SlideShare a Scribd company logo
1 of 20
Download to read offline
Fo reve r m a r k i s p a r t o f t h e D e B e e r s g ro u p o f co m p a n i e s .
FO R E V E R M A R K D I A M O N D.CO M
©ForevermarkLimited2012.Millemoi™,Forevermark™and™areTradeMarksoftheDeBeersgroupofcompanies.
M I L L E M O I™ F R O M F O R E V E R M A R K . A S U N I Q U E A S YO U A R E .
Only one percent of the world’s diamonds can carry the
Forevermark inscription – the promise of beauty, rarity and integrity.
T H E D I A M O N D . T H E P R O M I S E .
Headline:
Gotham Book
11pt Type Size
+200 Tracking
75% Black
Endline:
Gotham Book
11pt Type Size
+190 Tracking
75% Black
Group line and url:
Gotham Book
6.75pt Type Size
15pt Leading
+190 Tracking
75% Black
Text:
Gotham Book
8.75pt Type Size
15pt Leading
+100 Tracking
75% Black
Legal line:
Gotham Book
4.2pt Type Size
+160 Tracking
75% Black
Gazpacho
Und was sehen Sie? Paradeisrahmsuppe? Gefüllte Paradeiser? Welche Speisen
Sie auch immer zubereiten wollen, die KENWOOD Küchenmaschinen mit mehr
als 50 Funktionen sind die idealen Helfer. Es ist lediglich Ihre Fantasie, die Ihnen
beim Kochen noch Grenzen setzt. Inspiration auf www.kenwoodaustria.at
€ 320,- GESCHENKT!
Sichern Sie sich jetzt Zubehör im Wert von € 320,- beim Kauf eines KENWOOD
Cooking Chef! Aktion gültig vom 01.10.2014 bis 31.01.2015. Nähere Informationen
und Teilnahmebedingungen finden Sie unter www.kenwoodaustria.at
Und was sehen Sie? Brownies? Sachertorte? Welche Speisen Sie auch
immer zubereiten wollen, die KENWOOD Küchenmaschinen mit mehr als
50 Funktionen sind die idealen Helfer. Es ist lediglich Ihre Fantasie, die Ihnen
beim Kochen noch Grenzen setzt. Inspiration auf www.kenwoodaustria.at
Mousse au
Chocolat
€ 320,- GESCHENKT!
Sichern Sie sich jetzt Zubehör im Wert von € 320,- beim Kauf eines KENWOOD
Cooking Chef! Aktion gültig vom 01.10.2014 bis 31.01.2015. Nähere Informationen
und Teilnahmebedingungen finden Sie unter www.kenwoodaustria.at
Issued by HSBC Bank plc. Registered in England number 14259, Registered Office: 8 Canada Square, London E14 5HQ. Authorised and regulated by the Financial Services Authority.
July 2008
Mr AB Sample
Sample House
Sample Street
Sample Town
Sample County
123 ABC
Dear Personalised,
WE TOOK NOTE OF
THE THINGS YOU WANTED
Mr AB Sample
Sample House
Sample Street
Sample Town
Sample County
123 ABC
Please
Note:
Changes
to our
personal
banking
Terms and
conditions
TEXT US
text ‘plus’ to 64722
LOG ON
hsbc.co.uk/plus
COME IN
to your local branch
CALL US
08457 404 404*
Dear Mr Sample,	 September 2008
Changes to Bank Account Plus
At HSBC we like to make sure that our customers are getting the most from
banking with us. That’s why we’re constantly evolving our services to ensure we
meet your expectations.
So when our customers said that there were some changes they’d like to see to
Bank Account Plus, we listened. Alongside simplifying the name to ‘HSBC Plus’
which will take place with immediate effect, we’ve added some new benefits,
changed some of the existing ones, removed some features and kept others.
The monthly subscription fee, which is currently £12.95, and the initial minimum
12-month contract, renewable monthly thereafter, remain the same.
Your new benefits are available from 1 September 2008 and Text Banking is due
to be launched in October 2008. The benefits that will no longer be available
and those benefits that are changing will take effect on 13 October 2008 with
the exception of credit card refund benefit, which will take effect on 3 October
2008. Within 60 days of the removal date we will credit your credit card with any
interest refund earned.
For more details of these, please see ‘Benefits at a Glance’, enclosed with this letter.
Changes to our Terms and Conditions
Please be aware that we have also reviewed and updated our Terms and Conditions.
Details of the changes are set out in the section headed “Changes to our Terms
and Conditions” on the reverse of this letter.
A new set of Offer Terms that apply to the HSBC Plus benefits are also enclosed
together with Life Cover policy terms and conditions and HSBC Roadside Breakdown
Assistance terms.
HSBC Plus: committed to providing you with a great
service
We will be there for you in person whenever you need us
As a Plus customer, you’ll have access to specialists 24 hours a day, 7 days a week.
You can speak to us by phone, via the internet or in branches – we will be there for you.*
We will stay in touch to ensure we understand your changing needs
We want to ensure that when things change in your life, we continue to help you
make the most of your finances. We’ll carry out a review with you when your
needs change, as often as you want.
We will provide you with preferential rates and services
We’ll continue to review HSBC Plus to ensure you always get a great deal.
When benefits change, we will always keep you informed.
If you’d like to talk through any of these changes or would like more information
please don’t hesitate to call us on 08457 404 404,* contact us via My Messages
through Personal Internet Banking or come in to your local branch.
Yours sincerely,
Chris Pitt
Head of Customer Communications
*Textphone 1800 10800 028 0126.Text message call-backs will be within one working day and between 10am and 8pm.
Standard network rates apply. 24/7 Telephone Banking calls are answered 24 hours a day if you successfully identify
yourself through our automated telephone service. 24/7 banking is by telephone and via the internet and is subject
to scheduled maintenance periods. Call-backs are at scheduled times between Monday to Friday from 10am until 8pm.
Communications may be monitored and/or recorded.
Issued by HSBC Bank plc. Registered in England number 14259, Registered Office: 8 Canada Square, London E14 5HQ.
Authorised and regulated by the Financial Services Authority.
to your local branch0800 000 0000*
call us
hsbc.co.uk
log oncome in
6.5%
The Overall Cost for Comparison is
APR
	 A non-refundable up-front booking fee of £2,499 applies.
	 There is a maximum loan size of £250,000.
	An early repayment charge applies during the
discount rate period.
	This offer may be withdrawn at any time without notice.
	This offer only applies to loans with a maximum loan
to value of 80%, or 75% for new build properties
(this includes the amount of any mortgage or
HomeOwner loan you already have with us).
Our discount rate is for a set period of two years and will move up and down as the HSBC
variable rate changes, reverting to the HSBC variable rate for the rest of the term unless you
decide to move to another discount, fixed or tracker rate product.
The mortgage also offers you the chance to pay up to 20% extra on your usual monthly
repayment. However if you increase your standard payment by more than 20% or repay,
by another method, the whole or any part of the mortgage, over and above your standard
monthly payment, an Early Repayment Charge applies.
Your home may be repossessed if you do not keep up repayments on your mortgage.
*Textphone 18001 0800 028 0126. Lines open 8am to 10pm everyday except Christmas Day, Boxing Day and New Year’s Day.
Communications may be monitored and/or recorded.
Special 2-year Discount
Mortgage Rate
for the first two years of the loan then…
1.26% discount on the HSBC variable rate, currently reverting to the HSBC variable rate, currently
for the rest of the term.
HSBC PLUS
the perfect fit
hsbc.co.uk
Issued by HSBC Bank plc.
We are a principal member of the HSBC Group,
one of the world’s largest banking and financial
services organisations with around 9,500 offices
in 85 countries and territories.
HSBC Bank plc,
Customer Information,
PO Box 757
Hemel Hempstead,
Hertfordshire HP2 4SS
© HSBC Bank plc 2008.
All Rights Reserved.
MCP32192 XX/08 Printed by Communisis, Leeds AC11780
The FSC stamp provides assurance that timber
based products are manufactured from material
sourced from forests certified according to strict
environmental, social and economical standards.
POSITIONAL GUIDE ONLY
Tailored to
suit your life
If you want more from a bank
than just a current account, HSBC
Plus could be the perfect fit.
You’ll get a great level of service
and preferential rates on many
products and services, which will
save you money, protect you and
your family and take care of all
those financial things you don’t
have the time to do.
You can enjoy all the advantages of
HSBC Plus for a subscription fee,
currently £12.95 per month on a
minimum initial 12-month contract.
Your HSBC Plus Bank Account
HSBC Plus Debit Card
Great credit interest – currently 6% AER (5.84% gross) variable
Preferential overdraft rate – currently 17.9% EAR variable
Convenient 24/7 banking by telephone or the internet
For your protection
HSBC Roadside Breakdown Assistance
24/7 Identity Theft and Personal Safety Assistance with red24
25% premium discount for 12 months on our LifeChoices protection plan*
£3,000 Life Cover/Accidental Death Benefit*
Worldwide travel benefits
Extensive Worldwide Travel Insurance for customers aged under 70 years
Cash withdrawals free of HSBC ATM transaction fees worldwide
Preferential offers
Favourable mortgage rate offers
10% Repayment Reward on Personal Loans – typical 9.9% APR
Preferential rates with our Cash ISA,* Flexible Saver and Regular Saver
Taking time out
Plenty of lifestyle discounts, including accommodation, travel, entertainment
and dining across the UK
HSBC Plus gives you so much more
Your home may be repossessed if you do not keep up repayments on your mortgage.
Please refer to ‘The Finer Details’ for more information about these benefits. Credit is subject to status.
*These benefits are not available to offshore customers.
A Service that’s
Cut to fit
We will provide you with
preferential rates and
services
We’ll continue to review all HSBC Plus
offers to ensure you always get a
great deal. When benefits change,
we will always keep you informed.
We will stay in touch to
ensure we understand
your changing needs
We want to ensure that when
things change in your life, we can
continue to help you make the most
of your finances. We’ll carry out a
review with you when your needs
change, as often as you want.
We will be there for you in
personwheneveryou need us
As an HSBC Plus customer, you’ll
have access to specialists 24 hours
a day, 7 days a week. You can speak
to us by phone, via internet or in
branches – we will be there for you.*
*24/7 banking is by telephone or internet and is subject to scheduled maintenance periods.
Moving up
Couldn’t be easier
If HSBC Plus looks like something
that would fit your life, you’ll be glad
to hear how easy it is to upgrade.
Since you’re already an HSBC
customer, you don’t need to worry
about changing anything when you
upgrade to Plus. You can keep using
your debit card and existing PIN as
usual – and even keep your Direct
Debits and standing orders.
To find out more
LOG ON
hsbc.co.uk/plus
COME IN
to your local branch
**Lines are open 8am to 10pm every day, Textphone 1800 10800 028 0126.
Communications may be monitored and/or recorded.
CALL US
0800 218 2253**
The finER details
General
The terms set out below apply in addition to
our General Terms and Current Account Terms
except where indicated otherwise.
All offers and discounts in this brochure are only
available to customers who hold HSBC Plus
and continue to hold HSBC Plus. If HSBC Plus
is no longer held, HSBC reserves the right to
remove any discounts or preferential rates and
revert products to standard terms. All offers and
discounts cannot be used in conjunction with
other offers and discounts.
All rates and prices in this brochure are correct
as at 1 September 2008 but may change in
the future. All our credit facilities and current
accounts are subject to status.
Plus subscription
HSBC Plus has an initial fixed term of 12 months
after which it is renewable monthly. A monthly
subscription fee of £12.95 is currently payable.
Cancellation
You have the right to cancel HSBC Plus during the
first 14 days of taking out the HSBC Plus service
with a full refund of any monthly fees taken.
For applications completed by telephone the
cancellation period will start from the day that
you receive the terms and conditions in the post.
We will refund you with any monthly fees you
have already paid and no future fees will be
deducted.
After the 14-day cooling off period, you will not
be able to cancel within the initial 12 months and
you will be required to make the HSBC Plus
monthly payments during this time. However, if
you have not used any of the benefits of HSBC
Plus (excluding preferential credit interest) then
you will be able to cancel within the initial 12-month
term subject to you paying us a fee of £12.95.
This fee will be automatically deducted from your
HSBC Plus Bank Account before it is closed.
You can cancel your Life Cover policy within
30 days of receiving your policy document but
there will be no refund of premium or reduction
in fees.
You will not be able to take out HSBC Plus
again for a period of 6 months from the
cancellation date.
If at any time we consider that you have ceased
to be eligible for HSBC Plus, then we will give
you 30 days’ notice by post and you will be
transferred to Current Account Advance. We
reserve the right to decline applications for any
product, account or service. Our credit facilities
are subject to status. Branch Banking is subject
to local branch opening hours.
Telephone and Internet and Branch Banking
24/7 Telephone Banking will be available within
30 days of opening your account. When you call
08457 404 404, lines are open 24 hours a day
if you successfully identify yourself through our
automated telephone service. Our Telephone
Banking and Internet Banking services are subject
to scheduled maintenance periods. To help us
continually improve our service, and in the interests
of security, we may monitor and/or record your
communications with us. Branch Banking is subject
to local branch opening hours.
Credit Interest
You’ll get a great rate on the first £1,000 in your
HSBC Plus Bank Account. Interest is variable and
paid monthly in your HSBC Plus Bank Account.
Gross: The rate before the deduction of tax
applicable to interest on savings.
AER: Annual Equivalent Rate:This is the notional
rate which illustrates what the gross rate would
be if interest were paid and compounded
each year.
Overdraft Service
The HSBC Overdraft Service is available subject
to status. Please refer to the price list in
branches, online or by calling 0800 218 2253**
HSBC Roadside Breakdown Assistance
This 24 hour service gives you peace of mind,
covering you whether you are a driver or a
passenger of any eligible vehicle. You are
covered for emergency roadside repairs and
local recovery to the nearest suitable garage. In
addition we will provide national recovery of the
vehicle to any UK destination if we are unable
to arrange a prompt local repair. Only available
to HSBC Plus customers and is subject to
exclusions and limits of cover. Terms and
conditions apply.
Life Cover
As an HSBC Plus customer, you’re entitled to a
£3,000 benefit for your beneficiary upon death
under the age of 65. An Accidental Death Benefit
of £3,000 is applicable from age 65 onwards. If
this is a joint account, cover is provided to each
account holder. LifeChoices is not available to
customers in Jersey, Guernsey and the Isle of
Man. Policy terms and conditions apply.
Extensive Worldwide Travel Insurance
Not available to customers aged 70 years or over.
Policy terms and conditions apply.
Worldwide cash withdrawals free of HSBC
ATM transaction fees
Some Cirrus/Maestro members may apply a
direct charge for withdrawals from their cash
machines and this will be advised on the screen
at the time of withdrawal. Foreign currency
exchange rates are shown on your statement
against each transaction inclusive of an
adjustment, which is currently 2.75%.
Mortgages
As an HSBC Plus customer you may enjoy
preferential mortgage terms or rates. The
preferential mortgage terms are available to
customers who have HSBC Plus when they
apply for a mortgage product or transfer their
existing mortgage to a mortgage with HSBC.
The preferential mortgage terms that apply to
HSBC Plus customers will vary from time to
time. Any preferential discounts may not be used
in conjunction with any other promotional or
special mortgage offers, Buy To Let mortgages
and mortgages taken out with first direct.
For full details of our latest preferential terms
available please pop in to your local branch,
phone us on 0800 494 999 or take a look at our
website hsbc.co.uk/mortgages. Our mortgages
and other loans are subject to security and
status. An all monies charge will be taken over
the property. If you no longer hold HSBC Plus
we may withdraw the preferential rate.
Your home may be repossessed if you do
not keep up repayments on your mortgage.
Repayment Reward on Personal Loans
As an HSBC Plus customer, you are entitled to
a 10% Repayment Reward on Personal Loans.
We’ll refund 10% of the interest you have
paid on the loan when you complete your loan
repayments. The offer only applies to loans with
more than 24 scheduled repayments and it will
not apply if the loan is repaid early by you or
terminated by us.
9.9% APR typical for Personal Loans between
£7,000 and £25,000 where the loan is for home
improvements or a car.
Cash ISA, Flexible Saver and Regular Saver
Cash ISAs are available to anyone 16 years or
over, provided you are resident and ordinarily
resident in the UK for tax purposes, or you are
performing duties as a UK Crown employee
serving overseas or are married to, or in a civil
partnership with, such a person. Cash ISAs are
not available to customers in Jersey, Guernsey
or the Isle of Man.
For Regular Saver, no withdrawals are allowed
during the 12-month term.
Please note that Regular Saver accounts are
not offered all the time, but when they are
on sale they are available to HSBC Premier,
HSBC Plus, Passport and Current Account
Advance customers. HSBC Premier, HSBC
Plus and Passport customers are entitled
to a preferential rate. For details of whether
Regular Saver is presently on sale and of the
preferential rate, please ask us.
Leisure Offers
Offers are not valid in conjunction with any
other promotions. Offers are not valid on sale
items or other discounted items. All offers are
subject to availability and individual venues and
retailers terms and conditions apply.
For customers of branches in Jersey, Guernsey
and the Isle of Man:
All interest is paid gross. However, if you are
residing in the EU, credit interest may be
subject to a retention tax. As an alternative,
you can opt to have your account details
reported ultimately to your local tax authority.
Your tax situation will depend on your personal
circumstances and we recommend you obtain
independent tax advice. Any tax information
in this leaflet is based on our understanding of
current and proposed legislation and practice.
The legislation and practice may be subject to
change. ISA offers are not available to non-UK
residents. Life Cover and Accidental Death
Benefit are not available to customers who are
resident in Jersey.
Peel here to discover yours
It’salwaysnice
togetasurprise
Unwrapping the features of
CurrentAccountAdvance
A short while ago, your account was upgraded to Current Account Advance –
which comes with a host of surprising features to enjoy, absolutely free.
Not only that, we’ve also added a little something extra so you can treat yourself.
Mobile banking with Monilink™
•	 Free* balance enquiries and mini-statements.
To register visit hsbc.co.uk/monilink or call us on 08457 404 404.†
Great savings rate with Regular Saver
•	 Access a higher rate of savings with Regular Saver –
save between £25 and £250 every month for 12 months.
IdentityTheft Assistance
•	 PrivacyGuard®
offers support and advice if you’re affected,
plus an initial online risk assessment.
•	 Benefit from a free yearly Credit Report.
Go online now to receive yours at hsbc.co.uk/advance
Enjoy a little present on us
To welcome you to your new-look account,
we’re giving you £5 off when you spend
over £20 in a single transaction online at
Waterstones.com To claim, simply enter
the following code at the checkout: CE5294**
For more information or
to apply for any of these
services or products, visit
hsbc.co.uk/advance or call
us on 08457 404 404.†
£5 off at
Waterstone’s**
Important Information
*Free means free of charges from HSBC. O2, Vodafone,T-Mobile andTesco Mobile customers can
download and use the service completely free. Orange and Virgin Mobile customers may incur a
small data charge. If you use this service abroad, standard roaming data charges will apply
depending on your network.
**Discount code entitles you to an additional £5 off your order when you spend £20 or more at
Waterstones.com, exclusive of online postage and packaging. Discount code is valid from 1 January 2009
to 11.59pm 30 April 2009. Only one discount code to be used per transaction. Discount code cannot
be used with any other voucher or coupon. Discount code can only be used once at time of purchase and
not retrospectively. This voucher can only be used on Waterstones.com and not in Waterstone’s stores.
All prices on Waterstones.com are online only and may differ from Waterstone’s stores. Discount does
not apply to the Reader from Sony, eBooks or Reader accessories.
†
Lines are open 8am to 10pm every day (except Christmas Day, Boxing Day and New Year’s Day).
Communications may be monitored and/or recorded.
hsbc.co.uk
Issued by HSBC Bank plc.
We are a principal member of the HSBC Group,
one of the world’s largest banking and financial
services organisations with around 9,500 offices
in 85 countries and territories.
HSBC Bank plc,
Customer Information,
PO Box 757
Hemel Hempstead,
Hertfordshire HP2 4SS
© HSBC Bank plc 2009.
All Rights Reserved.
dm23701 02/09 Printed by Communisis, Leeds. AC13558 until 31 March 2009.
The FSC stamp provides assurance that timber
based products are manufactured from material
sourced from forests certified according to strict
environmental, social and economical standards.
POSITIONAL GUIDE ONLY
Take out
Cash
ISAbefore
time
runs
out
a
With just a few weeks left until the end of the UK tax year, time is running out to take
advantage of the tax savings that you can enjoy with an HSBC Cash ISA. Tax free
interest means that if there’s only one savings account you use it should be an ISA –
so it’s important to make the most of your £3,600 allowance by 5 April.* You can open
an HSBC Cash ISA with as little as £1. You can also transfer your Cash ISA from another
provider to an HSBC Cash ISA.** Simply request a Cash ISA transfer form in branch
or download one at hsbc.co.uk Premier customers receive a preferential rate on the
HSBC Cash ISA.
Summary Box – Key Product Information about our Savings Accounts
	Account Name	 Preferential Rate Cash ISA	 Cash e-ISA
	Interest Rates (AERs)	 Variable rate. Interest is paid monthly.
		 Tax Free%	 AER%	 Tax Free%	 AER%
	£15,000+	 1.98	 2.00	 2.72	 2.75
	Up to £15,000	 1.49	 1.50	 2.72	 2.75
	Tax Status	 Interest is paidTax Free. Customers need to be ordinarily resident in the UK.
	Conditions for bonus payment	 No bonus payment applies to these accounts.
	Withdrawal arrangements	 Instant Access.
	Access	 Online/phone/branch.	 Accounts can be opened online only,
			 but can be accessed online,
			 by phone or in our branches.
Rates correct as at 1 February 2009. Preferential rate Cash ISAs are available to HSBC Plus and Premier customers.
Important notes – Our Cash ISAs are subject to terms and conditions that we will give you when you apply. We reserve the right not to
open an account. Interest Rates – Interest on our HSBC Cash ISA and Cash e-ISA is calculated on the daily cleared balance of your
account and paid monthly. AER (Annual Equivalent Rate) – This is a notional rate which illustrates what the Tax Free rate would be if
interest were paid and compounded each year. Tax Free – Means free of income tax and capital gains tax only.Tax treatment depends on
individual circumstances and may be subject to change in the future.You can currently subscribe up to £3,600 this tax year into a Cash ISA.
If you have fully subscribed to your Cash ISA in any tax year, any amount withdrawn cannot be subscribed again until the next tax year.
Call 08457 70 70 70†
	 Log on hsbc.co.uk/premier
Come in to your local branch
*Applications to open a Cash ISA must be received by 1 April 2009 to allow time for processing. **ISA transfers may take up to
30 days to be processed.
†
Textphone 1800 108457 125 563. Lines are open 24 hours, 365 days a year. Communications may be monitored and/or recorded.
Issued by HSBC Bank plc. SA00026 02/09 Printed by Communisis, Leeds. © HSBC Bank plc 2009. All rights reserved.	 AC13540
5AprilThe tax year ends
your ISA allowance today.
5April,*so make the most of
Peelhere
fordetails
Exclusive ‘thank
you’ offers from
PEDIGREE®
Complete
CLAIM YOUR
GIFT
PEDIGREE®
Crushable Travel Bowl
Pop this clever crushable
travel bowl in your pocket
and be ready for anything.
Wherever you go, your
dog will never go thirsty.
To receive the PEDIGREE®
Crushable Travel Bowl, just tick below
and send us £2.50 and 8 tokens.
Please note: the PEDIGREE®
Crushable Travel Bowl
may vary slightly from these images.
PEDIGREE®
Pet
Allow us to introduce
the PEDIGREE®
Pet!
To receive this
lovable toy,
just tick below
and send us £2.50
and 12 tokens.
Please note: the PEDIGREE®
Pet is not a suitable toy
for dogs and may vary slightly from these images.
How to receive your gift
Collect tokens from promotional 3kg  6kg bags
of PEDIGREE®
Complete.
• 8 x tokens for PEDIGREE®
Crushable
Travel Bowl
• 12 x tokens for PEDIGREE®
Pet
Then simply tick which PEDIGREE®
gift you wish to claim,
fill in the form and send it to the promotional address
detailed with your tokens and a £2.50 cheque or postal
order payable to ‘PEDIGREE®
Complete Gift Promotion.’
All applications must be received by 31.08.04.
Collecting Your Tokens
3kg PEDIGREE®
Complete includes 4 tokens.
6kg PEDIGREE®
Complete includes 6 tokens.
Only what’s best for dogs
TERMS  CONDITIONS
1. Promotion open to UK, Channel Islands and Isle of Man residents aged 18 and over,
excluding employees, agents and their families of the Promoter. 2. Promotion ends
31.08.04. 3. By completing the application form, participants accept these terms 
conditions. Failure to comply will invalidate applications. 4. Gifts available with the
collection of tokens on special bags of PEDIGREE® Complete 3kg (4 tokens per pack)
and 6kg (6 tokens per pack). To apply for your PEDIGREE® Pet you must send 12 tokens
plus £2.50. To apply for your PEDIGREE® Crushable Travel Bowl you must send 8 tokens
plus £2.50. No proofs of purchase other than tokens will be accepted. Gifts comply with
British Standards/Consumer Protection Regulations. 5. To apply for your gift, complete
the form on this leaflet with a ball point pen and post with your tokens and a cheque or
postal order only for £2.50 to PEDIGREE® Complete Gift Promotion, PO BOX 25, Melton
Mowbray LE13 1ZG. 6. Applications limited to one gift per form. 7. Third party bulk
applicationsarenotpermittedandwillbeinvalid.8.Applicationsmustarriveby31.08.04.
Responsibility cannot be accepted for applications lost, damaged or delayed in transit.
Proof of postage will not be accepted as proof of receipt. 9. Illegible, photocopied or
altered applications and/or tokens or those not in accordance with the entry
instructions and/or without the required tokens and cheque/postal order for £2.50
are invalid. 10. Once received, your claim will be processed and gift dispatched to
arrive within 30 days. 11. Make your cheques or postal orders payable to
‘PEDIGREE® Complete Gift Promotion.’ 12. In the event of unforeseen circumstances
the Promoter reserves the right to offer alternative gifts of equal or greater value.
13. Offer only available whilst stocks last. 14. Undamaged gifts may be returned to
the promotional address and a full refund of £2.50 will be made within 30 days of
receipt. Proof of postage from applicant will not be accepted as proof of receipt.
15. Applications become the property of the Promoter and will not be returned.
Promoter: Masterfoods, (a division of Mars UK Ltd), Freeby Lane, Waltham-on-the-
Wolds, Melton Mowbray, Leicester. LE13 1BB (please do not send your application
to this address).
PEDIGREE®
Complete Food
1
Cash Redemption Value 0.0001p
PEDIGREE®
Complete Food
1
Cash Redemption Value 0.0001p
PEDIGREE®
Complete Food
Gift Token
1
Cash Redemption Value 0.0001p
PEDIGREE®
Complete Food
Gift Token
1
Cash Redemption Value 0.0001p
PEDIGREE®
Complete Food
Gift Token
1
Cash Redemption Value 0.0001p
PEDIGREE®
Complete Food
Gift Token
1
Cash Redemption Value 0.0001p
APPLICATION FORM
Fill in and send with your tokens and cheque/postal order to:
PEDIGREE®
Complete Gift Promotion, PO BOX 25, Melton Mowbray LE13 1ZG.
Name ........................................................................ Age...............................
Address...................................................................... .......................................
.................................................................................. .......................................
.................................................................................. Postcode...............................................
E-Mail ........................................................................ Your Dog’s Size: Large Medium Small
The information above will be stored and used by Masterfoods (a division of Mars UK Limited) for marketing purposes to enable them to contact you
(including e-mail) with information about products, services and offers that may interest you. Please tick this box if you wish to receive any marketing information.
Please let us know if you change your mind and we will amend our records.
Your ‘thank you’ gift tokens
Gift Token Gift Token
TERMS  CONDITIONS
1. Promotion open to UK, Channel Islands and Isle of Man residents aged 18 and over,
excluding employees, agents and their families of the Promoter. 2. Promotion ends
31.08.04. 3. By completing the application form, participants accept these terms 
conditions. Failure to comply will invalidate applications. 4. Gifts available with the
collection of tokens on special bags of PEDIGREE® Complete 3kg (4 tokens per pack)
and 6kg (6 tokens per pack). To apply for your PEDIGREE® Pet you must send 12 tokens
plus £2.50. To apply for your PEDIGREE® Crushable Travel Bowl you must send 8 tokens
plus £2.50. No proofs of purchase other than tokens will be accepted. Gifts comply with
British Standards/Consumer Protection Regulations. 5. To apply for your gift, complete
the form on this leaflet with a ball point pen and post with your tokens and a cheque or
postal order only for £2.50 to PEDIGREE® Complete Gift Promotion, PO BOX 25, Melton
Mowbray LE13 1ZG. 6. Applications limited to one gift per form. Third party bulk
applicationsarenotpermittedandwillbeinvalid.8.Applicationsmustarriveby31.08.04.
Responsibility cannot be accepted for applications lost, damaged or delayed in transit.
Proof of postage will not be accepted as proof of receipt. 9. Illegible, photocopied or
altered applications and/or tokens or those not in accordance with the entry
instructions and/or without the required tokens and cheque/postal order for £2.50
are invalid. 10. Once received, your claim will be processed and gift dispatched to
arrive within 30 days. 11. Make your cheques or postal orders payable to
‘PEDIGREE® Complete Gift Promotion.’ 12. In the event of unforeseen circumstances
the Promoter reserves the right to offer alternative gifts of equal or greater value.
13. Offer only available whilst stocks last. 14. Undamaged gifts may be returned to
the promotional address and a full refund of £2.50 will be made within 30 days of
receipt. Proof of postage from applicant will not be accepted as proof of receipt.
15. Applications become the property of the Promoter and will not be returned.
Promoter: Masterfoods, (a division of Mars UK Ltd), Freeby Lane, Waltham-on-the-
Wolds, Melton Mowbray, Leicester. LE13 1BB (please do not send your application
to this address).
Your ‘thank you’ gift tokens APPLICATION FORM
Fill in and send with your tokens and cheque/postal order to:
PEDIGREE®
Complete Gift Promotion, PO BOX 25, Melton Mowbray LE13 1ZG.
Name ........................................................................ Age...............................
Address...................................................................... .......................................
.................................................................................. .......................................
.................................................................................. Postcode...............................................
E-Mail ........................................................................ Your Dog’s Size: Large Medium Small
The information above will be stored and used by Masterfoods (a division of Mars UK Limited) for marketing purposes to enable them to contact you
(including e-mail) with information about products, services and offers that may interest you. Please tick this box if you wish to receive any marketing information.
Please let us know if you change your mind and we will amend our records.
PEDIGREE®
Complete Food
1
Cash Redemption Value 0.0001p
PEDIGREE®
Complete Food
1
Cash Redemption Value 0.0001p
PEDIGREE®
Complete Food
1
Cash Redemption Value 0.0001p
PEDIGREE®
Complete Food
1
Cash Redemption Value 0.0001p
Please complete with your details to receive your
FREE February issue.
Title:
Initials:
Surname:
Address:
Postcode:
Terms and conditions:
This voucher entitles you to a FREE copy of
Sainsbury’s Magazine February issue worth £1.20
at Sainsbury’s and Savacentres. Simply hand this
voucher to the cashier together with the magazine
by 8th February 2005. Please do not redeem this
voucher against any other products as this may
cause embarrassment and delay at the checkout.
Christopher Smith
127 Sample Street
Sample Town
Sampleshire
SW6 2LP
DCP Code: 759/002
Please complete with your details to receive your
HALF PRICE March issue.
Title:
Initials:
Surname:
Address:
Postcode:
Terms and conditions:
This voucher entitles you to a HALF PRICE copy
of Sainsbury’s Magazine March issue when you shop
at Sainsbury’s or Savacentres. Simply hand this
voucher to the cashier together with the product
by 8th March 2005. Please do not redeem this
voucher against any other products as this may
cause embarrassment and delay at the checkout.
DCP Code: 759/003
BENDPULL▲
BENDPULL▲
Dear First Name
This month at Sainsbury’s we’re celebrating the Chinese New Year, so to make sure you see it in with style,
we’re giving you a coupon for a free copy of the February issue of Sainsbury’s Magazine along with another
coupon to pick up the March issue for half price. And there you were thinking the festivities were over!
Inside your free copy…
In the February issue of Sainsbury’s Magazine you’ll find a sumptuous Chinese New Year feast and
a competition to win a fabulous trip to Shanghai. There’s also a fantastic 28-page health supplement,
lip-smacking Shrove Tuesday pancakes and an offer for a free bottle of wine at Caffé Uno restaurants
nationwide. The March issue is also full of inspirational recipes, health information and lifestyle tips.
More for you, your home, your life
As well as being packed with recipes and food features, Sainsbury’s Magazine offers top tips on nutrition,
health, beauty, homes, gardens and travel; plus we keep you up to date with the latest entertainment news
with celebrity interviews. So why not get the Chinese New Year off to a good start by claiming your free
copy of Sainsbury’s Magazine next time you’re in store.
Best Wishes,
Jeni Kyriakou
FREE
February
issue
Simply fill in your name and address overleaf and take this
coupon to the checkout in your nearest Sainsbury’s store
to redeem against a FREE copy of Sainsbury’s Magazine
(February issue – usual price £1.20).
TO THE CUSTOMER: This coupon can be used only
at Sainsbury’s and Savacentre stores as payment for
Sainsbury’s Magazine February issue between 12th January
and 8th February 2005. Please do not attempt to redeem
this coupon against any other product, as this may cause
delay at the checkout. Photocopies will not be accepted.
This offer is subject to availability.
Dept/Com: 759/002
TO THE RETAILER: To redeem this coupon, send to
NCH Corby, Northants, NN17 1NN
Coupon code: 0894 02442 Valid from 12.01.05 until 08.02.05
HALF
PRICE
March
issue
Simply fill in your name and address overleaf and take
this coupon to the checkout in your nearest Sainsbury’s
or Savacentre store to redeem against a HALF PRICE copy
of Sainsbury’s Magazine (March issue – usual price £1.20)
TO THE CUSTOMER: This coupon can be used only
at Sainsbury’s and Savacentre stores as part payment for
Sainsbury’s Magazine MARCH issue between 9th February
and 8th March 2005. Please do not attempt to redeem
this coupon against any other product, as this may cause
delay at the checkout. Photocopies will not be accepted.
This offer is subject to availability.
Dept/Com: 759/003
TO THE RETAILER: To redeem this coupon, send to
NCH Corby, Northants, NN17 1NN
Coupon Code: 0894 02443 Valid from 09.02.05 until 08.03.05www.sainsburys.co.uk
BENDPULL
Richard Clifton Samples 2015

More Related Content

Viewers also liked

Liela talka
Liela talkaLiela talka
Liela talkaecaddace
 
Islam and Democracy
Islam and DemocracyIslam and Democracy
Islam and Democracyiosrjce
 
Matthew Foster Resume
Matthew Foster ResumeMatthew Foster Resume
Matthew Foster ResumeMatt Foster
 
How to Use Social Media
How to Use Social MediaHow to Use Social Media
How to Use Social MediaAlex Farncomb
 
3 Important Rules for Writing Endings
3 Important Rules for Writing Endings3 Important Rules for Writing Endings
3 Important Rules for Writing EndingsZarge Braga
 
Unusual print advertisements
Unusual print advertisementsUnusual print advertisements
Unusual print advertisementskierangoodall
 
Consult a psychic
Consult a psychicConsult a psychic
Consult a psychicMikel Hill
 
Multimedia Communications Lab (KOM) - TU Darmstadt - Research Overview
Multimedia Communications Lab (KOM) - TU Darmstadt - Research OverviewMultimedia Communications Lab (KOM) - TU Darmstadt - Research Overview
Multimedia Communications Lab (KOM) - TU Darmstadt - Research OverviewMultimedia Communications Lab
 

Viewers also liked (12)

Liela talka
Liela talkaLiela talka
Liela talka
 
Islam and Democracy
Islam and DemocracyIslam and Democracy
Islam and Democracy
 
Matthew Foster Resume
Matthew Foster ResumeMatthew Foster Resume
Matthew Foster Resume
 
How to Use Social Media
How to Use Social MediaHow to Use Social Media
How to Use Social Media
 
3 Important Rules for Writing Endings
3 Important Rules for Writing Endings3 Important Rules for Writing Endings
3 Important Rules for Writing Endings
 
Unusual print advertisements
Unusual print advertisementsUnusual print advertisements
Unusual print advertisements
 
Consult a psychic
Consult a psychicConsult a psychic
Consult a psychic
 
Q media pack
Q media packQ media pack
Q media pack
 
Multimedia Communications Lab (KOM) - TU Darmstadt - Research Overview
Multimedia Communications Lab (KOM) - TU Darmstadt - Research OverviewMultimedia Communications Lab (KOM) - TU Darmstadt - Research Overview
Multimedia Communications Lab (KOM) - TU Darmstadt - Research Overview
 
Presentation1
Presentation1Presentation1
Presentation1
 
Script.docx aoife
Script.docx aoifeScript.docx aoife
Script.docx aoife
 
Q1 Evaluation
Q1 EvaluationQ1 Evaluation
Q1 Evaluation
 

Similar to Richard Clifton Samples 2015

First home buyers Victoria, Australia Feb 2020
First home buyers Victoria, Australia Feb 2020First home buyers Victoria, Australia Feb 2020
First home buyers Victoria, Australia Feb 2020Michael Royal
 
Reverse Mortgage Pros - Free Reverse Mortgage Advice
Reverse Mortgage Pros - Free Reverse Mortgage AdviceReverse Mortgage Pros - Free Reverse Mortgage Advice
Reverse Mortgage Pros - Free Reverse Mortgage AdviceReverse Mortgage Pros
 
Unclebuck - Apply-by-text
Unclebuck - Apply-by-textUnclebuck - Apply-by-text
Unclebuck - Apply-by-textDavis9377
 
CBC International - An Introduction
CBC International - An IntroductionCBC International - An Introduction
CBC International - An IntroductionCBC International
 
Uttoxeter & Cheadle Voice Issie 117.pdf
Uttoxeter & Cheadle Voice Issie 117.pdfUttoxeter & Cheadle Voice Issie 117.pdf
Uttoxeter & Cheadle Voice Issie 117.pdfNoel Sergeant
 
BUYING YOUR FIRST HOME - capitalhomelending.ca
BUYING YOUR FIRST HOME - capitalhomelending.caBUYING YOUR FIRST HOME - capitalhomelending.ca
BUYING YOUR FIRST HOME - capitalhomelending.cacapitalhl
 
First Time Home Buyer
First Time Home BuyerFirst Time Home Buyer
First Time Home BuyerRocky Forlano
 
Cfr presentation to members october 2015
Cfr presentation to members october 2015Cfr presentation to members october 2015
Cfr presentation to members october 2015Laurence Lowne
 
Pain Points & Solutions V1.2
Pain Points & Solutions V1.2Pain Points & Solutions V1.2
Pain Points & Solutions V1.2Craig Wilmore
 
Richard Haslam - HSBC - September 26th
Richard Haslam - HSBC - September 26thRichard Haslam - HSBC - September 26th
Richard Haslam - HSBC - September 26thTALiNT Partners
 
Welcome To Bank of America Home Loans
Welcome To Bank of America Home LoansWelcome To Bank of America Home Loans
Welcome To Bank of America Home Loansloanav8r
 
Simplyhealth Tesco Brochure
Simplyhealth Tesco BrochureSimplyhealth Tesco Brochure
Simplyhealth Tesco BrochureSimplyhealthUK
 
400 k+ Non Recourse 30m Programs (and more..)
400 k+ Non Recourse 30m Programs (and more..)400 k+ Non Recourse 30m Programs (and more..)
400 k+ Non Recourse 30m Programs (and more..)Vicente Galindo
 
Sales Agent Order Form by Anga.pdf
Sales Agent Order Form by Anga.pdfSales Agent Order Form by Anga.pdf
Sales Agent Order Form by Anga.pdfAnga Jubase
 
Ffs Bop Lite Final 082009
Ffs Bop Lite   Final 082009Ffs Bop Lite   Final 082009
Ffs Bop Lite Final 082009rlhahn
 
Hawaii real estate team buyer guide
Hawaii real estate team buyer guideHawaii real estate team buyer guide
Hawaii real estate team buyer guideMark Guagliardo R(B)
 
Presentation to community_members_december2013
Presentation to community_members_december2013Presentation to community_members_december2013
Presentation to community_members_december2013Ron West
 
Claims Plus Presentation And Ast Design (1)
Claims Plus Presentation And Ast Design (1)Claims Plus Presentation And Ast Design (1)
Claims Plus Presentation And Ast Design (1)ShalinderDhillon
 

Similar to Richard Clifton Samples 2015 (20)

Home Smart-i brochure English
Home Smart-i brochure EnglishHome Smart-i brochure English
Home Smart-i brochure English
 
First home buyers Victoria, Australia Feb 2020
First home buyers Victoria, Australia Feb 2020First home buyers Victoria, Australia Feb 2020
First home buyers Victoria, Australia Feb 2020
 
Reverse Mortgage Pros - Free Reverse Mortgage Advice
Reverse Mortgage Pros - Free Reverse Mortgage AdviceReverse Mortgage Pros - Free Reverse Mortgage Advice
Reverse Mortgage Pros - Free Reverse Mortgage Advice
 
Unclebuck - Apply-by-text
Unclebuck - Apply-by-textUnclebuck - Apply-by-text
Unclebuck - Apply-by-text
 
CBC International - An Introduction
CBC International - An IntroductionCBC International - An Introduction
CBC International - An Introduction
 
Uttoxeter & Cheadle Voice Issie 117.pdf
Uttoxeter & Cheadle Voice Issie 117.pdfUttoxeter & Cheadle Voice Issie 117.pdf
Uttoxeter & Cheadle Voice Issie 117.pdf
 
BUYING YOUR FIRST HOME - capitalhomelending.ca
BUYING YOUR FIRST HOME - capitalhomelending.caBUYING YOUR FIRST HOME - capitalhomelending.ca
BUYING YOUR FIRST HOME - capitalhomelending.ca
 
First Time Home Buyer
First Time Home BuyerFirst Time Home Buyer
First Time Home Buyer
 
Cfr presentation to members october 2015
Cfr presentation to members october 2015Cfr presentation to members october 2015
Cfr presentation to members october 2015
 
Pain Points & Solutions V1.2
Pain Points & Solutions V1.2Pain Points & Solutions V1.2
Pain Points & Solutions V1.2
 
Richard Haslam - HSBC - September 26th
Richard Haslam - HSBC - September 26thRichard Haslam - HSBC - September 26th
Richard Haslam - HSBC - September 26th
 
Welcome To Bank of America Home Loans
Welcome To Bank of America Home LoansWelcome To Bank of America Home Loans
Welcome To Bank of America Home Loans
 
Simplyhealth Tesco Brochure
Simplyhealth Tesco BrochureSimplyhealth Tesco Brochure
Simplyhealth Tesco Brochure
 
400 k+ Non Recourse 30m Programs (and more..)
400 k+ Non Recourse 30m Programs (and more..)400 k+ Non Recourse 30m Programs (and more..)
400 k+ Non Recourse 30m Programs (and more..)
 
Sales Agent Order Form by Anga.pdf
Sales Agent Order Form by Anga.pdfSales Agent Order Form by Anga.pdf
Sales Agent Order Form by Anga.pdf
 
Ffs Bop Lite Final 082009
Ffs Bop Lite   Final 082009Ffs Bop Lite   Final 082009
Ffs Bop Lite Final 082009
 
Hawaii real estate team buyer guide
Hawaii real estate team buyer guideHawaii real estate team buyer guide
Hawaii real estate team buyer guide
 
Debit card loans
Debit card loansDebit card loans
Debit card loans
 
Presentation to community_members_december2013
Presentation to community_members_december2013Presentation to community_members_december2013
Presentation to community_members_december2013
 
Claims Plus Presentation And Ast Design (1)
Claims Plus Presentation And Ast Design (1)Claims Plus Presentation And Ast Design (1)
Claims Plus Presentation And Ast Design (1)
 

Richard Clifton Samples 2015

  • 1. Fo reve r m a r k i s p a r t o f t h e D e B e e r s g ro u p o f co m p a n i e s . FO R E V E R M A R K D I A M O N D.CO M ©ForevermarkLimited2012.Millemoi™,Forevermark™and™areTradeMarksoftheDeBeersgroupofcompanies. M I L L E M O I™ F R O M F O R E V E R M A R K . A S U N I Q U E A S YO U A R E . Only one percent of the world’s diamonds can carry the Forevermark inscription – the promise of beauty, rarity and integrity. T H E D I A M O N D . T H E P R O M I S E . Headline: Gotham Book 11pt Type Size +200 Tracking 75% Black Endline: Gotham Book 11pt Type Size +190 Tracking 75% Black Group line and url: Gotham Book 6.75pt Type Size 15pt Leading +190 Tracking 75% Black Text: Gotham Book 8.75pt Type Size 15pt Leading +100 Tracking 75% Black Legal line: Gotham Book 4.2pt Type Size +160 Tracking 75% Black
  • 2. Gazpacho Und was sehen Sie? Paradeisrahmsuppe? Gefüllte Paradeiser? Welche Speisen Sie auch immer zubereiten wollen, die KENWOOD Küchenmaschinen mit mehr als 50 Funktionen sind die idealen Helfer. Es ist lediglich Ihre Fantasie, die Ihnen beim Kochen noch Grenzen setzt. Inspiration auf www.kenwoodaustria.at € 320,- GESCHENKT! Sichern Sie sich jetzt Zubehör im Wert von € 320,- beim Kauf eines KENWOOD Cooking Chef! Aktion gültig vom 01.10.2014 bis 31.01.2015. Nähere Informationen und Teilnahmebedingungen finden Sie unter www.kenwoodaustria.at
  • 3. Und was sehen Sie? Brownies? Sachertorte? Welche Speisen Sie auch immer zubereiten wollen, die KENWOOD Küchenmaschinen mit mehr als 50 Funktionen sind die idealen Helfer. Es ist lediglich Ihre Fantasie, die Ihnen beim Kochen noch Grenzen setzt. Inspiration auf www.kenwoodaustria.at Mousse au Chocolat € 320,- GESCHENKT! Sichern Sie sich jetzt Zubehör im Wert von € 320,- beim Kauf eines KENWOOD Cooking Chef! Aktion gültig vom 01.10.2014 bis 31.01.2015. Nähere Informationen und Teilnahmebedingungen finden Sie unter www.kenwoodaustria.at
  • 4. Issued by HSBC Bank plc. Registered in England number 14259, Registered Office: 8 Canada Square, London E14 5HQ. Authorised and regulated by the Financial Services Authority. July 2008 Mr AB Sample Sample House Sample Street Sample Town Sample County 123 ABC Dear Personalised,
  • 5. WE TOOK NOTE OF THE THINGS YOU WANTED Mr AB Sample Sample House Sample Street Sample Town Sample County 123 ABC Please Note: Changes to our personal banking Terms and conditions TEXT US text ‘plus’ to 64722 LOG ON hsbc.co.uk/plus COME IN to your local branch CALL US 08457 404 404* Dear Mr Sample, September 2008 Changes to Bank Account Plus At HSBC we like to make sure that our customers are getting the most from banking with us. That’s why we’re constantly evolving our services to ensure we meet your expectations. So when our customers said that there were some changes they’d like to see to Bank Account Plus, we listened. Alongside simplifying the name to ‘HSBC Plus’ which will take place with immediate effect, we’ve added some new benefits, changed some of the existing ones, removed some features and kept others. The monthly subscription fee, which is currently £12.95, and the initial minimum 12-month contract, renewable monthly thereafter, remain the same. Your new benefits are available from 1 September 2008 and Text Banking is due to be launched in October 2008. The benefits that will no longer be available and those benefits that are changing will take effect on 13 October 2008 with the exception of credit card refund benefit, which will take effect on 3 October 2008. Within 60 days of the removal date we will credit your credit card with any interest refund earned. For more details of these, please see ‘Benefits at a Glance’, enclosed with this letter. Changes to our Terms and Conditions Please be aware that we have also reviewed and updated our Terms and Conditions. Details of the changes are set out in the section headed “Changes to our Terms and Conditions” on the reverse of this letter. A new set of Offer Terms that apply to the HSBC Plus benefits are also enclosed together with Life Cover policy terms and conditions and HSBC Roadside Breakdown Assistance terms. HSBC Plus: committed to providing you with a great service We will be there for you in person whenever you need us As a Plus customer, you’ll have access to specialists 24 hours a day, 7 days a week. You can speak to us by phone, via the internet or in branches – we will be there for you.* We will stay in touch to ensure we understand your changing needs We want to ensure that when things change in your life, we continue to help you make the most of your finances. We’ll carry out a review with you when your needs change, as often as you want. We will provide you with preferential rates and services We’ll continue to review HSBC Plus to ensure you always get a great deal. When benefits change, we will always keep you informed. If you’d like to talk through any of these changes or would like more information please don’t hesitate to call us on 08457 404 404,* contact us via My Messages through Personal Internet Banking or come in to your local branch. Yours sincerely, Chris Pitt Head of Customer Communications *Textphone 1800 10800 028 0126.Text message call-backs will be within one working day and between 10am and 8pm. Standard network rates apply. 24/7 Telephone Banking calls are answered 24 hours a day if you successfully identify yourself through our automated telephone service. 24/7 banking is by telephone and via the internet and is subject to scheduled maintenance periods. Call-backs are at scheduled times between Monday to Friday from 10am until 8pm. Communications may be monitored and/or recorded. Issued by HSBC Bank plc. Registered in England number 14259, Registered Office: 8 Canada Square, London E14 5HQ. Authorised and regulated by the Financial Services Authority.
  • 6. to your local branch0800 000 0000* call us hsbc.co.uk log oncome in 6.5% The Overall Cost for Comparison is APR A non-refundable up-front booking fee of £2,499 applies. There is a maximum loan size of £250,000. An early repayment charge applies during the discount rate period. This offer may be withdrawn at any time without notice. This offer only applies to loans with a maximum loan to value of 80%, or 75% for new build properties (this includes the amount of any mortgage or HomeOwner loan you already have with us). Our discount rate is for a set period of two years and will move up and down as the HSBC variable rate changes, reverting to the HSBC variable rate for the rest of the term unless you decide to move to another discount, fixed or tracker rate product. The mortgage also offers you the chance to pay up to 20% extra on your usual monthly repayment. However if you increase your standard payment by more than 20% or repay, by another method, the whole or any part of the mortgage, over and above your standard monthly payment, an Early Repayment Charge applies. Your home may be repossessed if you do not keep up repayments on your mortgage. *Textphone 18001 0800 028 0126. Lines open 8am to 10pm everyday except Christmas Day, Boxing Day and New Year’s Day. Communications may be monitored and/or recorded. Special 2-year Discount Mortgage Rate for the first two years of the loan then… 1.26% discount on the HSBC variable rate, currently reverting to the HSBC variable rate, currently for the rest of the term.
  • 7. HSBC PLUS the perfect fit hsbc.co.uk Issued by HSBC Bank plc. We are a principal member of the HSBC Group, one of the world’s largest banking and financial services organisations with around 9,500 offices in 85 countries and territories. HSBC Bank plc, Customer Information, PO Box 757 Hemel Hempstead, Hertfordshire HP2 4SS © HSBC Bank plc 2008. All Rights Reserved. MCP32192 XX/08 Printed by Communisis, Leeds AC11780 The FSC stamp provides assurance that timber based products are manufactured from material sourced from forests certified according to strict environmental, social and economical standards. POSITIONAL GUIDE ONLY
  • 8. Tailored to suit your life If you want more from a bank than just a current account, HSBC Plus could be the perfect fit. You’ll get a great level of service and preferential rates on many products and services, which will save you money, protect you and your family and take care of all those financial things you don’t have the time to do. You can enjoy all the advantages of HSBC Plus for a subscription fee, currently £12.95 per month on a minimum initial 12-month contract. Your HSBC Plus Bank Account HSBC Plus Debit Card Great credit interest – currently 6% AER (5.84% gross) variable Preferential overdraft rate – currently 17.9% EAR variable Convenient 24/7 banking by telephone or the internet For your protection HSBC Roadside Breakdown Assistance 24/7 Identity Theft and Personal Safety Assistance with red24 25% premium discount for 12 months on our LifeChoices protection plan* £3,000 Life Cover/Accidental Death Benefit* Worldwide travel benefits Extensive Worldwide Travel Insurance for customers aged under 70 years Cash withdrawals free of HSBC ATM transaction fees worldwide Preferential offers Favourable mortgage rate offers 10% Repayment Reward on Personal Loans – typical 9.9% APR Preferential rates with our Cash ISA,* Flexible Saver and Regular Saver Taking time out Plenty of lifestyle discounts, including accommodation, travel, entertainment and dining across the UK HSBC Plus gives you so much more Your home may be repossessed if you do not keep up repayments on your mortgage. Please refer to ‘The Finer Details’ for more information about these benefits. Credit is subject to status. *These benefits are not available to offshore customers.
  • 9. A Service that’s Cut to fit We will provide you with preferential rates and services We’ll continue to review all HSBC Plus offers to ensure you always get a great deal. When benefits change, we will always keep you informed. We will stay in touch to ensure we understand your changing needs We want to ensure that when things change in your life, we can continue to help you make the most of your finances. We’ll carry out a review with you when your needs change, as often as you want. We will be there for you in personwheneveryou need us As an HSBC Plus customer, you’ll have access to specialists 24 hours a day, 7 days a week. You can speak to us by phone, via internet or in branches – we will be there for you.* *24/7 banking is by telephone or internet and is subject to scheduled maintenance periods. Moving up Couldn’t be easier If HSBC Plus looks like something that would fit your life, you’ll be glad to hear how easy it is to upgrade. Since you’re already an HSBC customer, you don’t need to worry about changing anything when you upgrade to Plus. You can keep using your debit card and existing PIN as usual – and even keep your Direct Debits and standing orders. To find out more LOG ON hsbc.co.uk/plus COME IN to your local branch **Lines are open 8am to 10pm every day, Textphone 1800 10800 028 0126. Communications may be monitored and/or recorded. CALL US 0800 218 2253**
  • 10. The finER details General The terms set out below apply in addition to our General Terms and Current Account Terms except where indicated otherwise. All offers and discounts in this brochure are only available to customers who hold HSBC Plus and continue to hold HSBC Plus. If HSBC Plus is no longer held, HSBC reserves the right to remove any discounts or preferential rates and revert products to standard terms. All offers and discounts cannot be used in conjunction with other offers and discounts. All rates and prices in this brochure are correct as at 1 September 2008 but may change in the future. All our credit facilities and current accounts are subject to status. Plus subscription HSBC Plus has an initial fixed term of 12 months after which it is renewable monthly. A monthly subscription fee of £12.95 is currently payable. Cancellation You have the right to cancel HSBC Plus during the first 14 days of taking out the HSBC Plus service with a full refund of any monthly fees taken. For applications completed by telephone the cancellation period will start from the day that you receive the terms and conditions in the post. We will refund you with any monthly fees you have already paid and no future fees will be deducted. After the 14-day cooling off period, you will not be able to cancel within the initial 12 months and you will be required to make the HSBC Plus monthly payments during this time. However, if you have not used any of the benefits of HSBC Plus (excluding preferential credit interest) then you will be able to cancel within the initial 12-month term subject to you paying us a fee of £12.95. This fee will be automatically deducted from your HSBC Plus Bank Account before it is closed. You can cancel your Life Cover policy within 30 days of receiving your policy document but there will be no refund of premium or reduction in fees. You will not be able to take out HSBC Plus again for a period of 6 months from the cancellation date. If at any time we consider that you have ceased to be eligible for HSBC Plus, then we will give you 30 days’ notice by post and you will be transferred to Current Account Advance. We reserve the right to decline applications for any product, account or service. Our credit facilities are subject to status. Branch Banking is subject to local branch opening hours. Telephone and Internet and Branch Banking 24/7 Telephone Banking will be available within 30 days of opening your account. When you call 08457 404 404, lines are open 24 hours a day if you successfully identify yourself through our automated telephone service. Our Telephone Banking and Internet Banking services are subject to scheduled maintenance periods. To help us continually improve our service, and in the interests of security, we may monitor and/or record your communications with us. Branch Banking is subject to local branch opening hours. Credit Interest You’ll get a great rate on the first £1,000 in your HSBC Plus Bank Account. Interest is variable and paid monthly in your HSBC Plus Bank Account. Gross: The rate before the deduction of tax applicable to interest on savings. AER: Annual Equivalent Rate:This is the notional rate which illustrates what the gross rate would be if interest were paid and compounded each year. Overdraft Service The HSBC Overdraft Service is available subject to status. Please refer to the price list in branches, online or by calling 0800 218 2253** HSBC Roadside Breakdown Assistance This 24 hour service gives you peace of mind, covering you whether you are a driver or a passenger of any eligible vehicle. You are covered for emergency roadside repairs and local recovery to the nearest suitable garage. In addition we will provide national recovery of the vehicle to any UK destination if we are unable to arrange a prompt local repair. Only available to HSBC Plus customers and is subject to exclusions and limits of cover. Terms and conditions apply. Life Cover As an HSBC Plus customer, you’re entitled to a £3,000 benefit for your beneficiary upon death under the age of 65. An Accidental Death Benefit of £3,000 is applicable from age 65 onwards. If this is a joint account, cover is provided to each account holder. LifeChoices is not available to customers in Jersey, Guernsey and the Isle of Man. Policy terms and conditions apply. Extensive Worldwide Travel Insurance Not available to customers aged 70 years or over. Policy terms and conditions apply. Worldwide cash withdrawals free of HSBC ATM transaction fees Some Cirrus/Maestro members may apply a direct charge for withdrawals from their cash machines and this will be advised on the screen at the time of withdrawal. Foreign currency exchange rates are shown on your statement against each transaction inclusive of an adjustment, which is currently 2.75%. Mortgages As an HSBC Plus customer you may enjoy preferential mortgage terms or rates. The preferential mortgage terms are available to customers who have HSBC Plus when they apply for a mortgage product or transfer their existing mortgage to a mortgage with HSBC. The preferential mortgage terms that apply to HSBC Plus customers will vary from time to time. Any preferential discounts may not be used in conjunction with any other promotional or special mortgage offers, Buy To Let mortgages and mortgages taken out with first direct. For full details of our latest preferential terms available please pop in to your local branch, phone us on 0800 494 999 or take a look at our website hsbc.co.uk/mortgages. Our mortgages and other loans are subject to security and status. An all monies charge will be taken over the property. If you no longer hold HSBC Plus we may withdraw the preferential rate. Your home may be repossessed if you do not keep up repayments on your mortgage. Repayment Reward on Personal Loans As an HSBC Plus customer, you are entitled to a 10% Repayment Reward on Personal Loans. We’ll refund 10% of the interest you have paid on the loan when you complete your loan repayments. The offer only applies to loans with more than 24 scheduled repayments and it will not apply if the loan is repaid early by you or terminated by us. 9.9% APR typical for Personal Loans between £7,000 and £25,000 where the loan is for home improvements or a car. Cash ISA, Flexible Saver and Regular Saver Cash ISAs are available to anyone 16 years or over, provided you are resident and ordinarily resident in the UK for tax purposes, or you are performing duties as a UK Crown employee serving overseas or are married to, or in a civil partnership with, such a person. Cash ISAs are not available to customers in Jersey, Guernsey or the Isle of Man. For Regular Saver, no withdrawals are allowed during the 12-month term. Please note that Regular Saver accounts are not offered all the time, but when they are on sale they are available to HSBC Premier, HSBC Plus, Passport and Current Account Advance customers. HSBC Premier, HSBC Plus and Passport customers are entitled to a preferential rate. For details of whether Regular Saver is presently on sale and of the preferential rate, please ask us. Leisure Offers Offers are not valid in conjunction with any other promotions. Offers are not valid on sale items or other discounted items. All offers are subject to availability and individual venues and retailers terms and conditions apply. For customers of branches in Jersey, Guernsey and the Isle of Man: All interest is paid gross. However, if you are residing in the EU, credit interest may be subject to a retention tax. As an alternative, you can opt to have your account details reported ultimately to your local tax authority. Your tax situation will depend on your personal circumstances and we recommend you obtain independent tax advice. Any tax information in this leaflet is based on our understanding of current and proposed legislation and practice. The legislation and practice may be subject to change. ISA offers are not available to non-UK residents. Life Cover and Accidental Death Benefit are not available to customers who are resident in Jersey.
  • 11. Peel here to discover yours It’salwaysnice togetasurprise
  • 12. Unwrapping the features of CurrentAccountAdvance A short while ago, your account was upgraded to Current Account Advance – which comes with a host of surprising features to enjoy, absolutely free. Not only that, we’ve also added a little something extra so you can treat yourself. Mobile banking with Monilink™ • Free* balance enquiries and mini-statements. To register visit hsbc.co.uk/monilink or call us on 08457 404 404.† Great savings rate with Regular Saver • Access a higher rate of savings with Regular Saver – save between £25 and £250 every month for 12 months. IdentityTheft Assistance • PrivacyGuard® offers support and advice if you’re affected, plus an initial online risk assessment. • Benefit from a free yearly Credit Report. Go online now to receive yours at hsbc.co.uk/advance Enjoy a little present on us To welcome you to your new-look account, we’re giving you £5 off when you spend over £20 in a single transaction online at Waterstones.com To claim, simply enter the following code at the checkout: CE5294** For more information or to apply for any of these services or products, visit hsbc.co.uk/advance or call us on 08457 404 404.† £5 off at Waterstone’s** Important Information *Free means free of charges from HSBC. O2, Vodafone,T-Mobile andTesco Mobile customers can download and use the service completely free. Orange and Virgin Mobile customers may incur a small data charge. If you use this service abroad, standard roaming data charges will apply depending on your network. **Discount code entitles you to an additional £5 off your order when you spend £20 or more at Waterstones.com, exclusive of online postage and packaging. Discount code is valid from 1 January 2009 to 11.59pm 30 April 2009. Only one discount code to be used per transaction. Discount code cannot be used with any other voucher or coupon. Discount code can only be used once at time of purchase and not retrospectively. This voucher can only be used on Waterstones.com and not in Waterstone’s stores. All prices on Waterstones.com are online only and may differ from Waterstone’s stores. Discount does not apply to the Reader from Sony, eBooks or Reader accessories. † Lines are open 8am to 10pm every day (except Christmas Day, Boxing Day and New Year’s Day). Communications may be monitored and/or recorded. hsbc.co.uk Issued by HSBC Bank plc. We are a principal member of the HSBC Group, one of the world’s largest banking and financial services organisations with around 9,500 offices in 85 countries and territories. HSBC Bank plc, Customer Information, PO Box 757 Hemel Hempstead, Hertfordshire HP2 4SS © HSBC Bank plc 2009. All Rights Reserved. dm23701 02/09 Printed by Communisis, Leeds. AC13558 until 31 March 2009. The FSC stamp provides assurance that timber based products are manufactured from material sourced from forests certified according to strict environmental, social and economical standards. POSITIONAL GUIDE ONLY
  • 14. With just a few weeks left until the end of the UK tax year, time is running out to take advantage of the tax savings that you can enjoy with an HSBC Cash ISA. Tax free interest means that if there’s only one savings account you use it should be an ISA – so it’s important to make the most of your £3,600 allowance by 5 April.* You can open an HSBC Cash ISA with as little as £1. You can also transfer your Cash ISA from another provider to an HSBC Cash ISA.** Simply request a Cash ISA transfer form in branch or download one at hsbc.co.uk Premier customers receive a preferential rate on the HSBC Cash ISA. Summary Box – Key Product Information about our Savings Accounts Account Name Preferential Rate Cash ISA Cash e-ISA Interest Rates (AERs) Variable rate. Interest is paid monthly. Tax Free% AER% Tax Free% AER% £15,000+ 1.98 2.00 2.72 2.75 Up to £15,000 1.49 1.50 2.72 2.75 Tax Status Interest is paidTax Free. Customers need to be ordinarily resident in the UK. Conditions for bonus payment No bonus payment applies to these accounts. Withdrawal arrangements Instant Access. Access Online/phone/branch. Accounts can be opened online only, but can be accessed online, by phone or in our branches. Rates correct as at 1 February 2009. Preferential rate Cash ISAs are available to HSBC Plus and Premier customers. Important notes – Our Cash ISAs are subject to terms and conditions that we will give you when you apply. We reserve the right not to open an account. Interest Rates – Interest on our HSBC Cash ISA and Cash e-ISA is calculated on the daily cleared balance of your account and paid monthly. AER (Annual Equivalent Rate) – This is a notional rate which illustrates what the Tax Free rate would be if interest were paid and compounded each year. Tax Free – Means free of income tax and capital gains tax only.Tax treatment depends on individual circumstances and may be subject to change in the future.You can currently subscribe up to £3,600 this tax year into a Cash ISA. If you have fully subscribed to your Cash ISA in any tax year, any amount withdrawn cannot be subscribed again until the next tax year. Call 08457 70 70 70† Log on hsbc.co.uk/premier Come in to your local branch *Applications to open a Cash ISA must be received by 1 April 2009 to allow time for processing. **ISA transfers may take up to 30 days to be processed. † Textphone 1800 108457 125 563. Lines are open 24 hours, 365 days a year. Communications may be monitored and/or recorded. Issued by HSBC Bank plc. SA00026 02/09 Printed by Communisis, Leeds. © HSBC Bank plc 2009. All rights reserved. AC13540 5AprilThe tax year ends your ISA allowance today. 5April,*so make the most of
  • 15. Peelhere fordetails Exclusive ‘thank you’ offers from PEDIGREE® Complete CLAIM YOUR GIFT PEDIGREE® Crushable Travel Bowl Pop this clever crushable travel bowl in your pocket and be ready for anything. Wherever you go, your dog will never go thirsty. To receive the PEDIGREE® Crushable Travel Bowl, just tick below and send us £2.50 and 8 tokens. Please note: the PEDIGREE® Crushable Travel Bowl may vary slightly from these images. PEDIGREE® Pet Allow us to introduce the PEDIGREE® Pet! To receive this lovable toy, just tick below and send us £2.50 and 12 tokens. Please note: the PEDIGREE® Pet is not a suitable toy for dogs and may vary slightly from these images. How to receive your gift Collect tokens from promotional 3kg 6kg bags of PEDIGREE® Complete. • 8 x tokens for PEDIGREE® Crushable Travel Bowl • 12 x tokens for PEDIGREE® Pet Then simply tick which PEDIGREE® gift you wish to claim, fill in the form and send it to the promotional address detailed with your tokens and a £2.50 cheque or postal order payable to ‘PEDIGREE® Complete Gift Promotion.’ All applications must be received by 31.08.04. Collecting Your Tokens 3kg PEDIGREE® Complete includes 4 tokens. 6kg PEDIGREE® Complete includes 6 tokens. Only what’s best for dogs
  • 16. TERMS CONDITIONS 1. Promotion open to UK, Channel Islands and Isle of Man residents aged 18 and over, excluding employees, agents and their families of the Promoter. 2. Promotion ends 31.08.04. 3. By completing the application form, participants accept these terms conditions. Failure to comply will invalidate applications. 4. Gifts available with the collection of tokens on special bags of PEDIGREE® Complete 3kg (4 tokens per pack) and 6kg (6 tokens per pack). To apply for your PEDIGREE® Pet you must send 12 tokens plus £2.50. To apply for your PEDIGREE® Crushable Travel Bowl you must send 8 tokens plus £2.50. No proofs of purchase other than tokens will be accepted. Gifts comply with British Standards/Consumer Protection Regulations. 5. To apply for your gift, complete the form on this leaflet with a ball point pen and post with your tokens and a cheque or postal order only for £2.50 to PEDIGREE® Complete Gift Promotion, PO BOX 25, Melton Mowbray LE13 1ZG. 6. Applications limited to one gift per form. 7. Third party bulk applicationsarenotpermittedandwillbeinvalid.8.Applicationsmustarriveby31.08.04. Responsibility cannot be accepted for applications lost, damaged or delayed in transit. Proof of postage will not be accepted as proof of receipt. 9. Illegible, photocopied or altered applications and/or tokens or those not in accordance with the entry instructions and/or without the required tokens and cheque/postal order for £2.50 are invalid. 10. Once received, your claim will be processed and gift dispatched to arrive within 30 days. 11. Make your cheques or postal orders payable to ‘PEDIGREE® Complete Gift Promotion.’ 12. In the event of unforeseen circumstances the Promoter reserves the right to offer alternative gifts of equal or greater value. 13. Offer only available whilst stocks last. 14. Undamaged gifts may be returned to the promotional address and a full refund of £2.50 will be made within 30 days of receipt. Proof of postage from applicant will not be accepted as proof of receipt. 15. Applications become the property of the Promoter and will not be returned. Promoter: Masterfoods, (a division of Mars UK Ltd), Freeby Lane, Waltham-on-the- Wolds, Melton Mowbray, Leicester. LE13 1BB (please do not send your application to this address). PEDIGREE® Complete Food 1 Cash Redemption Value 0.0001p PEDIGREE® Complete Food 1 Cash Redemption Value 0.0001p PEDIGREE® Complete Food Gift Token 1 Cash Redemption Value 0.0001p PEDIGREE® Complete Food Gift Token 1 Cash Redemption Value 0.0001p PEDIGREE® Complete Food Gift Token 1 Cash Redemption Value 0.0001p PEDIGREE® Complete Food Gift Token 1 Cash Redemption Value 0.0001p APPLICATION FORM Fill in and send with your tokens and cheque/postal order to: PEDIGREE® Complete Gift Promotion, PO BOX 25, Melton Mowbray LE13 1ZG. Name ........................................................................ Age............................... Address...................................................................... ....................................... .................................................................................. ....................................... .................................................................................. Postcode............................................... E-Mail ........................................................................ Your Dog’s Size: Large Medium Small The information above will be stored and used by Masterfoods (a division of Mars UK Limited) for marketing purposes to enable them to contact you (including e-mail) with information about products, services and offers that may interest you. Please tick this box if you wish to receive any marketing information. Please let us know if you change your mind and we will amend our records. Your ‘thank you’ gift tokens Gift Token Gift Token
  • 17. TERMS CONDITIONS 1. Promotion open to UK, Channel Islands and Isle of Man residents aged 18 and over, excluding employees, agents and their families of the Promoter. 2. Promotion ends 31.08.04. 3. By completing the application form, participants accept these terms conditions. Failure to comply will invalidate applications. 4. Gifts available with the collection of tokens on special bags of PEDIGREE® Complete 3kg (4 tokens per pack) and 6kg (6 tokens per pack). To apply for your PEDIGREE® Pet you must send 12 tokens plus £2.50. To apply for your PEDIGREE® Crushable Travel Bowl you must send 8 tokens plus £2.50. No proofs of purchase other than tokens will be accepted. Gifts comply with British Standards/Consumer Protection Regulations. 5. To apply for your gift, complete the form on this leaflet with a ball point pen and post with your tokens and a cheque or postal order only for £2.50 to PEDIGREE® Complete Gift Promotion, PO BOX 25, Melton Mowbray LE13 1ZG. 6. Applications limited to one gift per form. Third party bulk applicationsarenotpermittedandwillbeinvalid.8.Applicationsmustarriveby31.08.04. Responsibility cannot be accepted for applications lost, damaged or delayed in transit. Proof of postage will not be accepted as proof of receipt. 9. Illegible, photocopied or altered applications and/or tokens or those not in accordance with the entry instructions and/or without the required tokens and cheque/postal order for £2.50 are invalid. 10. Once received, your claim will be processed and gift dispatched to arrive within 30 days. 11. Make your cheques or postal orders payable to ‘PEDIGREE® Complete Gift Promotion.’ 12. In the event of unforeseen circumstances the Promoter reserves the right to offer alternative gifts of equal or greater value. 13. Offer only available whilst stocks last. 14. Undamaged gifts may be returned to the promotional address and a full refund of £2.50 will be made within 30 days of receipt. Proof of postage from applicant will not be accepted as proof of receipt. 15. Applications become the property of the Promoter and will not be returned. Promoter: Masterfoods, (a division of Mars UK Ltd), Freeby Lane, Waltham-on-the- Wolds, Melton Mowbray, Leicester. LE13 1BB (please do not send your application to this address). Your ‘thank you’ gift tokens APPLICATION FORM Fill in and send with your tokens and cheque/postal order to: PEDIGREE® Complete Gift Promotion, PO BOX 25, Melton Mowbray LE13 1ZG. Name ........................................................................ Age............................... Address...................................................................... ....................................... .................................................................................. ....................................... .................................................................................. Postcode............................................... E-Mail ........................................................................ Your Dog’s Size: Large Medium Small The information above will be stored and used by Masterfoods (a division of Mars UK Limited) for marketing purposes to enable them to contact you (including e-mail) with information about products, services and offers that may interest you. Please tick this box if you wish to receive any marketing information. Please let us know if you change your mind and we will amend our records. PEDIGREE® Complete Food 1 Cash Redemption Value 0.0001p PEDIGREE® Complete Food 1 Cash Redemption Value 0.0001p PEDIGREE® Complete Food 1 Cash Redemption Value 0.0001p PEDIGREE® Complete Food 1 Cash Redemption Value 0.0001p
  • 18. Please complete with your details to receive your FREE February issue. Title: Initials: Surname: Address: Postcode: Terms and conditions: This voucher entitles you to a FREE copy of Sainsbury’s Magazine February issue worth £1.20 at Sainsbury’s and Savacentres. Simply hand this voucher to the cashier together with the magazine by 8th February 2005. Please do not redeem this voucher against any other products as this may cause embarrassment and delay at the checkout. Christopher Smith 127 Sample Street Sample Town Sampleshire SW6 2LP DCP Code: 759/002 Please complete with your details to receive your HALF PRICE March issue. Title: Initials: Surname: Address: Postcode: Terms and conditions: This voucher entitles you to a HALF PRICE copy of Sainsbury’s Magazine March issue when you shop at Sainsbury’s or Savacentres. Simply hand this voucher to the cashier together with the product by 8th March 2005. Please do not redeem this voucher against any other products as this may cause embarrassment and delay at the checkout. DCP Code: 759/003 BENDPULL▲ BENDPULL▲
  • 19. Dear First Name This month at Sainsbury’s we’re celebrating the Chinese New Year, so to make sure you see it in with style, we’re giving you a coupon for a free copy of the February issue of Sainsbury’s Magazine along with another coupon to pick up the March issue for half price. And there you were thinking the festivities were over! Inside your free copy… In the February issue of Sainsbury’s Magazine you’ll find a sumptuous Chinese New Year feast and a competition to win a fabulous trip to Shanghai. There’s also a fantastic 28-page health supplement, lip-smacking Shrove Tuesday pancakes and an offer for a free bottle of wine at Caffé Uno restaurants nationwide. The March issue is also full of inspirational recipes, health information and lifestyle tips. More for you, your home, your life As well as being packed with recipes and food features, Sainsbury’s Magazine offers top tips on nutrition, health, beauty, homes, gardens and travel; plus we keep you up to date with the latest entertainment news with celebrity interviews. So why not get the Chinese New Year off to a good start by claiming your free copy of Sainsbury’s Magazine next time you’re in store. Best Wishes, Jeni Kyriakou FREE February issue Simply fill in your name and address overleaf and take this coupon to the checkout in your nearest Sainsbury’s store to redeem against a FREE copy of Sainsbury’s Magazine (February issue – usual price £1.20). TO THE CUSTOMER: This coupon can be used only at Sainsbury’s and Savacentre stores as payment for Sainsbury’s Magazine February issue between 12th January and 8th February 2005. Please do not attempt to redeem this coupon against any other product, as this may cause delay at the checkout. Photocopies will not be accepted. This offer is subject to availability. Dept/Com: 759/002 TO THE RETAILER: To redeem this coupon, send to NCH Corby, Northants, NN17 1NN Coupon code: 0894 02442 Valid from 12.01.05 until 08.02.05 HALF PRICE March issue Simply fill in your name and address overleaf and take this coupon to the checkout in your nearest Sainsbury’s or Savacentre store to redeem against a HALF PRICE copy of Sainsbury’s Magazine (March issue – usual price £1.20) TO THE CUSTOMER: This coupon can be used only at Sainsbury’s and Savacentre stores as part payment for Sainsbury’s Magazine MARCH issue between 9th February and 8th March 2005. Please do not attempt to redeem this coupon against any other product, as this may cause delay at the checkout. Photocopies will not be accepted. This offer is subject to availability. Dept/Com: 759/003 TO THE RETAILER: To redeem this coupon, send to NCH Corby, Northants, NN17 1NN Coupon Code: 0894 02443 Valid from 09.02.05 until 08.03.05www.sainsburys.co.uk BENDPULL