Built on core values, streamlined operations and an approach to customer service founded on exceeding expectations, it’s no wonder why more and more industry professionals are choosing to partner with us.

2. AFN is one of the fastest growing mortgage bankers
in the United States. Built on core values, streamlined
operations and an approach to customer service
founded on exceeding expectations, it’s no wonder
why more and more industry professionals are
choosing to partner with us.

3. Who is AFN?
 Lending since 2001
 Family owned and operated
 Headquartered in Chino Hills, California
 Licensed in 37 states and growing nationally, with more than 79+ active branches
 Funded >$1.5 billion annual volume 2013
 95% retail, 5% wholesale
 Strong balance sheet (eight figures)
 Fannie Mae Seller/Servicer, Ginnie Mae Issuer, USDA, VA LAPP approved
 Growing Nationally

4. Leadership
Jack Sherman
Chief Executive Officer
“I started out as a producer and I am still a producer at heart. Producers drive our company.”
Jonathan
Gwin, Esq.
General Counsel
John
Sherman
President
Bob
Telles, CPA, MST
Chief Financial Officer
Twyla
Hankins
VP of Operations
Scott
McGinley
VP of Secondary Marketing

5. Excellence
In Lending

6. Speed, Scale & Simplicity
 24-48 hour underwriting with purchase prioritization
 Fast-Track hiring process
 Easy-Fund Closings where the Wire is ALWAYS there in advance!
 Current warehouse capacity to double our size, net worth to nearly
quadruple current production.
 Flat Management Model with KISS Philosophy

7. Products
 Fannie Mae
 Freddie Mac
 Non-QM
 FHA
 203k
 USDA
 Reverse
 Jumbo
 Homepath
 Manufactured Housing
 State bond programs

8. Agency Approvals
 Fannie Mae Seller / Servicer
 Ginnie Mae Issuer
 Freddie Mac approval pending
 USDA
 VA (LAPP)

9. Our Investors
Provident Funding Sun West
SunTrust US Bank
Wells Fargo IMPAC
New Penn Pacific Union Financial
Penny Mac Platinum Home Mortgage
Plaza Home Mortgage Caliber Home Loans
Chase Chase Rural Housing
CMG Mortgage Everbank
Republic Homeward Residential
Fannie Mae
Redwood Trust
Five Oaks
Ginnie Mae
Freedom Mortgage
Titan
Stonegate
Plus more than
20 broker options!

10. Scenario Desk
 Fully staffed scenario desk
 Next day turn-around
 Email or live connect
With so many products and programs, we want to make sure that every
loan that can get done, does get done.

11. Empowerment
 Our Branch Managers are Empowered
 LO hiring choices
 Instant Disclosures at Branch Level
 Branch Issued Pre-Approvals
 Branch Processing with corporate option
 Branch Underwriting available
 Branch Doc Drawers available
“With our empowerment and support you can always be the hero in tough transactions.”

12. Expanding across the Nation

13. Marketing
 Lead to Loan Automated Marketing and Borrower Education &
Communication Series
 In-house marketing agency and design team
 Automated post-closing Retention and Referral Loyalty Campaign
 On-Demand Custom Library & Marketing System
 Realtor, Builder and Borrower Presentations
 Brochures, Flyers and Booklets
 Email campaigns
 Referral Partner Marketing

14. Why AFN?
 Strong Financials
 Scalability
 Speed
 Focus
 Honesty & Integrity
 Family Atmosphere
 Flexibility
 Support
 Leadership
 Simplicity
 Flat Management Structure
with focus on production
support

15. Our Future
AFN is growing with Retail Production Teams who are highly:
 Professional
 Successful
 Profitable
 Compliant
 Disciplined
 Respected
 Purchase-loan oriented
 Customer Service Focused
 Reliant on Relationship-Based Sales
 Involved in their communities
 Motivated to grow

16. Let’s get started…
NMLS # 237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone: (909) 606-3905. The
content in this advertisement is for informational purposes only. Alabama - License/Registration #21518, Arizona -License/Registration #0924115, California DBO - License/Registration #6038771, California BRE - License/Registration
#01317581, Colorado - License/Registration #237341, Florida - License/Registration #MLD891, Georgia - License/Registration #38586, Hawaii - License/Registration #HI-237341, Idaho - License/Registration #MBL-7510, Illinois -
License/Registration #MB.6761004, Indiana DFI - License/Registration #20960, Kentucky - License/Registration #MC96916, Louisiana - Approved Residential Mortgage Lending License , Maryland - License/Registration #06-20545,
Minnesota - License/Registration #MN-MO-237341, Montana - License/Registration #237341, Nevada Broker License - License/Registration #3688, New Jersey - Approved Residential Mortgage Lender License, New Mexico - Approved
Mortgage Loan Company License, North Carolina - Approved North Carolina Mortgage Lender License #L-158766 , Ohio - Approved Mortgage Loan Act Certificate of Registration #SM.501860.000, Oregon - License/Registration #ML-5069,
Tennessee - License/Registration #113006, Texas SML - Approved Mortgage Banker Registration , Utah DRE Other Trade Name #1 - License/Registration - #7344050, Utah DRE Other Trade Name #2 - License/Registration #8628828,
Utah DRE Other Trade Name #3 - License/Registration #7345446, Virginia - License/Registration #MC-5704, Washington - License/Registration #CL-237341, Wisconsin - License/Registration #237341BA