Ontario has a no-fault and tort-based system for auto accident benefits. If you are an accident victim, contact the Findlay Personal Injury Lawyers to find out if you have a case and get the compensation you deserve.

1. FINDLAY PERSONAL INJURY LAWYERS
Ontario
Auto
Accident
Benefits
Understanding No-Fault and Tort-Based Benefits

2. Regardless of who is at-
fault for an accident, your
insurance will cover some
or all of your losses.
NO-
FAULT
BENEFITS
An at-fault driver can be
sued for expenses
beyond what your
insurance covers.
TORT-
BASED
BENEFITS

3. Your insurance
benefits may
include:
Repair or
replacement of
lost items,
housekeeping,
visitor expenses
during your
treatment, and
lost educational
expenses
Other Expenses
Up to $6,000 per
month for
personal care
services
Attendant
Care
For massage,
medical devices,
psychological
counseling,
physiotherapy,
and other
applicable
expenses
Medical and
Rehabilitation
Paid to a
person in your
care if you are
unable to
provide care
due to your
injuries
Caregiver
70% of your gross income with a
maximum of $400 per week if
employed or a non-earner benefit of
$185/week if unemployed
Income Replacement or Non-
Earner

4. INSURANCE
BENEFITS
EXCLUSIONS
YOUR INSURER CAN
DENY INCOME
REPLACEMENT,
NON-EARNER, OR
OTHER EXPENSES
BENEFITS IN
CERTAIN CASES

5. Benefits can
be denied to
drivers who:
knowingly drove without a license
were excluded from your policy
drove your vehicle without consent
knowingly provided incorrect information
to the insurance company
were committing a criminal offence at the
time of the accident

6. If your expenses
exceed what is
covered by your
insurance, you
may be able to
sue the at-fault
driver for the
additional costs.

7. TORT-BASED
BENEFITS
You may be able to sue for
compensation related to:
Pain and suffering
Medical costs
Lost wages and
time off work

8. ACCIDENT
BENEFITS CASES
CAN BE
COMPLICATED
OUR EXPERIENCED
LAWYERS CAN
HELP YOU GET THE
COMPENSATION
YOU DESERVE

9. WHY CHOOSE
FINDLAY
PERSONAL
INJURY
LAWYERS
Results
We've built our reputation on
exceeding our clients' expectations.
Personalized Attention
We take the time to understand how
your accident and injuries have
impacted you and your family.
Experience
Extensive experience in auto accident
benefits cases means we know when
to settle and when to fight.

10. CALL US FOR A
FREE
CONSULTATION
905-522-9799
20 Hughson Street
South #510
Hamilton, Ontario
L8N 2A1
Unit 102A
325 West Street
Brantford, Ontario
N3R 3V6
LOCATIONS
2349 Fairview Street
Burlington, Ontario
L7R 2E3