1. LIBERTY C. LIZARDO
558 Sampaguita st. Ayala Homes
Mandaluyong City 1550, Philippines
+632 5324837; +639152837818
libertylizardo@yahoo.com
OBJECTIVE To be part of an organization where I can improve my skills and widen
the knowledge I’ve gained to be able to render quality work in order
to accommodate the needs of your company.
WORK EXPERIENCE
AUGUST 2015 - CHINA BANKING CORPORATION
PRESENT 3F Philcom Building, Paseo de Roxas, Makati City
EXCEPTIONAL LENDING AUTHORITY UNIT HEAD – Credit Cycle,
Credit Card Division
• Head of the Credit Cycle team that is tasked to evaluate and
recommend decision for applications with deviations or those that
cannot be decided outright by the credit cycle verification team.
• Ensure high levels of accuracy, productivity, efficiency and control.
• Comprises operationalization of credit policy as well as ongoing
evaluation of the process and introduces process improvements
when there is opportunity.
• Ensures that all applications that flow to the next stages are as clean
as possible to promote efficiency.
NOVEMBER 2013- PHILIPPINE BANK OF COMMUNICATION
AUGUST 2015 Wynsum Corporate Plaza, Ortigas Jr. Rd., Pasig City
CENTRAL DAY 2 OFFICER- Business Center Operation Oversight
• Reviewing all Daily Exception Report & Consolidated Review Report
submitted by Day 2 Reviewers,
• Publish Daily, Weekly & Monthly Exception Report bank wide.
• Checking for accuracy of inputs in core banking system (T24) &
completeness of documents for new account opened.
• Monitoring & escalation of document deficiencies.
• Monitoring of Branches fulfillment of full account opening process.
• Providing training inputs to branches,
• Corrective action tracking BSP/QA
JULY 2010- METROPOLITAN BANK & TRUST COMPANY
JULY 2013 Metrobank Plaza, Sen Gil Puyat Ave. Makati City
CREDIT EVALUATOR (housing and auto loans)- Consumer Lending Group
• Conduct credit verification on all consumer loan applicants via phone
interview.
• Process validation of all application via ILAPS
• Conduct complete validation of income, client profile, deposits and loan
profile to established good credit risk.
2. • Prepare reports of findings, deviations, justifications and recommendations
in preparation of endorsing loan for higher approval.
• Exercise Prudence and strict confidentiality in gathering information on
loan applicants.
• Other duties and responsibilities that may be assigned from time to time.
MAY 2009- BDO UNIBANK INC.
JUNE 2009 JMT Condominium Corporation ADB ave. Ortigas Center Pasig City
OJT (Unsecured Collections Department)
• Apply collections strategies to locate right parties in order to negotiate
payment arrangements on value accounts.
• Utilize payment options and secure gathered information for the
processing of administrative services.
• Performs other duties as assigned
APRIL 2009 HMR Philippines, Inc.
Pioneer St. cor Reliance st. Mandaluyong City
OJT (Marketing Department)
• Assist in preparing and implementing marketing strategies.
EDUCATION
2005-2010 UNIVERSITY OF STO TOMAS, España Manila
Bachelor of Science in Commerce (BSC)
Major in Economics
2001-2005 DON BOSCO SCHOOL, Sta. Mesa Manila
ACTIVITIES & AWARDS
2008-2009 Member, Economics Society
2008 Ms. Ideal Thomasian Economist
2009 First Place, Feasibility Study for Business Communication.
2006-2007 Dean’s List, 2 Semesters
2007 Finalist, “Pautakan” UST inter-collegiate quiz contest
2004-2005 Member, SCARLET A University Wide Organization
2004-2005 President, Theater Club
1995-2001 Academic Awardee
SEMINARS
DECMBER 2013 Supervisory Development Program
Quezon City, Philippines
APRIL 2011 Communication Skills (Level 1)
Ace Building Rada cor Dela Rosa st. Legaspi Village, Makati
SEPTEMBER 2010 Signature Verification
GT Tower International, Makati City
JANUARY 2009 Squeeze at your Eloquent Juices
Thomas Aquinas Research Complex (TARC), UST, España, Manila
3. NOVEMBER 2008 Competence and Eloquence: The Komersyo Way.
Thomas Aquinas Research Complex (TARC), UST, España, Manila
SEPTEMBER 2008 What Happens Tomorrow Depends Upon Today
Rizal Auditorium, UST, España, Manila
AUGUST 2007 Facing the Real World
Medicine Auditorium, University of Santo Tomas
JUNE 2007 Young Entrepreneur Students You Can!
Medicine Auditorium, University of Santo Tomas
MARCH 2007 READY, STEADY & LEAD!
Conference Hall, Engineering Bldg., University of Santo Tomas
NOVEMBER 2006 How to be An Efficient Leader
Medicine Auditorium, University of Santo Tomas
AUGUST 2006 Basic Leadership Training: PRECOM SOCIETY
University of Santo Tomas
PERSONAL BACKGROUND
A banker born to Rolly (a Businessman) and Alice (a housewife)
Cordoviz on June 12, 1988 in Makati, Philippines. Fluent in English and
Filipino. Knowledgeable in MICROSOFT WORD, EXCEL,
POWERPOINT, MACROMEDIA FLASH, WINDOWS MOVIE MAKER &
EVIEWS. Interests include surfing the internet, meeting and socializing
with other people, swimming, dancing, playing badminton and organizing
activities. Skills include analyzing, planning, organizing, and
coordinating. Quality-oriented, adaptable, easy to get along with and
goal-oriented. Married to Karl Marvin O. Lizardo (Property Manager,
Ayala Property Management Corp.) in June, 2012 and blessed with a
daughter, Summer Angela Lizardo.
REFERENCES Ed Raymund Magat
Credit Head
Metropolitan Bank & Trust Corporation
09178572717
Jill Anne Manuel Magsalin
Credit Officer
Metropolitan Bank & Trust Corporation
09175460851
Mary Paulene D. Cabangon
AMLA Officer
Philippine Bank of Communication
09274340783
Josette Munoz
Central Day 2 Reviewer
Philippine Bank of Communication
