The document discusses Al Rajhi Home Financing package details such as financing amounts up to 90% of property value, maximum financing tenure of 35 years, profit rates starting at 5.05% for non-free moving cost, and allowable debt-to-income ratio of up to 80%. It also lists target customer segments and required application documents which include income proof, property documents, and identification documents.

2. A little bit about myself… Asrulizam Mahbob a.k.a. ASRUL Head of Mortgage Sales – Retail Finance

3. Introducing….. Al- Rajhi Home Financing-i

4. What are the current package offered under Al Rajhi Home Financing? Margin Of Financing Up to 90% of OMV or SPA price, whichever is lower Financing Amount Minimum : RM25,000 and Maximum : RM2 Million (Min Property Value – RM70K) Tenure Up to a max of 35 years Type of Properties Link Houses/Semi-Detached/ Condominium/Apartment / Service Apartment Property Valuation Report Compulsory

5. What are the current package offered under Al Rajhi Home Financing? Property Tenor Freehold/Leasehold/MRL. For leasehold properties, the property tenor should not be less than 40 years at the end of the financing tenor Minimum Age 21 years and max of 65 years Takaful MRTT coverage Optional. However, financing on the Protection premium are available

6. What are the current profit rate offered under Al Rajhi Home Financing? Currently BFR at 6.75% TENURE UP TO 35 YEARS FLOAT RATE NON-FREE MOVING COST 5.05% @BFR -1.7% FREE MOVING COST 5.25% @ BFR -1.5%

7. What are allowable income (DSR) to apply for Al Rajhi Home Financing? Example: Income per month - RM10,000 Other installment - RM 5,000 This Home Application Installment - RM1,000 Total Commitment - RM6,000 As such- DSR is = RM10K / RM6K = 60% from total income Allowable DSR limit up to 80% of the income

10. Where are the non-target locations under Al Rajhi Home Financing? Area City Project Bkt Beruntung & Bkt Sentosa Rawang ALL Bandar Tasik Puteri/ Bdr Country Homes / Taman Rawang Perdana Rawang ALL Taman Bukit Rawang Putra Rawang ALL Taman Sentosa Klang ALL Taman Kajang Utama Kajang ALL Bdr Universiti Teknologi Lagenda Mantin, NS ALL

14. Questions & Answers…..

15. Thank You….

16. How much you can get in total from financing referred? 20 years financing 5 years financing 7 years financing PF 500k 1mil 2mil 3mil 4mil 5mil 8mil 10mil 15mil 20mil $4,651 $9,301 $18,603 $27,904 $37,206 $46,507 $74,412 $93,015 $139,521 $186,029 HF 100k 300k 500k 1mil 2mil 4mil 8mil 10mil 15mil 20mil $242 $727 $1,211 $2,423 $4,846 $9,691 $19,382 $24,227 $36,341 $48,455 AF 50k 100k 200k 400k 800k 1mil 2mil 3mil 5mil 8mil $71 $143 $285 $570 $1,140 $1,425 $2,851 $4,276 $7,127 $11,404