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Microfinance 101 Session 1 Stephen J. Conroy, Ph.D. Associate Professor of Economics University of San Diego
I. Overview and Learning Objectives ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
I. Overview and Learning Objectives ,[object Object],[object Object],[object Object],[object Object]
II.  What is Microfinance? ,[object Object],[object Object],[object Object]
II.  What is Microfinance? ,[object Object]
II.  What is Microfinance? ,[object Object]
II.  What is Microfinance? ,[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object]
III.  In-Class Exercise ,[object Object],[object Object],[object Object]
IV.  Difference of MFIs from Banks? ,[object Object],[object Object],[object Object]
IV.  Difference of MFIs from Banks? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
V.  Interest Rates and Lending Practices ,[object Object],[object Object],[object Object],[object Object],[object Object]
VI.  Stylized Facts ,[object Object],[object Object]
VI.  Stylized Facts—Progression over Time of Total Clients Year Institutions Reporting Total Number of Clients Reached Number of Poorest Clients Reported 1997 618 13,478,797 7,600,000 1998 925 20,938,899 1,221,918 1999 1065 23,555,689 13,779,872 2000 1567 30,681,107 19,327,451 2001 2186 54,932,235 26,878,332 2002 2572 67,606,080 41,594,778 2003 2931 80,868,343 54,785,433 2004 3164 92,270,289 66,614,871 2005 3133 113,261,390 81,949,036 2006 3316 133,030,913 92,922,574 2007 3352 154,825,825 106,584,679 Source:  Daley-Harris, 2009, Table 5
VI.  Stylized Facts—Poorest Clients ,[object Object]
VI.  Stylized Facts—Poorest Clients by Size of Institution Size of Institution (in terms of poorest clients) No. of Institutions Combined No. of Poorest Clients Percent of Total Poorest 1 million + 7 28,098,014 26.36 100,000 - 999,999 54 17,184,064 16.12 10,000 - 99,999 313 8,525,154 8 2,500 - 9,999 572 2,608,463 2.45 Fewer than 2,500 2,364 1,454,464 1.36 Networks 6 48,714,520 45.7 Source:  Daley-Harris, 2009, Table 6
VI.  Stylized Facts--Gender Of the 106.6 million poorest clients reached in 2007,  83.2 percent  (88.7 million) are women .
VI.  Stylized Facts—Regional Distribution Region No. of Programs Reporting No. of Clients in 2007 Asia and Pacific 1,727 129,438,919 Sub-Saharan Africa 935 9,189,825 Latin America and Caribbean 613 7,772,769 Middle East and North Africa 85 3,310,477 Developing World total 3,360 149,711,990 North America & W. Euro 127 176,958 Eastern Euro & C. Asia 65 4,936,877 Industrialized World total 192 5,113,835 Global total 3,552 154,825,825 Source:  Daley-Harris, 2009, Table 7
VI.  Stylized Facts—Regional Distribution
VII.  Banker to the Poor (Muhammad Yunus) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
VII.  Banker to the Poor (Muhammad Yunus) ,[object Object],[object Object],[object Object],[object Object]
VII.  Banker to the Poor (Muhammad Yunus) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
VII.  Banker to the Poor (Muhammad Yunus) ,[object Object],[object Object],[object Object]
VII.  Banker to the Poor (Muhammad Yunus) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
VII.  Banker to the Poor (Muhammad Yunus) ,[object Object],[object Object],[object Object]
VII.  Banker to the Poor (Muhammad Yunus) ,[object Object],[object Object]
VII.  Banker to the Poor (Muhammad Yunus) ,[object Object],[object Object]
VII.  Banker to the Poor (Muhammad Yunus) ,[object Object]
VIII.  Creating a World Without Poverty--Yunus ,[object Object],[object Object],[object Object]
VIII.  Creating a World Without Poverty--Yunus ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
VIII.  Creating a World Without Poverty--Yunus ,[object Object],[object Object]
IX.  BRAC—A Different Model ,[object Object],[object Object],[object Object]
IX.  BRAC—A Different Model ,[object Object],[object Object],[object Object],[object Object]
IX.  BRAC—A Different Model ,[object Object]

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Microfinance 101 Session 1 - Dr. Stephen Conroy

  • 1. Microfinance 101 Session 1 Stephen J. Conroy, Ph.D. Associate Professor of Economics University of San Diego
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  • 28. VI. Stylized Facts—Progression over Time of Total Clients Year Institutions Reporting Total Number of Clients Reached Number of Poorest Clients Reported 1997 618 13,478,797 7,600,000 1998 925 20,938,899 1,221,918 1999 1065 23,555,689 13,779,872 2000 1567 30,681,107 19,327,451 2001 2186 54,932,235 26,878,332 2002 2572 67,606,080 41,594,778 2003 2931 80,868,343 54,785,433 2004 3164 92,270,289 66,614,871 2005 3133 113,261,390 81,949,036 2006 3316 133,030,913 92,922,574 2007 3352 154,825,825 106,584,679 Source: Daley-Harris, 2009, Table 5
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  • 30. VI. Stylized Facts—Poorest Clients by Size of Institution Size of Institution (in terms of poorest clients) No. of Institutions Combined No. of Poorest Clients Percent of Total Poorest 1 million + 7 28,098,014 26.36 100,000 - 999,999 54 17,184,064 16.12 10,000 - 99,999 313 8,525,154 8 2,500 - 9,999 572 2,608,463 2.45 Fewer than 2,500 2,364 1,454,464 1.36 Networks 6 48,714,520 45.7 Source: Daley-Harris, 2009, Table 6
  • 31. VI. Stylized Facts--Gender Of the 106.6 million poorest clients reached in 2007, 83.2 percent (88.7 million) are women .
  • 32. VI. Stylized Facts—Regional Distribution Region No. of Programs Reporting No. of Clients in 2007 Asia and Pacific 1,727 129,438,919 Sub-Saharan Africa 935 9,189,825 Latin America and Caribbean 613 7,772,769 Middle East and North Africa 85 3,310,477 Developing World total 3,360 149,711,990 North America & W. Euro 127 176,958 Eastern Euro & C. Asia 65 4,936,877 Industrialized World total 192 5,113,835 Global total 3,552 154,825,825 Source: Daley-Harris, 2009, Table 7
  • 33. VI. Stylized Facts—Regional Distribution
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