1. Chase Secured Credit Card Reviews
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The Chase secured credit card is a great method to improve your credit. People with low fico scores and
those that never have established their credit find this the right card to utilize with all the bank being so
popular.
Previous Chase Bank
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This Bank is of one with the Big Four Banks in the United States, JP Morgan Chase. It absolutely was
discovered before the 1800s, with a lot of transitions and established itself as a high standing bank. In
2000, the most up-to-date merger of this bank happened, which JP Morgan & CO and Chase Manhattan
merged as JP Morgan Chase. In 2004, Bank One was acquired, which gave it standing because the front
line charge card bank in the United States. JP Morgan Chase operates worldwide.
2. Ranges of Chase Secured Charge cards
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Many secured cards by Chase are airline, student, and platinum cards among a few of the cards offered.
Each secured card differs in process, application, and charges. Application fees are from $10 and may go
up to $50 and annual fees start at $25 and can rise toward $300. Several cards possess a 0% APR the
very first year. More benefits of the Chase secured charge card is that it have a modest rate of interest
which is accepted worldwide.
Newest Products for 2012
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Chase has three new credit card options for 2012. When customers spend $250 dollars in Ninety days of
receiving cards, they'll get 25,000 bonuses with Chase Sapphire. When cardholders spend one or more
dollar, they'll get two points and one point for each dollar which is used for items. What exactly could be
redeemed so you can get gift certificates, airline tickets, and cash. What exactly do not expire so
cardholders usually are not limited inside the amount that they can earn.
3. The second Chase secured bank card is the Freedom card for 2012. Customers will be eligible for a $200
cash after they sign up. Each time cardholders use their cards, they get money back. In certain bonus
categories, they will earn 5% cash back for purchases up to $1500. In addition, cardholders will earn 10%
cash back with specific online merchants. The Continental Airlines Card may be the other card through
Chase next year. When utilizing these cards, cardholders get 40,000 in bonus miles.
Advantages: Most finance institutions do not approve unsecured cards for people with no credit history
and a bad credit score. The clear way of applying is simple against applying for unsecured cards. It is
necessary for a security deposit, that is held from the card provider for collateral. This can be as low as
$300 as much as $500.
Negatives: Some negative things for these cards are high interest rates. Next, applicants pays a one-time
fee when applying. You should know if it is possible to pay these expenses before getting a charge card.
Another disadvantage is secured cards usually are not accessible to everyone. Submitting an application
is not going to guarantee a blessing.