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11. Of the following, who is probably the best candidate for self-funding his own long-term care? a. Nick, who has an average income and a moderate amount of assets b. Nathan, whose wealth is above average and has few expenses c. Nigel, who is on Medicaid d. Noble, who has a moderate income but a very low net worth 12. Oliver's long-term care policy covers only services in a nursing facility and pays nothing for services provided at home or in the community. What kind of LTC policy does Oliver own? a. pure coverage b. substandard r.tien dnoncomprehensive 13. Wille is considering purchasing an LTCI policy but is confused by terminology he is not familiar with. When he asks you to explain an elimination period, how should you respond? -. II is a means of disqualifying unsuitable LTCl applicants. b. It is a way to restore benefits to the original amount available. C. It is a waiting period after becoming eligible for benefits but before benefits begin. d. It is the period during which an insured can cancel the policy and receive a full refund of premiums. 14. Ned's long-term care insurance policy provides a daily benefit amount of $100 with a benefit period of three years. Absent any special provisions, what is the maximum Ned's policy will pay out? a. $109 , 500 0. $112 , 000 c. $115 , 000 d. $121 , 600 .

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11. Elizabeth Carson, spouse of Tony Carson, died on August 4, 2022. Tony Carson married Caroline Wilson on September 22, 2022. The 2022 federal income tax return for Elizabeth Carson will be submitted under what filing classification? A Married filing jointly B Single C.Married filing separately D. Head of household E. None of the above 12. Which of the items listed below is ignored when applying the support test for a qualifying child? A. Education cost B. Social Security benefits C. Scholarships D .All would be ignored E. None would be ignored 13.Which of the following individuals cannot qualify as a dependent? A. Foster child B.Stepfather C.Mother-in-law D. None of the three listed individuals can qualify E. All of the listed individuals can qualify 14. Taxpayer, age 68, files a 2022 federal income tax return as head of household with three dependents. Taxpayer has $210,000 of adjusted gross income. What will be the amount of Taxpayer's total exemption/dependency deduction on the return? A. $17,600 B. 4,400 C. 13,200 D. 22,000 E. None of the above 15.Frank and Jean Jones divorced in 2020. The divorce decree was silent regarding the dependency/exemption status for their daughter, Martha. Frank has custody of Martha and neither parent has signed a statement changing that status. During 2022, Frank earned $27,000 and Jean earned $155,000. dartha had interest income of $5,100. Who will claim Martha as a dependent for 2022, and why? A.Martha will claim herself, since she had gross income over $4,400 and files her own return. B. Since Martha lived with both Frank and Jean during the year, they each may claim Martha as a dependent. C. Frank, since he has custody. D Jean, since she earned more than Frank and, therefore, is presumed to have provided more than 50% of Martha's support. E .None of the above .

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11. Assume that for a country KROW, its inflation is expected to growth by 4%, its population is expected to grow by 2% and labor force participation is expected to grow by 0.25%. The government budget deficit will grow by 4%. If the spending on new capital inputs is projected to grow at 2.5% and total productivity will grow by 0.5%, what is the projected economic growth rate? a. 9.25% b. 5% c. 5.25% d. 13.25% .

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10- -15 points- Construct the transition table of the following DFAs-.docx

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11. - Radioactive atoms are unstable because they have too much energy. When they release energy, they are said to decay. When studying cesium-137, it is found that during the course of decay over 365 days, 1 , 000 , 000 radioactive atoms are reduced to 977,287 radioactive atoms. a. Find the mean number of radioactive atoms lost through decay in a day. b. Find the probability that on a given day, 50 radioactive atoms decayed. .

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11 of the following activities are appropriate upon completion of risk response planning EXCEPT: a. The project plan should be updated to reflect any changes to the project schedule, budget or resource assignments. b. A single person should be assigned as the owner of each risk. c. The risk register should be baselined after planning is completed, and should not be updated once the project is in flight. d. The risk register should be updated to reflect the risk response strategies. .

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11) A firm has K.10million ordinary shares issued at par value of K 1 with market share price of K /2 . The firm has just paid a dividend of K2.6 per share and five years ago the firm had paid dividend per share of K 1.1 per share. The firm has a 10% bond amounting to K 4 million issued at par value of K 1 , 000 with five years to maturity currently trading market price of K 1 , 095 . Calculate the cost of capital using the market values. 12) A firm has an equity beta of 1.105 and the market expected rate of return is 25% . The firm has in issue a 10% irredeemable bond issued at par value of K 1 , 000 with market price of K 1 , 112 . The interest rate of government bond is 8% . Calculate the cost of capital. .

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10. The Benefit(s) of outsourcing is/are: Economies of scale Risk Pooling Reduced (shared) capital investments Allows a focus on core competencies Increased flexibility All of the above 11. The major challenge(s) in Supply Chain Managem Matching supply and demand. Supplying / managing inventory from vendors. Forecasting Demand uncertainty. Risk (outsourcing, lean, etc.) All of the above 12. Why are supply contracts important? .

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10- In relation to using distributed ledger technology for managing assets and making transactions in these assets, what is the meaning of the term "mining." Testing the authenticity of transactions made in the chain. Creating and recording new assets in the chain Investigating long-term trends in the value of assets Identifying fraudulent or suspicious transactions 11- Which of the following statements is correct in relation to limited companies? (1) Shareholders do not need to be involved in the running of the company (2) Shares are offered to the general public (3) Voting powers are laid down by the constitutional documents 2 and 3 1 and 3 1 and 2 12- Many organizations strive to ensure that they have a fully diverse workforce to allow them to complete in the fast-changing business environment. Which of the following is the benefit to an organization of operating a diversity in recruitment? The organization will have more senior management positions. The organization will have a lower staff turnover ratio. The organization will have lower recruitment costs. The organization will be able to access a potentially wider pool of talent. 13- Which of the following are advantages of a decentralized organization structure? (1) Decisions are more responsive to local conditions. (2) Improved motivation of junior managers. (3) Costs are reduced. 1 and 3 1 and 2 2 and 3 .

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1-Think if the types of microbial groups you are learning about (bacte.docx

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10. Explain the significance of the quote from Richard Halverson, former chaplain of the U.S. Senate, which appears on p. 7. 11 Some people, such as Ayn Rand, would defend universal ethical egoism as being part of the natural order of the universe. What argument can be made for it as a good philosophy of life, as something to celebrate rather than criticize? 12. Explain how the article in the Web Links section about "lunch shaming" makes a case for altruism. 13. If you haven't already seen it, watch either the movie Wall Street or the movie The Wolf of Wall Street, then explain two things: How do the characters in either film express their embrace of ethical egoism, and how does the film itself make a case for ethical egoism as a bad philosophy of life? 14. What is the essence of the arguments presented by Mencius and Bishop Joseph Butler, both of whom are cited in the lecture notes, in support of the possibility of altruism? Be sure to refer to both figures, not just one. 15. Some people have asserted that "Greed is good." How could this statement be seen as an expression of philosophical/ethical egoism? How can greed possibly be good? 16. Is texting while driving an ethical issue? Is there a principle involved? If so, which one? 17. Read the Portland Press Herald article about Maine's concems regarding child safety protection in the Web Links. What social contract ethical question is being raised here? .

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1.What are the challenges in combating emerging and reemerging diseases? 2.Discuss some of the examples given your book. 3.Some steps we can take to prevent an outbreak of the diseases. Emerging Infectious Diseases LEARNING OBJECTIVE 14-19 List several probable reasons for emerging infectious diseases, and name one example for each reason. Emerging infectious diseases (EIDs) are diseases that are new or changing, are showing an increase in incidence in the CHAPER 14 . Princlples of Disease and Epidemiologg 411. recem past, or show a potential to increase in the near future (see Chapter 1). An emerging disease can be caused by a virus. a bacterium, a fungus, a protonoan, or a helminth. About 75% of emerging infectious diseases are zoonotic, mainly of viral origin, and are likely to be vecton borne. Several criteria are used for identifyiog an HiD, For exam. ple, some diseases present symptoms that are cleady disinctive from all other diseases. Some are recogrized because improved diagnostic techniques allow the identification of a new parbogen. Others are identified when a local disease becoines widespread, a rare diskase becomes common, a mild diseas becomes more severe, or an increase in life span permits a alow. disease to develop. Examples of emerging infectious diseases are listed in Table 14.5 and described in the boses in Chapters 8 and 13 (pages 218 . and 367 ) . A variety of factoss contribute to the emerpence of nicw infectious diseases: - New srains, such as E. coli 0157417 and avian influcaza (H5N1). may result from genetic recoenbination between organisms. - A new serovar, sich as Videio dolerae O139, may resulh from changes in or the evolution of existing microorga niams. - The widespread, and sometimes unwarranted, use of antiblotics and pesticides encourages the growth of mote resistant populations of microbes and the vectors (mosquitoes, lice, and eicks) that carry then. - Clobal warming and changes in weather patterns mayy increase the distribution and survival of reervairs and vectors. resulting in the insrodaction and dissemination of diseases. such as malaria and Handavines palmonary syndrome. - Known diseases, such as Zika virus discase, chikungganya. dengue, and West Nile encephalitis, may spread to new geographic areas by modern transportation. This was less likely 100 years ago, when tavel took vo long that infected traveless either died or recovered during passage - Insect vectors transported to new areas can transmit infections brought by human traveles. The African yellow fever mosquito. Aedes aedppli came to the Anecicas with the first European explorers. Yellow ficver yinus was also. brought to the Americas with those first exploren, and A aegypti transmitted the disease to native populations and immigrants alike. The A sian eiger mosquito, A . allopitrie, was. inadvertently brought to Texas on a cargo ship from lapan in 1985. Both Ades ypecies are now estaklished throughout the southem and southwestern stares..

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