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The
of
Hebrews 11:1-31
James 2:14-26
Romans 4:13-25
The of
NECESSITY of
FAITH
Hebrews 11:6
(NKJV)
6
But without faith it is
impossible to please
Him, for he who
comes to God must
believe that He is, and
that He is a rewarder
of those who diligently
seek Him.
FAITH (N) / BELIEVE (V)
FAITHFUL / BELIEVING (Adj.)
The of
Defining Faith
Vine’s Complete Expository Dictionary
FAITH (N) pistis (πίστις, 4102), “faith,” is
translated “belief ” (2 Thess. 2:13).
BELIEVE (V) pisteuo (πιστεύω, 4100),
“to believe,” also “to be persuaded of,”
and hence, “to place confidence in, to
trust,” signifies, in this sense of the word,
reliance upon, not mere credence.
BELIEVER (ADJ.) pistos (πιστός,
4103), (a) in the active sense means
“believing, trusting”; (b) in the passive
sense, “trusty, faithful, trustworthy.”
Rom. 1:5; 3:27; 4:2-13; 5:1;6:16-18; 16:25,26
Hear
Believe
Repent
Confess
Baptism
Subjectively
Romans 10:17
Objectively
Jude 1:3,4
The of
Defining Faith
The of
Defining Faith
4102. πίστις pistis, pis´-tis; from 3982;
"...used especially of the faith by
which a man embraces Jesus, i.e., a
conviction, full of joyful trust, that
Jesus is the Messiah -- the divinely
appointed author of eternal
salvation in the kingdom of God,
conjoined with obedience to
Christ."
(Thayer's Greek-English Lexicon, p. 511)
Hebrews 11:6
(NKJV)
6
But without faith it is
impossible to please
Him, for he who
comes to God must
believe that He is, and
that He is a rewarder
of those who diligently
seek Him.
The of
CONVICTION
TRUST
believe that He is
He is a rewarder
diligently
seek
Defining Faith NOT FAITH plus
WORKS, but FAITH
that WORKS
OBEDIENCE
Hebrews 11:6
(NKJV)
6
But without faith it is
impossible to please
Him, for he who
comes to God must
believe that He is, and
that He is a rewarder
of those who diligently
seek Him.
The of
believe that He is
He is a rewarder
diligently
seek
Defining Faith NOT FAITH plus
WORKS, but FAITH
that WORKS
The of
Defining Faith NOT FAITH plus
WORKS, but FAITH
that WORKS
James 2:22
(NKJV)
22
Do you see that
faith was working
together with his
works, and by
works faith was
made perfect?
HEBREWS 11 /
By FAITH …
The of
Faith Exemplified Hebrews 11:1–3 (NKJV)
1
Now faith is the
substance of things hoped
for, the evidence of things
not seen. 2
For by it the
elders obtained a good
testimony. …
HEBREWS 11 /
By FAITH …
The of
Abel offered - (4)
Enoch pleased God - (5)
Noah built the ark - (7)
Abraham obeyed - (8-10)
Sarah conceived - (11,12)
Faith Exemplified
HEBREWS 11 /
By FAITH …
The of
Abraham’s sacrifice - (17-19)
Isaac Blessed sons - (20)
Jacob blessed Joseph’s sons - (21)
Moses spurned Egypt - (23-27)
Kept passover - (28)
Faith Exemplified
HEBREWS 11 /
By FAITH …
The of
Israel crossed R. S. - (29)
Wall of Jericho fell- (30)
Rahab Spared- (31)
Judges, Kings, Prophets
others- (32-38)
Faith Exemplified
The of
NOT ALL FAITH is SAVING FAITH
James 2:14 (NKJV)
14
What does it profit,
my brethren, if
someone says he has
faith but does not have
works? Can faith save
him?
The of
NOT ALL FAITH is SAVING FAITH
James 2:15–17 (NKJV)
15
If a brother or sister is naked and
destitute of daily food, 16
and one
of you says to them, “Depart in
peace, be warmed and filled,” but
you do not give them the things
which are needed for the body,
what does it profit? 17
Thus also
faith by itself, if it does not have
works, is dead.
The of
NOT ALL FAITH is SAVING FAITH
What does it profit?
James 2:17
(NKJV)
Thus also faith by
itself, if it does not
have works, is dead.
✦Hearers but not doers? - 1:22-25
✦Believers who will not confess? -
John 12:42; (Rom. 10:9,10)
✦Professors who will not obey? -
Luke 6:46; Mat 7:21-23
✦Is it saving faith if it will not
confess? repent? be baptized? —
(Luke 7:7:29,30; 2 Thes. 1:7-9)
The of
NOT ALL FAITH is SAVING FAITH
James 2:19
(NKJV)
You believe that
there is one God.
You do well. Even
the demons believe
—and tremble!
✦Demons believe in the one true
God - (Mk 1:24; 5:7; Lk 4:34; Ac. 19:15)
✦Demons believe in the deity of
Jesus - (Mark 3:11,12; Luke 8:30,31)
✦Demons believe in hell - (Mt 8:29)
✦Demons believe Jesus is judge and
will condemn - (Mark 5:1-13)
The of
The kind of FAITH that SAVES
✦Abraham was JUSTIFIED by works
- (justified, [dikaiosune - δικαιοσυ8νη]
same term as in Rom 4:2,3,5,6; 6:16)
✦Abraham trusted God to the max
when he obeyed God by offering
Isaac! - (Heb 11:17; Rom 4:19-22;
Gen 22:1-19)
James 2:21 (NKJV) Was not Abraham our father justified
by works when he offered Isaac his son on the altar?
The of
The kind of FAITH that SAVES
Romans 4:1-6
Justified

Counted for

righteousness

Fulfilled

Genesis 15:6

Strong

Not of works
James 2:21-24
Justified

Counted for

righteousness

Fulfilled

Genesis 15:6

Perfect

By works
Saved By
Works,
NOT Saved
By Works,
“WORKS used in two
different senses
WHAT Kind of FAITH
did Abraham Have?
The of
The kind of FAITH that SAVES
Different Usages of the word WORKS …
Of Faith
1 Thes 1:3; James 2:14-26
(Defines the kind of faith
that saves)
Of Merit
Ephesians 2:8; Titus 3:5
A System of Sinless
Perfection
Romans 3:27; 4:2-8; 11:6
Includes:

Receiving the
word
Confession
Repentance
Baptism
Faithfulness
The of
James 2:21 (NKJV) 22 Do you
see that faith was working
together with his works, and by
works faith was made perfect?
✦Faith motivated his obedience,
which rendered his faith
complete, therefore effectual - (22;
Heb 11:17-19; Gal 5:6)
The kind of FAITH that SAVES
The of
James 2:23 (NKJV) 23 And the
Scripture was fulfilled which says,
“Abraham believed God, and it was
accounted to him for righteousness.”
And he was called the friend of God.
✦Faith was credited to Abraham as
righteousness when he obeyed! -
(23a; Gen 15:6; Rom 4:3; Gal. 3:6-8)
✦Abraham was called the friend of
God! - (23b; Is 41:8; 2 Chron 20:7)
The kind of FAITH that SAVES
The of
The kind of FAITH that SAVES
James 2:24
(NKJV)
24 You see then that
a man is justified
by works, and not
by faith only.
The of
The kind of FAITH that SAVES
What About Ephesians 2:8,9?
✦Salvation is a gift of God which
no man deserves – Rom 3:23
✦Salvation is received through the
means of our faith – John 3:16;
8:24; Heb 11:6; Rom 10:17
✦Salvation not earned through
our own merits – Rom. 11:6
✦No man can boast before God –
Rom. 4:2; 3:23
Ephesians 2:8–9
(NKJV)
8
For by grace you
have been saved
through faith, and
that not of yourselves;
it is the gift of God, 9
not of works, lest
anyone should boast.
The of
The
Conditions
We MUST
meet
(WORKS)
The
Provision
of
(Not of
WORKS)
The
Basis of
(Not of
WORKS)
The Gracious
Gift of God’s
Son & The
Gospel -
Faith – (Repent –
Confess – Be baptized
- Persevere)
Salvation
God's Universal
Kindness, Love &
Mercy.
The of
The kind of FAITH that SAVES
What About Ephesians 2:8,9?
Ephesians 2:8–9
(NKJV)
8
For by grace you
have been saved
through faith, and
that not of yourselves;
it is the gift of God, 9
not of works, lest
anyone should boast.
✦Noah saved by grace through faith
– Gen. 6:8; Heb 11:7
✦Naaman healed by grace through
faith – 2 Kings 5:1-19; Lk 4:27
✦Walls of Jericho fell by grace
through faith – Joshua 6:2,15,16,20;
Heb 11:30
✦The FAITH that obeys does not
nullify God’s grace - but receives it!!
The of
SAME principle In EVERY Age …
Faith That Can’t Save
Inactive!
Unfruitful
Disobedient
Incomplete
Dead
Faith That Will Save
Active!
Fruitful
Obedient
Complete
Alive
Faith That Can’t Save
Inactive!
Unfruitful
Disobedient
Incomplete
Dead
Faith That Will Save
Active!
Fruitful
Obedient
Complete
Alive
The of
God
Speaks
Man
HEARS
Man
OBEYS by
FAITH
God
Saves
SAME principle In EVERY Age …
Noah - Gen. 6:8,13-17; 22; 7:5; Heb 11:7
Abraham – Gen 12:4; 15:6; 17:10,23; 22:3,16-18
Israel – Ex. 12:13; 14:30; Dt 30:15-19; Jos 6; 1 Cor 10:1-13
Us – Mark 16:16; Acts 2:38; 8:12,37; Rom 6:3-6; 10:9-13; Gal.
3:26,27; Col. 2:11-13; 1 Pet 3:21; 1 Jn 1:9
The of
The kind of FAITH that SAVES
✦The only viable faith is the
faith that obeys God! —
(James 2:14-26; Heb. 11)
✦What KIND of FAITH did
Abraham Have? — (Gen
12-22; Rom 4:12,23)
✦What kind of FAITH do you
have? — (Mk 16:16; Acts
2:37,38,41; Gal. 3:26,27)
W. 65th St church of Christ / May 6, 2007
29
Don McClain
The
of
Charts by Don McClain
Prepared February 17,18; 2017 / Preached February 19, 2017

West 65th Street church of Christ / P.O. Box 190062 Little Rock AR 72219 / 501-568-1062

Prepared using Keynote / Email – donmcclain@sbcglobal.net 

More Keynote, PPT & Audio Sermons:

http://w65stchurchofchrist.org/coc/sermons/
Hebrews 11:1–7 (NKJV)
1
Now faith is the substance of
things hoped for, the evidence of
things not seen. 2
For by it the
elders obtained a good testimony.
3
By faith we understand that the
worlds were framed by the word
of God, so that the things which
are seen were not made of things
which are visible.
Hebrews 11:1–7 (NKJV)
4
By faith Abel offered to God a more
excellent sacrifice than Cain, through
which he obtained witness that he was
righteous, God testifying of his gifts; and
through it he being dead still speaks. 5
By faith Enoch was taken away so that
he did not see death, “and was not
found, because God had taken him”;
for before he was taken he had this
testimony, that he pleased God.
Hebrews 11:1–7 (NKJV)
6
But without faith it is impossible to
please Him, for he who comes to God
must believe that He is, and that He is a
rewarder of those who diligently seek
Him. 7
By faith Noah, being divinely
warned of things not yet seen, moved
with godly fear, prepared an ark for the
saving of his household, by which he
condemned the world and became heir
of the righteousness which is according
to faith.
“We are saved by faith alone, but the faith that saves is never alone.”
Salvation by the Installment Plan?
by Phil Congdon
Many Bible teachers are fond of a saying that goes like this: "You are saved by faith alone, but the faith that
saves is never alone." Doesn't that sound neat? It states a fundamental truth--that we are saved by faith alone--
then turns around and states that while it is faith alone that saves us, that faith is never alone. This saying is
used to teach the idea that if a person puts their faith in Jesus Christ, but doesn't live a right kind of life, they
aren't saved. But wait a minute; let's plug in our logical minds for a minute and see if this is really neat-or
nonsense.
The phrase "You are saved by faith alone" is obviously true. Scripture repeatedly tells us that it is faith alone
without works which saves (e.g., Eph. 2:8-9). Buy what does the second phrase say? Incredibly it says exactly
the opposite. We can paraphrase the saying this way: "Faith [in Christ] alone saves you, but if your faith [in
Christ] is alone, it doesn't save you." This kind of illogical thinking allows some theologians to turn the truth
of the gospel on its head and make salvation a result of faith plus good works.
In response, these teachers state that they do not mean faith + works = salvation but rather faith = salvation
+ works. But the end result is the same. If I pay cash for a car and drive it home, it is no different than if I
were to drive it home and pay for it over the next few years. It doesn't matter when you pay--before or after
you take possession. If you ever have to do good works to be saved, salvation isn't free, it's something you
earn.
The Apostle Paul knew this. That's why he wrote, "To the one who does not work, but believes in Him who
justifies the ungodly, his faith is reckoned as righteousness" (Rom. 4:5). — https://faithalone.org/magazine/
y1989/89oct1.html

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The Nature of Saving FAITH

  • 2. The of NECESSITY of FAITH Hebrews 11:6 (NKJV) 6 But without faith it is impossible to please Him, for he who comes to God must believe that He is, and that He is a rewarder of those who diligently seek Him.
  • 3. FAITH (N) / BELIEVE (V) FAITHFUL / BELIEVING (Adj.) The of Defining Faith Vine’s Complete Expository Dictionary FAITH (N) pistis (πίστις, 4102), “faith,” is translated “belief ” (2 Thess. 2:13). BELIEVE (V) pisteuo (πιστεύω, 4100), “to believe,” also “to be persuaded of,” and hence, “to place confidence in, to trust,” signifies, in this sense of the word, reliance upon, not mere credence. BELIEVER (ADJ.) pistos (πιστός, 4103), (a) in the active sense means “believing, trusting”; (b) in the passive sense, “trusty, faithful, trustworthy.”
  • 4. Rom. 1:5; 3:27; 4:2-13; 5:1;6:16-18; 16:25,26 Hear Believe Repent Confess Baptism Subjectively Romans 10:17 Objectively Jude 1:3,4 The of Defining Faith
  • 5. The of Defining Faith 4102. πίστις pistis, pis´-tis; from 3982; "...used especially of the faith by which a man embraces Jesus, i.e., a conviction, full of joyful trust, that Jesus is the Messiah -- the divinely appointed author of eternal salvation in the kingdom of God, conjoined with obedience to Christ." (Thayer's Greek-English Lexicon, p. 511)
  • 6. Hebrews 11:6 (NKJV) 6 But without faith it is impossible to please Him, for he who comes to God must believe that He is, and that He is a rewarder of those who diligently seek Him. The of CONVICTION TRUST believe that He is He is a rewarder diligently seek Defining Faith NOT FAITH plus WORKS, but FAITH that WORKS OBEDIENCE
  • 7. Hebrews 11:6 (NKJV) 6 But without faith it is impossible to please Him, for he who comes to God must believe that He is, and that He is a rewarder of those who diligently seek Him. The of believe that He is He is a rewarder diligently seek Defining Faith NOT FAITH plus WORKS, but FAITH that WORKS
  • 8. The of Defining Faith NOT FAITH plus WORKS, but FAITH that WORKS James 2:22 (NKJV) 22 Do you see that faith was working together with his works, and by works faith was made perfect?
  • 9. HEBREWS 11 / By FAITH … The of Faith Exemplified Hebrews 11:1–3 (NKJV) 1 Now faith is the substance of things hoped for, the evidence of things not seen. 2 For by it the elders obtained a good testimony. …
  • 10. HEBREWS 11 / By FAITH … The of Abel offered - (4) Enoch pleased God - (5) Noah built the ark - (7) Abraham obeyed - (8-10) Sarah conceived - (11,12) Faith Exemplified
  • 11. HEBREWS 11 / By FAITH … The of Abraham’s sacrifice - (17-19) Isaac Blessed sons - (20) Jacob blessed Joseph’s sons - (21) Moses spurned Egypt - (23-27) Kept passover - (28) Faith Exemplified
  • 12. HEBREWS 11 / By FAITH … The of Israel crossed R. S. - (29) Wall of Jericho fell- (30) Rahab Spared- (31) Judges, Kings, Prophets others- (32-38) Faith Exemplified
  • 13. The of NOT ALL FAITH is SAVING FAITH James 2:14 (NKJV) 14 What does it profit, my brethren, if someone says he has faith but does not have works? Can faith save him?
  • 14. The of NOT ALL FAITH is SAVING FAITH James 2:15–17 (NKJV) 15 If a brother or sister is naked and destitute of daily food, 16 and one of you says to them, “Depart in peace, be warmed and filled,” but you do not give them the things which are needed for the body, what does it profit? 17 Thus also faith by itself, if it does not have works, is dead.
  • 15. The of NOT ALL FAITH is SAVING FAITH What does it profit? James 2:17 (NKJV) Thus also faith by itself, if it does not have works, is dead. ✦Hearers but not doers? - 1:22-25 ✦Believers who will not confess? - John 12:42; (Rom. 10:9,10) ✦Professors who will not obey? - Luke 6:46; Mat 7:21-23 ✦Is it saving faith if it will not confess? repent? be baptized? — (Luke 7:7:29,30; 2 Thes. 1:7-9)
  • 16. The of NOT ALL FAITH is SAVING FAITH James 2:19 (NKJV) You believe that there is one God. You do well. Even the demons believe —and tremble! ✦Demons believe in the one true God - (Mk 1:24; 5:7; Lk 4:34; Ac. 19:15) ✦Demons believe in the deity of Jesus - (Mark 3:11,12; Luke 8:30,31) ✦Demons believe in hell - (Mt 8:29) ✦Demons believe Jesus is judge and will condemn - (Mark 5:1-13)
  • 17. The of The kind of FAITH that SAVES ✦Abraham was JUSTIFIED by works - (justified, [dikaiosune - δικαιοσυ8νη] same term as in Rom 4:2,3,5,6; 6:16) ✦Abraham trusted God to the max when he obeyed God by offering Isaac! - (Heb 11:17; Rom 4:19-22; Gen 22:1-19) James 2:21 (NKJV) Was not Abraham our father justified by works when he offered Isaac his son on the altar?
  • 18. The of The kind of FAITH that SAVES Romans 4:1-6 Justified Counted for
 righteousness Fulfilled
 Genesis 15:6 Strong Not of works James 2:21-24 Justified Counted for
 righteousness Fulfilled
 Genesis 15:6 Perfect By works Saved By Works, NOT Saved By Works, “WORKS used in two different senses WHAT Kind of FAITH did Abraham Have?
  • 19. The of The kind of FAITH that SAVES Different Usages of the word WORKS … Of Faith 1 Thes 1:3; James 2:14-26 (Defines the kind of faith that saves) Of Merit Ephesians 2:8; Titus 3:5 A System of Sinless Perfection Romans 3:27; 4:2-8; 11:6 Includes: Receiving the word Confession Repentance Baptism Faithfulness
  • 20. The of James 2:21 (NKJV) 22 Do you see that faith was working together with his works, and by works faith was made perfect? ✦Faith motivated his obedience, which rendered his faith complete, therefore effectual - (22; Heb 11:17-19; Gal 5:6) The kind of FAITH that SAVES
  • 21. The of James 2:23 (NKJV) 23 And the Scripture was fulfilled which says, “Abraham believed God, and it was accounted to him for righteousness.” And he was called the friend of God. ✦Faith was credited to Abraham as righteousness when he obeyed! - (23a; Gen 15:6; Rom 4:3; Gal. 3:6-8) ✦Abraham was called the friend of God! - (23b; Is 41:8; 2 Chron 20:7) The kind of FAITH that SAVES
  • 22. The of The kind of FAITH that SAVES James 2:24 (NKJV) 24 You see then that a man is justified by works, and not by faith only.
  • 23. The of The kind of FAITH that SAVES What About Ephesians 2:8,9? ✦Salvation is a gift of God which no man deserves – Rom 3:23 ✦Salvation is received through the means of our faith – John 3:16; 8:24; Heb 11:6; Rom 10:17 ✦Salvation not earned through our own merits – Rom. 11:6 ✦No man can boast before God – Rom. 4:2; 3:23 Ephesians 2:8–9 (NKJV) 8 For by grace you have been saved through faith, and that not of yourselves; it is the gift of God, 9 not of works, lest anyone should boast.
  • 24. The of The Conditions We MUST meet (WORKS) The Provision of (Not of WORKS) The Basis of (Not of WORKS) The Gracious Gift of God’s Son & The Gospel - Faith – (Repent – Confess – Be baptized - Persevere) Salvation God's Universal Kindness, Love & Mercy.
  • 25. The of The kind of FAITH that SAVES What About Ephesians 2:8,9? Ephesians 2:8–9 (NKJV) 8 For by grace you have been saved through faith, and that not of yourselves; it is the gift of God, 9 not of works, lest anyone should boast. ✦Noah saved by grace through faith – Gen. 6:8; Heb 11:7 ✦Naaman healed by grace through faith – 2 Kings 5:1-19; Lk 4:27 ✦Walls of Jericho fell by grace through faith – Joshua 6:2,15,16,20; Heb 11:30 ✦The FAITH that obeys does not nullify God’s grace - but receives it!!
  • 26. The of SAME principle In EVERY Age … Faith That Can’t Save Inactive! Unfruitful Disobedient Incomplete Dead Faith That Will Save Active! Fruitful Obedient Complete Alive Faith That Can’t Save Inactive! Unfruitful Disobedient Incomplete Dead Faith That Will Save Active! Fruitful Obedient Complete Alive
  • 27. The of God Speaks Man HEARS Man OBEYS by FAITH God Saves SAME principle In EVERY Age … Noah - Gen. 6:8,13-17; 22; 7:5; Heb 11:7 Abraham – Gen 12:4; 15:6; 17:10,23; 22:3,16-18 Israel – Ex. 12:13; 14:30; Dt 30:15-19; Jos 6; 1 Cor 10:1-13 Us – Mark 16:16; Acts 2:38; 8:12,37; Rom 6:3-6; 10:9-13; Gal. 3:26,27; Col. 2:11-13; 1 Pet 3:21; 1 Jn 1:9
  • 28. The of The kind of FAITH that SAVES ✦The only viable faith is the faith that obeys God! — (James 2:14-26; Heb. 11) ✦What KIND of FAITH did Abraham Have? — (Gen 12-22; Rom 4:12,23) ✦What kind of FAITH do you have? — (Mk 16:16; Acts 2:37,38,41; Gal. 3:26,27)
  • 29. W. 65th St church of Christ / May 6, 2007 29 Don McClain
  • 30. The of Charts by Don McClain Prepared February 17,18; 2017 / Preached February 19, 2017 West 65th Street church of Christ / P.O. Box 190062 Little Rock AR 72219 / 501-568-1062 Prepared using Keynote / Email – donmcclain@sbcglobal.net More Keynote, PPT & Audio Sermons: http://w65stchurchofchrist.org/coc/sermons/
  • 31. Hebrews 11:1–7 (NKJV) 1 Now faith is the substance of things hoped for, the evidence of things not seen. 2 For by it the elders obtained a good testimony. 3 By faith we understand that the worlds were framed by the word of God, so that the things which are seen were not made of things which are visible.
  • 32. Hebrews 11:1–7 (NKJV) 4 By faith Abel offered to God a more excellent sacrifice than Cain, through which he obtained witness that he was righteous, God testifying of his gifts; and through it he being dead still speaks. 5 By faith Enoch was taken away so that he did not see death, “and was not found, because God had taken him”; for before he was taken he had this testimony, that he pleased God.
  • 33. Hebrews 11:1–7 (NKJV) 6 But without faith it is impossible to please Him, for he who comes to God must believe that He is, and that He is a rewarder of those who diligently seek Him. 7 By faith Noah, being divinely warned of things not yet seen, moved with godly fear, prepared an ark for the saving of his household, by which he condemned the world and became heir of the righteousness which is according to faith.
  • 34. “We are saved by faith alone, but the faith that saves is never alone.” Salvation by the Installment Plan? by Phil Congdon Many Bible teachers are fond of a saying that goes like this: "You are saved by faith alone, but the faith that saves is never alone." Doesn't that sound neat? It states a fundamental truth--that we are saved by faith alone-- then turns around and states that while it is faith alone that saves us, that faith is never alone. This saying is used to teach the idea that if a person puts their faith in Jesus Christ, but doesn't live a right kind of life, they aren't saved. But wait a minute; let's plug in our logical minds for a minute and see if this is really neat-or nonsense. The phrase "You are saved by faith alone" is obviously true. Scripture repeatedly tells us that it is faith alone without works which saves (e.g., Eph. 2:8-9). Buy what does the second phrase say? Incredibly it says exactly the opposite. We can paraphrase the saying this way: "Faith [in Christ] alone saves you, but if your faith [in Christ] is alone, it doesn't save you." This kind of illogical thinking allows some theologians to turn the truth of the gospel on its head and make salvation a result of faith plus good works. In response, these teachers state that they do not mean faith + works = salvation but rather faith = salvation + works. But the end result is the same. If I pay cash for a car and drive it home, it is no different than if I were to drive it home and pay for it over the next few years. It doesn't matter when you pay--before or after you take possession. If you ever have to do good works to be saved, salvation isn't free, it's something you earn. The Apostle Paul knew this. That's why he wrote, "To the one who does not work, but believes in Him who justifies the ungodly, his faith is reckoned as righteousness" (Rom. 4:5). — https://faithalone.org/magazine/ y1989/89oct1.html