1. Get Started TodaySecurities and advisory services offered through LPL Financial. a Registered Investment Advisor ,Member FINRA/SIPC

2. STEP 1: Your Financial Checklist Retirement Financial Plan: Defined Contribution Plan (at work) IRA, Roth IRA or LIRP Annuity or Other Savings Pensions Investment Financial Plan: CD’s Taxable Bonds Tax Free Bonds Stocks & Stock Options Mutual Funds & Managed Accounts 529 Plan, Coverdell or Custodial accts. Real Estate Wealth Transfer Plan: Wills, Trusts, & POA’s Tax Planning & Asset Protection Gifting (family & charitable) Family Financial Legacy Plan Financial “Board Meeting” Financial Goals: Short term goals (with in 2 yrs) Intermediate goals (3-8 yrs away) Long term goals (9 or more yrs away) Information Organization: All Account & Policy Numbers filed. Advisors selected (legal, tax, financial) Simplify & Consolidate accounts. Annual Net Worth Statement. Emergency Financial Plan: 6 months of expense in Money Market. Monthly/Quarterly savings plan. Medical Financial Plan: Medical Insurance or Self Insured. Health Savings Acct. Catastrophic Financial Plan: Life Insurance Adequate Disability Plan Long Term Care Plan Securities and advisory services offered through LPL Financial. a Registered Investment Advisor ,Member FINRA/SIPC

3. STEP 2: Investment Strategy Securities and advisory services offered through LPL Financial. a Registered Investment Advisor ,Member FINRA/SIPC

4. STEP 3: Financial Planning. Securities and advisory services offered through LPL Financial. a Registered Investment Advisor ,Member FINRA/SIPC