3. EXECUTIVE SUMMARY
Scoreboard for success
How we achieved our results in 2011
Goals for the future
Credit Union movement responsibility
4. 2011 RESULTS
As of 09/30/11
Gross Membership Growth: 387 Members or 5.63%
(7.43% annualized)
Profitability: annualized ROA 0.26%, an increase of 20 bp over 2010
Services Per Member: 2.93 - an increase of 7 bp over 2010
(annualized 3.26% or 9.33 bp)
Loan Growth: $769,450 or 2.71% increase
(annualized 3.61% increase)
Deposit Growth: $2,566,374.00 or 6.53% increase
(annualized 8.74% increase)