The presentation is about Internet Banking, Benefits and threats in Internet Banking.

1. Topic: internet banking
Made by: Kamlesh-181
Nikhilender-205
Shivam-209

2. history
Online services started in New York in
1981 when four of the city’s major
banks :
 Citibank
 Chase Manhattan
 Chemical
 Manufacturers Hanover
offered home banking services using
the videotext system.

3. What is internet banking
o Internet Banking allows you to conduct
bank transactions online, instead of
finding a bank and interacting with a
teller.
o In a broad sense, it is the use of
electronic means to transfer funds
directly from one account to another,
rather than by cheque or cash.

4. definition
 A system of banking in which customers
can view their account details, pay bills, and
transfer money by means of the internet.
 The remote delivery of new and traditional
banking products and services through
electronic delivery channels.

5. TYPES
 PC Banking
 Digital TV Banking
 Text Phone Banking
 Net Banking

6. Uses of types of banking

7. SERVICES
Bill Payment
Credit Card
Insurance
Customer services
Recharging your prepaid phone
Shopping

8. Step 1: Access Internet Banking - Obtain your User ID and
Passwords.
Step 2: Create your Own Unique User ID.
Step 3: Link the Account Number to your User ID
how can use internet banking

9. working
Web server
Internet front office
system
Bank back office
system
Internet
Security
subsystem
Branch office
terminals
User
SSL connection

10. advantages
 Cost less
 Transaction speed
 Efficiency
 Speed banking
 Vast coverage

11. Issues in internet banking
 Security
 Learning difficulties
 Lack of skilled personnel
 Technical breakdowns
 Long start up time
 inexpensive

12. Security risks
 Increasing number of fraudulent
websites
 Fake emails purporting to be sent from
banks
 Use of trojan horse programs to
capture user ids and password

13. PROBLEMS
Spoofing
“How can I reassure
customers who come to
my site that they are
doing business with me,
not with a fake set up to
steal their credit card
numbers?”
EavesdroppingData Alteration
“How can I be certain that
my personal information
is not altered by online
eavesdroppers when they
enter into a secure
transaction on the Web?”
“How can I be certain that
my customers’ account
number information is not
accessible to online
eavesdroppers when they
enter into a secure
transaction on the Web?”
Security Problems

14. security
• Ensuring security while banking online, is to keep your
password and pin number a secret.
• The security of your personal computer is very
important for safe internet banking. Therefore, always
install antivirus software and software to remove
spyware.
• Checking your bank statements regularly will help you
detect any transaction that has taken place without
your knowledge.

15. conclusion
 The strategy of bank is to provide
value added services and products to
the consumer, utilizing the internet
extensively.
 The main aim of E-banking is to
making transactions through online
poses and make customer more
beneficial

16. Contents:-
• Funds Transfers
• Online Shopping
• Ticket Booking

17. Funds Transfers
Here is the Brief Process of transferring funds:-
• Log to ICICIBank.com with your Internet Banking User Id and
Password
• Visit the Banking section and click on ‘Funds Transfer’.
• Choose the type of funds transfers.

18. • Select the pay to and pay from.
• Enter the amount to be transferred and transaction
details.
• Enter your e banking
Password and press ok
• Payment will be done.

19. Online Shopping
• Visit any online shopping website.
• Choose the product you want to buy.
• Fill the shipping address and other details.
• Proceed to payment section.
• Choose payment through Master card or net
Banking.

20. • In case of net banking, login into your bank
account and made payment.
• In case of Master or Debit card, enter the card
no. expiry date and pin or security code etc.
• Click on make payment.

21. Ticket Booking
• Log on to www.irctc.co.in with registered user ID and
Login password of IRCTC.
• Select From & To station, Date of Journey, Class and
Ticket Type.
• Book ticket from the range of trains
available for that day.

22. • Enter name of passenger and his/her proof of
identity information.
• Login to www.icicibank.com after selecting
ICICI Bank as payment option and confirm
transaction by entering transaction password.
Check your e ticket.

23. Sources
1. www.en.wikipedia.org
2. www.bing.com
3. www.bankersonline.com
4. www.ehow.com