3. 2013 RI CONVENTION
Rotary’s Support of Economic and Community Development
Narrow Focus
Broad FocusGlobal and
Packaged
Grants
District
Grants
Service Projects
Rotarian Action Group for
Microfinance and
Community Development
4. 2013 RI CONVENTION
Economic and Community Development Goals:
• Building the capacity of entrepreneurs, community
leaders, local organizations, and community
networks to support economic development in
impoverished communities;
• Developing opportunities for productive work;
• Reducing poverty in underserved communities;
• Supporting studies for career-minded
professionals related to economic and community
development.
5. 2013 RI CONVENTION
Panelists:
Steve Rickard, Founding President, Rotary Action
Group for Microfinance and Community
Development, RC Calgary West, Canada District 5360
Francis Tusubira, Future Vision Trainer, DRFC
Chair, RC Kampala North, Uganda District 9200
Jorge Aufranc, Past Regional Rotary Foundation
Coordinator, RC Guatemala – Las
Americas, Guatemala, District 4250
7. 2013 RI CONVENTION
THE PROBLEM:
26,000 Children in the World Dying Daily of
Hunger & Malnutrition Related Diseases.
THE SOLUTION:
Microcredit – it is the Single Largest Anti-Poverty
Tool Known to Mankind.
18. 2013 RI CONVENTION
“Empowering Communities, Changing Lives”
How
Rotarians
from D9200
and D5340
are working
with a
community in
Rural Uganda
Francis Tusubira, DRFC
19. 2013 RI CONVENTION
The will to improve
comes from within
You cannot
support a
community to
develop unless
it has the
internal motive
power to
change….
20. 2013 RI CONVENTION
Community engagement and gaining their
trust, all of which lead to ownership, take time
and have to be worked on.
Engage, gain trust
21. 2013 RI CONVENTION
They know what they want, really
The community is
best placed to
define their needs.
Guide them in
shaping the action
around the
needs, but never
impose on them
what you think they
need.
22. 2013 RI CONVENTION
Poverty is a state of mind
• Greatest
cause of
poverty is not
lack of
“things” but
mindset:
Poverty is a
state of mind.
• Nkondo
Focus -
mindset
change and
skills
building,
23. 2013 RI CONVENTION
Address all facets of poverty
Poverty is
multi-faceted.
To address
it, one must
address all
facets.
Multiple skill resources: VTTs (Incoming and Outgoing);
Local Rotarians; Salama Shield Foundation; Department
of Food Science and Technology; NKDU
24. 2013 RI CONVENTION
There is no two ways about it,..
The Community
must contribute to
own the
project, going
from in-kind
contributions to
cash.
25. 2013 RI CONVENTION
Ownership and Sustainability (1)
Government has
posted a
nurse, with
periodic grants
for drugs; $1
User fee at the
Health Unit
26. 2013 RI CONVENTION
Ownership and Sustainability (2)
Parents
contribute
$2 per
student per
term to
maintain
computers
27. 2013 RI CONVENTION
Ownership and Sustainability (3)
Self-help: school
kitchen; land for
the bore hole;
land for maize
mill building;
new mill building
– all initiated and
mainly funded by
the community
28. 2013 RI CONVENTION
Ownership and Sustainability (4)
Microcredit
component –
self-managed;
100%
recovery over
two cycles;
Users and
savings
increasing
29. 2013 RI CONVENTION
Ownership and Sustainability (5)
Local government has
built a new classroom
block since one of the
old classroom was
taken up by computers
and library!
30. 2013 RI CONVENTION
Ownership and Sustainability (6)
New power line
to Nkondo -
$90,000.
Government
contributing
98% of this!
Construction
starting…
Asante Sana!
31. 2013 RI CONVENTION
Ownership and Sustainability:
It is not about what Rotarians have
done, but what the community does in
response
ASANTE SANA!
34. 2013 RI CONVENTION
What is Sustainability?
The capacity for maintaining
long term outcomes to serve
the ongoing need of a
community after grant
funds have been expended
42. 2013 RI CONVENTION
Economic and Community Development
Resources:
• Area of Focus Publication;
• Rotarian Action Group for
Microfinance and
Community Development;
• Economic and Community
Development Policy
Statement (global grants);
• District/regional leaders;
• Staff
Retired Swedish Diplomat Jamii Bora – 300,000 borrowersNairobi, Kenya slumKupotea – new community2,000 homes one hour from slumsBasic techniques – both women and menSchools and commercial locationsLadder up but borrowers must do the climbing
FINCA Founding Father – John HatchFounder of Village Banking concept – cross guaranteesPioneer in the microcredit field – revolutionary insights:With fewer options the poor pay back promptlyHow to align working capital with borrower’s needsOne million borrowers in 61 countries / regions since 1984FINCA owns all the branches exerting greater control and sharing of ideasIn the homes or in communication with all borrowers weeklyNew services for FINCA include educational scholarships, solar energy – lightsCommunity Development is a natural evolution from successful borrowersInclusiveness is critical to becoming self sustaining community
From Poverty to a fulfilling Career Another form of Community Development comes through female role modeling. In this picture of a hair dryer it was ironical that when we came to visit this borrower she was elsewhere. Her microcredit bank manager who was with us in the barrio (slum) of Santa Dominica, Dominican Republic, provided the explanation of her absence. It turns out that the borrower had acquired this hair dryer and after developing her business and marketing skills, had become a local financial success.
She had been able through her microcredit hairdressing business to put a concrete floor in this tiny home-cum-hair salon, making it more attractive for her customers and more hygienic for her often bare footed children. As time passed and in part as a result of adding more protein to the diet of the children, they had all gone on to attend and graduate from school. More importantly once the requirements of housing, nutrition and education for her family was secured she began attending night school herself. By the time that we arrived at her home she had been to school long enough that this very evening she was presiding over the nearby unveiling of a new pharmacy - of which she was the local pharmacist.
From Poverty and low status to Community Leadership It shouldn’t be a surprise to see a person go from humble beginnings to a community leader but when it is a woman of modest means, with limited education, responsible for the children and elderly parents plus the care of the household it seems remarkable. Such was the lady borrower in a slum outside of San Jose, Costa Rica. For her our microcredit investment allowed for the purchased of a sow and the raising for sale, of piglets. An hour or so from the City we stopped at a house clinging to the side of the hill so close to the road one could step out of the vehicle and jump into the living room. It was a two room modestly equipped but well lived in home for more than a few pople. About 50 feet down the hill lay the equally precariously perched piggery. Several men were on hand and all questions were promptly answered by them, so much so that when asked we were assured that yes the lady was the borrower. Except for our amazement that this lady did most of the work of caring for the piglets and cleaning the pen the visit was satisfying but eventful.
Later that same day however this mother rose to speak as the master of ceremonies at the community centre where a gala event was taking place. She had risen above her circumstances as a mother to become a business woman and then further transformed herself into a community leader.
Such uplifting transformations should be brought to the attention of all Rotarians. It is the role of the Rotarian Action Group for Microfinance and Community Development to offer such information as it lies at the heart of community development. It has been determined that most folks know only a little about the power of microcredit. Moreover they long for the stories that can be shared about how it is making a difference in the lives of fellow human beings. RAGM , through education is bringing new practices and success opportunities to both the developed and developing world.
John Hatch is nothing if not a great visionary. He said: "...looking ahead to the year 2025, at the age of 85 I plan to take my great grandchildren to visit the "Poverty Museum" in Washington, DC, so they can understand how half the human family used to live, but found a way to lift themselves out of poverty"