This document contains frequently asked questions (FAQ) about same day loans, one hour payday loans, and no teletrack payday loans. It defines these loan types and explains that they provide short term, unsecured cash advances until the next payday. The approval process takes only a few hours and loans are deposited directly into a bank account. The main requirements are being over 18, employed, earning $1000/month, and having a bank account. Neither collateral nor perfect credit is required. Loan amounts are based on income and can be repaid in under 18 days. Borrowers can apply as needed but should avoid overdependence on payday loans.
FAQ on same day loans, payday loans, and no teletrack payday loans
1. FAQ
What do the following terms mean – same day loans, one hour payday loans, no teletrack
payday loans?
When you apply for our same payday loans you will be able to get short term, unsecured loans
or cash advance. This is called payday loans because the loan duration is until your subsequent
payday. Same day loans are very helpful when you have an unexpected expense to meet and
you do not have any cash readily available. Cash advance of paycheck loans will help you avoid
unnecessary expenses on bounced check fees, late payment penalties. You can apply for your
same day loans online and have the loan amount credited to your bank account.
How long does the entire process take?
You will be able to get your loans approved in just a few hours. We will wire the money directly
to your savings or checking account. With our one hour payday loans no faxing required you will
be able to get approved for your money within minutes.
What are the requirements to apply for same day loans?
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2. Unlike qualifying for your traditional credit when you apply for no teletrack payday loans the
approval process is much faster. We consider your paycheck and your job as the collateral
when you apply for no teletrack payday loans. Here are the list of requirements to qualify for our
no teletrack payday loans:
You should be at least 18 years old and be a U.S citizen
You must be employed currently and receive regular income
You should earn a minimum of $1000 per month
You should not be active in the military
You should not be currently in default or in the process of getting your no teletrack payday loan
with another lender.
You should possess a savings or checking account with direct deposit facility
You should provide accurate information while filling out the application form
1. Correct Bank Routing Number
2. Valid Driver’s License. Symbols are not accepted. Only numbers and letters
3. Valid Phone Number. Symbols are not accepted. Only numbers and letters
Is Correct Pay Date. The pay date to you secure?
4. my personal information submittedcannot fall on a weekend.
Your personal information is 100% safe with us. We have taken all the required security
measures to guarantee your online security. We use 128 bit Secure Socket Layer (SSL)
protection to ensure that your online transactions are not intercepted by any third parties.
What kind of collateral is needed when I apply for your same day loans?
We use your job and your paycheck as collaterals when you apply for our same day loans.
Can I apply for no teletrack payday loans if I have bad credit, bankruptcy, charge-offs or NSFs?
You can certainly apply for one hour payday loans no faxing even if you have the above credit
related problems. Majority of our customers have sub prime credit when they apply for their no
teletrack payday loans.
Is direct deposit an essential requirement to apply for one hour payday loans?
Yes as per our current terms and conditions your application will be approved only when your
paycheck is direct deposited as this eliminates unnecessary waste of time in processing your
loans.
Do you charge any application fees?
We do not charge any application fees when you apply for your same day loans.
How do you determine the loan amount?
We qualify the payday loan amount based on direct deposit amount and based on the other
information you furnish us while applying for your same day loan amount.
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3. What is the duration given to pay back my same day loans?
Your same day loans have to be paid when your subsequent paycheck is received. It cannot be
longer than 18 days. You also have the option of extending the loan at the current interest rate.
How frequently can I make use of your one hour payday loans service?
You can make use of our one hour payday loans services as frequently as required as we are
here to assist you with all your urgent short term loan needs. However, you need to be mindful
that you should not make use of payday loans if you have on-going budget crisis from payday to
payday. Extensive dependence on payday loans can result in financial pressure in the long run.
For further assistance on debt management kindly contact National Foundation for Credit
Counseling (1-800-388-2227).
More Q&A on file for our no teletrack payday loans
Check Out The Full Indepth Details Here: FAQ
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