2. Disclaimer
These presentation materials have been prepared by Hyundai Capital Services., Inc. (“HCS or the Company”), solely for the use at tthhiiss pprreesseennttaattiioonn
and have not been independently verified. No representations or warranties, express or implied, are made as to, and no reliance should be placed on,
the accuracy, fairness or completeness of the information presented or contained in this presentation. Neither the Companies nor any of theirs
affiliates, advisers or representatives accepts any responsibility whatsoever for any loss or damage arising from any information presented or
contained in this presentation. The information presented or contained in this presentation is current as of the date hereof and is subject to change
without notice and its accuracy is not guaranteed. Neither the Companies nor any of their affiliates, advisers or representatives make any undertaking
to update any such information subsequent to the date hereof. This presentation should not be construed as legal, tax, investment or other advice.
Certain information and statements made in this presentation contain “forward-looking statements.” Such forward-looking statements can be
identified by the use of forward-looking terminology such as “anticipate,”“believe,”“considering,”“depends,”“estimate,”“expect,”“intend,”“plan,”
“planning,”“planned,” “project,” “trend,” and similar expressions. All forward-looking statements are the Companies’ current expectation of future
events and are subject to a number of factors that could cause actual results to differ materially from those described in the forward-looking
statements. Caution should be taken with respect to such statements and you should not place undue reliance on any such forward-looking
statements.
CCeerrttaaiinn iinndduussttrryy aanndd mmaarrkkeett ddaattaa iinn tthhiiss pprreesseennttaattiioonn wwaass oobbttaaiinneedd ffrroomm vvaarriioouuss ttrraaddee aassssoocciiaattiioonnss,, aanndd tthhee CCoommppaanniieess hhaavvee nnoott vveerriiffiieedd ssuucchh ddaattaa
with independent sources. Accordingly, the Companies make no representations as to the accuracy or completeness of that data, and such data
involves risks and uncertainties and is subject to change based on various factors.
This presentation does not constitute an offer or invitation to purchase or subscribe for any shares or other securities of the Companies and neither
any part of this presentation nor any information or statement contained therein shall form the basis of or be relied upon in connection with any
contract or commitment whatsoever. Any decision to purchase shares in any offering of shares of the Companies should be made solely on the basis of
the information contained in the offering document which may be published or distributed in due course in connection with any offering of shares of
the Companies, if any.
The contents of this presentation may not be reproduced, redistributed or passed on, directly or indirectly, to any other person or published, in whole
or in part, for any purpose.
4. Hyundai Capital Global One Body Further Growth in the future
1989 1993
2012 2015 2016 ~
USA KOR
UK,CHN CAN, GER BRA, AUS, RUS, IND
HMGグローバルl総販売(単位：万台) 海外割合
77.7%
71.1%
83.8% 85.4% 85.1%
主なイシューII 海外事業の成⻑
海外販売の急激な成⻑とともにオートファイナ
ンス中心の安定した成⻑潜在力あり
US
Russia
China Korea
India
Germany
UK
Canada
Australia Brazil
382 385
710 755
380
'06 '09 '12 '13 '14.1H
HCSグローバル金融資産(単位：組) 海外* 割合
* HCA, HCUK, BHAF含む
金融法人非金融法人
9カ国11拠点、3.800人の社員
34の販売法人を支援、36%の平均引受率
14.6 20.5
39.2 44.2 45.7
7.5% 19.5%
48.2% 53.8% 55.6%
'06 '09 '12 '13 '14.1H
4
Source: Company data
5. 資産ポートフォリオKey Highlights
新車：取扱手数料の廃止や競争激化で取扱い減少
リース：輸入車リース営業の中止(3月)で取扱い減少
Others
2.8%
資産
パーソナルローン：リスク強化の措置で取扱い減少
New Car
51.2%
Mortgage
8.9%
P. Loan
10.3%
Used Car
7.4%
Lease
19.4%
商品別ポートフォリオの現状を維持
下半期に現代自動車の新車効果が持続及び起亜自動
車の新車発売で新車の取扱い拡大が期待
* オート資産：新車、リース、中古車
5
•与信の全体規模：20.3兆ウォン展望及び戦略
• オート割合：78%
