Kreditwala Owner proves to be an ultimate platform to apply for personal and home loans, credit card and EMI cards. Along with that, the platform provides income generation opportunities by enrolling as a financial advisor. In addition to all this, Kredit wala has credit cards, with no joining fees, no annual fees, rewards on a wide range of categories and discount and cashback spent around 300+ partner merchants. Potential users can apply for the credit card today!
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2. By revising and paying attention to
some key factors including credit
score, income stability, debt
management, and card selection, you
can tremendously enhance your
chances of credit card approval in one
shot.
3.
4. •
According to the owner of Kredit wala, before
checking the credit card strategies, it’s essential to
understand the importance of credit score in the
process of credit card approval. In India,
TransUnion CIBIL, Experian, Equifax and CRIF High
Mark are the authorities which provide a credit
score. Lenders usually check these scores to study
an individual’s credit worthiness. Higher credit
score signals lower credit risk, making it more
prominent for an applicant to get approved.
10. •
Submitting multiple credit card applications can negatively
impact your credit score, which makes lenders skeptical. Be
mindful in your approach, apply for those credit cards which
complement your needs and financial capability. Every credit
enquiry leaves a mark on your credit report, and an excess
number of queries can point to applicant’s financial
instability.
However, benefits of Kredit wala IDFC First Bank credit card
include, lifetime free credit card approvals, with flow to 6x
reward on online spend, 10x rewards on monthly spend, 10x
rewards on birthday spend, no expiry, shop using credit
points and much more.