1. PS tutorial: Text in image
This is the image I started with for my edit.

2. I would start by clicking the Layer Via Copy command, which would allow me to
edit the photo for my photo.
I would then add in a colour fill, which would allow to put the text inside the
image in the future.
I would then include some text into the image in an Arial black, which would
correlate, with the image.

3. I would then create a clipping mark to make the text go over the image
effectively
I would then use free transform to make the text considerably larger for the
image.

4. I would then create a drop shadow to the text to give at more professional style
which would complete the product.