This document proposes an alternative to rigid installment premium health insurance called Percentages As You Earn (%PAYE) Mutual Medical Finansurance. It argues that %PAYE financing has 400 years of precedent in America and would make government mandates for health insurance unnecessary. %PAYE would involve individuals paying a percentage of their fluctuating incomes for medical coverage, similar to historical systems. The proposal asks the Supreme Court to consider these historical precedents and create a judicial health plan based on %PAYE financing rather than relying on existing government programs and mandates.

1. RE: Mandate for Rigid Installment Premiums (RIP)s made moot by free-market
Percentage As You Earn (%PAYEment) Mutual Medical Finansurance
TO: Matthew Forys, https://www.scotusblog.com/2020/11/symposium-schrodingers-tax-is-dead-and-the-command-to-buy-health-
insurance-is-unconstitutional/#more-297607
You might have fun cluing Supreme Court Justices in on this amicus sales brochure:
Percentages As You Earn (%PAYEment) Mutual Medical Finansurance for All in
the free-market, makes moot the mandates, taxes & penalties of the Unaffordable
Rigid Installment Premium (RIP) “Care” Act, severable or not from Congressional
inaction. %PAYE Mutual Medical Finansurance finances treatment of pre-existing
conditions, insurances risks of choice, and personal income improvements (piii)
the latter because your Ironman Suit costs 3% of income extra to work on construction
sites.
You might tell or forward this amicus sales brochure for %PAYE Mutual Medical Finansurance to Justices and
clerks you know at the Supreme Court that severability doesn’t matter either, and Congress has no job to do,
although repealing ACA would be consistent with a free people. They all, for their informed opinions of the
day and past centuries, should see the website PAYEhome.org/History not to mention having a portable plan
with any erratic income.
400 years of percentage-of-income business precedents, particularly offering medical care to all people in the
free market as real business matters in America, are also relevant to legal matters of the US Congress and
Appellate Courts. Why? Because free people will find a way to care for all of us without governmentality. What
makes this salesperson for a new benefits package for the Supreme Court, think so?
Income-contingent %PAYEments to Merchant-Adventurers across the sea, who believed in a new age,
financed 1-million voluntary immigrants with odd ideas to get here. They learned %PAYE finance in 1617 from
the Powhatans, Narragansetts, and Iroquois. %PAYE Redemptioners of Debt in the North also PAYEd the
natives for fishing rights, hunting rights, transit rights, and farming rights. 7% of ships’ manifests from
Redemptioners were Bound for England (BOE); while 93% were shipped Free On Board (FOB) to an agent for
the seller who was exactly the same freeperson. As this system of %PAYE financed free persons grew, it
outcompeted slavery and indentured servitude. We shall call this the 1617 Project.
%PAYE charging methods, without laws, built America with Mountainmen’s %PAYEment full cache on the
barrel and trustfully accounting for losses or trades for what was needed to survive in a wilderness, including
trap springs and coffee. I know this is difficult for lawyers and politicians to grasp. Trust has a dollar value.
Today 85% of Americans have auto-deposit, so auto-%PAYEment will become routine. Entrepreneurial folk
will have some other income verification and adjustments through boom & bust, trickle & gush times. No
cancellations. No repossessions. no foreclosures.
%PAYE’s non-tax-supported justice system had each disputant %PAYE a percentage-of-each-income to the
judge hired before the case. Why? So the Justice would then impartially decide who will be rich or poor, by
the facts of the case. This principle weakly imitated by tax-supported judges, was especially respected if the
arbitrator wished to be hired again with a reputation for honesty. %PAYE thus eliminates fear or favor in
reality, not merely assertion. Judges used %PAYE restitution for victims of crime as there were no crimes
against the state, as stateism was soon an alien concept. Lawyers are still today at least PAYEd for on an
income-contingent performance basis. Reading precedence is performance competence in this sales effort.
One cannot argue constitutionality of any branch of the federal system, without researching precedents from
158 years prior justice in New England, new France, and New Amsterdam. This has not been done.

2. The Supreme Court was an afterthought in the Constitution just to settle disputes between Congress-critters
and the Executive Excellencies. Most other real Justice was conducted in free-market maritime, admiralty,
charter company, native, or pioneer courts. 200 years of these valuable precedents are not in Lexis-Nexis, but
in 7 British legacy banks ledgers from the 1600s to 1860. This information will not be ignored on TV this year.
We are looking for people to find and scan 200 years of overlooked American jurisprudence for instance in
Native American records, Admiralty Courts, and Maritime Museums. For instance:
Starting in 1775, The Sons of Liberty put to sea 792 ocean-crossing privately-armed warships to fight
mandated private East India Company tea, taxes, and penalties; capturing over 3,100 British Empire vessels.
The colonial ladies who did not wish to drink forced marketplace tea, capitalized the American Privateers,
asking 1/3rd
in return in Human and Tool Investment (HATI); the crew received 2/3rds. The 2/3rds was divided
into 20 functions and by the number of people fulfilling them. They were highly motivated, as would be
modern medical providers dealing in life instead of death. Everything Georgie
Washington used on land, was captured by these capitalist cruisers. State legislatures
and Continental Congress that gave them a Letter of Marque and Reprisal only on
British ships. Admiralty courts verified the prize entered was British; or they had to
give it back. 35 years later, Article One, Section 8 authorizes both Inferior Courts to
SCOTUS, and Privateers. This time only 523 American Privateers captured again over
3,100 British ships in the War for Free Trade and Sailors’ Rights.
In 1811, the Sons of Liberty reorganized as the Fraternal Order of Redmen, by the 1880s the Improved Order
also included women as “Pocahontas”. By the 1930s, its membership reached 500,000 including such
presidents as TR, Harding, and FDR because it offered an income-contingent medical and retirement plan.
FDR stole the volitional idea for percentages of income social taxes you “shall” pay called a Federal
Insurance “Contribution” Act (FICA) for Social Security, Disability, and Retirement, as disingenuous as the
Affordable Care Act when it isn’t by RIPs.
The Congress, the SCOTUS is referring to for lack of legislative action “as not their job”, has fraudulently
stolen every penny from the $72-Trillion paid in over 87 years, leaving IOUs with the Social Security
Administration, and paid out $27-Trillion in a ponzi scheme. Should 9 decades of fraudsters be held
personally liable? The legal standing anyone has as a person or a state like Texas to call an end to these
frauds, is on the same principle “that force is not necessary” either, so it is wise to make agreements in whole
or in part that are volitional, where the concept of governing is not required. Rule accordingly for the free-
market, not a state marketplace. If most vital problems are solved by agreements with all individuals and
families, there is little required of government, so repeal or invalidation of corruption is law’s imitation of what
freepersons’ order should be. Medical care, though not a right, is achievable as a business goal with income-
contingent %PAYEment contracts for both needs AND wants.
We can also stop paying the FICA now because the euphemism “contribution” is the opposite of “shall”, and
Medicare for All is not required anymore either by force and the apportionment of scarcity. The French
mandate their equivalent of SS into 11 mutual funds invested in French stocks & bonds. The French have the
most solvent seniors on Earth. You can also sign up for it as an American if you wish, though not mandated.
There is a Volitional Action alternative to needless mandates, RIPs, and taxes, needs analysis, and penalties for
being poor.
Justices may adjourn to 3 Museums of Country Doctors in Oklahoma, North Carolina, and Quebec, to
understand how Country Doctors “reckoned” (observed and calculated) the number of chickens or pecans in
sight, and charged a DIFFERENT AMOUNT of them between rich and poor farmers as exactly the SAME
PERCENTAGE. Townies PAYEd cash in the seasonal economy every quarter too. %PAYE WAS NOT BARTER, but
merely goods in kind or cash for the percentage-of-income expected quarterly for all medical aid rendered

3. from vaccines on rounds, birthing babies, to fixing broken legs. The goods were taken on a wagon to market,
the buggy was not an ambulance. There were few hospitals. The rise of hospitals with shared contaminated
air, that ignored Louis Pasteur’s recommendations, arrived with RIPs foolishly used by insurance companies
only dealing with future probabilities, and not the past that needs healing too, ignoring a perfectly good
comprehensive universal medical care system then in effect, and with some doctors and clinics, still is.
You might notice since Covid, more than the usual 62% of the people have erratic
incomes that cannot afford at this time Rigid Installment Premiums (RIP)s nor Rigid
Installment Payments & Strip of Equity thought you by British bankers in 1836 to
replace debtors prison by turning all of England into a debtors prison. Issac Singer
brought the idea of 12 easy payments to lower cost-impact to the USA to sell
sewing machines. RIPs make no sense for big ticket items. See
HousingTheAmericanDream.com for either commercial or donated capital for
housing new homeowners that used to be homeless with Habitat for Humanity
International when Jack Kemp was its Chair, using my research. He raised $596M to
build or renovate 100,000 homes in a year, as much as the prior 24 years of the organization. Utah’s Housing
First program quantifies that a roof over a person’s head reduces other services outlays like medical care 91%,
so %PAYE finance is relevant to making ACA also irrelevant.
We will set this aright. Judge Breyer seems to think $1200 is affordable for a family of 4, much less 1; its not.
The free-market has a solution to such callousness by those pretending to help
people, and those that don't understand that finance
exists for such people who need cash flow for both
needs and wants. We would like the US Supreme Court
to withdraw its employees from Federal benefits, and
create a Judicial Mutual Medical Finansurance Fund.
While they are at it, they might invalidate Social
Insecurity and Medicare or ask Congress to do its job
and do so, while Consumers Stampede away from RIPs
and to %PAYE finance & finansurance occur on the
Women Leading Interactive TV Network ramping up
WomenLeading.info with Health Portal Interactive TV (HIPTV)
HealthPortalhome.com as part of the Freedom Interactive Television Networks
Association, Inc. via satellite, cable, and streaming to and FROM devices for sign-ups
and match-ups with Medical Providers and Human Investors. All opinions welcome.
With both American and US records acccounted for openly and accurately for more precedents to 1617, after
you pass this amiable sales brochure on for a new benefits package for SCOTUS; then together we can put
real meaning into the American Revolutionary salutation:
Good Health and Happiness to You in Liberty,
Brock d’Avignon
Founder, %PAYE Financiers & Finansurers Association,
an initiative of Deep Green Futures, Inc. a Wyoming C Corp.
Brock@Freedomi.tv 858-226-4822 PAYEhome.org
1440 Beaumont Ave., Ste.A2-322, Beaumont CA 92223