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1. Provided by
ATD Fintech Services Pvt. Ltd.
( ATD Money)

2. What is Advance Salary Loan?
 Advance Salary Loan is a Short-
Term Personal Loan offered to
salaried individuals against their
monthly salary.
 ATD Money offers loan amount up
to 3 times of your net monthly salary
along with a repayment tenure of up
to 15 months.
 Applicants with an average credit
score can also apply for this loan.
However, opting for loan against
salary should be your last resort as
this type of loan comes with many
limitations and tough terms and
conditions.

3. Eligibility Criteria for Advance
Salary Loans
 You must have an operating savings bank account.
 You must be a resident of India.
 You must have all the documents required.

4. Instant Money Transfer

5. Benefits
 @0% interest rates
 Flexible repayment tenure from 3 months to 12
months
 Special products for paying children’s school
fees and shopping
 Hassle-free application process
 Advance salary loan disbursal within few hours
of application

6. Limitations
 Salary to be a form of Security
 Higher EMIs resulting in mismanagement of
monthly budget
 May lead to Debt trap
 Sign of Over borrowing

7. How Can I Apply ?
 To apply advance salary loan, first
downloading the ATD Money loan
application in play store
 Login to the app by verifying your
mobile number
 Apply for the loan by filling up the
registration details by verifing the OTP
 Fill up the personal details, KYC
details, employment details and bank
details
 Upload your basic documents required
and proceeding with friend’s reference
 And getting advance salary loan
within few hours

8. Documents Required
 Duly filled application form with passport-sized
photographs
 Applicant’s KYC documents
 Identity, Age and Address Proofs
 Income Proof: Last 6 months’ salary slips along with the
bank statement
 Details of current and previous employment, Form 16 &
appointment letter
 Employment Proof: Employee ID card

9. Comparison With Personal Loan
 Personal Loan
Loan offered by - Only few lenders
Eligibility - Salaried and Self-employed Individuals
Interest Rate - 10.25% p.a.
Loan Amount - Up to Rs. 40 lakhs
Repayment Tenure - Up to 15 months
Loan Type - Short to Long Term Loan
 Advance Salary Loan
Loan offered by - Most of the lenders
Eligibility - Only Salaried Individuals
Interest Rate - 0% per month onwards
Loan Amount - Up to 3 times of monthly salary
Repayment Tenure - Up to 60 months Up to 15 months
Loan Type - Only Short-term Loan

11. Thank You
Contact us - ATD Fintech Services Pvt. Ltd.
A-86 B, 2nd Floor, School Block,
Chander Vihar, Delhi-110092
Phone - +9101204348458,
+919999589229
Email-Id - info@atdmoney.com
Download the ATD Money Application Link Right Now!