How financial intelligence makes a difference to your business

1. 10
20
30
50
70
100
150
1 -2
-6 -8
-20
10
40
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7
Organic Growth no
working capital finance
Sales
Cash flow
qGrowing business
usually burns cash
qAdequate financing is
required to finance
growth
qDifficult to pay dividends
as rising sales are not
matched with rising cash
flows

2. 10
20
30
50
70
100
150
1 2
5
10
20
30
50
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7
Organic Growth with
working capital finance
Sales
Cash flow
qGrowing business
usually burns cash
qWorking capital finance
can bridge the funding
gap
qAdequate financing
allows growth to
generate additional cash
albeit at a slow rate

3. 10
25
30
50
70
80
90
1
10
40
80
120
150
200
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7
Growth with franchising
Sales
Cash flow
qWith franchising, effectively
you are selling part of your
business
qThe brand will lead the cash
flow
qSales effort is transferred to
the franchisees
qThe business value on exit is
enhanced