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A Census of State Consumer Health Care Cost Websites
Background
High Deductible Health Plans (HDHP)
  • Relatively low premiums
  • $1,200 minimum for single deductible, and
    minimum of $2,400 for family deductible
  • Can be linked to Health Savings Accounts (HSA)
     • Tax-advantaged medical savings account
  • Consumer driven health care
HDHPs may attract…

…The Young and Healthy   …Those approaching   …The Money Savvy
                           Medicare age
Concerns about HDHPs
• Foregone care

         • Lack of cost transparency

                           • Financial burden
The Study…

Growing enrollment in HDHPs calls for more transparency.
Consumers can’t make informed decisions without the necessary
information.

What information is available?
The Goal…
• Identify the number of state consumer health care
  costs websites

• Document and describe the information on these
  websites

• Determine the effectiveness of these websites to
  properly provide consumers with cost transparency
Data Collection Process
REDCap
Online Search

• Google search:
    • Chose 10 key terms (e.g. “California health care costs”)
    • Went through first 100 websites
•   National Conference of State Legislature (NCSL) article
•   State Hospital Associations
•   State Departments of Insurance
•   State Departments of Social Services
•   State Departments of Health
My Role

• Worked on creation of the REDCap database and
  survey instrument
• Developed and refined the search strategy
• Searched online for health care cost websites
• Catalogued the information contained in the
  health care cost websites
Findings
Preliminary findings suggest that there is a lack
of consumer health care cost websites
available:
• Many states do not have any applicable websites
• Most states have very few available websites
• Many websites we found were not targeted for
   consumers
Florida




          California
Lessons Learned

• Research is a process

• Change is inevitable

• Persistence is crucial

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A Review of State Consumer Health Care Cost Websites

  • 1. A Census of State Consumer Health Care Cost Websites
  • 2. Background High Deductible Health Plans (HDHP) • Relatively low premiums • $1,200 minimum for single deductible, and minimum of $2,400 for family deductible • Can be linked to Health Savings Accounts (HSA) • Tax-advantaged medical savings account • Consumer driven health care
  • 3. HDHPs may attract… …The Young and Healthy …Those approaching …The Money Savvy Medicare age
  • 4. Concerns about HDHPs • Foregone care • Lack of cost transparency • Financial burden
  • 5. The Study… Growing enrollment in HDHPs calls for more transparency. Consumers can’t make informed decisions without the necessary information. What information is available?
  • 6. The Goal… • Identify the number of state consumer health care costs websites • Document and describe the information on these websites • Determine the effectiveness of these websites to properly provide consumers with cost transparency
  • 9. Online Search • Google search: • Chose 10 key terms (e.g. “California health care costs”) • Went through first 100 websites • National Conference of State Legislature (NCSL) article • State Hospital Associations • State Departments of Insurance • State Departments of Social Services • State Departments of Health
  • 10. My Role • Worked on creation of the REDCap database and survey instrument • Developed and refined the search strategy • Searched online for health care cost websites • Catalogued the information contained in the health care cost websites
  • 11. Findings Preliminary findings suggest that there is a lack of consumer health care cost websites available: • Many states do not have any applicable websites • Most states have very few available websites • Many websites we found were not targeted for consumers
  • 12. Florida California
  • 13. Lessons Learned • Research is a process • Change is inevitable • Persistence is crucial