1. Mohammed M. H. Lokhandwala
Contact: +971559907852
E-Mail: mohzain@gmail.com
A keen analyst with expertise in strengthening companies to lead in highly competitive situations
P R O F I L E S U M M A R Y
A competent professional with over 13 years of experience in:
~ Finance & Accounts ~ IFRS & US GAAP ~ Statutory Compliance
~ Receivables & Payables Management ~ MIS Reporting ~ Budgeting
 Proficient in ensuring maintenance of proper records as per the audit requirements & documentation of all high risk areas and
identifying the improvement areas
 Skills in reviewing & enhancing all financial procedures and internal controls, automating & integrating financial information
systems, preparing financial forecasts with coordinated budget projections, and developing a plan to finance significant
unfunded capital authorizations
 Expertise in planning & executing monthly / quarterly / annual closure schedules, providing monthly financial statements and
administering the monthly closing process
 Resourceful in managing accounts payments, reconciling the cash reconciliation report and reviewing & discussing the general
ledger with employees
 An enterprising leader with skills in leading personnel towards accomplishment of common goals
A R E A S O F E X P E R T I S E
 Implementing systems, procedures & manuals for preparation & maintenance of statutory books of accounts and financial
statements in a computerized format
 Leading the design and overhaul of the cost accounting system; attributing costs to customer and channels and effectively
improving margins
 Assistingin thedevelopment of annual and long-rangeplans thatlink business strategies to operational plans and the expected
range of financial results
 Supporting the conduct of internal and external audits by providing information and answers to auditors
 Ensuring timely preparation of statutory books of accounts (with a focus on accounting and receivables), financial statements
and annual financial reports, ensuring compliance with Accounting Standards
 Building and maintaining healthy business relations with clients, ensuring high customer satisfaction metrics by achieving
delivery & service quality norms
 Planning and executing monthly / quarterly / annual closure schedules; providing monthly financial statements; administered
the monthly closing process
 Leading accounts & finance team to achieve the strategic objectives of the organization with thorough performance
management

2. O R G A N I S A T I O N A L E X P E R I E N C E
Jul’07 - till date Al Tanmyah Services LLC (Dubai Islamic Bank PJSC), Dubai, UAE as Accounts Manager
Role:
• Interacting with the Business Heads for handling processing all the financial transactions and controlling all the financial
activities of the company
• Involved in budgeting and detailed costing
• Interacting with the Business Heads for ensuring smooth business operations through strategic financial planning
• Accountable for implementing a detailed and illustrative budget process for smooth preparation of business line wise annual
budget
• Formulating comprehensive accountingpolicy & procedures that helped in streamliningthe internal controls and routine issues
• Coordinating with the major stakeholders for making them understand the standard policies and procedures of accounting &
finance
Highlights:
 Steered efforts in implementing OracleHyperionfor consolidatinggroup entity financial statements and related notes & schedules
 Played a key role in improvingthe accounts receivables process as well as developingefficient collectionsprocess that helped in
opening new investment opportunities
 Competently reduced average collection cycle time from 95 days to 55 days that helped in improving the cash flow
 Automated the preparation of 5 reports using Oracle Discoverer that had previously required 12 hours of effort per week
 Improved the timeliness of month-end financial reporting from approximately 5 days to 2 days
 Provided information on financial status by preparing special reports such as employee to turnover relationship, effective
absorption of administrative expenses in standard costing and pricing scheme of organization.
 Devised collections, billing, payroll, invoice dispatch processes, controls & systems to ensure operational excellence
Jun’05 – May’07 Bueasa Building Materials LLC, Dubai, UAE as Accountant
Role:
 Monitored all the financial transactions processing and reporting the same to the management and Sales & Marketing
Department for making decisions and formulating plans
 Analyzed & integrated the inventory with the financial accounting system that helped in effective and accurate financial
reporting and valuations. Further, enhanced the control over the financial assets of the company.
 Accountable for implementing comprehensive inventory and accounting system for improving the inventory management and
inventory control
 Involved in the preparation of product line wise budgets and forecas t to assist management in developing strategies and
formulating action plans
 Interacted with the clients for collecting overdue and dead accounts receivables that included collection of AED 250,000 worth
of receivables of doubtful debts
Highlights:
• Steered efforts in creating a lean logistics management system for avoiding wastage of labor hours and fuel and reducing the
vehicle fuel and transport cost from AED 80,000 to AED 65,000 per month

3. P R E V I O U S E X P E R I E N C E
Feb’02 – May’05 Asian Colors Ltd., Kota as Accountant
Highlights:
• Demonstrated excellenceinreducingcollection cycletimefrom100 daysto 60 days by effectively developingacollectionsprocessand
implementing the same rigorously
• Played a key role in implementing integrated inventory and accounting application designed as per the requirement of the
organization that helped in enhancing he accuracy, valuation and control of financial asset of the company
C E R T I F I C A T I O N
• Lead Auditor ISO 9001:2008 from BAS, Dubai, UAE
A C A D E M I C D E T A I L S
 CPA (Certified Public Accountant) from AICPA, USA, Montana State Board, USA
 M.Com. from Government College, Kota, Kota University, India in 2004
 B.Com. from Government College, Banswara, MLS University, Udaipur, India in 2001
T R A I N I N G S A T T E N D E D
 Principles of Islamic Finance
 International Financial Reporting Standards
 Basic Managerial Skills
 Problem Solving and Decision Making
 EFQM for Dubai Quality Awards
I T S K I L L S
 Oracle Financials
 Oracle Hyperion
 SAP
 MS Office(Expertise in MS Excel)
P E R S O N A L D E T A I L S
Date of Birth: 20th November 1980
Permanent Address: 104, Amatulla Apartments, 158, Khatiwala Tank, Indore, India
Present Address: 807, ABB Building, Abu Shagara, Sharjah, UAE
Nationality: Indian
Marital Status: Married
Languages Known: English, Hindi, Gujarati, Urdu & Arabic
No. of Dependents: 3
Visa Status: Residence (can be transferred)
Passport Details: Indian Passport # Z2699642 (Issued at Dubai. Valid up to 26/May/2024)
Driving License Details: UAE Driving License # 1549994(Issued at Dubai. Valid up to 29/Feb/2020)