Mindgate Solutions has been at the forefront of the payments revolution from its inception, an outlook that has made it a key global player in payments technology & transaction processing. From building new generation payment gateways to mobile-based collections and payments platforms like RTP & UPI, Mindgate has been a true leader in the space.

1. August 2021
Corporate Overview

2. 2
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Background & History
Mindgate Solutions
Mindgate Solutions has been in the forefront of the payments revolution from its inception, an outlook
which has made it a key global player in payments technology & transaction processing. From building
new generation payment gateways to mobile-based collections and payments platforms like RTP & UPI,
Mindgate has been a true leader in the space.
Our strategic alliance with ACI Worldwide is a way to bolster our presence in the payments domain.
Through our partnership, we intend to blend our digital overlay services with ACI's Switch to leverage
real-time UPI opportunities globally.
Founded in 2008 and home to 750+ passionate payment professionals.
Headquartered in Mumbai, India with Regional technology centers in Singapore, Dubai, & San Francisco.

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Solution Areas
Mindgate Solutions
At Mindgate we create solutions that help businesses across varied industries on the path to growth and
success. With our solutions we help our clients deliver seamless execution in their digital banking needs.
Government Payments
o PFMS – DBT / Non DBT
o Conditional Cash Transfer
o Fund Management
o Government Business Banking
o Reconciliation & Settlement
Retail Payments
o Real-Time Payments
o Payment Gateway
o Bill Presentment & Payments
o Prepaid Card / Wallet
o Merchant Management
o Reconciliation & Settlement
Corporate Payments
o Integrated Payment Hub
o Virtual Account Management (POBO/COBO)
o Corporate B2B Collections (EIPP)
o Corporate H2H / API Manager

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India Story
Mindgate Solutions
Key Figures:
 Powers P2P and P2M Payments and
Collections.
 Powering 300K+ merchants collections.
 1 billion + RTP transactions every month.
 Over 2 million Merchants/Corporates
across banks.
 70% of UPI transactions volume are routed
through Partnered Banks.
 5000 TPS system clocking capability.
 Over 10 Banks function with our UPI
implementation.
July 2021
Volumes
3.24
Bn.
Txns.
INR
6.06 Bn.
Percentage Growth
(Txns. MOM)
15.71%
RTP Clients (Global)
*The
names
and
logos
mentioned
in
this
document
are
for
information
purpose
only.
Immediate Payments
Coverage:
UPI (India), G3 (Singapore),
FPS (Hongkong)
WS FTS (UAE), Efawateer
(Bahrain), EFTS (Jordan)
PSD2 (UK / Europe /
Australia)
PG Aggregators:
Payment / Collection
gateway platforms are used
by the leading aggregators
Social Payment Channels:
Google Pay, WhatsApp,
REALME Paisa
Ministry of Finance:
Citizen Benefit-DBT
(India), GST(India)
eDirham eCatalogue
Central Infra:
NPCI UPI Recon &
Settlement
Retail:
Bill Payments, Toll
Collections,
BBPS (India), SADAD(KSA),
NETC (India)

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Mindgate UPI Story (Jan - May 2021)
Journey in 2021 (Jan - May 2021)
While UPI volumes scaled new heights, Mindgate supported banks have successfully scaled up faster than their peers
(Based on the data published by NPCI for top 30 Banks contributing about 95% of transaction volume)
946 950
1,131 1,116 1,101
1,194
42%
42% 42%
43%
44%
44%
Jan Feb Mar Apr May Jun
MGS supported banks (mn) MGS market share
1,190 1,204
1,423 1,364 1,318
1,464
50%
51% 50%
50%
51%
51%
Remitter
Bank
Jan Feb Mar Apr May
MGS supported banks (mn) MGS market share
4.80%
3.10%
Transaction Volume Growth (6mo
CAGR)
MGS Supported Banks Other TSP Supported Banks
4.20%
2.70%
Transaction Volume Growth (6mo
CAGR)
MGS Supported Banks Other TSP Supported Banks
June 21
June 21

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Leading the Market with 3X more transactions compared to closest competition
Mindgate’s Market Share
2 in top 5 UPI banks use Mindgate UPI solution
5 in top 10 UPI banks use Mindgate UPI solution
Mindgate has competition from 14 players in top 30 UPI banks
Clear Market Leadership of Mindgate UPI…
.. With lowest technical declines
(at HDFC 0.06% as remitter and 0.03% as beneficiary)
(Based on the data published by NPCI for top 30 Banks)
1,194
44%
1,529
56%
Beneficiary Bank Transaction
(mn; June 2021)
MGS supported banks Others
1,464
51%
1,385
49%
Remitter Bank Transaction
(mn; June 2021)
MGS supported banks Others

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Global Clients
Mindgate Solutions
In a short time frame, Mindgate has acquired customers in India and is now expanding its portfolio in MiddleEast, USA & South East Asia.
BANKS
CORPORATE
MARKET
INFRASTRUCTURE
PROCESSORS
*The
names
and
logos
mentioned
in
this
document
are
for
information
purpose
only.

8. 8
Property of Mindgate Solutions
Value Proposition
Mindgate Solutions
• Quick and easy Customer onboarding for Real time
payments rails.
• Greater customer penetration and value added
services.
• Exposure to merchants in geography and outside.
• Api’s for fintech’s and TPAP’s for larger market
penetration.
• Adoption of digital transaction from paper based
platforms.
• Real-time processing of merchant transactions.
• Ready to deploy merchant end point integration for
faster merchant rollout.
• Bringing digital payments from large merchants to
SME merchants.

9. Thank You.