Presentation   Aflac 2010
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Aflac Presentation

Aflac Presentation

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Presentation   Aflac 2010 Presentation Aflac 2010 Presentation Transcript

  • SEE HOW AFLAC CAN HELP YOU IMPROVE YOUR BENEFITS AT NO COST!!!
  • Here’s how Aflac can help you:
    • You can provide Aflac at no direct cost to your company.
    • Aflac compliments your primary medical insurance.
    • Aflac can help you attract and retain employees.
    • Aflac offers a wide variety of insurance policies that are designed to be easily administered.
    • All of these things can help increase your employees’ satisfaction with your benefits package, which may have a positive impact on your company’s earnings.
  • Many of your employees may consider Aflac to be a necessity.
    • Major medical plans focus on paying medical and hospital expenses, while Aflac pays benefits that can help with:
    • Medical expenses not covered by the primary medical insurance, such as deductibles, copayments, prescriptions, etc.
    • Additional expenses if the employee must leave the medical plan’s provider network.
    • Charges beyond what’s reasonable.
    • How much do you think your employees should pay in case of an accident or illness?
  • Aflac helps your employees.
    • Our plans pay benefits that can be used toward:
    • Additional expenses, such as:
    • Round-trip travel expenses to special treatment centers
    • Food and lodging
    • Child care
    • Additional help at home
    • Long-distance calls
    • Personal expenses, such as:
    • House payment
    • Car payment
    • Food purchases and utility payments
    • Loss of income:
    • Meeting financial obligations during the loss of work is very difficult, especially when a paycheck is not coming in. In a home where the expenses are shared, the consequences could be devastating if the healthy spouse is forced to stop working to care for the other.
  • In case of emergency
    • Considering all of the daily financial obligations and necessities, where would your employees get money in case of an emergency stemming from an unexpected health event?
    • Savings?
    • Loans?
    • Family members?
    • You?
    • That’s why more than 400,000 companies provide Aflac to their employees.*
    *Company statistics, December 2007.
  • Common characteristics of our insurance policies
    • Employees collect the benefits check directly (unless specified otherwise).
    • Policies are sold separately—when a claim is made, your employees can receive benefits from all applicable policies.
    • Benefits are paid independently of other insurance.
    • Renewal is guaranteed for life, as long as premiums are paid.
    • We process the majority of claims in approximately four business days (Company statistics, December 2007).
  • Financial contribution
    • Employees pay 100 percent of the premiums and own those policies.
  • I will help you to:
    • Explain the benefits to your employees.
    • Submit applications for processing policies.
    • Complete forms to record changes (marriage, birth, death, divorce, etc.).
    • Ensure the accuracy of invoices.
    • Provide assistance during the claim process.
  • INFORMATION ABOUT AFLAC
  • Aflac is a company with a record of excellence and respect.
    • A little bit about Aflac:
    • Aflac was founded in 1955 in Columbus, Georgia.
    • Aflac has top-notch credentials that include being rated 1 AA for its financial strength by Standard & Poor’s (June 2006), 2 Aa2 (Excellent) for its financial soundness as an insurance company by Moody’s Investors Service (January 2006), 3 and A+ (Superior) by A.M. Best (June 2007). 4
    • Aflac is a Fortune 500 company (No. 165, May 2008).
    1 Ratings refer only to the overall financial status of Aflac and are not recommendations of specific policy provisions, rates, or practices. 2 Second of 21 levels. 3 Third of 21 levels. 4 Second of 16 levels.
  • MY RECOMMENDATION
  • Come Join us
    • Provide Aflac to your employees and join the 400,000 companies that have enhanced their benefits with Aflac.*
    *Company statistics, December 2007.
  • THANK YOU! Michele Wyche-Hayes 856.905.8441 [email_address]