Benefits of CFP for you: 1. Financial Advisors/Consultant 2. Working Professionals in Finance Industry: 3. Working Professionals from non- finance industry 4. Students pursuing MBA or other PG programs 5. Graduates/Under graduates

1. Benefits of CFP for you:
1. Financial Advisors/Consultant
2. Working Professionals in Finance Industry:
3. Working Professionals from non- finance industry
4. Students pursuing MBA or other PG programs
5. Graduates/Under graduates
1. Financial Advisors/Consultant
1. Professional qualification: CFP is the only professional qualification across the world for the
people who practice Financial Planning/Advisory/Consultancy. Just like CA is the professional
qualification for the auditors, CS for the Company Law, CFA for portfolio management &
investment analysis.
2. Fee based Advisory: Currently in India , most of the Financial Advisors and consultants earn
commission from the third party by selling their products. In USA and many other developed
countries Certified Financial Planners charge fee for advising clients on their financial Plans. In
India also the shift is imminent from product selling to holistic fee based advise.
3. Reducing commission: a. Growing regulations of SEBI and Finance Ministry( Such as
waived off of inload charges on close ended mutual Funds, no load factor on buying fund
directly from the Fund house, uniform terms for all ULIP), will make difficult for
intermediaries to earn high commission.
b. Increasing awareness among the consumers will make difficult for the intermediaries to do
churning, or selling products with high commission.
4. Increased revenue: CFP will help financial advisors to provide knowledge not only in the field
of Insurance and investment but also in the field of Taxation and Estate planning. The
knowledge will help the advisors to retain the customers for the life time and even he/she can
sell more products.
5. Broaden your horizon: A Certified Financial Planner has insurance, investment, taxation,
estate planning, employee's benefit and retirement as areas of specialization.. A CFP doesn't see
an individuals financial needs such as insurance or investment in isolation but as interconnected
parts of a big picture. A CFP is well aware that any financial decision can very affect other areas
of an individual's finances.
6. Differentiate yourself: Differentiate yourself from other advisors in terms of knowledge, skills
sets, range of services, earning models and by being the part of Global CFP brand.
7. Your Clients Are More Satisfied.
CFP Board research shows that clients of CFP practitioners are more satisfied than the clients of
other financial advisers and are interested in a broader range of financial advice. CFP
practitioners often become involved with many aspects of their clients' lives and help multiple
generations of the same family. Most CFP practitioners use a comprehensive approach to
problem solving and communication that better prepares them to meet and anticipate client

2. needs. Because CFP practitioners make recommendations based on their clients' needs, the
typical client relationship for a CFP practitioner lasts many years.
8. Your Expertise and Credibility as a Financial Planner is Instantly Communicated.
Only a select group of planners have met the rigorous education, examination, experience and
ethics requirements necessary to call themselves CERTIFIED FINANCIAL PLANNER?
professionals or CFP practitioners. CFP certification communicates your expertise and
credibility among your peers, and consumers view CFP certification as an indication of a
qualified, trustworthy financial planner.
2. Working Professionals in Finance Industry:
1. Become the part of growing Financial Planning Industry: Most of the banking & Financial
institutions are coming with the concept of Individualized Financial Planning to benefits
customers. CFP professionals are most sought after in the Financial Planning/advisory
industry.
2. Mandated by the Finance Industry and Regulatory Bodies:An increasing number of banks
like ICICI Bank , Standard Chartered Bank, American Express Bank and others are encouraging
their employee to aquire the CFP certification in order to raise service standards to optimum
level. Regulatory bodies like SEBI, IRDA, PFRDA etc. are gradually educating and
encouraging consumers to consult CFPs for their Financial needs.
3. Demanded by the Consumer: With the spread of the internet/media, the consumers mainly
HNI (High Networth Individuals) has access to a wealth of information about financial
products. As a result, the consumer is evolving with respect to understanding the benefits and
working of these products and services. Only professionals like CFP with appropriate
knowledge and skill credentials will be able to satisfactorily serve such customers. In USA,
most of the customers take financial planning advice from CFP practitioner therefore, in US
the number of CFP professionals is more than 50,000.
4. High prospects: Financial Planning is among the leading career choices in the US. The average
, earnings of a Financial Planner works out to $100,000pa. In India, according to a recent report,
there will be need for over 50,000 planners in the next years. Currently, India has close to 750
planners. As more and more individuals realize the importance of professional financial
planning the numbers of CFPs will see quantum jump happening, year after year.
5. Professional qualification: Just like CA is the professional qualification for the auditors, CS
for the Company Law, CFA for portfolio management & investment analysis. CFP is the only
professional qualification across the world for the people who practice Financial
Advisory/Consultancy/Planning.
6. Bouquet of Services: Increase revenue from your customers by cross selling and up selling
range of products & services..

3. 7. Gear up for the future in downturn time: In downturn time generating business becomes a
tough task. This time can be best utilize to gear up yourself for the future with the help of CFP.
So when in future, when the demand of Professional financial Planners will arise you will have
the first mover advantage.
8. Your Career and Professional Development Opportunities Are Enhanced.
CFP certification provides the advantage of easily communicating expertise to clients. The
international appeal of CFP certification helps ensure that your career will not get derailed
should you choose to work in another country.
9. Surviving the downturn: In this turbulent time, when the job rationalization has become the
order of day, CFP Certification will not only help you to survive this downturn time but will
also make you a valuable resource of your company with your increased knowledge,
qualification, skill sets etc.
10. Earn recognition and client satisfaction:CFP Board research shows that clients of CFP
practitioners are more satisfied than the clients of other financial advisers and are interested in a
broader range of financial advice. CFP practitioners often become involved with many aspects
of their clients' lives and help multiple generations of the same family. Most CFP practitioners
use a comprehensive approach to problem solving and communication that better prepares them
to meet and anticipate client needs. Because CFP practitioners make recommendations based on
their clients' needs, the typical client relationship for a CFP practitioner lasts many years.
11. Become Financial Entrepreneurs: Many of the CFP certificants are practitioner across the
world. CFP Certification Mark will give professional recognition and credibility. Your branding
will be done by FPSB India website and its quarterly magazine.
3. Working Professionals from non- finance industry
1. Career shift: Most of you have opted for different career in the beginning but our heart lies in
Finance. CFP provides a great support those who want to shift career from other industry to
Finance industry. Through CFP you will become a professional qualified financial planner and
it will provide you a great platform and networking tools to accelerate your career in Finance
Industry.
2. Manage your and yours friends finances: An CFP has insurance, investment, taxation, estate
planning, employee's benefit and retirement as areas of specialization. A CFP doesn't see
financial needs such as insurance or investment in isolation but as interconnected parts of a big
picture. You will become aware that any financial decision can very well affect other areas of an
individual's finances. It helps you to manage your finances and yours friends finances
intelligently.
3. Start part time practice: To start time practice you need two things, first is clients and second
is Financial knowledge. Being from different industry you have unique advantage of new

4. clients how require expertise knowledge in making their financial decisions. Your knowledge
will definitely help them and also make you earn money along with your job.
4. Professional qualification: Just like CA is the professional qualification for the auditors, CS
for the Company Law, CFA for portfolio management & investment analysis. CFP is the only
professional qualification across the world for the people who practice Financial
Advisory/Consultancy/Planning.
5. Minimum expenditure and shorter duration:While making career shift it becomes difficult to
invest must time and money in education. CFP certification one can done in minimum duration
of 4 – 6 months and with minimum expenditure of approximately Rs.30,000, spread across 4- 6
months.
4. Students pursuing MBA or other PG programs
1. Differentiate yourself: In the downturn time , when the companies have become very selective
in recruitment. CFP certification provides you a great differentiation among your peer group or
fraternity. With double professional qualification such MBA + CFP, your chances of getting a
great job enhanced.
2. Ready to work from day one: In the downturn time, in order to reduce the training cost,
corporates are hiring professionals who are ready for job from day one. CFP education will
provide you all sorts of knowledge required for Finance industry such as product information,
financial planning process, tax structure, so that you become ready for your job from day one
without any training.
3. Minimum expenditure and shorter duration: CFP certification one can done in minimum
duration of 4 – 6 months and with minimum expenditure of approximately Rs.30,000, spread
acorss 4- 6 months.
4. Networking tool: Many of the CFP professionals are working at senior position in the banking,
insurance & Finance organization. It provides a great opportunity to you also to interact them
for summers and final placements.
5. Become Financial Entrepreneurs: Many of the CFP certificants are practitioner across the
world. CFP Certification Mark will give professional recognition and credibility. Your branding
will be done by FPSB India website and its quarterly magazine.
6. Mandated by the Finance Industry and Regulatory Bodies:An increasing number of
multinationals banks like ICICI Bank , Standard Chartered Bank, American Express Bank and
others have made it mandatory for their Relationship Managers to acquire the CFP certification
in order to raise service standards to optimum level. Regulatory bodies like SEBI, IRDA,
PFRDA etc. are gradually educating and encouraging consumers to consult CFPs for their
Financial needs.
7. Your Career and Professional Development Opportunities Are Enhanced.

5. CFP certification provides the advantage of easily communicating expertise to clients. The
international appeal of CFP certification helps ensure that your career will not get derailed
should you choose to work in another country.
8. Become the part of growing Financial Planning Industry: Most of the banking & Financial
institutions are coming with the concept of Individualized Financial Planning to benefits
customers. CFP professionals are highly needed for Financial Planning industry
9. Professional qualification: Just like CA is the professional qualification for the auditors, CS
for the Company Law, CFA for portfolio management & investment analysis. CFP is the only
professional qualification across the world for the people who practice Financial
Advisory/Consultancy/Planning.
10. High prospects: Financial Planning is among the leading career choices in the US. The average
, earnings of a Financial Planner works out to $100,000pa. In India, according to a recent report,
there will be need for over 50,000 planners in the next years. Currently, India has close to 750
planners. As more and more individuals realize the importance of professional financial
planning the numbers of CFPs will see quantum jump happening, year after year.
5. Graduates/Under graduates
1. Professional Qualification: Just like CA is the professional qualification for the auditors, CS
for the Company Law, CFA for portfolio management & investment analysis. CFP is the only
professional qualification across the world for the people who practice Financial
Advisory/Consultancy/Planning.
2. Valuable work experience: Graduates who want to come do land up in job markets will get
valuable experience in Financial Planning Sector. They will have better understanding of the
products available in Banking, Insurance and Financial Industry. And with the help of their
knowledge and qualification, they will be able to advice clients as per their needs. After getting
valuable experience they can accelerate their career with the help of MBA, CFA etc. Even most
of the top most MBA colleges are looking students with good work experience.
3. Your Career and Professional Development Opportunities Are Enhanced.
CFP certification provides the advantage of easily communicating expertise to clients. The
international appeal of CFP certification helps ensure that your career will not get derailed
should you choose to work in another country.
4. Become the part of growing Financial Planning Industry: Most of the banking & Financial
institutions are coming with the concept of Individualized Financial Planning to benefits
customers. CFP professionals are highly needed for Financial Planning industry
5. Minimum expenditure and shorter duration: CFP certification one can done in minimum
duration of 4 – 6 months and with minimum expenditure of approximately Rs.30,000, spread
across 4- 6 months.
6. High prospects: Financial Planning is among the leading career choices in the US. The average
earnings of a Financial Planner works out to $100,000pa. In India, according to a recent report,

6. there will be need for over 50,000 planners in the next years. Currently, India has close to 750
planners. As more and more individuals realize the importance of professional financial
planning the numbers of CFPs will see quantum jump happening, year after year.