Take the time to speak with an insurance advisor about what type of policy you need when riding on your ATV.

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What Can ATV Insurance Do for Me?
For those who head out on their
ATV to take a ride along the trail,
there are a number of twisting
turns, other riders on their
machines and narrow paths that
can affect your driving path.
Thanks to a reliable insurance
policy for your ATV, you will be
protected financially from any
unforeseen events that might come
your way. If you are worried about
being protected when riding your ATV, take a look at the following to make
sure you have the peace of mind you need when riding.
Transport Trailer
Do you use a trailer to get your ATV from one place to another? If so, there
is always the chance that your trailer might wind up being damaged in some
type of accident or another. One wrong turn could be disastrous. Thanks to
transport trailer coverage, you can add as much as $10,000 in physical
damage coverage to protect your trailer. Make sure to check whether you
have this on your auto policy before adding it to your ATV policy.
Your ATV is in a Crash
Think about it: there are a number of different things that you can easily
crash your machine into. Cacti, rocks, trees, signposts, other riders, ponds,
buildings and so on and so forth. When riding out on the ATV trail, you have
no idea what might be on the road before you. Being prepared for anything
is the best thing you can do.
Collision coverage works to protect you in the event of any major crash that
causes damage to your ATV. Another thing to consider is purchasing liability
coverage to pay for those items that you crash into, as well as the medical
expenses of another rider.
Injuries to Your Passenger

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If you and your friend head out for a ride on your ATV, there is a chance one
of you could get injured. What happens with your friend who needs medical
treatment because of an unforeseen circumstance? Injuries from an accident
could end up costing you a fortune in medical bills and lawsuits.
Most of the time, your current ATV insurance policy will extend to any
passengers on your machine. If someone is riding with you and they are
injured, the coverage option often includes medical payments, bodily injury
liability and other coverage to help cover any bills you have before you. In
the event of a lawsuit, you can rest assured that you are covered as well.
Another thing to consider is that bodily injury liability coverage often
excludes those living in your home. These individuals are often covered
under the policy in effect for medical payments.
Take the time to speak with an insurance advisor about what type of policy
you need when riding on your ATV.