1. RESUME
Mamata V. M.
Email: mamata5949@gmail.com.
Ph. 9972010468
Career Objective:
Seeking a responsible and challenging position in an esteemed Organization. I believe in giving best out of
my knowledge in whatever I do. I like to see myself growing in the Organization where in I am to blend all
functional areas Organization.
Educational Qualifications:
Name of the
Course
Name of the Institute Name of the
Board/University
Year of
Pass
% of
Marks
MBA (Finance)
Sri Venkateshwara college
of engineering.
Belgaum University. 2013 65%
BBM
Sri Sharanbasaveshwar
khuba college.
Gulbarga University. 2011 64%
PUC Akkamahadevi college. Department of pre-
University Education.
2008 54%
SSLC
Sri Basaveshwar school. Board of Secondary
School Education,
Karnataka.
2006 47.80%
Professional Experience:-
Associate Financial Analyst
Wells Fargo Bank - Bangalore, Karnataka May2014 to Mar2015 (Contract)
Apr2015 to Present (Full Time)
Job Profile:
 Initial underwriting of the loan:
 Wells Fargo Bank mainly deals with the mortgage in US where I was dealing with the retail mortgage
loan of the customers with the initial evaluating of the documents and the income source calculations
of the client for the initial risk review and send it for the further process for the final underwriting
before the disbursement of the amount to the client
 The process also includes with the other 3 process for the initial risk review of the client where one of
the process includes the search of the client whether the client is
 Any fraudulent activities.
 Verifying the client tax returns for the previous year where the process includes the ordering the tax
return of the client from the revenue department of the US.
 Reviewing and updating the various information which is submitted by the client for processing the
mortgage loan.
Other Responsibilities:
 Provided innovative ideas for bettering the team's existing procedures so as to improve the Quality of
the process.
 Other responsibilities include Cross Team Trainings, Class Room Trainings, and Serving
 Daily Targets with Zero percent backlog report generation.

2. Computer Skills:
 MS-Office
 Internet Browsing
Technical Skills:
 Good analytical and learning skills.
 Good communication and interpersonal skill.
 Willing to work target based environment.
 Ability to work in a team as well as individually.
Academic Projects:
Project Title: “Financial Analysis at Sbi bank”
Description: Financial analysis is investigation and interpretation of financial statement s and related records.
And also analysis and compare different plans in the bank over last five years customer database and based on
the analysis results suggesting better plan.
Findings:
I have taken findings like share capital, barrowings and reserves and surplus etc.
Suggestions:
a. SBI has to provide more agriculture loan at low rate of interest.
b. And it’s already has more interest so it is better to maintain same position.
Personal Information:
Date ofBirth 05-08-1990
Languages known Kannada, Hindi, English, Marathi and Telugu
Permanent Address D/O Vaijinath.M, NGO Colony, Basavakalyan, Dist: - Bidar.
I hereby declare that all the details furnished above are true and correct to the best of my knowledge and
belief.
Place: Banglore
Date: Mamata Marbage.