation as of March 2019 Register your account and receive ▪ Your own shop ▪ Your own landing page ▪ Digital Brochures ▪ Presentation ▪ Unilevel Income FREE Starter Set Start today! These online tools are provided by Karatbars for free. COMPENSATION PLAN
  • 3. 2 of 27Compensation Plan Explanation as of March 2019 1. Unilevel Bonus 2. Generation Bonus 3. Double Income 4. Direct Commission 5. Dual Team Bonus 6. Matching Bonus 7. Auto Save COMPENSATION PLAN Karatbars Affiliate Program 7 Primary Income Options
  • 4. 3 of 27Compensation Plan Explanation as of March 2019 DIRECT FOR THE MAXIMUM EFFECT TEAMSBUILD COMPENSATION PLAN
  • 5. 4 of 27Compensation Plan Explanation as of March 2019 = 50 points = 1 point DISTRIBUTION OF POINTS FOR ALL SALES Title Points Qualification Commission GOLD MANAGER 9000 per month 3.5 % SILVER MANAGER 6000 per month 3.0 % BRONZE MANAGER 4000 per month 2.5 % GOLD SUPERVISOR 2500 per month 2.0 % SILVER SUPERVISOR 1250 per month 1.5 % BRONZE SUPERVISOR 500 accumulated 1.0 % SUPERVISOR 200 accumulated 0.5 % DISTRIBUTOR - - 1. Unilevel Bonus COMPENSATION PLAN
  • 6. 5 of 27Compensation Plan Explanation as of March 2019 Gold Director Elite Qualified as Gold Director 1 Gold Director in one line 300 5.5 % Gold Director 9000 4000 3000 3 per month 200 5.0 % Silver Director 6000 3000 2000 3 per month 100 4.5 % Bronze Director 4000 2000 2 per month 50 4.0 % Title Points Lines Qualification Contracts Commission COMPENSATION PLAN Unilevel Bonus
  • 7. 6 of 27Compensation Plan Explanation as of March 2019 With the Unilevel Bonus you start as a Distributor and receive points for each sale, from your own sales or from your whole organization’s sales. For every €2 in sales you get 1 point. For example, for €100 in sales you get 50 points. You qualify for a rank in the Unilevel plan on the achieved points in a certain period. The total points that you and your organization produce determines your rank. You achieve the rank of Bronze Supervisor (1% in direct commission) by earning 500 points. That is €1,000 in total group sales, means, your personal sales volume and also the one of your organisation. For this rank there is no time limit. For the rank of Silver Supervisor you need 1,250 points in a one-month period. This can be achieved by personal sales volume or by organizational volume. All the points from your entire organization count. EXAMPLE COMPENSATION PLAN Unilevel Bonus
  • 8. 7 of 27Compensation Plan Explanation as of March 2019 From the rank of Gold Supervisor to Gold Manager, the ranks must be achieved 3 times within 12 months to retain the Unilevel Bonus for life. Each time the affiliate achieves the respective ranks, the qualifying rank income counts for that period. From Bronze Director rank, points and sales are achieved monthly to get the commission. Once you reached Bronze Director, the lifetime rank of Gold Manager is guaranteed, even if this has not been confirmed 3 times. In addition to the direct commissions on your affiliates, you receive the differential commission from the sales of your partners, but only if your rank is higher than any of your direct affiliate referrals. For points, a month is measured from the 11th through the 10th of the following month and then reset. Unilevel commissions are paid on or about the 1st of the next month. E.g. January 11th to February 10th is paid on March 2nd (the first business day following the 1st of month). COMPENSATION PLAN Unilevel Bonus
  • 9. 8 of 27Compensation Plan Explanation as of March 2019 COMPENSATION PLAN To qualify for the director positions you need at least 2 or 3 direct lines (direct affiliates) and a certain number of sales per month. As a Bronze Director you need at least 2 lines where one line generates 4,000 points (€8,000 turnover) and the other line(s) or rather the rest of your organization generate 2,000 points (€4,000 turnover). To qualify for the Gold Director Elite you need at least 3 lines, where one line generates at least 9,000 points, another line at least 4,000 points, and the third or rather the rest at least 3,000 points in a month. Also required is at least 300 additional sales and a qualified Gold Director in your organization. A sale is any single purchase (of any amount) by someone in your organization other than purchases within your own account. EXAMPLE Unilevel Bonus
  • 10. 9 of 27Compensation Plan Explanation as of March 2019 2. Unilevel Generation Bonus COMPENSATION PLAN 1 Gold Director Elite in one line GOLD DIRECTOR ELITE 5.75 % 5.90 %2 Gold Director Elites in one line GOLD DIRECTOR ELITE 6.00 % 3 Gold Director Elites in one line GOLD DIRECTOR ELITE
  • 11. 10 of 27Compensation Plan Explanation as of March 2019 Bronze 0.1 gram gold Silver 1.1 gram gold Gold 2.1 gram gold VIP 3.1 gram gold Available Packages Dual System: Optional Purchase The Karatbars Business Packages COMPENSATION PLAN
  • 12. 11 of 27Compensation Plan Explanation as of March 2019 During the first six weeks as a new registered affiliate, you have the opportunity to earn double commissions (€30) from the direct sale of all products within our 3D Metal Card product line. Alternatively, you can also exchange your earned Double Income commission for a free business package. Valid for 6 weeks after registration 3. Dual System: Double Income For Bronze 3 “3D Metal Karatbar” Sales For Silver 9 “3D Metal Karatbar” Sales For Gold 20 “3D Metal Karatbar” Sales For VIP 50 “3D Metal Karatbar” Sales COMPENSATION PLAN
  • 13. 12 of 27Compensation Plan Explanation as of March 2019 Promote Karatbars Business Packages and earn up to 10% for each new package sale in your first Unilevel Lines. Weekly Payouts! Gold VIP Earn up to 10% Direct Commission COMPENSATION PLAN 4. Direct Commission DIRECT LEVEL BRONZE, SILVER, GOLD, VIP 1st 10% 2nd 3% 3rd 2% Bronze Silver Each package contains a various number of “Profit Cards”. With this bonus card you will receive a €100 discount for our VIP packages and Multi Gram 100 x 1g and a discount of 3% on each gold purchase within 1 year.
  • 14. 13 of 27Compensation Plan Explanation as of March 2019 Available on Karatbars.com and Karatgold.sg - BUSINESS PACKAGES * Price depends on the daily value of gold **Not available in all countries *** For some countries, only digital version is available Bronze Package ( approx. € 150 ) WELCOME to our new Bronze Package Dimension! CONTENT: 1 x 0.1g CashGold 1 x Image Brochure 1 x Pin 1 x Gold Brochure 2 x Profit Card 1 x K-Exchange Brochure 1 x Sticker K-Exchange 1 x Branding Card Brochure 1 x Presentation 1 x Compensation Plan € 150 KCB + BONUS see p. 17 Silver Package (approx. € 699 ) WELCOME to our new Silver Package Dimension! CONTENT: 1 x 0.1g CashGold 1 x Image Brochure 1 x Pin 1 x Gold Brochure 6 x Profit Card 2 x K-Exchange Brochure 1 x 1g Classic Card 2 x Branding Card Brochure 2 x Sticker K-Exchange 1 x Presentation 1 x Compensation Plan € 700 KCB + BONUS see p. 17 Gold Package (approx. € 1,493 ) WELCOME to our new Gold Package Dimension! CONTENT: 1 x 0.1g CashGold 1 x Image Brochure 1 x Pin 1 x Gold Brochure 14 x Profit Card 3 x K-Exchange Brochure 2 x 1g Classic Card 3 x Branding Card Brochure 3 x Sticker K-Exchange 1 x Presentation 1 x Compensation Plan € 1,500 KCB + BONUS see p. 17 VIP Package (approx. € 3,017 ) WELCOME to our new VIP Package Dimension! CONTENT: 1 x 0.1g CashGold 1 x Image Brochure 1 x Pin 1 x Gold Brochure 40 x Profit Card 4 x K-Exchange Brochure 3 x 1g Classic Card 4 x Branding Card Brochure 4 x Sticker K-Exchange 1 x Presentation 1 x Compensation Plan 1 x Study € 3,000 KCB + BONUS see p. 17 Tokens will be credited to your account/wallet automatically.
  • 15. 14 of 27Compensation Plan Explanation as of March 2019 Available on Karatgold.sg - PROFIT PACKAGES PACKAGE 1 PRICE: €150 Content: 0.2g CashGold KCB worth of €150 + KCB Bonus see p. 17 Promotion Code: 1 Code (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: BRONZE PACKAGE 2: PRICE: €350 Content: 0.8g CashGold KCB worth of €350 + KCB Bonus see p. 17 Promotion Codes: 3 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: BRONZE PACKAGE 3: PRICE: €750 Content: 2.1g CashGold KCB worth of €750 + KCB Bonus see p. 17 Promotion Codes: 8 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: SILVER PACKAGE 4: PRICE: €1,250 Content: 2.6g CashGold KCB worth of €1,250 + KCB Bonus see p. 17 Promotion Codes: 8 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: SILVER PACKAGE 5: PRICE: €1,700 Content: 4.3g CashGold KCB worth of €1,700 + KCB Bonus see p. 17 Promotion Codes: 20 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: GOLD PROFIT PACKAGES
  • 16. 15 of 27Compensation Plan Explanation as of March 2019 Available on Karatgold.sg - PROFIT PACKAGES PACKAGE 6: PRICE: €2,300 Content: 5.4g CashGold KCB worth of €2,300 + KCB Bonus see p. 17 Promotion Codes: 20 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: GOLD PACKAGE 7: PRICE: €3,000 Content: 8.7g CashGold KCB worth of €3,000 + KCB Bonus see p. 17 Promotion Codes: 20 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: VIP PACKAGE 8: PRICE: €4,000 Content: 13g CashGold KCB worth of €4,000 + KCB Bonus see p. 17 Promotion Codes: 50 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: VIP PACKAGE 9: PRICE: €10,000 Content: 43.5g CashGold KCB worth of €10,000 + KCB Bonus see p. 17 Promotion Codes: 120 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: VIP PACKAGE 10: PRICE: €15,000 Content: 65.2g CashGold KCB worth of €15,000 + KCB Bonus see p. 17 Promotion Codes: 120 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: VIP PROFIT PACKAGES
  • 17. 16 of 27Compensation Plan Explanation as of March 2019 Available on Karatgold.sg - PROFIT PACKAGES PACKAGE 11: PRICE: €25,000 Content: 160g CashGold KCB worth of €25,000 + KCB Bonus see p. 17 15g Annual Profit Promotion Codes: 300 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: VIP PACKAGE 12: PRICE: €50,000 Content: 350g CashGold KCB worth of €50,000 + KCB Bonus see p. 17 35g Annual Profit Promotion Codes: 650 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: VIP PACKAGE 13 : PRICE: €150,000 Content: 1,140g CashGold KCB worth of €150,000 + KCB Bonus see p. 17 114g Annual Profit Promotion Codes: 2,000 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: VIP PACKAGE 14 : PRICE: €500,000 Content: 4,000g CashGold KCB worth of €500,000 + KCB Bonus see p. 17 440g Annual Profit Promotion Codes: 5,500 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: VIP PACKAGE 15 : PRICE: €1,000,000 Content: 8,700g CashGold KCB worth of €1,000,000 + KCB Bonus see p. 17 1,000g Annual Profit Promotion Codes: 12,000 Codes (for 3% Gold Discount & €100 Discount for VIP Packages) STATUS: VIP PROFIT PACKAGES
  • 18. 17 of 27Compensation Plan Explanation as of March 2019 Profit Package €150 Bronze €350 €750 Silver €1,250 €1,700 Gold €2,300 €3,000 VIP €4,000 €10,000 €15,000 €25,000 €50,000 €150.000 €500,000 €1,000,000 Current KCB Bonus 8% 20% 32% 36% 40% 40% 44% 48% 56% 60% 64% 80% 120% 140% 160% Reduction of Bonus February 15, 2019 6% 15% 24% 27% 30% 30% 33% 36% 42% 45% 48% 60% 90% 105% 120% March 15, 2019 4% 10% 16% 18% 20% 20% 22% 24% 28% 30% 32% 40% 60% 70% 80% April 15, 2019 3% 7,5% 12% 13,5% 15% 15% 16,5% 18% 21% 22, 5% 24% 30% 45% 52,5% 60% May 15, 2019 2% 5% 8% 9% 10% 10% 11% 12% 14% 15% 16% 20% 30% 35% 40% June 15, 2019 1% 2,5% 4% 4,5% 5% 5% 5,5% 6% 7% 7,5% 8% 10% 15% 17,5% 20% July 15, 2019 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 KCB BONUS REDUCTION ON PROFIT PACKAGES Bonus will be adjustedat 12 Noon CET PROFIT PACKAGES
  • 19. 18 of 27Compensation Plan Explanation as of March 2019 Your entire organization is divided into 2 teams. In addition to the Direct Commission package bonus you get the Dual Team Bonus, depending on your package status. Here the calculations are based on UNITS, not on points like in the Unilevel System. In order to find the overview of how many units are being credited for each product, please check the product details and pricing pdf on the dashboard of your account. Each sale within your organization creates units that vary in quantity depending on the product. 5. Dual Team Bonus COMPENSATION PLAN EXAMPLE 1g Gold generates 1 unit Bronze Package generates 5 units Multigram Karatbar generates 50 units VIP Package generates 100 units If you achieve 50 units with one team and 25 units with the other team you qualify for a Dual Team Payout, which means you get €40, €50, €60 or €80, depending on your package status. It does not matter which team is in the ratio of 50:25. The system maximizes the Dual Team Payout in your favor.
  • 20. 19 of 27Compensation Plan Explanation as of March 2019 Whether you are selling Karatbars products to companies or new customers and affiliates, once you earn 25 units on one side and 50 units on the other side, you will obtain a possible payout up to 180,000 Dual Team Payouts (short: DTP)weekly. Up to a maximum of a 180,000 Dual Team Payouts per week possible. TEAMB 50 UNITS PACKAGES BRONZE SILVER GOLD VIP DUAL TEAM PAYOUT PER DTP* (UP TO) €40 €50 €60 €80 UNITS EARNED FOR SPONSOR PER SALE 5 20 50 100 Dual Team Bonus 50 UNITSTEAM B 25 UNITSTEAM A COMPENSATION PLAN
  • 21. 20 of 27Compensation Plan Explanation as of March 2019 GENERATION BRONZE SILVER GOLD VIP 1st 5% 5% 5% 5% 2nd 5% 5% 5% 5% 3rd 5% 5% 5% 4th 5% 5% 5th 5% 5% 6th 5% 7th 5% 6. Matching Bonus *for more info please check Matching Bonus presentation Weekly pay out of commissions earned from the cycles of your downline (see chart) COMPENSATION PLAN
  • 22. 21 of 27Compensation Plan Explanation as of March 2019 The amount of converted gold will depend on all of your pending commission– Unilevel and dual ▪ Pending Payout of more than €200 will result in the automatic purchase of 1 gram of Gold. ▪ Pending Payout of more than €1,000 will result in the automatic purchase of 2 grams of Gold. ▪ Pending Payout of more than €2,500 will result in the automatic purchase of 3 grams of Gold. ▪ Pending Payout of more than €4,000 will result in the automatic purchase of 4 grams of Gold. PLEASE NOTE: Your personal monthly purchases will be taken into consideration. Meaning that if Autosave or you have already made a gold purchase of 1, 2, 3 or 4 grams in a month, there will be no additional automatic purchase, depending, of course, on how much you have earned. The Auto Save is calculated for 1 full calendar month. If you have set your automatic monthly purchase to 1g of gold and the commission on your "pending payout" account is €2.500, then Auto Save will buy additional 2 grams of gold only. The Auto Save System checks whether or not an automatic purchase is established and/or Autosave or you already have bought gold. Next, the system verifies your pending commissions. The summary page shows your current status like this: COMPENSATION PLAN 7. Auto Save – Getting paid in Gold and Cash
  • 23. 22 of 27Compensation Plan Explanation as of March 2019 1. The Idea Exchanging paper money into gold simply makes good financial sense ▪ Gold's value has remained constant for thousands of years. ▪ Gold is an excellent medium of exchange, especially in times of economic need. ▪ Gold gives people freedom and independence. Karatbars International has decided to reward savings in gold with our Loyalty Bonus. 2. How to qualify for the Loyalty Bonus ▪ Acquire at least 1 gram of gold from your account monthly. ▪ Your affiliates in your organization must also acquire at least 1 gram of gold from their accounts monthly. ▪ This must be done regularly and reliably over a specific period of time. ▪ Purchases made since June 18th, 2017 are taken into account. * Detailed information can be found under download/presentation/Loyalty Bonus Explanation COMPENSATION PLAN Karatbars Loyalty Bonus
  • 24. 23 of 27Compensation Plan Explanation as of March 2019 2. Lines 5. Lines 3. Lines 2. Lines 5. Lines 3. Lines 3 Lines Images serve as example only. Prizes can be exchanged into Karatbars Gold. COMPENSATION PLAN Bicolor RolexKaratbars Leather Bag Karatbars Ball Pen Karatbars Bracelet 2 Lines 2 Lines 2 Lines 5 Lines4 Lines 4 Lines 4 Lines Prime property (€750,000)C Class (€40,000) E Class or CLS (€70,000) S Class or SL (€120,000) Karatbars Automatic Longterm Incentive Programme
  • 25. 24 of 27Compensation Plan Explanation as of March 2019 3. Lines 1st Line 2nd Line 3rd Line 4th Line 5th Line Description Volume 0,002,000 0,001,000 - - - Karatbars Leather Bag 000,€500 0,005,000 0,003,000 - - - Karatbars Pen 00€€1,000 0,015,000 0,010,000 - - - Karatbars Bracelet 00€€3,500 0,030,000 0,020,000 005,000 - - Bicolor Rolex 00€€9,000 0,100,000 0,060,000 045,000 020,000 - Mercedes C Class 0€40,000 0,200,000 0,140,000 080,000 040,000 - Mercedes E / CLS Class 0€70,000 0,500,000 0,300,000 150,000 070,000 - Mercedes S / SL Class €120,000 1,500,000 1,000,000 500,000 250,000 100,000 Prime property €750,000 Karatbars Automatic Longterm Incentive Programme COMPENSATION PLAN
  • 26. 25 of 27Compensation Plan Explanation as of March 2019 Dual Team Payout VIP Gold Silver Bronze 1-10: €80 €60 €50 €40 11-25: €70 €50 €40 €30 26-50: €60 €40 €30 €25 51-100: €50 €30 €25 €20 101-150: €40 €25 €20 €18 151-200: €30 €20 €18 €15 201-700: €25 €18 €15 €13 701-2,100: €20 €15 €13 €11 2,101-4,500: €18 €13 €11 €10 4,501-10,000: €15 €11 €10 €10 10,001-30,000: €13 €10 €10 €10 30,001-80,000: €11 €10 €10 €10 80,001-180,000: €10 €10 €10 €10 COMPENSATION PLAN Stage 1 Compensation Plan Optimization Dual Team Payout Maximization. This system operates in REAL TIME calculating the number of DTPs previously generated and then optimizing the maximum payout.
  • 27. 26 of 27Compensation Plan Explanation as of March 2019 Total weekly commissions earned: €120,000. The system will calculate the maximum payout of: €117,600 (as set by MPP limits). The system reduces the gross commissions by 2% for the maximum payout limit in this example. COMPENSATION PLAN Stage 2 Compensation Plan Optimization Maximum Payout A system for a secure and long-term future with unlimited depth (levels) to any individual affiliates down line. Every Friday the system will calculate the maximum possible payout and then close the commissions for the week. As the final stage the system will ONLY apply this adjustment if the commissions exceed the Maximum Product Payout (short: MPP) (previously described). EXAMPLE Maximum Product Payout (MPP): Packages: approx. 60% of the amount paid Merchandising products: approx. 30% of the amount paid 1 g Gold Karatbar: approx. 17% of the amount paid 2.5 g Gold Karatbar: approx. 16% of the amount paid 5 g Gold Karatbar: approx. 15% of the amount paid Branding Karatbar: approx. 20% of the amount paid Special Karatbar: approx. 19% of the amount paid The Maximum Product Payout for all purchases will be calculated as followed:
  • 28. 27 of 27Compensation Plan Explanation as of March 2019 START TODAY! ▪ Contact your sponsor immediately. ▪ Register your free account now. ▪ Take advantage of our systems and use your own landing page immediately. ▪ Visit our webinars, live meetings, conferences and team pages to use our affiliate tools. ▪ Contact our support team – you are independent but not alone. https://karatbars.com https://karatgold.io https://karatcoinbank.io https://karatbit.com https://goldstandardbank.group
  • 29. © 2011-2019 Karatbars International GmbH, all rights reserved. Karatbars is an international trademark. No liability will be incurred for misprints or incomplete specifications - subject to alterations, errors excepted. The decision of Karatbars International GmbH and Karat Gold Cooperation PTE. LTD. management is final, with no recourse; participation in the Affiliate Program is your acknowledgement and acceptance of these terms. Karatbars may at its sole discretion substitute or replace features of the compensation plan. Affiliates are responsible for any taxes due to the commissions earned.