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1. Kurakulas Housing Pvt
Ltd
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2. Mortagage Loan:
A mortgage is a loan in which property or real estate is
used as collateral. The borrower enters into an
agreement with the lender (usually a bank) wherein the
borrower receives cash upfront then makes payments
over a set time span until he pays back the lender in full.
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3. Features:
 Limit:
Minimum : Rs. 1 lac
 Maximum areas
Rural areas: Rs. 10 Lacs
 Other areas: Rs. 300 Lacs
 Repayment
Loan: Maximum 84 EMIs
 Easy Documentation
 Mortgage loan from other banks can be taken over
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4. Benfits:
 Deal Use of idle property- Generate additional income from an otherwise
idle property.
 Withdraw money as per your need and save on interest cost.
 Deposit surplus money / regular income / salary and save interest.
 Flexibility to withdraw money deposited earlier.
 Can be availed either as overdraft or demand loan as per your need.
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5. Documents:
Salaried:
 Income proof (Form 16 along with salary certificate from the employer)
Professional / Self-employed:
 I.T. returns for past 3 years
 Latest income tax assessment order (for overdraft amount of over Rs. 5 Lacs)
 Income certificate from appropriate revenue authority like Tehsilldar/BDO/SDO
(for agriculturist)
 Original title deeds of the property offered for mortgage
 Paid receipt of latest maintenance, water tax, municipal tax and any such taxes.
 Non encumbrance letter from co-op society
 Permission to create Equitable Mortgage from society
 Last 6 months bank statements of main bank account
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6. FAQ’s:
1. How do I pay off my loan?
A. Whether refinancing, selling your home or just paying off your mortgage, you can
request information from Customer Service in two easy ways:
Via Internet:
• If you're a registered Personal Internet Banking customer, log on and navigate to your
mortgage account to view account details including pay-off details.
2. when is my due date?
A. Your mortgage payment due date is listed on your monthly billing statement or
coupon. A late charge is assessed if the payment has not been received and
processed by the date noted. It is very important that you establish and maintain good
credit by making sure your payment reaches us by the due date each month. Late
payments can affect your credit record.
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7. :Contact Us
Kurakula’s Business Solutions Pvt. Ltd.
Address : KURAKULA'S Business Solutions Pvt Ltd
SRT-5,1st Floor, Old Post Office Road,
Near by RBI Quarter's, Ameerpet , Hyderabad
Telangana , India – 500016
Contact Number: :9000003004, 9966963967
Email ID : sales@kurakulas.in | info@kurakulas.in
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8. Thank You
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