PPT on Financial Planning - What is Financial Planning - Who needs Financial Planning - How to do Financial Planning - Asset Allocation - Problems faced during Financial Planning - Mindsets for Investment

1. IES Management College and Research Centre
• Subject: Business Communication
• Topic : Financial Planning
• Presented to: Prof. Sushma Karwa
Team Members Specialization Roll No.
Suchitra Bhagat MFM 02
Anamika Chavan MFM 04
Mansi Veera MFM 39
Akshita Banerjee MMM 02

2. What is Financial Planning?
• Financial planning is the process of successfully meeting
financial needs of life through the proper management of
finances.
• It is your roadmap to financial health & sustainable wealth
creation.
• Financial Plan is a series of steps or goals used
by an individual or business.

4. What is the need of financial planning?
• Life without financial planning is like Unplanned Vacation.
• If you wish to achieve your financial goals successfully &
peacefully you must plan your financial life.

5. Who needs financial planning?
• It is a myth that only rich people need financial planning.
• Whatever may be level of your income or assets, you need
financial planning.

6. How to do financial planning?
• Diversification.
• Never put all your eggs in one basket.
• Different asset classes give better return for
specific time duration.
• 94% of portfolio return will depend on Asset
allocation only.

8. How to Allocate Assets?

9. Asset Classes to Invest
Financial
Planning
Gold
Debt
Equity
Real EstateCommodities
Insurance
Currency

11. Problems of Random investment:-
• Wrong Selection – flavor of the month
• Wrong timing
• Short term investment
• Inadequate investment

13. Aim of Financial Planning:-
Maximum Return With Minimum Risk.

14. 6 Mindsets for investment
• Don’t Loose
• Don't Hold
• Don’t Risk
• Manage your Ego
• Be with the trend
• Live to fight another day

15. All that Glitters is NOT Gold