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WHAT TURNS AN ACCIDENT INTO A LAWSUIT…
A look inside the plaintiff’s attorney’s playbook
The starting point…
• “The inefficient regulation of the Amusement Industry – which includes
traveling carnivals, water parks and huge theme resorts- has resulted in
needless injuries. Plaintiff lawyers are in a position to hold the industry
accountable and improve safety…”
– From Trial Journal | August 2012
Inadequate Regulation?
• 44 out of 50 states have some form of regulation for our industry.
o “While the industry claims it regulates itself sufficiently and has proper
motivation to do so, only a patchwork of voluntary standards, and federal, state
and local laws regulates amusement ride safety for the public”
High Profile Example…Teagan Marti
High Profile Example…Teagan Marti
• 12 Yr. old female
• Terminal Velocity Ride
• Patron released prematurely
• Fell 100 feet
• Operator error
• Operator found guilty of 2nd degree reckless injury
• Civil litigation still in process
Teagan Marti
• Quote from Stuart Grossman, attorney for the
Marti family:
o The operator claimed he did not intend for the
accident to occur and just ‘blacked out’.
o “he {the ride operator} represents a class of people
who are given an awesome responsibility and can’t
just be ‘blacking out’ or not concentrating or
whatever it might be.”
Why accidents happen…
• Accidents usually result from a combination of circumstances and an
amalgam of human error, inadequate inspections, damaged parts, rust,
corrosion, defective design and defective or deficient maintenance.
Litigation Strategy…
• To create and use a combination of legal theories:
o Product liability
o Negligence
o Premises liability
o Criminal liability
o Inadequate security
o Breach of duty
• They must quickly and carefully identify the defendant that owned or
operated the ride in order to begin their arguments.
Defense Hurdles….
• What can you do?
o Establish company procedures for accident management.
• Run accident drills
– Mock investigations
– First aid scenarios
– Media/Press management
• Policy for non-spoliation of scene/evidence
• Policy of non-admission of guilt
Their legal arguments…
• Lawyers will attack staffing and supervision
o They will challenge:
• Operator age
• Operator experience
• Operator training
• Operator distractions (Cell Phones?)
• Company policy on drug and alcohol use
Their legal arguments…
• Client Conduct
o Was the patron in compliance with all the rules and warnings posted regarding
the ride?
• Are all warnings and rules properly posted…bi-lingual?
o Assumption of Risk?
• Remember a plaintiff cannot assume concealed risks of which he
or she is unaware the risk must be known and fully comprehended
or obvious to the plaintiff.
Their legal arguments…
• Assumption of Risk
o Nalwa v. Cedar Fair
• “We conclude the primary assumption of risk doctrine, though most
frequently applied to sports, applies as well to certain other
recreational activities
including bumper car rides. We further conclude the doctrine
applies to the ride here, even though amusement parks are subject
to state safety regulations and even though, as to some rides, park
owners owe participants the heightened duty of care
of a common carrier for reward….”
A win for the good guys!
Their legal arguments…
• Client Conduct
o Children
• The amusement owner or operator may be held liable if a small
child was sent alone on a ride.
• The ride owner or operator owes a higher duty of care to a child
due to the fact they are not capable of discerning the associated
risks of the ride.
Their legal arguments…
• Duty of care
o Cases usually involve a breach of duty by the owner or operator that is owed the
plaintiff.
o They will want to find out…
• Who controlled the ride?
• Who maintained the ride?
• Was the ride properly equipped with all manufacturers supplied or
recommended safety equipment?
Yet even more arguments…
• They will go after…
o Improper training of staff
o Failure to inspect or maintain ride
• Evidence of:
– Complete maintenance manuals
– Complete maintenance logs
– Complete pre-opening checklists
– Complete operator training records
– Complete inspection records
– Complete testing records
– Modification records
– Operational manuals
– Compliance with state inspection records
What can you do?
• As an owner or operator you can identify within your organization the
weaknesses that can be exploited by the plaintiffs bar.
• You have the ability utilize all tools available to reduce the likelihood of an
accident an then the knowledge of what to do when one occurs.
Accidents Happen…
A Pro-Active Guide to Managing
Accidents, Incidents and Claims for
Amusement Ride Operators
Accidents Happen…
• GUIDING PRINCIPLES OF ACCIDENT MANAGEMENT
o Respond Immediately and with Sincerity
o NEVER, EVER ADMIT LIABILITY
o Immediately capture and document all facts and statements
o Do not discard the device or attraction.
o Follow up with sincerity and empathy
o NEVER, EVER ADMIT LIABILITY
Accidents Happen…
• What do I do if there is an accident on my ride?
Calmly assess the situation.
1. Sincerely and empathetically approach
the situation.
2. Quickly determine if First Aid is necessary
or if advanced medical care is necessary.
3. Be calm and confident.
Accidents Happen
• What do I do if there is an accident on my ride?
Administer First Aid
1. All staff should be trained on basic First Aid principles and
techniques.
2. Unit should have at least two (2) fully stocked First Aid Kits.
3. If medical attention is required, call 911.
Accidents Happen…
• What do I do if there is an accident on my ride?
• Document Facts
Accidents Happen
• What do I do if there is an accident on my ride?
Incident Report
• Accurately capture all relevant facts…how and what
happened?
• NEATLY complete the incident report
• Do not give a copy of the report to the customer
• Take photos of the ride and surrounding environment –
keep a digital camera on hand with each unit.
• Secure and save any video or photographic images of
the event
• Capture and document witness statements. Non-
related parties are best.
Accidents Happen…
• What do I do if there is an
accident on my ride?
Create incident file
– Include
• Incident Report
• Witness Statements
• Photos
• Videos
• Staff Statements
• Document, document, document any and all facts and
statements made
Accidents Happen…
• What do I do if there is an accident on my ride?
• Contact your insurance broker or company immediately.
• As required, contact the authority having jurisdiction over
amusement rides in the state you are operating in.
• Secure device and scene
Accidents Happen…
• Key points to remember when the incident occurs.
o Be sincere and empathetic
o NEVER, EVER ADMIT LIABILITY
o Remain calm and confident
o Not all incidents end up as claims, but all incidents can impact company’s
reputation.
o Document, document, document!!!
Accidents Happen…
• What is a claim vs. what is an incident?
• Not every incident ends up becoming a claim, but every claim
begins as an incident.
• Even the most innocent incidents, involving the nicest people
can turn into nasty claims.
• Don’t assume anything.
Accidents Happen…
• What is a claim vs. what is
an incident?
• Claim triggers
– Demand for money
• Verbal
• Written
• Legal
– Letter of Representation
– Telephone contact from an attorney
– Demand for payment from a third party
• Insurance company
• Hospital
Accidents Happen…
• Key Points to remember
– Never admit liability or negligence.
– Never agree to make any payments without prior consultation
from insurance company or legal counsel.
– Document every incident, no matter how small it may appear.
AIR ELITE
Enjoy the information in this presentation? Access other loss control and risk management resources like this one
through the AIR Elite Program.
AIR Elite is an IAAPA-endorsed risk management program exclusively available to North American IAAPA FEC members.
The program is designed to enhance safety within the FEC industry and provide reasonable insurance premiums for
IAAPA members.
Through the program, members receive exclusive access to:
• Online educational portal
• Training modules
• Innovative risk solutions
• Coverage enhancements
• Competitively priced insurance program
For more information, click here or call (216) 658-7100.

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What Turns an Incident into a Lawsuit

  • 1. WHAT TURNS AN ACCIDENT INTO A LAWSUIT… A look inside the plaintiff’s attorney’s playbook
  • 2. The starting point… • “The inefficient regulation of the Amusement Industry – which includes traveling carnivals, water parks and huge theme resorts- has resulted in needless injuries. Plaintiff lawyers are in a position to hold the industry accountable and improve safety…” – From Trial Journal | August 2012
  • 3. Inadequate Regulation? • 44 out of 50 states have some form of regulation for our industry. o “While the industry claims it regulates itself sufficiently and has proper motivation to do so, only a patchwork of voluntary standards, and federal, state and local laws regulates amusement ride safety for the public”
  • 5. High Profile Example…Teagan Marti • 12 Yr. old female • Terminal Velocity Ride • Patron released prematurely • Fell 100 feet • Operator error • Operator found guilty of 2nd degree reckless injury • Civil litigation still in process
  • 6. Teagan Marti • Quote from Stuart Grossman, attorney for the Marti family: o The operator claimed he did not intend for the accident to occur and just ‘blacked out’. o “he {the ride operator} represents a class of people who are given an awesome responsibility and can’t just be ‘blacking out’ or not concentrating or whatever it might be.”
  • 7. Why accidents happen… • Accidents usually result from a combination of circumstances and an amalgam of human error, inadequate inspections, damaged parts, rust, corrosion, defective design and defective or deficient maintenance.
  • 8. Litigation Strategy… • To create and use a combination of legal theories: o Product liability o Negligence o Premises liability o Criminal liability o Inadequate security o Breach of duty • They must quickly and carefully identify the defendant that owned or operated the ride in order to begin their arguments.
  • 9. Defense Hurdles…. • What can you do? o Establish company procedures for accident management. • Run accident drills – Mock investigations – First aid scenarios – Media/Press management • Policy for non-spoliation of scene/evidence • Policy of non-admission of guilt
  • 10. Their legal arguments… • Lawyers will attack staffing and supervision o They will challenge: • Operator age • Operator experience • Operator training • Operator distractions (Cell Phones?) • Company policy on drug and alcohol use
  • 11. Their legal arguments… • Client Conduct o Was the patron in compliance with all the rules and warnings posted regarding the ride? • Are all warnings and rules properly posted…bi-lingual? o Assumption of Risk? • Remember a plaintiff cannot assume concealed risks of which he or she is unaware the risk must be known and fully comprehended or obvious to the plaintiff.
  • 12. Their legal arguments… • Assumption of Risk o Nalwa v. Cedar Fair • “We conclude the primary assumption of risk doctrine, though most frequently applied to sports, applies as well to certain other recreational activities including bumper car rides. We further conclude the doctrine applies to the ride here, even though amusement parks are subject to state safety regulations and even though, as to some rides, park owners owe participants the heightened duty of care of a common carrier for reward….” A win for the good guys!
  • 13. Their legal arguments… • Client Conduct o Children • The amusement owner or operator may be held liable if a small child was sent alone on a ride. • The ride owner or operator owes a higher duty of care to a child due to the fact they are not capable of discerning the associated risks of the ride.
  • 14. Their legal arguments… • Duty of care o Cases usually involve a breach of duty by the owner or operator that is owed the plaintiff. o They will want to find out… • Who controlled the ride? • Who maintained the ride? • Was the ride properly equipped with all manufacturers supplied or recommended safety equipment?
  • 15. Yet even more arguments… • They will go after… o Improper training of staff o Failure to inspect or maintain ride • Evidence of: – Complete maintenance manuals – Complete maintenance logs – Complete pre-opening checklists – Complete operator training records – Complete inspection records – Complete testing records – Modification records – Operational manuals – Compliance with state inspection records
  • 16. What can you do? • As an owner or operator you can identify within your organization the weaknesses that can be exploited by the plaintiffs bar. • You have the ability utilize all tools available to reduce the likelihood of an accident an then the knowledge of what to do when one occurs.
  • 17. Accidents Happen… A Pro-Active Guide to Managing Accidents, Incidents and Claims for Amusement Ride Operators
  • 18. Accidents Happen… • GUIDING PRINCIPLES OF ACCIDENT MANAGEMENT o Respond Immediately and with Sincerity o NEVER, EVER ADMIT LIABILITY o Immediately capture and document all facts and statements o Do not discard the device or attraction. o Follow up with sincerity and empathy o NEVER, EVER ADMIT LIABILITY
  • 19. Accidents Happen… • What do I do if there is an accident on my ride? Calmly assess the situation. 1. Sincerely and empathetically approach the situation. 2. Quickly determine if First Aid is necessary or if advanced medical care is necessary. 3. Be calm and confident.
  • 20. Accidents Happen • What do I do if there is an accident on my ride? Administer First Aid 1. All staff should be trained on basic First Aid principles and techniques. 2. Unit should have at least two (2) fully stocked First Aid Kits. 3. If medical attention is required, call 911.
  • 21. Accidents Happen… • What do I do if there is an accident on my ride? • Document Facts
  • 22. Accidents Happen • What do I do if there is an accident on my ride? Incident Report • Accurately capture all relevant facts…how and what happened? • NEATLY complete the incident report • Do not give a copy of the report to the customer • Take photos of the ride and surrounding environment – keep a digital camera on hand with each unit. • Secure and save any video or photographic images of the event • Capture and document witness statements. Non- related parties are best.
  • 23. Accidents Happen… • What do I do if there is an accident on my ride? Create incident file – Include • Incident Report • Witness Statements • Photos • Videos • Staff Statements • Document, document, document any and all facts and statements made
  • 24. Accidents Happen… • What do I do if there is an accident on my ride? • Contact your insurance broker or company immediately. • As required, contact the authority having jurisdiction over amusement rides in the state you are operating in. • Secure device and scene
  • 25. Accidents Happen… • Key points to remember when the incident occurs. o Be sincere and empathetic o NEVER, EVER ADMIT LIABILITY o Remain calm and confident o Not all incidents end up as claims, but all incidents can impact company’s reputation. o Document, document, document!!!
  • 26. Accidents Happen… • What is a claim vs. what is an incident? • Not every incident ends up becoming a claim, but every claim begins as an incident. • Even the most innocent incidents, involving the nicest people can turn into nasty claims. • Don’t assume anything.
  • 27. Accidents Happen… • What is a claim vs. what is an incident? • Claim triggers – Demand for money • Verbal • Written • Legal – Letter of Representation – Telephone contact from an attorney – Demand for payment from a third party • Insurance company • Hospital
  • 28. Accidents Happen… • Key Points to remember – Never admit liability or negligence. – Never agree to make any payments without prior consultation from insurance company or legal counsel. – Document every incident, no matter how small it may appear.
  • 29. AIR ELITE Enjoy the information in this presentation? Access other loss control and risk management resources like this one through the AIR Elite Program. AIR Elite is an IAAPA-endorsed risk management program exclusively available to North American IAAPA FEC members. The program is designed to enhance safety within the FEC industry and provide reasonable insurance premiums for IAAPA members. Through the program, members receive exclusive access to: • Online educational portal • Training modules • Innovative risk solutions • Coverage enhancements • Competitively priced insurance program For more information, click here or call (216) 658-7100.