1. Get the financing your growing business needs.
FAST!
No minimum credit score
Prior bankruptcies,judgments
& tax liens may be OK
Loans for businesses
with at least $500,000
in annual revenue
All titled real estate
assets considered
Payment terms:Daily orWeekly
For pre-approvals,no financial
statements required,just three
months of business bank statements
WBL understands running a small business is challenging. We can provide the working capital
you need when you need it. If you need capital to grow, consider World Business Lenders.
What sets WBL apart?
As a private direct lender, we have our own underwriting guidelines. Our unique approach to
lending makes each small business the focal point for our loan decisions. The history and financial
performance of the business outweigh other factors, such as the owner’s personal credit score, in
our decision making.
We provide business loans everyday!
To learn more about what World Business Lenders can do to help you grow your business, call
us today at (212) 220-0175. You can also apply online at www.wbl.com. In certain states,
World Business Lenders makes capital available through business loans made by Bank of Lake
Mills, a Wisconsin state-chartered bank, member FDIC
World Business
Lenders provides
loans that
work for
YOUR business.
Get approved for
up to 3x your
business’ average
monthly deposits!
WE LEND. YOU GROW.
orld Business Lenders
Call Now!
( 2 1 2 ) 2 2 0 - 0175
email: apply@wbl.com
V i s i t w w w. w b l . c o m
Frisco, TX•Ft. Lauderdale, FL•Offices: Atlanta, GA • Costa Mesa, CA • Dallas, TX
•Orange, CA•Newington, CT Rohnert Park, CA
GrowYOUR Business.
Find out how much your
business qualifies for today!
WE LEND. YOU GROW.
orld Business Lenders
Fast & Easy Application
Minimal Paperwork
No Credit Score Minimum
Ability to use Collateral
ChooseYour Payment Terms
Credit Card AdvanceBank Loan
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*Some restrictions may apply. Contact us for details.
Robert DeStefano Sr. Finance Specialist
World Business Lenders
101 Hudson Street, 33rd Floor
Jersey City, NJ 07302
• Somerville, NJ
• JerseyCity,NJ
South Miami, FL•
Ken Sparrow
Finance Specialist
World Business Lenders
101 Hudson Street, 33rd Floor
Jersey City, NJ 07302
O: (212) 328-8383
C: (551) 556-8017
F: (646) 924-3632
E: ksparrow@wbl.com
(212)328-8383
Email:ksparrow@wbl.com
(212)328-8383

2. Frequently Asked Questions
How does the program work?
WBL makes available short-term small business loans for a term of 6 to 36 months. Approvals are based
primarily on the business’ revenue and not the owner’s personal credit score. All we need to start is a
completed one-page application and the most recent six months of business bank statements. WBL’s
core and Interest Only programs do not typically require tax returns, credit card receipts, or business
plans. In certain states,World Business Lenders makes capital available through business loans made by
Bank of Lake Mills, a Wisconsin state-chartered bank, member FDIC,
What are your interest rates and how are they determined?
Each applicant’s cash flow, payment history, and financial strength are considered to determine a risk-
adjusted repayment plan specific to that applicant. Payments are determined by factors such as the
amount and consistency of the business’ cash flow, the number of years the business has been in
operation, the assets owned by the business, and the proposed use of funds.
What factors affect loan application approval?
The age of the business, as well as the revenue history, assets, and credit history of the business, among
other factors, all contribute to building a comprehensive profile of the applicant.
How are loans repaid?
WBL Loans are repaid through automatic deductions from the business’ bank account. Loans can be
repaid either daily or weekly (excluding weekends and holidays). WBL is one of the few alternative
lenders enabling its borrowers to have options when it comes to their repayment terms.
Will you check my personal finances?
Although the business’ asset-profile and cash-flow are our primary concern, we do review the business’
and owner’s credit reports to identify current judgments, open bankruptcies, tax liens and other factors.
Do I need financial statements, tax returns or a business plan to qualify?
No. Unlike applying for an SBA loan at a bank,WBL does not typically require personal or business
financial statements, business plans, tax returns, credit card processing statements or financial projections.
All we need to start is the completed one-page application and copies of the business’ most recent 6
months of bank statements.
How much funding is available for my business?
The amount of funding provided is determined by the revenue and the risk profile your business.
Funding ranges from $50,000 to $2,000,000.
What sets WBL apart?
WBL provides small businesses with the working capital they need when they need it. As a private and
direct lender, we have our own underwriting guidelines (different from the banks) by which we make
funding decisions quickly. Where a bank may deny a strong business based on the owner’s personal
credit score,WBL looks at the overall health of the business.
Does WBL have a referral program?
Yes.WBL is committed to establishing mutually beneficial relationships with a variety of business partners.
Please visit the Referral Program page on our website at www.wbl.com.
Call (212)220-0175 NOW or visit us at ww.wbl.com
to get the funding your business needs...FAST!
(212) 328-8383