1. RAVINDRA KUMAR AITHARAJU
Flat No.812, SMR Vinay Symphony, Lane adj. to Gopichand Badminton Academy, Gachibowli, R.R. Dist.
 Mobile: +91 9848091582  Phone: 040-66564275-6 
E mail : avanti4275@gmail.com
CAREER SUMMARY
 Development Banker with 24 years of experience in Agribusiness and rural development
 8 years expertise in Consultancy of Agribusiness, MSMEs, NRM & MFI projects funding
 Proficient in micro finance – bank linkages & capacity building
 Good exposure in vocational trainings, livelihoods, NRM and integrated rural development
 Skilled in conducting Studies/ Workshops/ Seminars/ Meets and preparation of reports thereof
 Excellent public relations with impressive interpersonal relationships.
CAREER OBJECTIVE
Effectively guide an organization through its mission and vision, build a team and implement strategic plans resulting in
sustainable growth and development
CORE COMPETENCIES
 Agribusiness Projects
 Micro, Small and Medium Enterprises (MSMEs)
 Natural Resource Management & Livelihoods (UPNRM & FPOs)
 Microfinance
 Rural Development
 Conducting Studies
PROFESSIONAL AFFILIATIONS
 Partner, AVANTI CONSULTANTS
 Member, Food & Agriculture Committee, FTAPCCI (Federation of Telangana & Andhra Pradesh Chambers of
Commerce & Industry), Hyderabad
 Member of Hyderabad Management Association
 MONITOR of NMDFC (National Minorities Development & Finance Corporation)
CURRENT EXPERIENCE
1. PROJECT MANAGEMENT CONSULTANT (1 Sept 2008 – 18 May 2010) &
PARTNER, AVANTI CONSULTANTS (01 Dec 2010 - till date)
I. SPECIAL ASSIGNMENTS (GOVT./ INSTITUTIONS/ NABARD, ETC.)
 Team member in the visiting Bank Indonesia delegation to India to study the ‘Feasibility of setting up of a Credit
Rating Agency for SMEs in Indonesia’ – assignment by German Technical Cooperation GTZ (Deutsche Gesellschaft

2. for Technische Zusammenarbeit), Jakarta and New Delhi
 Conduct of Monitoring Study of MPLADS (Member of Parliament Local Area Development Scheme) in Adilabad
district of Andhra Pradesh – assignment by NABCONS, Consultancy arm of NABARD
 Prepared a Model Project Report on “FRESH FARM VEGETABLES ON WHEELS” for the State Horticulture
Department for grant assistance under Rural Infrastructure Promotion Fund (RIPF) and financing by banks
 Conducted a Study on “Critical Gaps in Capacity of Cold Storages in Andhra Pradesh” for NABCONS (NABAR D
Consultancy Services Pvt. Ltd.)
II. LONG TERM ASSIGNMENTS - Strategic planning, preparation of DPR, project financing
& follow up for subsidy
1. M/s SWARNA GROUP
 M/S SREE SWARNA ENERGY PVT. LTD.- Mini Hydel Power Project of 4.5 MW at Rajolibanda village, Manvi Taluka,
Raichur district, Karnataka state – Facilitated a loan of Rs.20.00 cr from Andhra Bank
 M/s SREE SWARNA GREEN POWER – 4 MW Wind Power Project at Mavinhunda, Belgaum district, Karnataka state –
Facilitated a loan of Rs.12.00 cr from Allahabad Bank
 M/s BRACH POWER PVT. LTD. – 120 MW Thermal Power Project at Oornameddu village, Minjur taluka, Thiruvallur
district, Tamil Nadu state – Facilitated the start up work – Promoter left the assignment incomplete.
2. M/s BAYER BIOSCIENCES PVT. LTD.
 Foundation Seed Programme – Construction of Seed Processing Plants, Cold Storage, Storage Godown - by
M/s Bayer Biosciences Pvt. Ltd. , Toopran mandal, Medak district – Self financed
3. M/s Gubba Group
 The group has a chain of 9 cold storages with a capacity of nearly 120,000 MTs for storage of high quality seeds.
Prepared Project Reports for their last 2 plants and facilitated loan from AXIS BANK LTD.
4. JYOTI DAIRY PVT. LTD., Chittoor and Ranga Reddy districts (5 years)
 Strengthening of the existing facilities at the Milk Processing Centres at Chittoor and Suraram in Ranga Reddy
districts
 Strengthening of the existing facilities at the Milk Chilling Centres at Chittoor, Madanapalle, Nizamabad and Suraram
in Ranga Reddy districts
 Facilitate Capital Investment Subsidy from NABARD
 Facilitate Reimbursement of Stamp Duty on registration of land, Reimbursement of Power Cost & Interest Subsidy
under ‘Paavla Vaddi’.
5. MARUTI INDUSTRIES, Ranga Reddy district (5 years)
 Setting up of a 18 gin Cotton Ginning & Pressing Mill at Yalal mandal in Ranga Reddy district
 Facilitate Capital Investment Subsidy from NABARD
 Facilitate Reimbursement of Stamp Duty on registration of land, Reimbursement of Power Cost & Interest Subsidy
under ‘Paavla Vaddi’.
6. SHUBHAM INDUSTRIES, Ranga Reddy district (5 years)
 Setting up of a 24 gin Cotton Ginning & Pressing Mill at Yalal mandal in Ranga Reddy district
 Facilitate Capital Investment Subsidy from NABARD
 Facilitate Reimbursement of Stamp Duty on registration of land, Reimbursement of Power Cost & Interest Subsidy
under ‘Paavla Vaddi’.
7. NALGONDA-RANGA REDDY MILK PRODUCERS MACS UNION LTD (MOTHER DAIRY), Hayathnagar, Hyderabad
(2 years)

3.  Strengthening of the existing facilities at the Milk Processing Centre at Hayathnagar
 Setting up of Bulk Milk Coolers of 5,000 litres capacity each at few new locations and purchase electronic weighing
machines, milk-o-testers, chaff cutters, etc. at some existing chilling centres.
 Facilitate Capital Investment Subsidy from NABARD
8. M/s MARUTHI MINERALS PVT. LTD.
 Strengthening of the facilities at the Milk Processing Centre at Madanapalli
 Strengthening of Milk Procurement Network
 Regular follow up with bank
9. KARIMNAGAR DISTRICT MILK PRODUCERS MACS UNION LTD., Karimnagar (2 years)
 Strengthening of the existing facilities at the Milk Processing Centre at Karimnagar
 Strengthening of Milk Procurement Network
 Facilitate Capital Investment Subsidy from NABARD
III. DPR PREPARATION & PROJECT FINANCING
AGRIBUSINESS
 Horticultural plants Nursery, Kadiam village, Rajahmundry, East Godavari district, A.P. (9 projects) - PNB, Rajahmundry
 Seed processing plants for M/s V Care Agri Tech and M/s V Care Seeds Pvt. Ltd. at Mahabubnagar - SBH, Kurnool
 Emu farming at Darsi in Prakasam district – Syndicate Bank, Darsi
 5,000 MTs Rural Godown at Vinukonda in Guntur district – M/s Annapurna Godowns - PNB, Edara
 10,000 litres capacity Milk Chilling centre M/s Sai Lakshmi Milk Dairy, Involu village, Nuzella mandal, Guntur district – SBH,
Gummanampadu
 5,000 MTs capacity - M/s Anjali Agri Cold Storage Pvt. Ltd., Khammam district – Canara Bank, Khammam
 Commercial Dairy Farm M/s Sri Tirumala Balaji Dairy Farm, Rajendra Nagar, RR district – PNB, Basheerbagh
 Commercial Dairy Farm M/s Vijayalakshmi Dairy Farm, Boduppal, RR district – Andhra Bank, Saroornagar
 Commercial Dairy Farm M/s Bamini Dairy Farm, Debbadaguda village, Kandukur mandal, RR district – IDBI Bank,
Basheerbagh
 Commercial Dairy Farm M/s B. H. Rathod Dairy Farm, Debbadaguda village, Kandukur mandal, RR district – IDBI Bank,
Basheerbagh
 Foundation Seed Programme – Construction of Seed Processing Plants, Cold Storage, Storage Godown - by M/s Bayer
Biosciences Pvt. Ltd. , Toopran mandal, Medak district – Self financed
 Commercial Dairy Farm M/s Manikonda Dairy Farm, Shadnagar mandal, Mahabubnagar district – Bank Of India,
Shadnagar
 10,000 MTs Rural Godowns by Shri Kakkera Sanjeev at Ganpavaram, Guntur district – Canara Bank, Guntur
 Commercial Piggery M/s S. S. Pig Farms, Hyderabad at Vizag – Andhra Bank, Asilmet, Vizag (On-going)
 Commercial Dairy Farm & Milk Processing Plant at Bhongir, Nalgonda district by M/s Amshu Dairy Farms – IDBI Bank,
Basheerbagh
 Commercial Dairy Farm of 2,000 CBCs at Vinukonda, Guntur dt. – M/s Kenexa Technologies Pvt. Ltd. – IDBI, Guntur
 Hanuman Poultry Farm – 60,000 Layers at Mallyala (V), Chinakoduru (m), Medak dt. – SBH, Siddipet
MSMEs
 Arranged working capital Rs.125 lakhs for M/s Affy Export India Pvt. Ltd, Mahaboobnagar, an 100% EOU Polypropylene
woven fabric manufacturing unit, A.P. – Bank of Baroda, Barkatpura
 3D Animations by Shri Pendyala Rambabu at Moosapet, Hyderabad – SBI, Moosapet (On-going)
 Poultry waste based 4.5 MW power project M/s SLT Power & Infrastructure Projects Pvt. Ltd., Pochampally mandal,
Nalgonda district – IDBI Bank, Basheerbagh (On-going)
 Manufacturing of Polypropylene and Poly Lactic Acid Non-woven Fabrics by M/s SAANVI NON-WOVEN FABRIC

4. INDUSTRIES PVT. LTD., Ananthapur district – APSFC, Ananthapur (On-going)
 DIVYA MANGALA INDUSTRIES – Manufacturing of Iron industrial products from ingots at Kothur IDA, Mahabubnagar
district – PNB, Musheerabad
MICROFINANCE
 DOVEFIN, Hyderabad – Proposals for Rs.5 cr each in SBH
 SWAS CREDIT LTD., Hyderabad -Proposal for Rs.10 cr with UBI
IV. DPR PREPARATION (Stand alone) (Some)
AGRIBUSINESS
 Rural Godown of 40,000 MTs capacity at Medchal, Rangareddy district, A.P. – PNB, Lakdi-ka-pool
 Citrus garden of 61acres at Chintapally, Nalgonda district, A.P. – PNB, Nalgonda
 Combined Harvestor at Chintapally, Nalgonda district, A.P. – PNB, Nalgonda
 Bio-Pesticides unit at Madhira mandal, Khammam district, Andhra Pradesh. – SBI, Madhira
 Mango garden in 23 acres at Bhimaram, Warangal district, A.P. –PNB, Bhimaram
 A cooperative horticultural farm of 89 acres near Zaheerabad in Medak district - PNB, Basheerbagh
 Cotton Ginning & Pressing Mills near Guntur (5 units) –Andhra Bank, Guntur/ OBC, Arundalepet
 Sri Veeranjaneya Dal Grading Industry, Inkollu – SBI, Inkollu
 Commercial Dairy Farm M/s Vijayalakshmi Dairy Farms, Gopulapuram village, Bhuthpur mandal, Mahabubnagar district –
PNB, Mahabubnagar
 Sheep breeding farm by M/s Biological E. Limited, RR district – PNB, Chikkadapally
 5,000 MTs Cold Storage by M/s Sri Sai Balaji Cold Storage Pvt. Ltd., Talladu mandal, Khammam district – SBH, Talladu
 Rose & Gerbera cultivation in 2 acres in greenhouse in Kokapet (v), Rajendra Nagar (m), R R District – PNB, Mehedipatnam
 10,000 Broiler Poultry Farm at Gotlagouravaram (v), Erribalem (m), Khammam dt - CNB
 30,000 Poultry Layer birds by Shri L. Venkat Ram Reddy at Bodajanampet (v), Balanagar (m), Mahabubnagar dt. – SBH,
Balanagar
 Brackish water acquaculture (15.4 ha WSA) at Duggarajapalem (v), Vakadu (m), Nellore dt by M/s GYR Industries Pvt. Ltd. –
SBH, Secunderabad
 20,000 LPD Milk Processing Plant M/s Varchaas Foods Pvt. Ltd., Maheshwaram mandal, RR district – SBH, Maheshwaram
 Aloe Vera cultivation in 40 acres & processing 2000 kgs/day at chevella in R R District – SBH, Chevella
 1 Milk Chilling Centre & 5 Bulk Milk Coolers in Vizag & Vizianagaram dts by M/s Supraja Dairy Pvt. Ltd. – SBH, Siripuram
(On-going)
V. NRM/ LIVELIHOODS ASSIGNMENTS – Preparation of DPR and follow up for sanction
UPNRM
K. N. BIO-SCIENCES Pvt. Ltd. & K. N. BIO-SCIENCES RESEARCH FOUNDATION
 Prepared a proposal for ‘Tribal Community Led Organic Cashew Cultivation, Processing & Marketing’ in the Dhammapet
and Mulkalapally mandals of Khammam district with Institution Building Approach as a part of the Corporate Social
Responsibility (CSR) of M/s. K. N. BIO-SCIENCES PVT. LTD. (A bio-fertilizer and bio-pesticides manufacturing unit) –
Proposal kept in abeyance by NGO
SRI SAI EDUCATIONAL SOCIETY, Ranga Reddy district

5.  Prepared a proposal on ‘Improved livelihoods with Biomass Power generation’ for rural areas of Prakasam district –
Submitted to NABARD for consideration – Proposal kept in abeyance by NGO
Rashtravikas Agro Education Sanstha, Amalner taluka, Jalgaon district, Maharashtra
 Prepared a proposal on ‘IGA in 5 villages, Amalner block, Jalgaon district, Maharashtra – A Microfinance Approach”–
Sanctioned by NABARD.
Ashwamegh Gramin Vikas Trust, Dhule district, Maharashtra
 Prepared a proposal on ‘IGA in 5 villages, Dhule block, Dhule district, Maharashtra – A Microfinance Approach”–
Sanctioned by NABARD.
ACE (Action for Community Empowerment), Jalgaon district, Maharashtra
 Prepared a proposal on ‘IGA in 3 villages, Pachora block, Jalgaon district, Maharashtra – A Microfinance Approach” –
Sanctioned by NABARD.
Anjana Medical & Social Foundation
 Prepared a proposal on ‘Improved livelihood through NRM of Dairy Activity in 50 villages, Parner block, Ahmednagar
district, Maharashtra’ – Sanctioned by NABARD.
NIRMAN
 Prepared two proposals on ‘Promotion of Agriculture and Livelihoods Activities in 4 Select Villages of Jalna, Buldana &
Aurangabad districts of Maharashtra’ – Sanctioned by NABARD.
Loksati Prathisthan
 Prepared a proposal on ‘Promotion of Agriculture and Livelihoods Activities in 8 Select Villages of Aurangabad district of
Maharashtra’ – Sanctioned by NABARD.
FPOs
SRI SAI EDUCATIONAL SOCIETY, Ranga Reddy district
 Prepared a proposal for Tribal Community in Pullalacheruvu, Dornala and Yerragondapalem mandals of Prakasam district
in A.P.
SPARK RURAL AND TRIBAL DEVELOPMENT AGENCY
 Prepared a proposal for Cotton growing Tribal and Non-Tribal farmers in Buttayagudem mandal of West Godavari district
in A.P.
 Prepared a proposal for maize growing farmers in Jangareddygudem mandal of West Godavari district in A.P.
TDF/REDP
CCO (Child Care Organisation), Guntur district

6.  Prepared a proposal on Tribal Development Programme sponsored by NABARD in 500 ha in tribal areas of
Mahaboobnagar district – Sanctioned by NABARD
 Prepared proposals for imparting vocational trainings in identified trades in Mahaboobnagar and Prakasam district –
Sanctioned by NABARD under REDPs & MEDPs
PREVIOUS EXPERIENCE
2. GIZ (GERMAN TECHNICAL COOPERATION) (19 May 2010 – 30 Nov 2010)
UMBRELLA PROGRAMME FOR NATURAL RESOURCES MANAGEMENT (UPNRM) (PPP), a joint programme of GIZ and NABARD, is
probably the first of its kind project anywhere in the world wherein a project, apart from loan, is supported with a grant assistance
upto 20% of the loan for capacity building measures. With a view to obtain the required experience in this unique project, joined as
‘Senior Project Officer’ in GIZ on a 1 year contract basis to be stationed at Pune to oversee five states i.e. Maharashtra, Gujarat,
Madhya Pradesh, Chattisgarh & Rajasthan. Reported in GIZ on 19th
July 2010 and had to leave much before the expiry of the
contract due to family issues.
The role broadly involved identification of potential areas and partners, initiating the proposal, assist in preparing the proposal,
appraise the proposal, prepare Memorandum for sanction by NABARD, guide in implementation, regularly monitor the
implementation and evaluate the outcomes post implementation.
Dealt with the following Projects and clientele :
 Eco friendly management of Honey Bee for sustainable livelihood in Nagpur of Maharashtra – Nageswara Charitable Trust
 Agri processing units and agribusiness activities in Maharashtra and Gujarat – VAPCOL, a producer company promoted by
farmers cooperatives initiated by BAIF Foundation
 Upscaling of natural resource based activities in 13 districts of Maharashtra – SAMPADA Trust
 Upscaling of natural resource based activities in 4 districts of Gujarat – NFD-VIKSAT
 NRM based livelihood interventions in IGWDP areas of Pune district in Maharashtra – Lupin Human Welfare & Research
Foundation
 Installation of safe drinking water systems in rural villages in Maharashtra & M.P. – M/s Waterlife India Pvt. Ltd.
 Agri business in Chindwara district of Madhya Pradesh – ITC
 Briquetting from Agri waste in Malegoan village & taluka in Washim district of Maharashtra – M/s Tirupati Biocoal
 Mineral Mixture plant in Urli Kanchan in Pune district of Maharashtra – A producer company promoted by BAIF
Foundation
3. NABARD (11 Nov1984 – 29 Aug 2008)
Responsibilities & Impacting achievements
A. As Asst. Manager & Manager : Investment Credit (1984-91 at Head Office Mumbai & 1991-99 at Regional Office
Hyderabad) :
 Appraised qualitatively Hi-Tech and Corporate agricultural projects like Pureline Poultry Hatcheries, Layers & Broilers,
Commercial Dairy Farms, Orchards Cultivation, Mushroom Cultivation, Brackishwater Prawn culture, Floriculture & Seed
Processing.
B. As Public Relations Officer (1991-99) : (Additional responsibility at Regional Office Hyderabad)
 Built up the IMAGE of NABARD through organization of Press Coverage, Meets and Conferences, talks on select topics on
AIR and DOORDARSHAN by NABARD Officials, preparation of documentary films on ‘Drip Irrigation’ and ‘Farmers Clubs’

7. and brochures on select schemes.
 Active member of the Public Relations Society of India, Hyderabad Chapter and the Inter-Media Publicity Co-ordination
Committee (IMPCC).
 NABARD incorporated a State Level NBFC in Andhra Pradesh in February 1997 in the name and style of M/s AGRI
BUSINESS FINANCE (AP) LTD to commercialise agriculture and to exploit the enormous potential estimated at Rs1200
crore in the state. Did the initial / start-up work of preparation of feasibility report, brochures and logo designing, MoA
and AoA, Incorporation of the Company, obtaining Certificate of Commencement of Business from (RoC) and Registration
from RBI, set up the office and mobilized the initial share capital, etc.
C. As Manager : KCC Scheme (1999-2003 at Head Office Mumbai) :
 Formulation and preparation of the Kisan Credit Card (KCC) Scheme for farmers and Personal Accident Insurance Scheme
(PAIS) for KCC holders, prepared policy guidelines, handbooks and brochures
 Conducted Studies on the implementation of KCC Scheme in 4 states & Prepared a Summary Report of the findings of the
Quick Studies conducted in 77 districts in16 states.
 Conducted Study on Franchising of Agricultural Credit through Post Offices (GoI request).
D. As Asst. General Manager (District Development), NABARD, Prakasam district, A.P. ----- 2003-08 :
i. Planning& Banking :
 Member in Standing Committee / District Consultative Committee (DCC) / District Level Review Committee (DLRC)] and
invitee in Block Level Bankers’ Committee (BLBC) meetings.
 Preparation of Potential Linked Rural Credit Plans (PLRCPs) every year for Prakasam district.
 Guide LDM in the preparation of the Annual Service Area Plans (SAPs) for Prakasam district. Plan size for Priority Sector
lending increased from Rs.648 cr in 2003-04 to Rs.1640 cr in 2007-08 while correspondingly the achievements increased
to 104% in 2007-08 from 72% in 2003-04.
 Motivated bankers to lend more for bengalgram as an alternative to Tobacco crop and promoters to establish 29 Cold
Storages and Rural Godowns creating a storage capacity of about 1.80 lakh MTs and 3 lakh MTs respectively. Advised
banks to finance 23 more Milk Chilling Centres in addition to milch animals resulting in a jump of credit flow by banks by
about Rs.650 crores on a yearly basis constituting 20% of the total priority sector lending.
 Conducted Workshops on Investment Credit in Agriculture, Orientation and Sensitisation Meets on Non-Farm Sector
activities as ‘Resource Person’.
 Attend board meetings of Prakasam DCCB as special invitee member.
ii. Rural Development :
 Conducted for NGOs, 15 REDPs (Rural Entreprenuership Development Programmes) on Lace Knitting, Maggam
Embroidery, Wool Lacing, Soft Toys, Fashion Technology, Garment Making, Cell Phone repairing, Photography &
Videography, Batik, Tie & Dye and 1 SDTP (Skill Development Training Programme) in Bamboo Crafts sponsored by
NABARD to train 470 women of Self Help Groups (SHGs) and credit/ bank linked 378 out of them to enable establishment
of own units for livelihood.
 Encouraged SHG women to set up a Rural Mart at ONGOLE with NABARD support for marketing of Rural Products.
 Identified Vetapalem mandal as a Cashew Processing Cluster for conversion of drum roasting units to boiling process, set
up a common training centre to train the labour on cutting of kernel, infrastructure development, marketing of processed
cashew, etc.
 Guided the CARE INDIA Team to prepare an implementable Livelihood Action Plan of Rs.4.50 cr in TSUNAMI affected
areas (26 villages) of Prakasam district for long term interventions through the banking system and integrated the same
with the Annual Service Area Plan – First time by CARE India in any district in the country. The Plan document published
by CARE INDIA has been ‘Foreworded’ by me.

8.  Watershed Development Programme (WDF) in 30,000 ha under PM’s Relief Package to farmers in the distressed district of
Prakasam involving livelihood promotion and soil and moisture conservation measures involving 7 NGOs with a budget of
Rs.21 cr funded by NABARD.
 Tribal Development Programme (TDF) for 1,000 tribal families near Nallamala Forest in Prakasam district for livelihood
promotion through natural resource management and cultivation of orchards on the “WADI” model of BAIF - budget of
Rs.3.83 cr funded by NABARD.
iii. Institution Building :
 Conducted Quick Studies on Kisan Credit Card (KCC) Scheme and Personal Accident Insurance (PAIS) thereof, Utilisation
of Loans, Scale of Finance for Short Term Agriculture Loans, Unit Costs for Long Term Agriculture Loans, Farm
Mechanisation, Marketing of crops, Functioning of Farmers Clubs, Alternative Crops to Tobacco as a part of the planning
and monitoring functions.
iv. Microfinance :
 Encouraged bankers and DRDA to form new SHGs and finance the existing SHGs with higher doses. Effectively the
financing increased from Rs.27 cr to 4,500 SHGs during 2003-04 to Rs.256 cr to 12,049 SHGs during 2007-08. Per SHG
financing increased from Rs.6,000 to over Rs.2 lakhs.
 Regularly review the progress under the SHG bank linkage programme and clarify doubts of the field level functionaries
and bankers at the BLBC Meetings and DLCC Meetings.
 Actively participated, interacted and guided the participants (Master Book Keepers) and APMAS (NGO) in the training on
‘Standard Accounting Package’ (SAP) sponsored by NABARD and conducted under the aegis of SERP & DRDA IKP.
 Conducted Quick Studies on financing of SHGs by banks in the SHG Bank Linkage Programme, sustainability of SHG
Federations, Rythu Mithra Groups (RMGs) Financing.
 Conducted Orientation and Sensitisation Meets for bankers, departmental field functionaries and the NGOs on various
aspects of SHG Bank Linkage Programme as the main ‘Resource Person’.
 Conducted Pre and Post- Bank linkage meetings (about 10 every year totaling to 50 in 5 years) involving SHG m embers
financed by a particular bank branch and the concerned bank staff and senior officials.
 Associated with the DRDA IKP and the district administration to prepare the Action Plan for SHGs in TSUNAMI affected 26
villages of the district to the tune of Rs.12 cr.
v. Co-ordination :
Coordination with banks, State Government Departments, Non-Government Organisations (NGOs) & Other Agencies related
with Agriculture and Rural Development.
CAREER PROGRESSION
i. PARTNER, AVANTI CONSULTANTS
ii. Senior Project Officer, NABARD UPNRM, GIZ
iii. PROJECT MANAGEMENT CONSULTANT
01 Dec 2010 –till date
19 May 2010-30 Nov
2010
Sept 2008 – 18 May 2010
iv. Asst. General Manager, NABARD Jun 2003 – Aug 2008
v. Manager (Also PRO upto May 1999), NABARD Jun 1994 – May 2003
vi. Asst. Manager (Also PRO from May 1991 upto May 1999), NABARD Nov 1984 – May 1994
vii. Clerk-cum-Cashier, ANDHRA BANK Sept 1983 – Sept 1984
viii. Articled Clerk, Rajan & Co., Chartered Accountants, Hyderabad Nov 1981 – July 1983

9. ACADEMIC QUALIFICATIONS
Masters in Financial Management
NMIMS, University of Mumbai
1999
Bachelor of Commerce
Badruka College of Commerce & Arts, Hyderabad, Osmania University
1981
LANGUAGES KNOWN
ENGLISH, HINDI & TELUGU : Can read, write & Speak