For the last few years the global financial industry is moving towards Smart Card enabled applications to deal with increasing threats on credit and other financial card credentials. The acceptance of contactless smart card technology for fast, convenient and secure credit and debit payment leads the growth of IC cards globally. For a chip-based card, it is required to personalize it using Card Personalization Solution (CPS) in a secure and convenient way. K-CPS offers the best way to manage the entire lifecycle of your smart card and their applications - from data preparation and personalization of application on the chip to post-issuance activities such as issuing, re-issuing, block/unblock PINs, and final revocations of smart cards.

1. For the last few years the global financial industry is moving towards Smart Card enabled applications to deal with increasing threats on credit and other
financial card credientials. The acceptance of contactless smart card technology for fast, convenient and secure credit and debit payment leads the
growth of IC cards globally. For a chip-based card, it is required to personalize it using Card Personalization Solution (CPS) in a secure and convenient
way.
K-CPS offers the best way to manage the entire lifecycle of your smart card and their applications - from data preparation and personalization of
application on the chip to post-issuance activities such as issuing, re-issuing, block/unblock PINs, and final revocations of smart cards.
Card Personalization and K- CPS Roles
K-CPS
Interface Channel
Card Lifecycle Management System (CLS) Application Management System (AMS)
Profile Management
 Key
 Loadfile
 Application
 Card Platform
Service Management
Report
Order
EndUser
Raw Data Mapper
CardLife Cycle
Instant Perso. at Branch officePerso. Bureau
DataPreparation
Module
GP Interpreter
Personalization
Module
Personalize
MachineI/F
KMS Crypto
Service I/F
Application Life Cycle
Key Management System (KMS)
Key Life CycleEMV Certification Crypto Service
Maxsys/DC9000
AtlanticZeiser
Matica
NBS




 Muehlbauer
Backend Business
Interface Node
Officer Perso .Device PinPad
CustomerInfo.
Data
Card Info.
Data
Banking HOST
Key Profile
Legacy System I/F Mass Issue I/F Instant Issue I/F GP Message I/F
Personalization system for not only EMV chip card
but also non-EMV Chip Cards
Acceptance of Raw data from Card Issuer /
Bank in any format
Modularized structure where package and interface
logic separated
- KMS in connection with HSM
- Kona Personalization Gateway easily integratable
with Perso-devices
K-CPS
K-CPS
K-CPS Overview
// K-CPS Facilitates
■■ Perso. Bureau’s central mass issuance
■■ Branch’s instant issuance
// Issuing Variety of Products
- Issuing Products (Total 150)
■■ VISA : VSDC, Paywave
■■ Master : M/Chip, Paypass, Maestro
■■ JCB : J/Smart
■■ AMEX : AEIPS
■■ PBOC (China Union Pay)
■■ Bank : Financial IC, Accredited Certificate
■■ Transportation : T-Money etc.
■■ PKI : FIPS Complient Applets
■■ Others : GS Caltex, SK Enclean, Membership etc.

2. Make Your Life Easy and Smart | www.konai.com Korea [HQ] - Kona I, 6th Floor. 30 Eunhaeng-ro, Yeouido-dong , Yeongdeungpo-gu,
Seoul, Korea | Tel. +82-2-2168-7500 Fax. +82-2-769-1670 | helpdesk@konai.com
Bangladesh (KONA Software Lab Ltd.) - Z Tower (1st floor), House#4,
Road#132, Gulshan-1, Dhaka-1212, Bangladesh | info@konasl.com
K-CPS Profile and Product Management
Card Issuer
Kona CPS
HSM
Raw Data for
Personalization
Personalization
Parameter File
EMV Parameter
Data Generator
Parser
Script
Interpreter
Data Mapping
Cardholder
Data File
Personalization
Data File
(P3File)
Kona CPS DB HSM KMS
Datacard,Matica,
Atlantic Zeiser
Data Preparation
Personalization
Data File (P3 File)
KPG
Perso. Machine
SDK
HSM
Kona CPS DB
Application
Profile
(PersoScript)
Application Profile
APDU
Exchange
Perso
Manager
Personalization
Machine
DataPreparation
CardPersonalization
Data
Preparation
Card
Personalization
-
-Application Certificate
Application Keys
Application Profile
K-CPS Management Functions
1. Pre-Management
- Chip Profile Management
- Cards stock Management
- CIN Management
2. Personalization management
- Data Preparation
- Personalization
- Card Lifecycle Management
3. Post-Management
- Chip status Management
- EMV Parameter Changes
Already proven in similar environments
K-CPS Core Competencies
// Perso Message
■■ Compliance with Global Platform (GP) Message Spec
■■ Supports any format
// Production
■■ Supports not only EMV (VSDC, M/Chip), but also local applications,
PKI etc.
■■ Supports various steps in personalization from initialization to full
personalization
■■ Supports personalization for multiple applications
// Features
■■ Mass/Instant Issuance
■■ Extendable business model (TSM for Mobile Contactless Payment)
■■ User Management (Multi-user) support
■■ No restrictions with particular OS / platforms. Windows, Unix, Linux OS
support
■■ PIN Change, PIN Block/Unblock
■■ GP based profile development - Roll out of new services is faster, as
Profile development is standardized and easier
■■ Perso Device Integration - once instance can serve multiple Perso
devices from leading manufacturers
K-CPS Management Functions