Reedland Capital Partners is an elite boutique investment bank that specializes in structuring, arranging and negotiating corporate and real estate debt for both publicly-traded and privately-held middle market companies and emerging growth companies. Loan sizes generally range from $20 million to $200 million+ and proceeds can be used for acquisitions, growth capital, dividend recaps, or refinancing of existing debt on more favorable terms. For over 20 years, Reedland has been highly effective in creating unique debt structures for its clients resulting in better pricing, more loan availability and fewer restrictive financial covenants.

1. Securities and investment advisory services offered through Financial West Group, member FINRA/SIPC
FULL-SERVICE CORPORATE & REAL ESTATE DEBT ADVISORY FIRM

2. Reedland Capital Partners is an elite boutique investment bank that specializes in
structuring, arranging and negotiating corporate and real estate debt for both
publicly-traded and privately-held middle market companies and emerging growth
companies. Loan sizes generally range from $20 million to $200 million+ and
proceeds can be used for acquisitions, growth capital, dividend recaps, or
refinancing of existing debt on more favorable terms. For over 20 years, Reedland
has been highly effective in creating unique debt structures for its clients resulting
in better pricing, more loan availability and fewer restrictive financial covenants.
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We work with over 500 lenders around the world and can
finance companies operating in the US, Canada, Europe,
Asia (including India and the PRC), the Middle East and
South America. Reedland has established extensive global
relationships with commercial banks, asset-based lenders,
cash flow-based lenders, family offices, insurance companies,
specialty finance companies and other industry-specific niche
lenders, many of which are private debt funds and other
non-traditional sources of capital, that can provide more flexibility
to companies from a pricing, structure and dollar availability standpoint.
About Reedland Capital Partners

3. Reedland can structure and arrange very favorable loans for middle market
companies and emerging growth companies in most industries, including
healthcare, IT and other business services, computer hardware and software,
wireless technology, defense products, clean technology, media, education, energy,
consumer, and retail, as well as manufacturers, distributors and service providers
in any industry. We also have extensive experience in financing commercial real
estate transactions.
Clients

4. Types of Loans Reedland Structures & Arranges
Asset-Based Loans
○ Revolving Lines of Credit
○ Factoring Lines
○ Equipment Financing
○ Other Fixed Asset Financing
○ Commercial Real Estate Loans
Cash Flow-Based Loans
○ Senior Debt
○ Mezzanine Debt
○ Unitranche Loans
Venture/Enterprise Value Loans
Project Financing
Bridge Financing
Royalty Financing
Purchase Order Financing
Loan Size:
$20M to $200M+
Ownership:
Publicly-Traded
or Privately-Held
Borrower Location:
US, Canada, Europe, Asia,
Middle East, South America
Use of Proceeds:
Growth capital, refinancing
of existing debt, acquisitions,
dividend recapitalizations, and
other general corporate purposes

5. Breadth & Quality of Lender Relationship Base
We interact with over 500 lenders around the world and have developed strong
relationships at the senior management level with a large number of them because
we have worked with many of those lenders over the past 20 years and we
continually show them new potential transactions to fund.
In addition to an executive network of commercial banks, both in the U.S. and
abroad, we work with a multitude of BDCs, SBICs, life insurance companies, family
offices, private debt funds, and other hybrid lenders who fund either asset-based
loans, cash flow-based loans or both. The breadth of Reedland’s lender
relationships and the diversity of their underwriting criteria enables us to create
unique loan structures for companies and facilitate the achievement of their pricing
and total leverage goals.
Why Reedland Capital Partners?
Speed & Quality of Relationship Base Market Intelligence
Full Service Debt Advisory Firm Certainty of Closure

6. Lender sector preferences and underwriting parameters are constantly shifting and
evolving which generally results in a very opaque lender marketplace. It is virtually
impossible for the executive management of an individual corporate or real estate
borrower to stay abreast of all of these constantly changing lender preferences
unless they have dedicated in-house personnel solely devoted to this.
Furthermore, just in the past three years, there are over 100 new private debt funds
that have commenced business, many of whom are aggressively trying to deploy
debt capital in specific industry sectors and who offer very competitive loan terms
for difficult transactions. Reedland has extensive and very current knowledge of the
constantly growing and shifting debt capital marketplace and can help guide you
towards making the best and most well-informed borrowing decisions possible.
Market Intelligence

7. Reedland is also available to be retained on a monthly basis as
a debt capital markets consultant/advisor for its corporate
clients. Having an advisor on retainer to provide expert advice
regarding balance sheet restructuring, acquisition financing, or
other strategic capital decisions can be very valuable to a
company and outsourcing such function is a more
economically sound alternative to hiring a full-time employee
to perform the same functions or relying on an outside board
member who does not have the same level of expertise.
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Most companies or individuals that place debt are merely loan brokers. Reedland is
a highly specialized boutique investment bank that provides a full range of services
to meet all of your corporate and real estate debt advisory needs. Those services
include: (i) brainstorming with executive management and creating the best
possible loan structure to maximize a company’s financial goals, (ii) assisting in
constructing a cogent and fully dynamic financial model and other portions of a
compelling and well-organized lender package, (iii) soliciting and negotiating
competing loan proposals from lenders in Reedland’s extensive relationship
database, and (iv) liaising with borrower's counsel and dealing with the multitude
of issues that invariably arise prior to the closing and funding of a loan to ensure
that the final loan terms do not deviate from the originally signed loan proposal.
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Full Service Debt Advisory Firm

8. On a transactional basis, Reedland is compensated solely by a success fee.
Consequently, Reedland does not take on transactions that it is not certain it can
close which makes its interests fully aligned with a company's executive
management. Unlike other firms, Reedland does not send out a mass email to a
multitude of potential lenders. We operate in a different fashion.
Certainty of closure is so important, obviously with respect to acquisitions, but also
in connection with so many other scenarios such as achievement of internal growth
projections, corporate reorganizations, as well as a variety of distressed debt
scenarios.
Certainty of Closure
First, we work with executive management on loan structure,
pricing, and leverage goals that we believe are feasible given the
company’s current credit circumstances. Then, we will
pre-screen the prospective loan with a handful of lenders who
we believe are the best suited to achieve our client’s goals and
obtain indications on pricing, leverage and other material terms
together with an estimate of the timing of closing. This feedback
enables us to determine whether we would be able to achieve
our client's funding and timing goals and, concomitantly, has
led to our extremely high closure rate on loans.

9. Representative Transactions

10. Meeting Client’s Primary Goals
PRICING
Discreet, competitive bidding process with
specifically targeted lenders from our extensive
lender relationship base to obtain the best
possible loan pricing. This process offers our
clients a distinct advantage over a corporate CEO
or CFO directly approaching a handful of
well-known lenders based on their sector or
regional focus, or a loan broker sending out a
mass email to its entire lender database.
LEVERAGE
With our established relationship network of
over 500 lenders worldwide, together with our
ability to create innovative loan structures that
maximize loan availability, Reedland can
frequently deliver leverage up to 6 or 7 times,
depending on a company's enterprise value.
LESS RESTRICTIVE
FINANCIAL COVENANTS
Reedland’s team, which includes former senior
bank counsel, are experts in negotiating less
restrictive and fewer financial covenants for its
clients. These covenants are often far more
negotiable than a company or its counsel may
believe. Our expertise in this context is
extremely valuable for any company with, for
example, unpredictable EBITDA because of
rapid growth, senior management changes or a
turnaround scenario.
RESTRUCTURING
BALANCE SHEET
Restructuring a company's balance sheet can
often be the key to achieving superior operating
results. Reedland provides expert advice with
the respect to, among other things, converting
debt to equity, refinancing out expensive or
other problematic debt, or restructuring
existing debt in a variety of ways to increase
leverage when additional equity is not an
option.

11. Depending on the size and nature of the transaction, our corporate debt advisory
engagements are typically concluded and loans funded within 30-60 days of our
receipt of standard and customary financial information regarding the company.
Week 1: Sign NDA, review business plan, company history and historical
financial information or public filings (if applicable), together with detailed
projections; discussions with management regarding structure, pricing,
leverage and other financial or operational goals.
Week 2: Preliminary conversations with lenders to determine levels of
interest, execute lender NDAs and circulate preliminary loan packages;
arrange introductory and/or due diligence calls with management.
Week 3: Ongoing lender due diligence; solicit loan proposals and review and
discuss with management.
Week 4+: Continuing lender due diligence, on site visit(s) (if applicable),
negotiation of definitive loan documentation, and loan closing.
Process

12. Robert K. Schachter, Founder/CEO
Mr. Schachter founded Reedland in 1997 and has over 30 years of capital
markets and investment banking experience. He has arranged financing
transactions with a value in excess of several billion dollars over his career,
with a particular focus on financing life science companies. Mr. Schachter
also acts as an advisor to Ricanto Ltd, a privately held, UK-based
pharmaceutical asset optimization company, and the Terrapin Fund,
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Executive Management
structured equity fund which makes direct investments in publicly traded companies.
Prior to founding Reedland, Mr. Schachter was a Managing Director at Shoreline Pacific
Institutional Finance from 1995 to 1998, where he was responsible for structuring and
negotiating more than $750M in private equity financings for publicly-listed emerging growth
companies. In 1991, he became VP of Sales at Lehman Brothers, where he was responsible for
servicing and managing institutional bond accounts. Mr. Schachter joined Wharton Capital as
Senior VP in 1990, where he was responsible for securing secondary debt, raising equity
capital and identifying prospective acquisition candidates. In 1986, he joined Smith Barney,
Harris Upham & Co. as VP of Retail Sales. Mr. Schachter began his investment career in 1983
at Paine Webber, Inc., where he became one of the youngest satellite office managers in the
firm's history, assisted with private placement transactions for a number of the country's
pioneer biotechnology companies and traded securities for his clients in the secondary
market.
Mr. Schachter is a Series 24 (General Securities Principal), Series 7 (General Securities
Representative) and a Series 65 (Uniform Investment Adviser) registrant.

13. David M. Schachter, President
Mr. Schachter heads Reedland's corporate and real estate debt advisory
group and has become a nationally recognized expert in advising client
companies on corporate and commercial real estate debt transactions over
the past 30 years. He has been a financial advisor to middle market
companies and emerging growth companies in numerous industries and
has extensive experience in structuring, arranging, and negotiating
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Executive Management
corporate and real estate debt. With equity capital often very dilutive, Mr. Schachter and his
group can be a valuable tool in restructuring a company's balance sheet to facilitate greater
profitability.
Prior to joining Reedland, Mr. Schachter was a securities and financial institutions
transactional attorney for over 12 years (initially with Pillsbury, Madison & Sutro and then as
a partner at a boutique firm based in Los Angeles that specializes in representing financial
institutions and real estate developers). In that capacity, he developed extensive experience in
negotiating various types of complex equity and debt financings, loan workouts as well as
structuring and negotiating large commercial real estate transactions. Mr. Schachter received
an M.B.A. in corporate finance from the University of San Diego School of Business, where he
graduated magna cum laude and a JD degree from USD School of Law where he graduated
cum laude and was a member of the USD Law Review.
Mr. Schachter is a Series 24 (General Securities Principal) and a Series 7 (General Securities
Representative) registrant.