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 HDFC Bank to raise Rs 50,000 cr via bonds; re-appoints Renu Karnad as
director
 Kotak pauses crypto trade with Coin Switch Kuber
 Sugar exports likely to jump to 9 million tonnes in 2021-22: ISMA
 India's exports up 37% at $18.79 billion till mid-April, shows data
Snapshot of
Balance
sheet of the
total
Indian
banking
system
Types of Risks Faced by Banks
Types of financial risks:
 Types of non-financial risk:
 Operational Risk
 Financial Crime
 Supplier Risk
 Conduct Risk
Ratios for Profitability
Ratios for Efficiency
Ratios for Financial Strength
Ratios specific to Bank
 What is NPA in Banks?
 How it impacts Banks Performance?
 What can be the possible reasons for
NPAs?
 NPA Position of Indian Banks.
 Preventive measures to Reduce NPA
Check if it is retail or corporate bank based on its composition
Check the size of loan book and growth in last 5 years
Check for deposited book and its growth for last 5 years
Check NIM how they have been moving over last 6 years
See cost of deposit and cost of fund lower the better
Growth in interest income and fee income
New customer acquisition
Evaluating Banks
Performance
Group 10 Performance Analysis of Banks through its Balance sheet commercial banking.pptx
Group 10 Performance Analysis of Banks through its Balance sheet commercial banking.pptx
Group 10 Performance Analysis of Banks through its Balance sheet commercial banking.pptx

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Group 10 Performance Analysis of Banks through its Balance sheet commercial banking.pptx

  • 1.
  • 2.  HDFC Bank to raise Rs 50,000 cr via bonds; re-appoints Renu Karnad as director  Kotak pauses crypto trade with Coin Switch Kuber  Sugar exports likely to jump to 9 million tonnes in 2021-22: ISMA  India's exports up 37% at $18.79 billion till mid-April, shows data
  • 3. Snapshot of Balance sheet of the total Indian banking system
  • 4. Types of Risks Faced by Banks Types of financial risks:  Types of non-financial risk:  Operational Risk  Financial Crime  Supplier Risk  Conduct Risk
  • 5. Ratios for Profitability Ratios for Efficiency Ratios for Financial Strength Ratios specific to Bank
  • 6.  What is NPA in Banks?  How it impacts Banks Performance?  What can be the possible reasons for NPAs?  NPA Position of Indian Banks.  Preventive measures to Reduce NPA
  • 7.
  • 8. Check if it is retail or corporate bank based on its composition Check the size of loan book and growth in last 5 years Check for deposited book and its growth for last 5 years Check NIM how they have been moving over last 6 years See cost of deposit and cost of fund lower the better Growth in interest income and fee income New customer acquisition Evaluating Banks Performance