2. UNIT TRUST OF INDIA
Presenting By -- Preeti Verma, Niharika Singh, Neelam
Panday, Rahul Singh & Pawan
kumar Umrao.
3. CONTENT
Introduction
Schemes
Structure
Objective
Power & Function
Role
4. INTRODUCTION
UTI Was Formed
To Increase The Propensity
Of
Lower Group Middle Group
To Save & To Invest
5. INTRODUCTION
UTI Came Into In 1963, During a period marked by
Existence great political & economic
uncertainty in India
With war on the borders &
economic turmoil that depressed
the financial market
To channelize savings of the
community into equity markets to make The company & entrepreneurs
them available for the companies to were found difficult to access
speed up the process of industrial the equity markets
growth UTI was organized
6. INTRODUCTION
UTI was the idea of the Finance Minister, T.T.
Krishnamachari, which would “open to any person or
institution to purchase the units offered by the trust”.
UTI was formed as an
intermediary to full fill the
twin objectives
Mobilizing retail savings Investing those savings
In the capital market & passing on
the benefits so accrued to the
small investors.
7. SCHEMES
Open Ended Schemes (Income):
UTI - CRTS 81 - Dividend Option
TI - CRTS 81 - Growth Option
UTI - MIS-Growth
UTI - MIS-ADVANTAGE-FLEXI DIVIDEND
UTI Bond Fund-Growth (for rep. After 6 months- No Load)
UTI BALANCED FUND
UTI Dynamic Bond Fund – Dividend Option
UTI Dynamic Bond Fund – Growth Option
UTI Mahila Unit Scheme - Dividend Option
UTI - Treasury Advantage Fund - Institutional Monthly Dividend Option
UTI - Treasury Advantage Fund - Retail Weekly Dividend Option
TI - Treasury Advantage Fund - Growth Option
UTI - Treasury Advantage Fund - Institutional-weekly Dividend
UTI - Treasury Advantage Fund - Institutional-Growth
UTI - Short Term Income Fund - Dividend Option
UTI - Short Term Income Fund -Institutional Dividend Option
UTI - Unit Linked Insurance Plan
8. SCHEMES
Open Ended Schemes (Growth):
UTI - Equity Fund-Growth Option
UTI - Equity Fund-Income Option
UTI - INDEX SELECT FUND-Growth Option
UTI - INDEX SELECT FUND-Income Option
UTI - Master Index Fund-Growth Option
UTI - Master Index Fund-Income Option
UTI - Master Plus Unit Scheme-Growth Option
UTI - Master Plus Unit Scheme-Income Option
UTI - Master Share-Growth Option
UTI - Master Value Fund-Growth Option
UTI - Master Value Fund-Income Option
UTI - MNC Fund (UGS 10000)-Growth Option
UTI - MNC Fund (UGS 10000)-Income Option
UTI - NIFTY Index Fund-Growth Option
UTI - NIFTY Index Fund-Income Option
UTI - TOP 100 Fund- Growth Option
UTI - TOP 100 Fund-Income Option
10. SCHEMES
Open Ended Schemes (Money Market):
UTI MMF - Instn Growth Plan
UTI MMF - Instn Plan-Daily Dividend
UTI MMF - Instn Weekly Option
UTI MMF-Daily Dividend
UTI MMF-Growth
UTI MMF-Income
Open Ended Schemes (Gilt):
UTI - G-Sec Fund-Growth
UTI - G-Sec Fund-Income
UTI - G-Sec Fund-STP Growth
UTI - G-Sec Fund-STP Income
UTI - G-Sec Fund-STP Income
UTI - GILT ADVANTAGE-LONG TERM PF-DIVIDEND
UTI - GILT ADVANTAGE-LONG TERM PF-GROWTH
UTI - GILT ADVANTAGE-LONG TERM PF-PRESCRIBED DATE
AUTO REDEMPTION
11. SCHEMES
Open Ended Schemes (Floating Rate):
UTI - FLOATING RATE STP - INSTN DAILY DIVIDEND
UTI - FLOATING RATE STP - INSTN GROWTH OPTION
UTI - FLOATING RATE STP -Instn Weekly Dividend Option
UTI - FLOATING RATE STP-DAILY DIVIDEND
UTI - FLOATING RATE STP-DIVIDEND
UTI - FLOATING RATE STP-GROWTH
Close Ended Schemes (Income):
Fixed Income Interval Fund – Monthly Interval Plan - Growth Option
Fixed Income Interval Fund – Monthly Interval Plan – Dividend Option
Fixed Income Interval Fund – Monthly Interval Plan – Institutional Dividend Option
Fixed Income Interval Fund – Monthly Interval Plan – Institutional Growth Option
UTI- Fixed Term Income Fund Series -II Plan-16 - Growth Institutional
UTI- Fixed Term Income Fund Series -II Plan-16 - Growth Retail
UTI- Fixed Term Income Fund Series -II Plan-16 - Income Retail
UTI - FMP Quarterly Series Feb 2012 – Dividend Option
UTI - FMP Quarterly Series Feb 2012 – Growth Option
12. SCHEMES
UTI - FMP Quarterly Series Feb 2012 – Instn Growth Option
UTI - FMP Quarterly Series Feb 2012 – Instn. Dividend Option
UTI - FMP Quarterly Series Feb 2012 Plan II – Dividend Option
UTI - FMP Quarterly Series Feb 2012 Plan II – Instn Dividend Option
UTI - FMP Quarterly Series Feb 2012 Plan II – Instn Growth Option
UTI Capital Protection Oriented Scheme 3 years - Income Option
UTI F I I F Series II -Quarterly Interval Plan – IV –Dividend Option
UTI F I I F Series II -Quarterly Interval Plan – IV –Growth Option
UTI F I I F Series II -Quarterly Interval Plan – IV –Instn. Dividend Option
UTI F I I F Series II -Quarterly Interval Plan – IV –Instn. Growth Option
UTI F I I F Series II -Quarterly Interval Plan – V - Instn Growth Option
UTI F I I F Series II -Quarterly Interval Plan – V – Dividend Option
UTI F I I F Series II -Quarterly Interval Plan – V – Growth Option
UTI F I I F Series II -Quarterly Interval Plan – V – Instn Dividend Option
UTI F I I F Series II -Quarterly Interval Plan – VI-Divided Option
UTI F I I F Series II -Quarterly Interval Plan – VI-Growth Option
UTI F I I F Series II -Quarterly Interval Plan – VI-Institutional Divided Option
13. SCHEMES
UTI F I I F Series II -Quarterly Interval Plan – VII – Dividend Option
UTI F I I F Series II -Quarterly Interval Plan – VII – Instn Dividend Option
UTI Fixed Income Interval Fund ( Half Yearly Plan – I) – Dividend Option
UTI Fixed Income Interval Fund ( Half Yearly Plan – I) – Instn Dividend Option
UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Dividend Option
UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Instn. Dividend Option
UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Instn. Growth Option
UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Dividend Plan
UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Inst Dividend Plan
UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Inst Growth Plan
UTI Fixed Maturity Plan - Half Yearly March 08- Dividend Option
UTI Fixed Maturity Plan - Half Yearly March 08- Growth Option
UTI Fixed Maturity Plan - Half Yearly March 08- Instn. Dividend Option
UTI Fixed Maturity Plan - Half Yearly March 08- Instn. Growth Option
UTI Fixed Maturity Plan - Half Yearly Series Nov 2007 – Dividend Option
UTI Fixed Maturity Plan - Half Yearly Series Nov 2007 – Growth Option
UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Dividend Option
UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Growth Option
UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Instn Growth Option
UTI Fixed Maturity Plan -Quarterly June08 – Growth Option
UTI Fixed Maturity Plan -Quarterly June08 – Instn. Dividend Option
UTI Fixed Maturity Plan -Quarterly June08 –Dividend Option
14. SCHEMES
UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Growth Option--10.26530016-Jun-2008 UTI
Fixed M
UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Instn Dividend Option
UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Instn. Growth Option
UTI Fixed Maturity Plan Quarterly Feb 2008 - Series II – Instn. Dividend Option
UTI Fixed Maturity Plan Quarterly Feb 2008 - Series II – Instn. Growth Option
UTI Fixed Maturity Plan Quarterly February '08 Series I - Dividend Option
UTI Fixed Maturity Plan Quarterly February '08 Series I - Growth Option
UTI Fixed Maturity Plan Quarterly February '08 Series I - Institutional Dividend Option
UTI Fixed Maturity Plan Quarterly February '08 Series I - Institutional Growth Option
UTI Fixed Maturity Plan Quarterly May’08 Series II - Dividend Option
UTI Fixed Maturity Plan Quarterly May’08 Series II - Growth Option
UTI Fixed Maturity Plan Quarterly May’08 Series II - Instn. Dividend Option
UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Dividend Option
UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Growth Option
UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Instn. Dividend Option
UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Instn. Growth Option
UTI Fixed Maturity Plan Yearly Series June 2007 Institutional Growth Option
UTI Fixed Maturity Plan Yearly Series - March07 - Dividend Option
UTI Fixed Maturity Plan Yearly Series –Sept 09 – Growth Option
15. SCHEMES
UTI Fixed Maturity Plan Yearly Series - April 2007 - Institutional Dividend Option
UTI Fixed Maturity Plan Yearly Series April 2007 - Dividend Option
UTI Fixed Maturity Plan Yearly Series Aptil 2008 – Dividend Option
UTI Fixed Maturity Plan Yearly Series Aptil 2008 – Instn. Growth Option
UTI Fixed Maturity Plan Yearly Series August 2007 – Dividend Option
16. STRUCTURE
UTI represent an unique organization without
ownership capital and on independent board
of trustee.
Under the provision of the first UTI
schemes, US - 64, certain institutions
contributed to the scheme’s initial capital.
17. STRUCTURE
The contributors to the initial capital of Rs. 5
crore for US – 64 schemes were…
Reserve Bank Of India(RBI)
Other Financial Institutions
Life Insurance Corporation(LIC)
State Bank Of India(SBI)
And its subsidiaries & other scheduled
banks including a few foreign banks.
18. STRUCTURE
Under The Provision Of The
Act
Chairman Of The Board Of
UTI
Was Appointed By The
Government Of India
Perform Its Function
Based On Commercial
Principle, keeping in mind the Int of the
Unit Holder Under Various Schemes
Since, UTI does not have any share capital, it operates on
the principle of “no profit & loss”.
19. OBJECTIVE
The basic objective of the UTI is to offer both
small and large investors the means of
acquiring shares in the widening prosperity
resulting from the steady, industrial growth of
the country.
20. OBJECTIVE
Primary Objectives of
UTI
To promote and pull the small To give them an opportunity to
savings share the benefits
21. OBJECTIVE
Other Objectives of UTI
To encourage To allow
the savings of investors to
people. participate
To mobilize To channelize
savings from the savings to
small savers industrial growth
22. POWER & FUNCTION
To sell units to investors in different parts of the
country.
To cover the small savings into industrial finance.
To provide liquidity to units.
23. POWER & FUNCTION
To mobilize the savings of the community through
sale of units.
To underwrite the issue of shares & debentures
To serve unit holders along the length and breath
of the country
24. ROLE
UTI have relied extensively or intermediaries
to market their schemes to investors.
With the help of UTI recently banks finance
companies, secondary market brokers &
even post offices have also begun to market
mutual funds to their existing & potential
client basis.
It is thus clear that all types of intermediaries
are required for the growth of the industry.
25. It helps in
Channelizati
mobilize
on of funds
savings
Operational Practices of
UTI
Financial
assistance Distribution
to corporate of
enterprises assistance
26. QUIZ
1. Fresh shares or units of the ‘open-end’ investment
trust are continuously offered for sale at their face
value.
2. A ‘closed-end’ investment trust does not buy back its
shares or units.
3. The UTI does not underwrite shares and debentures
issued by companies.
4. Investment through UTI results in lower risk of loss
and higher return.
5. The market value of shares or units of closed-end
trusts depends on the market forces of demand and
supply.