ppt based on canara bank third party products and services. eg- insurance, mutual fund etc.

1. CANARA BANK THIRD PARTY
PRODUCTS
Presented By-
Akash kumar Saha
Anil Khular
Rohan Shasmal
Sweta Singh

2. 1
23
4
MUTUAL FUND
Various types of mutual fund
LARGE CAP
MID CAP
SMALL CAP
LOANS
HOUSING LOANS,CAR
LOANS,EDUCATION LOANS
ETC
INSURANCE
Life Insurance
General Insurance
Health Insurance
CREDIT CARD
Canara RuPay Platinum Card
Canara Mastercard Platinum
Card.

3. HOUSING
LOAN
CANArA
VeHICLe LOAN
eDUCATION LOAN PerSONAL LOAN

4. Types of Loan: Canara Bank Housing Loan, Housing Canara Home loan Plus.
For:
Purchase of a ready built house / flat. Construction of house Canara Bank also provide Rs. 15.00 Lakhs in case of repairs & renovations only.
Eligibility: Salaried person confirmed in the service with a minimum service of 3 years.
Professionals and self-employed persons. and business/profession for a minimum period of 3 years.
The entry age of the borrowers less than 60 years.
How much you are entitled to: 4 Times gross annual Salary as per ITR/ITAO for Salaried Class.
4 times of average gross annual income as per ITR for Professional class
What is Your Contribution: Upto Rs.30 Lakh For New Flat 10% Old Flat upto 10yr 20%, above 10yr 25 %, above 30 Lakh - upto 75 Lakh For New flat 20% old Flat
upto 10yr 20% above 10yr 25% and above 75 lakh loan 25 % for all year
Rate of Interest: Upto 30 Lakh for women borrower one year interest 8.65% and other borrower 8.70% and above 30 lakhs for women borrower its 12.6 , for other
borrower also same . Home improvement loan 11.05% for all
Security : Mortgage of House / Flat
Processing : Fees nominal processing fee of 0.50% (Min Rs.1500/- and Max. Rs.10,000/-) is charged.
Documents/Formalities
Sale Deed
Detailed cost estimate / valuation report from Bank's Panel Chartered Engineer / Architect
Allotment letter of Co-operative Housing Society / Apartment Owners' Association / Housing Board
Property Tax paid receipt, Katha and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past three assessment years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)

5. Types
CANARA VEHICLE LOAN
 CANARA VEHICLE LOAN TO AGRICULTURISTS
CANARA VEHICLE LOAN (Two Wheeler )
Eligibility
All individual borrowers / professionals / reputed firms / companies are eligible. However HUF is not eligible.
Salaried individuals should have a minimum gross salary of Rs.3.00 lakh p.a.
Other than salaried individuals should have a minimum Gross Annual Income of Rs. 3.00 lakhs p.a. as per latest ITR/ITAO
What is Your Contribution:
For new vehicles, loan may be granted up to 90%/85%/80% of the total value inclusive of invoice value, life tax, registration charges, insurance premium and other
accessories.
Rate of Interest
Women Borrower 9.00% to 9.50% and for other Borrower 11.75% to 12.15%
Processing
0.25% on the loan amount with a minimum of Rs.1000/- and maximum of Rs.5000/-
Documents/Formalities
Residence proof.
Photo ID and age proof.
Signed application form with photograph.
Last 6 months bank statement.
Documentation for salaried applicants: Last 3 months salary – slips. ...
Documentation for self-employed applicants is same

6. Type : IBA Model Education Loan scheme for pursuing higher studies in India and abroad, Model Loan Scheme For Vocational Education And Training,
Eligibility
Graduation, post graduation, including technical/professional courses with employment potentials conducted by colleges/universities approved by
UGC/Government, AICTE/Department of Electronics/IMC, autonomous institutions like IIM, IIT, etc.
PURPOSE
Tuition/course fee, Examination/Library/Laboratory Fee, Caution Deposit.
Purchase of Books, Equipment's and Instruments
Quantum of finance :For studies in India: maximum Rs 10.00 lakhs
For studies abroad maximum Rs 20.00 lakhs
IN MODEL SCHEM LOAN
FOR VOCATIONAL TRAING : For courses of duration upto 3 months - Rs.20,000/
For courses of duration 3-6 months - Rs.50,000/-
For courses of duration 6 months to 1 year - Rs.75,000/
For courses of duration above 1 year - Rs.1,50,000/-.
Rate of interest: IBA MODEL SCHEME UPTOM 4 LAKH S TO 7.5 LAKHS 10.70%,
FOR VOCATIONAL TRAINING 10.20%
SECURITY : If the proposed borrower prefers to offer collateral security of tangible assets (moveable or immoveable)
Above Rs.7.50 Lakhs: Collateral security equal to 100% of the loan amount.
No collateral security for Model Loan Scheme For Vocational Education And Training
Repayment
Upto Rs.7.5 Lakhs - 10 years
Above Rs.7.5 Lakhs - 15 years
KYC : KYC same as per KYC norms of RBI
Tax Benefit as income tax under Sec 80C

7. PURPOSE: To meet medical expenses and other unforeseen commitments / contingencies and investment / domestic purposes.
ELIGIBILITY
Credit-worthy SB Account holders with satisfactory dealings or new customers properly introduced and credit-worthy.
QUANTUM:
Minimum Rs. 10,000 to Maximum Rs. 70 laks
Minimum Income for Personal Loan
4000 to 2000000 per month
RATE OF INTEREST : 9% -12%
TENURE :
MINIMUM 6 MONTH AND MAXIMUM 60 MONTHS
PROCESSING CHARGES: RS. 2000 ABOVE 1LAKHS-70 LAKHS(3000-15000)
DOCUMENTS & FORMALITIES TO BE SUBMITTED
Residence proof.
Photo ID and age proof.
Signed application form with photograph.
Last 6 months bank statement.
Documentation for salaried applicants: Last 3 months salary – slips. ...
Documentation for self-employed applicants is same

8. Cards Joining Fee Maximum card limit Service Charges
Complimentary Insurance
cover
VISA classic global credit
card
Free
30% of the annual
income of the card
holder. Max. 3 lakhs
2.5% Per month
Death due to Air crash
Self- Rs.4,00,000 lakhs
Spouse-Rs.2,00,000
lakhs
VISA gold credit global
card
Free
Up to 50% of the annual
income of the card
holder. Max. 25 lakhs
2.5% Per month
Death due to Air
crash Self --- Rs 8.00
lakhs Spouse–Rs 4.00
lakhs
MasterCard
standard global credit
card
Free
30% of the annual
income of the card
holder. Max. 3 lakhs
2.5% Per month
Death due to Air crash
Self- Rs.4,00,000 lakhs
Spouse-Rs.2,00,000
lakhs
MasterCard
gold global credit card
Free
Up to 50% of the annual
income of the card
holder. Max. 25 lakhs
2.5% Per month
Death due to Air
crash Self --- Rs 8.00
lakhs Spouse–Rs 4.00
lakhs
CREDIT CARD

9. Canara Bank Credit Card Eligibility:
•Domestic and Global Cards: You should have satisfactory dealings with Canara bank and the particular branch.
•Canara Bank account holders will get preference.
•You should have a PAN card.
•The minimum income required is Rs. 1 lakh per annum.
•A good credit history is required. Canara Bank will check your CIBIL score.
•You need to provide a valid mobile number to subscribe for the SMS alerts.
•Corporate Card: Companies/Firms who have credit limits with Canara Bank with S1 and S2 status.
•For Companies without credit limits, they should have 12 months of satisfactory dealings.
•Member affiliate banks are also eligible.
Canara Bank Credit Card Documents Required:
To complete the process of applying for a Canara Bank credit card, you need to submit the following documents.
•Passport size photo
•Copy of PAN card
•In case of NRI customers, the passport is required
•Form 16
•Latest Balance Sheet
•Salary certificate
•IT assessment order/Latest IT returns

10. LIFE INSURANCE
I select The Terms Of My Life
KEY FEATURES
Enhanced protection – Covers Death and Terminal Illness.
Special premium rates for non-tobacco users.
HOW DOES THE PLAN WORKS?
FLEXIBILITIES OPTIONS
A. Protection for Only me My Spouse and 1
B. Coverage during the policy term Level cover Increasing cover
C. Payout at the time of death/terminal illness i. 100% lump sum payout; OR
ii. 50% OF benefit paid out as a lump sum
and remaining benefit as monthly for 120
months.
iii. Monthly income payouts to family for 120
months
iv. Monthly income payouts to family till the
end of the policy term.

11. GENERAL INSURANCE
 The New India Assurance Company Limited
Bank has entered into a corporate agency .
Tie-up with The New India Assurance co. for selling their general Insurance products across Canara bank branches.
PRODUCTS:
All types of General Insurance products like Fire, PA, Marine, Motor, Health etc are being offered to our customers
under this tie-up arrangement.
Additionally, New India Canara Family Floater plan is introduced exclusively for existing Canara mediclaim Policy
holders, on renewal basis. This Plan is not available for others.
 New India Canara Family floater Plan-Proposal Form
 New India Canara Family floater Plan-Premium Chart
 New India Assurance Company Proposal Form
 Premium Chart for New Enrolments
 Bajaj Allianz General Insurance Co. Ltd
Bank has entered into a corporate agency Tie-up with Bajaj Allianz General Insurance Co. Ltd for selling their general
insurance products across canara bank branches.
PRODUCTS:
All types of General Insurance products like Fire, PA, Marine, Motor, Health etc are being offered to our customers
under this tie-up arrangement.
Additionally, the following products are designed exclusively for our Customers
 Global Personal Guard Policy
 My Home Insurance
 Fire and PA Cover

12. Mutual Fund Canara Robeco Mutual Fund
Setup Date Dec-19-1987
Incorporation Date Mar-02-1993
Sponsor
Canara Bank / Robeco Group N.V., The Netherlands
Trustee Mr. Jai Diwanji
Chairman Krishna Sanghavi
CEO / MD Mr. Rajnish Narula
Compliance Officer Mr. Ashutosh Vaidya
Investor Service Officer Mr. M. Paparao
Assets Managed Rs. 13655.79 corer (Dec-31-2018)
Canara Robeco Mutual FundKey Information

13. Sl. No Asset Class Type Scheme Name
01 Equity Thematic - Infrastructure Canara Robeco Infrastructure (CRI)
02 Equity Multi Cap Canara Robeco Equity Diversified Fund (CREDF)
03 Equity Large & Mid-Cap Canara Robeco Emerging Equities (CREE)
04 Equity ELSS Canara Robeco Equity Tax Saver Fund (CRETSF)
05 Equity Thematic - Consumption & Finance Canara Robeco Consumer Trends Fund (CRCTF)
06 Equity Large Cap Canara Robeco Blue Chip Equity Fund (CRBCEF)
07 Hybrid Aggressive Hybrid Canara Robeco Equity Hybrid Fund (CREHF)
08 Hybrid Conservative Hybrid Canara Robeco Conservative Hybrid Fund (CRCHF)
09 Debt Low Duration Canara Robeco Savings Fund (CRSF)
10 Debt Medium to Long Duration Canara Robeco Income Fund (CRIF)
11 Debt Gilt Canara Robeco Gilt Fund(CRGF)
12 Debt Dynamic Bond Canara Robeco Dynamic Bond Fund (CRDBF)
13 Debt Corporate Bond Canara Robeco Corporate Bond Fund (CRCBF)
14 Debt Short Duration Canara Robeco Short Duration Fund (CRSDF)
15 Debt Ultra Short Duration Canara Robeco Ultra Short Term Fund (CRUSTF)
16 Debt Liquid Canara Robeco Liquid Fund (CRLF)
CANARA ROBECO Mutual Fund Products:

14. Scheme Name Crisil
Ranking
Category Latest
NAV
1 year
Return (%)
AUM
(Rs. cr.)
Dec 18
CR Blue-chip Equity Fund
(G)
Rank 1 Large Cap Fund 24.64 4.5 9.69
CR Blue-chip Equity
Fund (G)
Rank 1
Large Cap Fund 23.24 3.3 129.87
CR Equity Hybrid
Fund - DP - (G)
Rank 2
Aggressive Hybrid Fund 158.48 4.3 41.99
CR Savings Fund - D
(G)
Rank 2
Low Duration Fund 29.29 7.7 204.79
CR Income Saver
Fund - D (G)
Rank 3
Conservative Hybrid Fund 58.42 6.3 7.71
CR Income Fund - D
(G)
Rank 3
Medium to Long Duration Fund 39.37 7.4 15.96
Can Robeco Dynamic
Bond -Direct (G)
Rank 4
Dynamic Bond Fund 20.91 7.0 14.91
CR Corporate Bond
Fund - D (G)
Rank 4
Corporate Bond Fund 15.05 7.1 5.96

15. 3/2/19