Join us on Twitter every Wednesday at 3 p.m. ET by using the #CreditChat hashtag. This week we discussed ways to pay down debt while investing for the future. We're grateful for all the tips shared by Jill Schlesinger - CBS News Business Analyst, Gail Cunningham – National Foundation for Credit Counseling, Tarra Jackson – Madam Money, Stephanie Halligan – Empowered Dollar, Shannon McNay – ReadyForZero, Rod Griffin – Director of Public Education at Experian, and Mike Delgado – Experian. You can catch the full broadcast here: http://www.experian.com/blogs/news/about/juggle-debt/

1. #CreditChat
Wednesday | 3 p.m. ET
How to Juggle Debt & Retirement

2. Join our #CreditChat every Wednesday at 3 p.m. ET. This week,
“we talked about juggling debt and retirement planning.
Check Out All the Tweets and Resources:
bit.ly/juggle-debt

3. #CreditChat
Wednesdays | 3 p.m. ET
What is it easy to fall into debt?

4. #CreditChat
No one ever intends to go into debt.
Tweet by @NFCCdebtadvice

5. #CreditChat
Job loss is any easy way to fall into debt.
T w ee t by @ AdvantageCSS

6. #CreditChat
Credit cards are incredibly tempting and that debt can grow fast.
Tweet by @AmericaSaves

7. #CreditChat
Shopping sprees can be an easy way to fall into debt.
Tweet by @AdvantageCCS

8. #CreditChat
Easiest debts to get into: credit cards, personal loans
and clothing accounts
Tweet by @DeeOnMoneyZA

9. Not having an emergency fund can result in unexpected debt.
#CreditChat
Tweet by @MoneyCrashers

10. #CreditChat
Wednesdays | 3 p.m. ET
How does emotion impact the way
we spend money?

11. Fear, insecurities and stress can lead to retail therapy.
#CreditChat
Tweet by @CreditDotOrg

12. We spend to feel comforted, but need to keep spending
to feel that same joy. Spending makes many feel in control.
Tweet by @Phroogal
#CreditChat

13. #CreditChat
Spending money because we think we “deserve” something.
Tweet by @SenseofCents

14. #CreditChat
Emotional spending stems from conflating consumer goods
with happiness & mentality of paying away problems.
Tweet by @FrugalWoods

15. Avoid emotional spending at all cost.
#CreditChat
Tweet by @GraceKvantas

16. When people spend for emotional reasons they think
it may solve a problem or add temporary relief.
Tweet by @NFCCdebtadvice
#CreditChat

17. #CreditChat
Emotions and psychology play a huge role in how
we spend (and save) our money.
Tweet by @Magnify_Money

18. #CreditChat
Wednesdays | 3 p.m. ET
What advice do you have for those
struggling with debt?

19. #CreditChat
Prioritize. Set a goal. Make a plan. Seek out help.
Tweet by @AmericaSaves

20. #CreditChat
If you’re stuck with a debt load with high interest rates,
focus on paying that off.
Tweet by @TeamFSINC

21. Ask for help from a financial professional
before you get in too deep.
Tweet by @MSMadamMoney
#CreditChat

22. #CreditChat
Don’t ignore it. Debt has no feelings. Face it head on with a plan.
Tweet by @YoungFinances

23. Don’t panic. Stop spending, sit down and review your
b u dget line by line. Identify where you can save.
Tweet by @FrugalWoods
#CreditChat

24. #CreditChat
Set money aside for unexpected expenses and emergencies
Tweet by @NFCCdebtadvice

25. #CreditChat
Put together a detailed plan to get out of debt faster.
Tweet by @Quizzle

26. Teach your teens to create an emergency fund early
Tweet by @FamZoo
#CreditChat
to avoid early debt traps.

27. #CreditChat
Make financial decisions with your head, not your heart.
Tweet by @NFCCdebtadvice

28. #CreditChat
Maybe we need more impulse saving.
Tweet by @csmithraleigh

29. #CreditChat
Wednesdays | 3 p.m. ET
How much money should go
toward retirement vs. paying off debt?

30. #CreditChat
Don’t wait to start investing in your retirement
o r you’ll miss out on compound interest.
Tweet by @MoneyCrashers

31. #CreditChat
Important to tackle saving and debt pay down simultaneously.
Tweet by @csmithraleigh

32. #CreditChat
Don’t put off saving for retirement. Attack your debt fiercely.
Tweet by @DeeOnMoneyZA

33. Jumpstart your teen on retirement saving.
Tweet by @FamZoo
#CreditChat
Set up Roth IRA and seed with some of first summer job + parents match.

34. #CreditChat
Decide to stop growing your debt, and work on a repayment plan.
Make sure it’s realistic. Be as ruthless.
Tweet by @DeeOnMoneyZA

35. #CreditChat
Wednesdays | 3 p.m. ET
What are some mistakes to avoid
when investing for the future?

36. Make sure you know the fees you’re paying on investments.
Don’t be losing too much money in the fine print.
Tweet by @magnify_money

37. #CreditChat
When investing, avoid the urge to pull your money when the market drops.
Tweet by @JayneMakesCents

38. #CreditChat
One of the biggest mistakes is NOT saving enough!
Think of inflation and what things will cost when you are retired.
Tweet by @AdvantageCSS

39. #CreditChat
Believe in the power of compounding interest.
And don’t pull money out of 401(K) or taxable investments prematurely!
Tweet by @FrugalWoods

40. Don’t let recent years scare you off from investing.
S tay diversified to protect you from swings.
Tweet by @YoungFinances

41. #CreditChat
Wednesdays | 3 p.m. ET
Check out all the resources and tips shared:
bit.ly/juggle-debt

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