In 2020, Natural Selection, a nationwide computer dating service has $508 million assets and $204 million of liabilities. Earnings before interests and taxes were $124 million, interest expense was $28.5million, the tax rate was 40%, principal payment requirements were $23.9 million, and annual dividends were 20% per share on $20 million share outstanding. Calculate the following for natural selection: liabilities-to-equity ratio times-interest-earned ratio times burden covered.