1. Mahesh Jhawar
Phone: 09830341466/09903644664 (M)
E-Mail: maheshjhawar@gmail.com
MANAGEMENT PROFILE: BANKING
Snapshot: Qualified Chartered Accountant & accomplished banker with nearly 8 years of experience in
auditing of retail banking operations.
Core Competencies include…
Core/ Retail Banking ~ KYC Compliance ~ Anti-Money Laundering Parameters ~ Compliance
Management ~ Customer Relationship Management ~ Cross Functional Team Coordination
EXECUTIVE SUMMARY
⇒ Significant exposure in auditing of retail liabilities operations & implementing sound audit practices
⇒ Possess sound knowledge in analysis, comprehension/ deduction of insights from activity based as
well as overall performance metrics and reports in graphical/ numerical form
⇒ Ability to develop a detailed audit plan & scoreboard to monitor progress & flag issues, train the new
team & develop detailed procedures, flowcharts, develop a measurement framework to smoothen
the process
⇒ Skilled in reviewing and analyzing of audit reports
⇒ Creating and sustaining a dynamic environment that fosters development opportunities and
motivates high performance amongst team members
PROFESSIONAL EXPERIENCE
ICICI Bank Limited, Kolkata : Manager Band II (Internal Audit Group) : Jan 2008 till Date
As Internal Auditor- Jan 2008 till date
 Execute audit assignment within planned timelines for Retail Branches, Regional Processing Center,
Central Processing Center, Currency Chests, ATM, Phone Banking, Internet and Mobile Banking etc
 Facilitate audits executed by Chartered Accountant Firms as Concurrent Auditors at Branches and
review their reports
 Review/analyze audit reports and report Key Audit Findings to the Compliance Committee
 Review/analyze SQL’s and suggest improvement to the existing processes
 Test prescribed controls for effectiveness and verify compliance to standard operating procedures
 Verify KYC required for various processes including new sourcing.
 Monitor Office accounts including sundry assets and sundry liabilities and charges accounts
 Monitoring SOX compliance
 Monitoring RBI compliances on Forex Transaction at Branches
 Review of adherence to AML and KYC Guidelines of Bank vis-à-vis RBI Guidelines
 Review compliance with Internal Circulars and Policies of the Bank and ensuring compliance
 Review of all the operations carried out at Branch particularly in the area of Cash / Credit/ Forex /
Trade Finance/KYC /Depository Operations/Locker Operations
 Review of the activities carried out at Decentralized Centers in the area of Clearing/ Account
Opening/ Expense Processing/TDS.
Quality/ Training
 Conducting
− Continuous audits on MIS to ensure compliance and sound functioning of the process.

2. − Quality checks, providing feedback to team members and preparing the weekly quality
report.
 Ensuring the teams adhere to all the quality tool and procedures.
 Conducting Audit and ensuring adherence to SOX (Sarbanes & Oxley Act) compliance.
 Actively participating in execution of quality improvements projects for continual improvements.
Team Management
 Identify potential areas for grooming Team supervisors & Members through regular assessments &
mentoring.
 Analyzing the training need & accordingly preparing training modules for imparting training on soft
skills / product / process
The Attainments
 Designed Regional Processing Center Checklist for Internal Audit Department of ICICI bank for FY
14-15 and FY 15-16
 Designed Audit Checklist for Retail Branch Banking for each FY.
 Selected for Auditing Retail Branches for ICICI Bank UK PLC in 2010
 Selected for Special Investigation Audit for a group company
 Proficient with the use of auditing related software
 Computer proficiency in Microsoft Outlook, Excel, Word, and PowerPoint
 Excellent time management and organizational skills
 Strong analytical and auditing skills
 Completed the General Management and Communication Skills course of the Institute of Chartered
Accountants of India in February 2007
ACADEMIA
 Chartered Accountant from May 2007 Batch.
 B.Com (Hons) from St. Xavier’s College, Kolkata with 62.25 % in 2003.
PERSONAL DETAILS
Date of Birth : April 04, 1982
Address : 150/1 Cotton Street, 1st
Floor, Kolkata-700007