Title loans, also known as secured loans, allow individuals to borrow money using their vehicle title as collateral, making them ideal for those with bad or no credit. The application process can be done online or in-person, but a physical vehicle inspection is required, along with proof of income and identification. Loan terms vary, offering options for shorter terms with higher payments or longer terms with lower payments, while repayment is structured based on the borrower's pay schedule.

1. How Can You
Get A Car
TITLE LOAN?

2. What Is a
Title Loan?
Title Loans are also known as secured loans
because the lender keeps your title as a prom-
ise for you to pay them back. A Title Loan uses
the title of your vehicle as collateral to get you
the money you need in a fast and convenient
way. If your credit is bad or you have no credit
at all this type of loan is a great solution.

4. You can use many types of vehicle titles to
get money. A car and truck are your best op-
tions while a scooter will limit your Title
Loan amount drastically. Please remember
that other factors, such as net income, will
determine the maximum loan amount and
payment options.

5. in person
Apply
online
by phone

6. Getting pre-approved for a Title Loan can be
achieved at one of our CASH 1 Nevada or Ari-
zona locations or from your home by phone,
computer, laptop, tablet or smartphone. But,
keep in mind that you still have to visit a store
in order for us to give your car a visual inspec-
tion. A trained representative will complete a
vehicle evaluation to determine what we are
able to lend.

8. You will need to be the owner of the title to
your vehicle. You must be able to show a proof
of monthly income to ensure you will be able
to repay the loan. Example: a paystub or bank-
ing records will suffice. Please provide a gov-
ernment issued ID. Example: Driver’s License
or State ID card. You will need to provide at
least 2 personal references that do not live
with you.

9. Inspect

10. When your vehicle is ready for inspection we
need to verify that your vehicle matches your
vehicle on the title. Also your VIN number on
your vehicle must match the VIN number on
your title.

11. Sign

12. Before you receive your money we suggest
you read our “Know Before You Owe” letter.
Then, you sign the documents and we give
you your cash.

13. Payments

14. Your payments will be due on every pay date
that you have with your employer. Depend-
ing on your pay date, you will make pay-
ments weekly, bi-weekly, or monthly. When
payments are made, they are first applied to
any fees, unpaid interest that has accrued thus
far, and finally to the Principal Balance. Your
minimum payment amounts are depended on
what loan term you choose and how often you
get paid.

15. 6
months
9
months
18
months
12
months
Payment
Plans
months

16. If you choose a smaller loan term, your
loan will be paid off quicker and with
less interest, but the minimum payments
will be larger. If you choose a longer loan
term, the loan will take longer to pay off
and accrue more interest, but the minimum
payments will be smaller. It is up to you to
decide what schedule works best. You can
make payments by cash, credit/debit cards,
or auto payments.

18. cash1loans.com
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More about
a Title Loan