Our treasury & finance solutions offerings are focused on helping our clients improve efficiency and productivity around their key processes by implementing Lean solutions to provide value with minimal disruptions. To this end, we have developed our trademark LeanCash™ model which assesses and provides solutions in key treasury and finance areas such as business intelligence, workflow management, shared services integrations, mobile access and payments automation.

1. Treasury & Finance Solutions

2. Challenges
75% of corporate treasurers surveyed are not actively
monitoring key risks using “at risk” measures.
2
Reference: Deloitte, BCG, Temenos, Panorama, Medullus

3. Only 13% of multi-national corporates can see their
global cash position in real-time creating a clear
challenge to effective cash and liquidity management.
Challenges
3
Reference: Deloitte, BCG, Temenos, Panorama, Medullus

4. Challenges
Typical Treasury implementations are multi-
generational, multi-year projects with major disruptions
and a minimum of 17 months to realize ROI.
4
Reference: Deloitte, BCG, Temenos, Panorama, Medullus

5. Challenges
The ability to view real-time balance information on
mobile is a clear requirement for 47% of small and mid-
sized corporates.
5
Reference: Deloitte, BCG, Temenos, Panorama, Medullus

6. Challenges
Tracing payments in case of problems was the #1
challenge cited by corporate treasurers. 61% said
standardization and automation was key.
6
Reference: Deloitte, BCG, Temenos, Panorama, Medullus

7. Challenges
7
Reference: Deloitte, BCG, Temenos, Panorama, Medullus
The biggest hole that hackers exploit is the inconsistent
workflows between payment initiation and transmission to
the bank across the different teams. One of the solutions to
plug this hole is implementing a payment hub.

8. 05
04
03
02
01
Critical Areas & Limitations
8
Business Intelligence
Lack of fully integrated full service reporting solutions that can automatically
source data from various systems and compute Treasury & Finance reports and
dashboards
Scalability and flexibility issues with existing solutions that are unable to keep pace
with changing requirements and landscape of organizations
Heavy reliance on manual and semi manual processes for reporting making the
process cumbersome, inefficient and non-dynamic
Deployment of expensive and skilled workforce to run and manage various
standard and repeatable tasks and routines
Lack of reporting tools and solutions that can effectively leverage Artificial
Intelligence to provide intelligent analysis and insights of underlying data

9. 05
04
03
02
01
Critical Areas & Limitations
9
Lack of comprehensive automated workflow solutions that can manage all
treasury and finance processes in one place using a uniform interface
Lack of workflow solutions that effectively integrate the requesting and approval
process with execution, associated documentation and a robust reporting
functionality
Substantial volume of treasury and finance processes are still handled via a
combination of manual and processes which include paper forms, email
communications as well as verbal confirmations resulting in considerable wastage
of resources in terms of managing and controlling such processes
As Treasury is being positioned as a service center that adds value to the
organization, there is a real need for an efficient mechanism to manage, monitor
and control various internal and external processes
Lack of full transparency and a robust audit trail around manual and semi manual
processes poses challenges for a SOX compliance perspective
Workflow
Management

10. 05
04
03
02
01
Critical Areas & Limitations
10
Despite widespread centralization of various common finance processes
across the spectrum, most organizations struggle to fully optimize shared
services resulting in redundancies and waste
Use of multiple and disparate ERP and other platforms across
organization present a major challenge in standardizing shared processes
Another challenge towards optimizing shared services are the often
fragmented and non-uniform payment and cash management processes
across the organization
Lack of an efficient common interface to manage shared services impacts
their effectiveness and prevents optimization of resources needed to
operate them
Shared
Services
Integrations

11. 05
04
03
02
01
Critical Areas & Limitations
11
Despite the emergence of the mobile revolution, penetration of mobile
apps into mainstream treasury and finance functions is extremely limited
Multiple surveys have demonstrated a keen interest amongst treasurers
and CFOs to embrace mobile technology
One of the key hurdles in adoption of mobile apps and solution in
treasury and finance continues to be widespread concerns around data
security
Lack of solutions that can offer a complete work experience for treasury
and finance on mobile
Mobile
Applications

12. 05
04
03
02
01
Critical Areas & Limitations
12
Even though most organizations have some level of automation of
payment and cash management processes, these are often disparate and
not optimally designed, causing inefficiencies and non-value added
processes
Fragmented and sometimes duplicated payment and cash management
processes pose challenges for effectively optimizing payment processes
The need to manage payment processes across multiple screens and
interfaces is a common challenge across many organizations
AI based intelligent controls and machine learning tools can identify
issues and improve STP rates which is a major pain point for most
organizations
Inefficient payment processes adversely impact central visibility to global
cash activity and therefore effective cash management
Payments Automation

13. Improve efficiency and productivity around Treasury & Finance
processes.
Eliminate waste and redundancies in Treasury & Finance
processes and functions.
Optimize management of liquidity and risks.
We aim to…
13

14. Our Solution
Implement Lean Solutions to streamline your treasury & finance
processes and functions with minimal disruptions that bring ROI
in weeks, not months or years, while extending the useful life of
your current systems using our proven LeanCash™ model.
14

15. The What
Medullus LeanCash™ is a tried-and-tested solution that
draws upon lean concepts to streamline Corporate Treasury
by eliminating waste in processes and functions which helps
to manage liquidity and risks in the most optimal way.
The How
The solution is managed through the Medullus LeanCash™
Score which is derived through an assessment of Corporate
Treasury processes and functions of organizations.
Improving LeanCash™ Score guarantees improvement of
Treasury processes and functions.
Medullus LeanCash™
15

16. 05
Medullus LeanCash™ Components
16
Business Intelligence
Done for you reporting and treasury data
warehouse with at-a-glance KPIs accessible
from all your devices anywhere, anytime.
Workflow Management
End to end automation of key finance
and treasury processes and workflows
on our proprietary BPM platform.
Shared Services Integrations
Integrated system solutions to enable and support
centralized functions such as Financial Shared
Services, payment factories, in house banks.
Mobile Apps
Treasury-on-the-go – bring mobility and
agility to your treasury with integrated
mobile solutions.
Payments Automation
eConnect treasury, banks and all trading partners
seamlessly using end-to-end EDI, XML, SWIFTNet
and other bank proprietary formats.
04
03
02
Lean
Cash
01

17. Our Business Intelligence Solution
17
Generate Scenarios
Perform what-if scenarios, stress
tests and sensitivity analysis on
your data in real-time
Share & Control
Share reports across functions
and organizations based on
security and permissions
Market Analysis
Build comparative reports
using live market data from
multiple RSS feeds
100% customizable
Customize all your reports and
dashboards on the fly
Central data warehouse
“Single version of the truth” across
all your reports and dashboards
At-a-glance KPIs
View all your top KPIs at a glance
from all your devices 24X7
Consolidate Dashboards
Consolidate data, reports and
dashboards from multiple
sources into holistic views
Alerts & Notifications
Get real-time alerts and
notifications based on KPIs

18. Live Business Intelligence Example
18

19. Our Workflow Management Solution
Cross function collaboration
Cross over across various functional
groups to facilitate seamless
collaboration and eliminate duplication
of effort and redundancy
Smart and intuitive Front End
High quality user experience, simplicity of
use, uniform client experience across
multiple BPM solutions
Smart Connections
integrating workflow with systems and platforms
across various functional groups on both
inbound and outbound for cross functional data
integrity and standardization
Alerts and notifications
Programmable alerts and notifications
keep relevant role members and
stakeholders updated at all times
Customizable workflow based
on specific requirements
Rule based ‘’Smart Forms” that enforce
completeness and standardization of data.
Services around designing recommended
process based on an assessment of your
organizational structure and systems landscape
Custom Role Member and
Approval rules
Integration with your internal sign on
protocols to provide seamless identification
of relevant role members within the
process/workflow
19
Integrated Reporting Integrated Mobile App Smart Scheduler Document library

20. Live Workflow Management Example
20

21. Our Shared Services Integrations
21
Monitor & Control
Detail audit log across integrations. Minimize
defects and inefficiencies
Batch & Queue
Intelligent batching and queuing of relevant shared
service tasks that are performed periodically
Governance
Continuous Improvement & Continuous
delivery of services through effective data
governance
Rationalize
Minimize data redundancy and attain data
rationalization with optimized data management
Interface
Common interface for all Shared Services
functions & processes across all BUs
Centralize
Centralization & economies of
scale for repeatable tasks.
Integrate
Deep integrations across services &
platforms. A/P automation, Invoice to pay,
Invoice matching, PO matching, eInvoicing

22. Live Integrated Solutions Example
22

23. Our Mobile Solution
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01 Approve all treasury requests
on your mobile device from
anywhere, anytime based on
roles & security
option
A p p r o v a l s
02 View your top KPIs across all
BUs, filter and drill down to
different BUs, departments
and transactions
option
K P I s & D a s h b o a r d
03 Secure and encrypted
eWallets and ePayments that
connect to your payment
hub, banks and financial
systems across all BUs
option
e W a l l e t s
04 View workflow status, take
action on workflows and
tasks, assign new tasks and
view all reports associated
with your workflows
option
M a n a g e W o r k f l o w
05 Get all treasury alerts
(actionable) and notifications
on your app. Maintain
privacy by getting only a
“new alert” badge
option
A l e r t s
“Approve my order”,
“Approve transfer”
“View cash position”,
“View cash pooled”
“Make ePayments”,
“View account details”
“Approve task”,
“Assign task”
“Alert from system”,
“Bank alerts”

24. Live Mobile App Example
24

25. Our Payment Automation Solution
25
» Connections &
integrations across
A/P systems, ERPs,
banks
» File Mapping &
Exchange through
our “drag-n-drop”
interface.
» Central payment hub
& one common
interface across all
BUs, banks, systems
» Bank message and
routing for all banks
and BUs
» Scheduled transmission of
payments based on
custom and configurable
schedulers
» Tracking &
Reporting of
errors, delays,
success & custom
reports
» Monitor & control
the entire payment
hub through one
interface
» SWIFTnet
Integrations with all
your banks
» Intelligent batching
and queuing of all
payment files and
messages
» Alerts & notifications for
all “payment hub”
processes and functions

26. Live Payment Automation Example
26

27. Security & Fraud Prevention
27
Secure
04
Secure
01
Secure
02
Secure
03
Secure
04
Secure
01
Secure
02
Secure
03
Secure
04
Secure
01
Secure
02
Secure
03
Secure
04
Secure
01
Secure
02
Secure
03
Application Security
Built-in security during
development. Data
governance coded into
applications. QA instead of
QC – DevOps/CICD.
Monitoring and Control of
application at endpoint
Data security
Data Rationalization & Data
Checks, Creating APIs at
REST, Detailed Actionable
Logs of Data Changes,
Cloud Access Security Model
Network Security
Work with Infrastructure
groups – DevOps. 2 step
verification (SMS / Email),
Secure Tokens
Device Security
Device Security Center,
Remote Management,
Abnormal usage alerts, UDID
locking. Protect against
unauthorized usage.
24X7 MONITORING OF ALL LeanCash™ APPLICATIONS
Login Audits IP Tracking Anomaly Alerts Compliance Checks

28. Documentation for all our solutions
28
001 LeanCash™ Docs
Detailed documentation on what-is LeanCash™ and how it has
helped your organization
002 Assessment & Discovery Docs
All assessment, discovery, use cases, traceability matrices and
entity-relationship-diagrams with detailed flows are provided
003 Design Docs
All user-experience, user-interfaces and high level detail document
(HLDD) are documented and delivered with our solutions
004 Software Architecture Docs
Complete software architecture, database schema documents,
software design documents are provided as in-line help for IT
005 User Manuals
Video help, in-line and on-line help, user-managed wiki-s and
searchable user manuals are delivered as part of our solutions
™
We provide detailed
& compliant
documentation for all
our projects

29. A la cart Ad-hoc Solutions
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 Project Management Support
for Treasury/Finance
Implementations
 Data Governance, Data
Rationalization & Data
Management Projects
 Customized database builds for
Treasury/Finance data sets from
multiple sources
 Mini programs/macro builds for
specific Treasury/Finance
activities
 Custom Software Development
for Treasury/Finance.
 Bank Admin Management
systems – centralize your BAM
and access from anywhere

30. Blockchain in Treasury & Finance
Blockchain benefits in Treasury & Finance
69% of Corporate Treasurers surveyed by Deloitte in
2017, see benefit in embracing Blockchain Technologies
30

31. Our Blockchain Solutions
31
Permissioned Blockchains and Distributed Ledgers across
your organization can mitigate risks through immutability
and veracity of data.

32. Our Blockchain Solutions
32
Extend you data and leverage Blockchain and Distributed
Ledgers without revamping your systems.

33. Our Blockchain Solutions
33
Distributed Ledger Technologies in Shared Services can
bring tighter controls through transparency and visibility.

34. Our Blockchain Solutions
34
 Proof of Concept
Development
 Blockchain Readiness
Assessment
 Leveraging Blockchain
Discussion Sessions
 Permissioned Blockchain
Development and
Implementation
 Distributed Ledger
Development and
Implementation
 Securing existing Blockchain
and Distributed Ledger
Implementations

35. Process
Introduce & Assess Detailed Discovery
LeanCash™ Score & Report Implementation
Continuous Improvement
Learn about your challenges in
Treasury & Finance
High-level assessment of your
Treasury & Finance processes
Value-stream mapping, gap
analysis, Lean solutions proposal
Light touch, high-value solutions using
cutting-edge technology that provide quick
ROI with minimal disruptions and risk
Create process for measuring ROI
and continuous improvements
35

36. Our Mission
Delight our customers with LeanCash™ solutions that streamline their treasury and finance.
Our Journey
2004
Started with 1 focus
“Customer Service
Excellence”
2010
Developed multi-
million $ Co-op
ERP for a $2B
customer
2014
300+
successful
projects
2012
10 large
customers,150+
successful
projects completed
2017
Treasury and
Finance
concentration.
Medullus
LeanCash™
2016
Company size 48.
Embraced Lean,
Agility, Continuous
Delivery
2009
50+ successful
projects,
mobile app for
2015
Implemented
SAP at a
public listed
pharma
Who are we?

37. Leadership, Company & Featured Customers
37
TEJNAIN SINGH
RONI BANERJEE
SAM BANERJEE
Roni heads Marketing & Sales for Medullus. Roni has nearly 20 years of
CIO/CTO experience with orgs across industries. Roni architected the
world’s 1st true purchasing group ERP/BPM system for a billion $ org.
Roni has implemented large workflow systems, recently for a public-
traded pharma. Roni holds an MBA from Warwick Business School in the
UK and several certification in PM, Agility, Blockchain and software.
 Spread over 6 locations (global delivery)
 US project management & support
 US: Morganville, NJ, Wappingers Falls, NY
 48 employees, 250+ consultants
 Support – we respond within 5 minutes
Company
Featured Customers
Sam ensures Medullus's drumbeat of execution is in rhythm (heads
Operations!) - an IT professional with a myriad of experience across
various platforms and domains with significant knowledge in the design,
implementation and testing of various systems for organizations as ADP,
Bristol-Myers Squibb & Ross Stores. With a Masters in Computer Science
from SUNY, Sam leads the Tech innovations within Medullus (Artificial
Intelligence, Blockchain, Mobility, BI).
Tej is a seasoned treasury and finance professional with over 17 years of
extensive experience across organizations like GE, Deloitte, SABIC and
Valeant Pharma. He has held senior positions in treasury operations and
cash management and has led multiple strategic initiatives in the areas of
payment automation, treasury system implementations, business process
simplification and shared financial services among many others. Tej is a
Chartered Accountant from India.

38. Next Steps – Get your LeanCash™ Score!
38
20 40 60 80 100
LeanCash™
below 35 signals
substantial scope
for improvements
Good LeanCash™
Score is 64 and
above
 Why get the score?
Create after 5,000 hours of development, trials, tests
and implementation across Fortune 500 Companies.
Give your treasury practice a measurable score which
can be improved over time.
 What do to with the score?
Get a free gap-analysis based on your score as well
as comparative scores across your industry,
company size, demographics and ecosystems
Median
LeanCash™ score
is 48

39. Thank you for your time today!
Call us today @ 845-271-6030 or email us at info@medullus.com