Online banking presentaion free download . Its all about internet banking and something new you can get .. you can download it and can use it accordingly.. THANK YOU

1. ONLINE BANKING
A
A SIGHT TO A NEW WORLD
MADE BY –RANVIR SINGH
MENTOR-MRS.SUMAN MAM

2. CONTENT
History
Definition
Types
Working
 Advantages
Disadvantages
 Security
Conclusion

3. HISTORY
Online services started in New York
in 1981 when four of the city’s
major banks :
 Citibank
 Chase Manhattan
 Chemical
 Manufacturers Hanover
Offers home banking services using
video text system

4. What Is Online Banking
• Internet Banking allows you to conduct bank
transactions online, instead of finding a bank and
interacting with a teller.
• In a broad sense, it is the use of electronic means
to transfer funds directly from one account to
another, rather than by cheque or cash.

5. Definition
A system of banking in which customers can view
their account details, pay bills, and transfer money
by means of the internet.
The remote delivery of new and traditional
banking products and services through electronic
delivery channels.

6. Types
 PC Banking
 Digital TV Banking
 Text Phone Banking
 Internet Banking

7. Uses of Types of Banking

8. How can use Internet Banking
Step 1: Access Internet Banking - Obtain your User
ID and Passwords.
Step 2: Create your Own Unique User ID.
Step 3: Link the Account Number to your User ID

9. Working
Branch Ofiice
Terminal
Bank Back Office
System
Internet Back ofice
system
Web Server
Security
Subsystem
Internet
User
SSL Connection

10. Application Service Providers
First step in the setup process is making a plan.
1. What are the services to be installed?
2. What services bank could implement in-house?
3. What services we could implement through ASPs
(out-of-house)?
4. Who are technology partners?

11. Advantages
 Cost less
 Transaction speed
 Efficiency
 Speed banking
 Vast coverage

12. Issues in Internet Banking
 Security
 Learning difficulties
 Lack of skilled personnel
 Technical breakdowns
 Long start up time
 Inexpensive

13. Secuirity Risks
Increasing number of fraudulent websites
 Fake emails purporting to be sent from banks
Use of trojan horse programs to capture user ids and
password

14. Security Problems
Spoofing
Eavesdropping
Problems
Data
Alteration
“How can I be certain
that my personal
information is not
altered by online
eavesdroppers when
they enter into a secure
transaction on the
Web?”
How can I be certain
that my customers’
account number
information is not
accessible to online
eavesdroppers when
they enter into a secure
transaction on the
Web?”

15. Security
1. While banking through the internet, make sure that the
banking session is secure.
2. In addition, always remember to completely log off, after
completing the banking session.
3. Ensuring security while banking online, is to keep your
password and pin number a secret.
4. The security of your personal computer is very important for
safe internet banking. Therefore, always install antivirus
software and software to remove spyware.
5. Checking your bank statements regularly will help you
detect any transaction that has taken place without your
knowledge.
6. Nowadays, the banking institutions have come up with a
number of safety measures for ensuring secure internet
banking

16. Conclusion
 The strategy of bank is to provide value added
services and products to the consumer, utilizing
the internet extensively.
The main aim of E-banking is to making
transactions through online poses and make
customer more beneficial