This document contains the resume of Normawati binti Othman. She has over 20 years of experience in treasury, finance, and trade finance roles at major Malaysian companies including Petronas Chemicals Group Berhad, Petroliam Nasional Berhad, CIMB Investment Bank Berhad, and Bumiputra Commerce Bank Berhad. Her skills and experiences include managing trade finance activities, securing innovative financing arrangements, advising on asset liability management and foreign exchange, and sales and trading of treasury products. She holds a Bachelor's degree in Accounting from Universiti Utara Malaysia and licenses in financial markets.

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No.37A, Jalan Nuri 7/10
Section 7, Kota Damansara, 47810, Petaling Jaya, Selangor
watiothmana@gmail.com
NORMAWATI BINTI OTHMAN
OBJECTIVE Seeking opportunity for excellent career growth advancement in the area of
treasury, finance and educational areas.
SKILLS & ABILITIES Highly capable in taking leading role in the project involvementi.e.
process improvement and product/service innovative(at banking and
corporate level)
Good interpersonal skill
EXPERIENCE SENIOR EXECUTIVE, PETRONAS CHEMICALS GROUP BERHAD
January 2014– Current (Trade Finance)
 Manage daily trade finance activities by monitoring daily letters of credit,
standby letter of credit and bank guarantees operations.
 Identify, source and secure innovative financing and risk mitigation tools/
arrangements at lowest possible cost by negotiating with financial
institutions in order to clinch business deals.
 Advisory role on trade finance and risk mitigation requirements by collaborating
with other departments and continuous improvement align with the
company’s business strategy.
 Manage preparation and generation of reports to support and facilitate
management decision making.
SENIOR EXECUTIVE, PETROLIAM NASIONAL BERHAD
January 2012– December, 2013 (Financial Risk Management Department)
 Responsible for monitoring the Asset Liability Management for PETRONAS Group
 Reporting to management on the PETRONAS Group Asset Liability
Management exposure
 Advise PETRONAS OPUs on the Asset Liability Management exposures
SENIOR EXECUTIVE, PETROLIAM NASIONAL BERHAD
July 2007 – December, 2011 (Group Treasury)
 Responsible for managing foreign exchange transactions for PETRONAS Group
 Responsible for managing foreign exchange operational improvement for
PETRONAS Group
 Reporting to management on the PETRONAS Group foreign exchange transaction
 Preparing and monitoring PETRONAS Operating Units (OPU) on the
cash flow forecast
 Managing PETRONAS Group investment and operational funds via
investment activities with the bank

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VICE PRESIDENT, CIMB INVESTMENT BANK BERHAD
July 2005 – June, 2007
 Responsible for sales and marketing of treasury products
 Responsible for the Treasury Corporate Sales Desk and individual Profit
target
 Quoting competitive Foreign Exchange rates to customers
 Quoting competitive Foreign Exchange Option rates to customers
VICE PRESIDENT, CIMB INVESTMENT BANK BERHAD
January 2005 – June, 2005
 Managing the trading of Foreign Exchange Spot
 Responsible for managing all Foreign Exchange activities in the Treasury Room
 Maximize Profit and Minimize losses through full utilization of available resources
in the Foreign Exchange
SENIOR DEALER, BUMIPUTRA COMMERCE BANK BERHAD
January 2002 – December, 2004
 Maintain adequate current account balance with Bank Negara Malaysia (BNM)
 Maintain adequate funds to meet the Bank’s daily requirements
 Square the cashflow as per RENTAR Guidelines
 Check the Statutory Reserve Requirement (SRR) daily and make necessary
adjustments
 Maintain gapping and investment positions
 Prepare for BNM’s tenders as per FAST requirement (BNM system)
 Quoting competitive Bankers Acceptance (BA) rates to customers and Bank Trade
Services Centre
 Sales (rediscounting) of BA in secondary market
 Prepare daily, weekly and monthly Money Market activities
EXECUTIVE OFFICER, BUMIPUTRA COMMERCE BANK BERHAD
June 1996 – December, 2001
 Establish/review relationship with correspondent banking agents
 Review the Global Counterparty Credit Limit (GCCL)
 Responsible for managing and reviewing the nostro agents
 Responsible for an arrangement with nostro agents on the interest of credit
balances and trade rebate
 Establish/review SWIFT Bilateral Key and Test Key with correspondent agents
 Handling day to day correspondent issues with correspondent agents
 Act as frontlines for international businesses
 Prepare monthly correspondent banking activities

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EDUCATION SIJILRENDAH PELAJARAN – SEKOLAH MENENGAH KEBANGSAAN SI-RUSA, PORT DICKSON
SIJIL PELAJARAN MALAYSIA – SEKOLAH MENENGAH DATO’ ABDUL SAMAD, PORT DICKSON
MATRICULATION – UNIVERSITI UTARA MALAYSIA
BACHELOR OF ACCOUNTING (HONOURS) – UNIVERSITI UTARA MALAYSIA
LICENSED DEALER – PERSATUAN PASARAN KEWANGAN MALAYSIA
REFERENCES FALINA AB RAHIM
PETROLIAM NASIONAL BERHAD
Group Treasury
03-23312798
FEKRI CHE HUSSIN
CIMB BANK BERHAD
Director
03-22619568

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