1. CURRICULUM VITAE
PIUS ADE OMOYELE
HND(upper credit), ACIB, B.SC(Second Class Upper)
32, Ajoke Street, Iwaya Yaba, Lagos.
Tel: 08063151487, Email: piusomoyele@gmail.com
CAREER OBJECTIVE
A challengingpositioninanygrowth-orientedorganization
that will optimallyutilize myadministrative potentialand
enhance myhumanrelationsabilities
CAREER HISTORY
WORK PLACE DESIGNATION PERIOD
1, ARDENIL PROJECTS &
INVESTMENTS LIMITED
2B, Oyetola Street, Off Salvation
Road, Opebi, Ikeja,Lagos State
Head, Credit Management & Control
and International Operations
2014
2. SKYE BANK PLC
3, Akin Adesola , Victoria Island,
Lagos State
Enterprise Risk Management &
Controls (Credit Analysis)
2007 - 2014
3. GREAT NIG.INSURANCE PLC
6/8 Omosalewa Street, off
Nathan,Ojuelegba-Lagos State
Marketing 2004 - 2007
MAJOR RESPONSIBILITIES THROUGH WORKING YEARS
(1.1) Head, Credit Management & Controls and International Operations 2014
 Analyze creditrequestinline withCompany's creditmanagementpolicy
 Aggregate anddevelopannual creditportfolioplanincollaborationwithOrganizationPolicy
 Recommendlimitsbasedonassessmentscore card/templatesandTeamLeadsandrecommendation
 Reviewandapprove creditrequestwithinthe delegatedlimit
 Recommendbaddebtwrite-off tothe ManagementCreditCommittee(MCC)
 Oversee the coordinationof creditassessment,performancereview andrecoveryeffortstoachieve credit
managementobjectives
 Prepare creditmanagementreportsinlinewithCreditManagementPolicy
 Consolidate divisional creditportfolioperformance andprovide updatestothe Management
 Underwritingcredit
 Properreviewanddocumentationof the collateral securityandthe applicantcommitment
 The applicantlegibilityof the loanapplied forandthe guarantorlegibilityforguarantyingthe loan
 Reviewingthe Audited Statementof FinancialPosition,Statementof comprehensive income,Statementof
Cash flowandstatementof accountof the applicant withAuditor’sstamp andbankers’stamp
 Reviewingof applicationformsandsecuritydocumentsubmittedforencumbrances
 Setup riskmanagementmechanismandcontrol riskidentifiedinthe company
 Setup riskidentification,Assessmentof creditriskidentifiedbypriotisingeachrisk,planningof risk
identifiedandmonitoringof riskidentifiedfordynamismpurpose
 Reviewingof International operationsdocumentsubmittedforencumbrances
 Reviewing&confirmationof regulatoryrequirementslikeSON,DPRlicense,NAFDAClicense etcsubmitted
 Reviewingof Letterof Credit,ProfomaInvoice,FormM, MTs, RWA,Bank Guarantee etc
 Mitigatingcreditrisk of funddiversion,inflatedamount, changingof actual amountneededetc by
conductingintegritytest,conductingthe service of expertlikeestate manager,outsourcingnon-core
function,payingdirectlytosuppliers,conductfrequentprice intelligentetc
 Renditionof creditreporttoregulatoryAuthoritythroughappropriate quarterse.g.Single obligorlimit,sect
oral lending,recoveryetcandadherence tosectorlimit

2.  Making provisionforbad& doubtful loansandcreditriskappetite
 ConductIntegritytestonclient/customers
 Prepare ad-hocreports,take updelegatedroles andperformotherfunctionsasassignedbyManagement
(2.1) Risk Management (Credit Analysis & Appraisal): 2010 – 2014
 Reviewthe eligibilityof loanapplicantandhiscreditworthinessandthe guarantors
 Properreviewanddocumentationof the collateral securityandthe applicantcommitment
 The applicantlegibilityof the loanapplied forandthe guarantorlegibilityforguarantyingthe loan
 Reviewingthe Balance sheet,Profit&Loss,Cashflow andstatementof account of the applicant
 Extended Due Diligent(EDD)onthe applicantandthe securitydepositedascollateral
 Reviewof managementprofile,FormCO2,CO7,companyprofile,pastimportationetc
 Adequate knowledge on National HousingFundLoan (NHF)
 MitigatingCreditRisk of funddiversion, inflatedamount, changingof actual amountneededetc
 CreditAppraisal,Analysisandrecommendations
 Creditunderwriting
 Making provisionforbad& doubtful debtandcreditriskappetite
 ConductKYC & kYCB on clients/customers
 Processdocumentationsand Renditionof creditreporttoregulatoryAuthoritythroughappropriatequarters
e.g.Single obligorlimit, loansyndicate,divisional lending,recoveryetcandreportingondivisional limit
 Appraising,Processing&Reviewingof International operationsdocumentations
(2.2) Internal Control Unit: 2007 – 2010
 General ledger(GL)prove &Review, Review of Documents/file/Register&Reconciliation of Accounts
 Vaultadministration:Attendantinthe Opening&Closingof vault,Ensuringminimum& maximum amount
ismaintained,ensureproperdocumentationof the moneyinvault,ensure properrecordingof accountsand
bookkeeping,ensuredual control andnoncompromisingof keys,ensure onlyauthorise personsentersthe
vaultetc
 Reviewandcall overof all transactionticket/voucherpostedbyall operational staff onadailybasis
 Spotcheck on tellerstomitigate againstteeming&lading,cashsuppression,fraudulentwithdrawal,
unathorise creditof account,wrongposting,limitoncounterisadheredtoetc
 Spotcheck on customerservice toensure properdocumentationisfollowedbeforeopeninganaccount
 Spotcheck on cash officertoensure overnightinsurance are bookedif needbe,cashare evacuatedfrom
tellers,authorizationisgrantedandnoncompromise of passwordetc
 Reviewof accountopeningdocumentationopenedinthe branch
 Reviewof accountopeningpackage forcustomerCreditrequest
 Reviewof firsttime debitforaccountsthrowntodebitforunauthorizedlending
 Conductsweepcheckinthe branch to know the level of compliancebyall staff inkeepingvaluables
 Conductspot checkon all the branch staff to know the level of complianceinprocessingtransaction
 Issue queriestoerringstaff andcomprehensivereportonobservations
 Reportrendition onaDaily/weekly/monthly/yearlyonobservationsnoticedandfollow upforcorrection
 Attendingtobranch,Regional,HeadOfficerequestonissue observedinthe branch
 Mitigate liquidityrisk&balancingb/w profitabilityandLiquidity
 Reviewingof International OperationsdocumentsLC,FormM, FormA etc
 Preparationof accounts,Cashmanagementand Costcontrol
 Safe guardingthe assetof organization & Issuingqueriesandreportwritingondefaulters
 Ensuringcompliance withregulatoryAuthority &Corporate Matters
 Ensuringcompliance &adherence tothe policyof the organization
 Followuponall transaction error to ensure correctness
(3.1) Marketing 2004 – 2007
 Marketingof Company’sproductsandservices
 Relationshipmanagementwith clientandpotential client
 Riskassetmonitoringandreview
 Managementof Governmentaccountopenedinourbranch
 Canvassingof contractorsnot to withdraw contract sumfromtheiraccounts

3.  Mobilisationof depositbycanvassingfromGovernmentcontractorsthattheyshould leave the contract
sumwithus aftergiventhe Advance PaymentGuarantee theycannow be corporate customer
 Mobilisationof premiumandmanagementof corporate andindividual customer’saccounts
 Creditpackagingforcorporate and individualcustomer’saccounts
PROFESSIONAL AND PERSONAL INFORMATIONS
PROFESSIONAL INFORMATIONS:
INSTITUTION ATTENDED WITH DATES:
1. Institute of CharteredAccountantsof Nigeria(ICAN) Till date
2. Ladoke AkintolaUniversityof Technology Till date
3. Universityof Lagos 2012
4. The PolytechnicIbadan,OyoState 2010
5. CharteredInstitute of Bankersof Nigeria(CIBN) 2010
6. The PolytechnicIbadan,OyoState 2004
7. SaintFrancisGrammar School,Iwaya-YabaLagos 2000
QUALIFICATION OBTAINED WITH DATES:
1. Associate CharteredAccountant (ACA) Professional level
2. Masters of BusinessAdmin(Finance managementoption) In view
3. B.sc BusinessAdministration (SecondClassUpper) 2012
4. HND Banking& Finance (uppercredit) 2010
5. Associate charteredinstitute of Bankers (ACIB) 2010
6. ND Banking& Finance 2004
7. SSCE (Private) 1998
PROFESSIONAL MEMBERSHIP:
1. CharteredInstitute of Bankersof Nigeria (CIBN) Associate Member
2. Institute of CharteredAccountantof Nigeria (ICAN) StudentMember
INTERNAL TRAINING:
 INTERNATIONALFINANCIALREPORTINGSTANDARDS(IFRS) Organized by WFOProfessional Service LLP
(CharteredAccountants) & Sponsored by Ibadan Chamber ofCommerce & Industry
 INTERNATIONALOPERATIONSTRAININGandTRADE SERVICES
 ENTERPRISERISK MANAGEMENT and THE CONTROL ENVIRONMENT(Internal AuditTraining)
 BUSINESSCOMMUNICATION SKILLS
 RETAIL and PUBLIC SECTOR MARKETINGAND CREDIT PACKAGING
 LOYAL FOR LIFE, FEELINGS (Customer serviceTraining)
 ICONCEPT4(Automated Internal Control Training)
PERSONAL INFORMATIONS:
PERSONAL ATRIBUTE
 Analytical reasoning
 Excellentdecisionmaking
 Abilitytolisteningtodetail
 Time management
 Good interpersonal skill,
 Good communicationskill,
 Good administrative skill and
 Leadershipskill.

4. BIODATA
Date of Birth: 18th
January1984
State of Origin: OndoState
Nationality: Nigerian
Gender: Male
Marital Status: Married
HOBBIES
 Traveling
 Meetingpeople
 Counseling
 Reading
REFEREES
1. Mr. Femi Ogunwale Directorof Finance.
OyoState Universal BasicEducationBoard.Agodi,
Gate. Ibadan.
OYO STATE.
2. Mr. SolaOgidiolu BusinessDevelopmentManager.
Skye bankPLC,
20, M’MohammedWay, Challenge,
IlorinKwarastate
3. Mr.SesanOkuneye BusinessDevelopmentUnit,
Skye bankPLC
287, Ajose AdeogunStreet,VictoriaIsland,
Lagos Nigeria