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Raddon Chart of the Day
                                                                 May 31, 2012
              One-Quarter of All Households Are Extremely to
                Very Likely to Use Remote Deposit Capture
80%                                                                                                              73%
                                                                                                                                     69%
70%                                                                                                                       65%
60%
50%
40%
                                                                                   31%
30%                                                                  25%                            27%

20%
10%                             4%            4%
                  2%
0%
              Currently Use Remote Deposit                   Extremely to Somewhat Likely to Use Not Very to Not at All Likely to Use
                         Capture                                   Remote Deposit Capture             Remote Deposit Capture

                                                    Spring '11               Fall '11               Spring '12

 Source: Raddon Financial Group, National Consumer Research – Spring 2012
 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.                  www.raddon.com | 800.827.3500
Raddon Chart of the Day
                                       May 29, 2012
                   Three out of Ten Consumers That Use Foreign ATMs
                   Would Watch a Video Ad while an ATM Transaction
                      is Processing to Avoid Paying a Surcharge Fee
    30%                    Base: Households That Use ATMs Not Owned by Their Financial Institution
                                                                                                                               25%
    25%                                                                           24%
                                      30%                                                              22%

    20%
                                                      15%
    15%                   14%

    10%

       5%

       0%
                   Extremely Likely                Very Likely            Somewhat Likely          Not Very Likely       Not at All Likely

Source: Raddon Financial Group, National Consumer Research – Spring 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.                     www.raddon.com | 800.827.3500
Raddon Chart of the Day
                                                                May 24, 2012
                  Four Out of Ten Consumers That Use Foreign
                        ATMs Never Pay a Surcharge Fee



                                                               23%                                  Always Pay a Fee
                                                                                                    Sometimes Pay a Fee
                39%                                                                                 Never Pay a Fee




                                                       38%                               Percent of Households That Use ATMs
                                                                                        Not Owned by Their Financial Institution


Source: Raddon Financial Group, National Consumer Research – Spring 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.            www.raddon.com | 800.827.3500
Raddon Chart of the Day
                                                                May 22, 2012
                     One-Fifth of All Households Use ATMs Not
                       Owned by Their Financial Institution

                                     2%
                                                                                                   Percent of All Households
                                                                    22%

                                                                                                          Use Foreign ATMs
                                                                                                          Do Not Use Foreign ATMs
                                                                                                          Do Not Know


                                  76%

Source: Raddon Financial Group, National Consumer Research – Spring 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.             www.raddon.com | 800.827.3500

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Raddon Chart of the Day May 31, 2012

  • 1. Raddon Chart of the Day May 31, 2012 One-Quarter of All Households Are Extremely to Very Likely to Use Remote Deposit Capture 80% 73% 69% 70% 65% 60% 50% 40% 31% 30% 25% 27% 20% 10% 4% 4% 2% 0% Currently Use Remote Deposit Extremely to Somewhat Likely to Use Not Very to Not at All Likely to Use Capture Remote Deposit Capture Remote Deposit Capture Spring '11 Fall '11 Spring '12 Source: Raddon Financial Group, National Consumer Research – Spring 2012 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • 2. Raddon Chart of the Day May 29, 2012 Three out of Ten Consumers That Use Foreign ATMs Would Watch a Video Ad while an ATM Transaction is Processing to Avoid Paying a Surcharge Fee 30% Base: Households That Use ATMs Not Owned by Their Financial Institution 25% 25% 24% 30% 22% 20% 15% 15% 14% 10% 5% 0% Extremely Likely Very Likely Somewhat Likely Not Very Likely Not at All Likely Source: Raddon Financial Group, National Consumer Research – Spring 2012 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • 3. Raddon Chart of the Day May 24, 2012 Four Out of Ten Consumers That Use Foreign ATMs Never Pay a Surcharge Fee 23% Always Pay a Fee Sometimes Pay a Fee 39% Never Pay a Fee 38% Percent of Households That Use ATMs Not Owned by Their Financial Institution Source: Raddon Financial Group, National Consumer Research – Spring 2012 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • 4. Raddon Chart of the Day May 22, 2012 One-Fifth of All Households Use ATMs Not Owned by Their Financial Institution 2% Percent of All Households 22% Use Foreign ATMs Do Not Use Foreign ATMs Do Not Know 76% Source: Raddon Financial Group, National Consumer Research – Spring 2012 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500