The document provides a profile summary of Ali Jawahir Rizvi including contact information, educational background, and extensive professional experience in compliance and anti-money laundering roles over more than seven years. Currently, Rizvi works as a CDD & Compliance Advisor at Standard Chartered Bank and has previously held roles at Burj Bank Ltd, Financial Monitoring Unit of Pakistan, and The Royal Bank of Scotland.

1. Ali Jawahir Rizvi
Sunrise Apartments, B-7, 2nd Floor,
Clifton, Block 1, Karachi, Pakistan.
Cell Phone: +923343581689
Email: alijawahir@gmail.com
URL: http://pk.linkedin.com/in/alijawahir
Profile Summary
· More than seven years of experience in Compliance and Anti-Money Laundering (AML) / Counter Financing of Terrorism
(CFT).
· Currently working as CDD & Compliance Advisor at Standard Chartered Bank.
· An experienced Anti-Money Laundering (AML) / Counter Financing of Terrorism (CFT) trainer for Institute of Bankers
Pakistan (IBP) responsible for conducting training sessions and country presentations domestically and internationally.
· Previous experience includes work at Burj Bank Ltd as Head of FCR/MLRO, Financial Monitoring Unit (Financial
Intelligence Unit of Pakistan) as Assistant Director and The Royal Bank of Scotland (formerly ABN AMRO Bank) as
Assistant Manager Compliance / Client Acceptance and Anti-Money Laundering (CAAML).
· Was visiting Faculty Member at Muhammad Ali Jinnah University (MAJU) for facilitating MBA students for the course
Anti-Money Laundering (AML).
· Other proficiency includes excellent analytical skills and a keen eye for detail that enables me to recognize and handle
information accordingly.
· A self-motivated and confident individual capable of working both independently and in a team environment.
Education
Masters of Business Administration Aug 2005 - Jul 2007
Shaheed Zulfikar Ali Bhutto Institute of Science and Technology (SZABIST)
Karachi, Pakistan.
Professional Experience
CDD & Compliance Advisor Aug 2013 to date
Standard Chartered Bank
· Assessing CDD risks arising from specific clients and advise the business on management and mitigation of those risks in
the best interests of the Bank
· A collaborative working relationship with Consumer Bank and country compliance teams and the country Head of FCR to
ensure that local CDD procedures remain up-to-date and in compliance with local laws and regulations in country
· The training of teams in the CB business that are responsible for CDD in the first line of defense and establishing a
feedback loop to support continuous improvement and awareness;
· Ongoing testing of compliance with the CB CDD procedures and applicable local laws and regulations
· Supports efforts to position the Bank as an industry leader in the eyes of the relevant regulators and industry
stakeholders
· Offer subject matter expertise, drawing on all FCR networks, professional qualifications and experience.
· Ensures effective escalation within the Bank to the right stakeholders.
Head of Financial Crimes Risk / MLRO Aug 2012 – July 2013
Burj Bank Limited, Karachi, Pakistan
· Assess the Money Laundering & Terrorist Financing risks including Sanctions.
· Design effective/ robust policies/ procedures and controls to mitigate these risks, in line with regulatory requirements
and international standards (FATF Recommendations)
· Apprise the senior management including BOD about these risks and measures taken to counter/ minimize these risks.
· Ensure CDD, AML/ CFT, Sanctions related policies and procedures are documented and disseminated to business.
· Ensure Transaction Surveillance and Monitoring, Risk-Reassessment and Periodic Review of relationships.
· Provide support & guidance to senior business stakeholders and review of all new products, services and similar
initiatives launched by the business from Customer Due Diligence, Sanctions Screening & Transaction Monitoring
perspective
· Enhance staff awareness and impart training on CDD, AML/ CFT and Sanctions.
· Ensure timely reporting of STR and CTR to the FIU and coordinate with regulators, FIU and investigation agency.
· Resolve the issues related to CDD, AML etc. highlighted during internal, external or regulatory reviews.
· Researching and understanding changes in regulation. Controls revisions and updation, wherever required.
· Handling of audit (internal audit and local regulator) pertaining to KYC, AML and Sanctions.
· Setting the annual Anti Money Laundering plan, undertaking risk monitoring and quality assurance to demonstrate
adherence.
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2. · Conducting due diligence reviews, reporting on the outcome of Anti Money Laundering risk assessments and ensuring
that remedial action is taken.
· Support Group Head of Compliance & Controls in managing financial crime specific issues.
· Prepare and submit Financial Crimes related MI to senior management.
· Effective oversight on the work of AML / Sanctions analysts through periodic supervisory reviews.
Assistant Director, Analysis and Dissemination Apr 2010 to Aug 2012
Financial Monitoring Unit, Karachi, Pakistan
· Responsible for analyzing complex patterns, trends and anomalies in transactional data (Suspicious Transaction Reports
(STRs) and Currency Transaction Reports (CTRs)) along other financial intelligence data received from financial
institutions.
· Analyze available data to identify unusual activity and establish using transactional and customer records, external
data, publicly-available information if the activity/individual can be termed suspicious.
· Disseminate financial information concerning suspected proceeds of crime, alleged money laundering offences and the
financing of any activities or transactions related to terrorism to the investigatory and supervisory authorities.
· Study emerging trends and typologies concerning cases of money laundering & terrorist financing both in Pakistan and
other countries.
· Coordinate with regulators/supervisors for policy formulation in respect of financial institutions.
· Establish close working relationships with Compliance staff of Financial Institutions and assist them in understanding
regulatory requirements through sessions and meetings as and when required.
Assistant Manager Compliance/ Client Acceptance and Anti Money Laundering (CAAML) Aug 2008 - Apr 2010
The Royal Bank of Scotland Limited, Karachi, Pakistan
· Assist in identification and mitigation of AML related risk associated with clients, products and businesses.
· Execute Transaction Surveillance and Monitoring, Risk-Reassessment and Periodic Review of relationships.
· Thorough knowledge of AML related software with reference to transaction filtering (FOFA) and transaction monitoring
(MANTAS).
· Analyze suspicious transactions, compile STRs (Suspicious Transaction Reports) and report all related information to the
Central Bank.
· Communicate compliance information throughout branches / business units including the dissemination of AML / KYC
updates bank wide through trainings and presentations.
· Monitor in-country Anti-Money Laundering, Know-your-customer reviews, Due Diligence and Enhance Due Diligence as
required by CAAML Policy.
· Perform KYV (Know Your Vendor), ORAP (Operational Risk Assessment Procedures), PP (Product Program) & SOP
(Standard Operating Procedures) reviews.
· Responsible for trainings of bank staff all over Pakistan for Client Acceptance and Anti-Money Laundering, Compliance
concepts and Economic Sanctions.
· Review and report IRAF (Institutional Risk Assessment Framework) to Central Bank.
Compliance Officer Aug 2007 - Jul 2008
ABN AMRO Bank, Karachi, Pakistan
· Regularly apprise management on areas that might involve policy violations or potential liability and recommend
appropriate corrective actions.
· Provide updates regarding compliance programs progress including (a) branch implementation status (b) arising
significant issues and (c) developing trends demonstrating either gaps or positive results.
· Support Compliance team in implementation of the Annual Monitoring Plan through performing various monitoring
activities including reviews of Customer Complaints, Islamic Window Spot Checks, Branch Processes, Consumer Risk
Management (CRM) and Account Opening CPU (Centralized Processing Unit).
· Assist in other assignments like KYV (Know Your Vendor), ORAP (Operational Risk Assessment Procedures), PP (Product
Program) & SOP (Standard Operating Procedures) reviews.
· Communicate compliance information throughout branches / business units including the dissemination of AML / KYC
updates bank wide through meetings, trainings and presentations.
· Responsible for training bank staff all over Pakistan for Client Acceptance and Anti Money Laundering (CAAML),
Compliance concepts and Economic Sanctions.
Trainings & Courses Facilitated
· Visiting Faculty Member at Muhammad Ali Jinnah University (MAJU) facilitation MBA students for the course Anti-Money
Laundering (AML).
· Designed and conducted various workshops countrywide on ‘Customer Due Diligence and its Importance’ organized by
Institute of Bankers Pakistan (IBP).
· Designed and conducted various workshops countrywide on ‘Analysis of Suspicious Transactions – Best Practices,
Challenges and Common Issues’ organized by Institute of Bankers Pakistan (IBP).
· Conducted various workshops countrywide on ‘KYC and AML Specialist’ organized by Institute of Bankers Pakistan (IBP).
· Conducted in house session at FMU on ‘Financial Analytical Techniques for AML/CFT officials’ in Karachi, Pakistan.
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3. · Conducted in house monthly sessions on CAAML (Client Acceptance & Anti Money Laundering), Compliance Concepts and
Economic Sanctions in Karachi, Pakistan.
Trainings & Courses Attended
· Attended the ‘Train the Trainers course on the Global Legal Framework against Terrorism and specific Thematic Areas
of Counter-Terrorism’ organized by United Nations Office on Drugs and Crime Terrorism Prevention Branch at
Islamabad, Pakistan.
· Attended Regulatory Workshops on ‘Establishing a Regulatory Regime’ and ‘Measuring AML Compliance’ arranged by
Australian Transaction Reports and Analysis Center (AUSTRAC), Australian Government in Amman, Jordan.
· Attended ‘KYC, AML & CFT Module’ organized by Institute of Banking and Finance (NIBAF), State Bank of Pakistan in
Karachi, Pakistan.
· Attended workshop on ‘Cooperation between Financial Intelligence Units(FIUs)’ organized by the World Bank(WB), the
United Nation Office on Drugs and Crime (UNODC), and the US Embassy in Kazakhstan, and in cooperation with the
Committee on Financial Monitoring of the Ministry of Finance of the Republic of Kazakhstan and the
Russian Rosfinmonitoring in Astana, Kazakhstan.
· Attended an introductory session on Anti Money Laundering Services organized by DOW Jones - ICIL in Karachi, Pakistan.
· Attended workshop on ‘Financial Analytical Techniques for AML/CFT officials’ organized jointly by International
Monetary Fund (IMF) and the Government of Singapore, held at the IMF – Singapore Training Institute (STI) in Singapore.
· Attended course on ‘Islamic Banking & Takaful’ at Centre for Islamic Economics in Karachi, Pakistan.
· Attended workshop on ‘Managing Risk in International Trade Finance’ organized by Bankers Development Institute (BDI)
in Karachi, Pakistan.
· Attended training on ‘Audit & Internal Controls for Branch Operations’ organized by Institute of Bankers Pakistan (IBP)
in Karachi, Pakistan.
· Attended training on ‘Compliance Management’ organized by Institute of Bankers Pakistan (IBP) in Karachi, Pakistan.
Certificates and Awards
· Best Presenter at the ‘Train the Trainers course on the Global Legal Framework against Terrorism and specific Thematic
Areas of Counter-Terrorism’ organized by United Nations Office on Drugs and Crime Terrorism Prevention Branch at
Islamabad, Pakistan.
· Guest Speaker at Seminar ‘AML Best Practices’ organized by A.A. Exchange Company (PVT) Ltd in Lahore, Pakistan.
· ABN AMRO Bank ‘Raising the Bar – Gold Chip Award’ for performance in two consecutive quarters of 2008.
· Certificate of participation in ITIF Asia 2004 Exhibition as a Team Manager.
· Certificate of participation in ITIF Asia 2003 Exhibition as a Team Member.
References shall be furnished on request.
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